[{"data":1,"prerenderedAt":5323},["ShallowReactive",2],{"fr-blog/devenir-directeur-financier":3,"fr-global-content":1077,"fr-article-global-content":2477,"fr-blog-article-more-articles-d0994ca0-a555-425e-b68f-d17b0657cfdb":2732,"fr-blog-article-more-articles-213437477":5318},{"name":4,"created_at":5,"published_at":6,"updated_at":7,"id":8,"uuid":9,"content":10,"slug":1064,"full_slug":1065,"sort_by_date":51,"position":1066,"tag_list":1067,"is_startpage":28,"parent_id":1068,"meta_data":51,"group_id":1069,"first_published_at":1070,"release_id":51,"lang":57,"path":51,"alternates":1071,"default_full_slug":1072,"translated_slugs":1073},"Comment et pourquoi devenir directeur financier ?","2022-11-02T18:03:57.861Z","2026-03-12T10:47:18.012Z","2026-03-12T10:47:49.347Z",213437477,"5f40367f-44f0-466e-a3db-c1ca3c1fbd03",{"_uid":11,"title":4,"author":12,"topics":67,"content":130,"category":1028,"language":1054,"component":1041,"heroMedia":1055,"publishedAt":1062,"readingTime":1063,"redirectUrl":22},"fdf9db36-f2a7-4344-930b-ce92ce65328a",{"name":13,"created_at":14,"published_at":6,"updated_at":15,"id":16,"uuid":17,"content":18,"slug":49,"full_slug":50,"sort_by_date":51,"position":52,"tag_list":53,"is_startpage":28,"parent_id":54,"meta_data":51,"group_id":55,"first_published_at":56,"release_id":51,"lang":57,"path":51,"alternates":58,"default_full_slug":59,"translated_slugs":60,"_stopResolving":66},"Laurence Kermorgant","2022-10-19T17:43:32.473Z","2026-03-12T10:47:22.250Z",206167982,"ad5e9865-33b0-4e4f-87fb-87854da52c85",{"_uid":19,"name":13,"links":20,"picture":35,"lastName":37,"component":38,"firstName":39,"description":40},"7b6af6e6-4cef-414b-b406-e7f20b9f0876",[21],{"tag":22,"_uid":23,"icon":24,"link":29,"type":22,"label":22,"style":33,"component":34,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"","fc35f0d4-4b24-4a61-9b3e-74da38f7994c",{"id":25,"alt":22,"name":22,"focus":22,"title":22,"filename":26,"copyright":22,"fieldtype":27,"is_external_url":28},4129791,"https://a.storyblok.com/f/146026/x/315bd7d0c7/ic_linkedin.svg","asset",false,{"id":22,"url":30,"linktype":31,"fieldtype":32,"cached_url":30},"https://www.linkedin.com/in/laurence-kermorgant-5018a52/","url","multilink","primary","cta",{"alt":36,"name":22,"focus":22,"title":22,"filename":36,"copyright":22,"fieldtype":27,"is_external_url":28},"https://a.storyblok.com/f/146026/433x433/c873863fcb/laurence-kermorgant.jpeg","Kermorgant","author","Laurence",{"type":41,"content":42},"doc",[43],{"type":44,"content":45},"paragraph",[46],{"text":47,"type":48},"Laurence Kermorgant est rédactrice web SEO. 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Elle a exercé principalement dans les secteurs de l'agroalimentaire et de la métallurgie, tant dans des PME françaises que des groupes anglo-saxons et américains.","text","laurence-kermorgant","fr/blog/author/laurence-kermorgant",null,-860,[],176408854,"ea6e443c-29db-4708-b9a6-5239d19881b7","2022-11-02T15:25:44.771Z","fr",[],"blog/author/laurence-kermorgant",[61,62,64],{"path":59,"name":51,"lang":57,"published":51},{"path":59,"name":51,"lang":63,"published":51},"de",{"path":59,"name":51,"lang":65,"published":51},"es",true,[68,90,110],{"name":69,"created_at":70,"published_at":6,"updated_at":71,"id":72,"uuid":73,"content":74,"slug":77,"full_slug":78,"sort_by_date":51,"position":79,"tag_list":80,"is_startpage":28,"parent_id":81,"meta_data":51,"group_id":82,"first_published_at":83,"release_id":51,"lang":57,"path":51,"alternates":84,"default_full_slug":85,"translated_slugs":86,"_stopResolving":66},"Comptabilité","2022-10-19T17:57:49.664Z","2026-03-12T10:47:22.734Z",206171401,"d0994ca0-a555-425e-b68f-d17b0657cfdb",{"_uid":75,"name":69,"component":76},"1dc6497e-1135-45e9-a2c6-426facc382ba","tag","comptabilite","fr/blog/topic/comptabilite",-50,[],176456153,"0cd4ad6e-957d-466c-ad0c-f730e74c8b7a","2022-11-02T15:24:55.833Z",[],"blog/topic/comptabilite",[87,88,89],{"path":85,"name":51,"lang":57,"published":51},{"path":85,"name":51,"lang":63,"published":51},{"path":85,"name":51,"lang":65,"published":51},{"name":91,"created_at":92,"published_at":6,"updated_at":93,"id":94,"uuid":95,"content":96,"slug":98,"full_slug":99,"sort_by_date":51,"position":100,"tag_list":101,"is_startpage":28,"parent_id":81,"meta_data":51,"group_id":102,"first_published_at":103,"release_id":51,"lang":57,"path":51,"alternates":104,"default_full_slug":105,"translated_slugs":106,"_stopResolving":66},"Témoignages","2022-10-19T17:57:52.208Z","2026-03-12T10:47:23.115Z",206171411,"998906f0-a00f-4e0b-9035-690e2117053d",{"_uid":97,"name":91,"component":76},"8d32cd7a-eab9-4f9f-9153-0c0904ad5d73","temoignages","fr/blog/topic/temoignages",-150,[],"3cc3a17c-f6d6-4f02-8a4b-915db15bac63","2022-11-02T15:24:52.469Z",[],"blog/topic/temoignages",[107,108,109],{"path":105,"name":51,"lang":57,"published":51},{"path":105,"name":51,"lang":63,"published":51},{"path":105,"name":51,"lang":65,"published":51},{"name":111,"created_at":112,"published_at":6,"updated_at":113,"id":114,"uuid":115,"content":116,"slug":118,"full_slug":119,"sort_by_date":51,"position":120,"tag_list":121,"is_startpage":28,"parent_id":81,"meta_data":51,"group_id":122,"first_published_at":123,"release_id":51,"lang":57,"path":51,"alternates":124,"default_full_slug":125,"translated_slugs":126,"_stopResolving":66},"Inspiration","2022-10-19T17:57:55.181Z","2026-03-12T10:47:23.340Z",206171422,"c76e9f0a-1871-437e-8987-85794643523c",{"_uid":117,"name":111,"component":76},"2aab35d8-f5f2-4fd6-9ac7-4fd7898291de","inspiration","fr/blog/topic/inspiration",-260,[],"f8fb6874-beda-4f6c-bf8d-bd67528f64af","2022-11-02T15:24:48.789Z",[],"blog/topic/inspiration",[127,128,129],{"path":125,"name":51,"lang":57,"published":51},{"path":125,"name":51,"lang":63,"published":51},{"path":125,"name":51,"lang":65,"published":51},{"type":41,"content":131},[132,139,150,154,163,171,179,187,191,208,220,225,243,253,258,268,316,326,348,353,363,373,401,406,415,425,443,447,457,462,471,481,486,496,504,512,517,527,537,541,551,556,566,576,621,626,643,652,703,708,717,727,732,736,742,752,762,772,777,787,797,801,811,816,826,831,835,844,895,900,910,928,944,960,965,975,980,990,997,1013,1018],{"type":133,"attrs":134,"content":136},"heading",{"level":135},2,[137],{"text":138,"type":48},"Choisir le métier de directeur financier en entreprise : un projet qui se construit",{"type":44,"content":140},[141,143,148],{"text":142,"type":48},"Personne ne naît DAF ou CFO d’une entreprise, même avec un diplôme en finance de niveau bac + 5. Vous vous demandez pourquoi choisir ce métier et comment ",{"text":144,"type":48,"marks":145},"devenir directeur financier",[146],{"type":147},"bold",{"text":149,"type":48}," ? Cet article aborde toutes les facettes du sujet. Le rôle et le périmètre du DAF, les motivations à embrasser cette profession, la manière d’y parvenir, le salaire et les conditions de travail, nous vous détaillons chaque point.",{"type":44,"content":151},[152],{"text":153,"type":48},"Sommaire :",{"type":44,"content":155},[156],{"text":157,"type":48,"marks":158},"1 - Qu’est-ce que le métier de directeur financier ?",[159],{"type":160,"attrs":161},"link",{"href":162,"title":51},"#A1",{"type":44,"content":164},[165],{"text":166,"type":48,"marks":167},"2 - Pourquoi devenir directeur financier d’une entreprise ?",[168],{"type":160,"attrs":169},{"href":170,"title":51},"#A2",{"type":44,"content":172},[173],{"text":174,"type":48,"marks":175},"3 - Comment devenir DAF ou CFO d’une entreprise ?",[176],{"type":160,"attrs":177},{"href":178,"title":51},"#A3",{"type":44,"content":180},[181],{"text":182,"type":48,"marks":183},"4 - Rémunération et conditions de travail d’un CFO",[184],{"type":160,"attrs":185},{"href":186,"title":51},"#A4",{"type":133,"attrs":188,"content":189},{"level":135},[190],{"text":157,"type":48},{"type":44,"content":192},[193,195,200,202,206],{"text":194,"type":48},"Qu’il s’agisse de directeur administratif et financier (DAF), directeur financier ou CFO (",{"text":196,"type":48,"marks":197},"chief financial officer",[198],{"type":199},"italic",{"text":201,"type":48},") tous ces termes recouvrent ",{"text":203,"type":48,"marks":204},"le même métier même si les fonctions varient",[205],{"type":147},{"text":207,"type":48}," selon la taille et l’organisation de l’entreprise.",{"type":133,"attrs":209,"content":211},{"level":210},3,[212],{"type":213,"attrs":214},"blok",{"body":215},[216],{"_uid":217,"html":218,"component":219},"6e25ae8b-5508-4a21-9ab6-9f1c59726995","\u003C!--HubSpot Call-to-Action Code -->\u003Cspan class=\"hs-cta-wrapper\" id=\"hs-cta-wrapper-d9239f25-aafd-4134-8d45-5ac16c34dbce\">\u003Cspan class=\"hs-cta-node hs-cta-d9239f25-aafd-4134-8d45-5ac16c34dbce\" id=\"hs-cta-d9239f25-aafd-4134-8d45-5ac16c34dbce\">\u003C!--[if lte IE 8]>\u003Cdiv id=\"hs-cta-ie-element\">\u003C/div>\u003C![endif]-->\u003Ca href=\"https://cta-redirect.hubspot.com/cta/redirect/2694209/d9239f25-aafd-4134-8d45-5ac16c34dbce\" >\u003Cimg class=\"hs-cta-img\" id=\"hs-cta-img-d9239f25-aafd-4134-8d45-5ac16c34dbce\" style=\"border-width:0px;\" height=\"375\" width=\"750\" src=\"https://no-cache.hubspot.com/cta/default/2694209/d9239f25-aafd-4134-8d45-5ac16c34dbce.png\"  alt=\"New call-to-action\"/>\u003C/a>\u003C/span>\u003Cscript charset=\"utf-8\" src=\"https://js.hscta.net/cta/current.js\">\u003C/script>\u003Cscript type=\"text/javascript\"> hbspt.cta.load(2694209, 'd9239f25-aafd-4134-8d45-5ac16c34dbce', {\"useNewLoader\":\"true\",\"region\":\"na1\"}); \u003C/script>\u003C/span>\u003C!-- end HubSpot Call-to-Action Code -->","embed",{"type":133,"attrs":221,"content":222},{"level":210},[223],{"text":224,"type":48},"1.1 - Quel est le rôle d’un directeur financier ?",{"type":44,"content":226},[227,229,235,237,241],{"text":228,"type":48},"La direction financière d’une entreprise constitue un service clé très proche de la direction générale. ",{"text":230,"type":48,"marks":231},"Maître des chiffres ou maître stratège",[232],{"type":160,"attrs":233},{"href":234,"title":51},"https://blog.spendesk.com/fr/cfo",{"text":236,"type":48},", un DAF ou CFO est le gardien du temple dans de nombreux domaines. Il épaule les dirigeants dans leur prise de décision en apportant des ",{"text":238,"type":48,"marks":239},"éclairages pertinents sur la marche de l’entreprise et ses finances",[240],{"type":147},{"text":242,"type":48},".",{"type":44,"content":244},[245,247,251],{"text":246,"type":48},"Le directeur financier se consacre à l’optimisation de la ",{"text":248,"type":48,"marks":249},"performance financière de l’entreprise",[250],{"type":147},{"text":252,"type":48}," ou du groupe. Il coordonne les travaux de ses différentes équipes, comptabilité, contrôle de gestion et trésorerie. Il communique avec ses pairs de la direction et répond à leurs demandes récurrentes ou ponctuelles d’éléments financiers ou d’analyses.",{"type":133,"attrs":254,"content":255},{"level":210},[256],{"text":257,"type":48},"1.2 - Quelles sont les fonctions d’un DAF d’entreprise ?",{"type":44,"content":259},[260,262,266],{"text":261,"type":48},"Voici les ",{"text":263,"type":48,"marks":264},"missions classiques d’un directeur financier",[265],{"type":147},{"text":267,"type":48}," sur le plan technique :",{"type":269,"attrs":270,"content":272},"bullet_list",{"tight":28,"key":271},"ul-0",[273,280,286,292,298,304,310],{"type":274,"content":275},"list_item",[276],{"type":44,"content":277},[278],{"text":279,"type":48},"Il pilote la gestion financière dans le respect des normes comptables et fiscales.",{"type":274,"content":281},[282],{"type":44,"content":283},[284],{"text":285,"type":48},"Il garantit la production des comptes annuels et des situations périodiques fiables, régulières et sincères tant vis-à-vis des actionnaires que des tiers ou de l’administration.",{"type":274,"content":287},[288],{"type":44,"content":289},[290],{"text":291,"type":48},"Il établit les budgets et analyse l’atteinte des objectifs.",{"type":274,"content":293},[294],{"type":44,"content":295},[296],{"text":297,"type":48},"Il gère la trésorerie et ses prévisions et négocie les financements.",{"type":274,"content":299},[300],{"type":44,"content":301},[302],{"text":303,"type":48},"Il surveille la rentabilité ainsi que les prix de revient des produits ou services.",{"type":274,"content":305},[306],{"type":44,"content":307},[308],{"text":309,"type":48},"Il veille au fonctionnement du contrôle interne afin de limiter les risques.",{"type":274,"content":311},[312],{"type":44,"content":313},[314],{"text":315,"type":48},"Il suit et valide le juridique comme les contrats, les actes notariés, les conventions, etc.",{"type":44,"content":317},[318,320,324],{"text":319,"type":48},"Quant aux ",{"text":321,"type":48,"marks":322},"aspects plus relationnels",[323],{"type":147},{"text":325,"type":48},", voici les missions du DAF :",{"type":269,"attrs":327,"content":329},{"tight":28,"key":328},"ul-1",[330,336,342],{"type":274,"content":331},[332],{"type":44,"content":333},[334],{"text":335,"type":48},"Il gère les relations avec les banques, les administrations, les commissaires aux comptes, l’expert-comptable du CSE, etc.",{"type":274,"content":337},[338],{"type":44,"content":339},[340],{"text":341,"type":48},"Il manage les collaborateurs de son périmètre.",{"type":274,"content":343},[344],{"type":44,"content":345},[346],{"text":347,"type":48},"Il participe au comité de direction de l’entreprise voire aux réunions des actionnaires.",{"type":133,"attrs":349,"content":350},{"level":210},[351],{"text":352,"type":48},"1.3 - Pourquoi le périmètre du directeur financier peut-il varier ?",{"type":44,"content":354},[355,357,361],{"text":356,"type":48},"Devenir directeur financier n’implique pas de réaliser une mission rigide dans son contenu. Plusieurs critères peuvent ",{"text":358,"type":48,"marks":359},"faire fluctuer la nature des tâches",[360],{"type":147},{"text":362,"type":48}," qui lui incombent. Citons la complexité des activités, la taille ainsi que l’organisation du groupe ou de l’entreprise. Aussi, il est possible d’exercer le métier avec un périmètre plus restreint pour démarrer ou en fonction des affinités personnelles du DAF.",{"type":44,"content":364},[365,367,371],{"text":366,"type":48},"Ainsi ces ",{"text":368,"type":48,"marks":369},"tâches s’affectent ou non à un DAF",[370],{"type":147},{"text":372,"type":48}," :",{"type":269,"attrs":374,"content":376},{"tight":28,"key":375},"ul-2",[377,383,389,395],{"type":274,"content":378},[379],{"type":44,"content":380},[381],{"text":382,"type":48},"le contrôle de gestion (parfois, il dépend de la direction générale) ;",{"type":274,"content":384},[385],{"type":44,"content":386},[387],{"text":388,"type":48},"le juridique (peut correspondre à une direction à part entière) ;",{"type":274,"content":390},[391],{"type":44,"content":392},[393],{"text":394,"type":48},"les RH et la paie (dans certaines PME, la fonction est rattachée au RAF/DAF) ;",{"type":274,"content":396},[397],{"type":44,"content":398},[399],{"text":400,"type":48},"le contrôle interne (quand la taille d’entreprise ne justifie pas un poste à part entière).",{"type":133,"attrs":402,"content":403},{"level":210},[404],{"text":405,"type":48},"1.4 - Quelles sont les différentes formes d’exercice du métier ?",{"type":44,"content":407},[408,410,414],{"text":409,"type":48},"Parfois, vous rencontrez des titres comme responsable administratif et financier (RAF), responsable administratif et comptable (RAC), contrôleur financier, etc. Ces dénominations dépendent du ",{"text":411,"type":48,"marks":412},"contenu précis du poste et de la taille de l’entreprise",[413],{"type":147},{"text":242,"type":48},{"type":44,"content":416},[417,419,423],{"text":418,"type":48},"Ainsi, une société familiale sans comité de direction a tendance à parler de RAF. ",{"text":420,"type":48,"marks":421},"Un groupe dispose d’un directeur financier",[422],{"type":147},{"text":424,"type":48}," (et d’un directeur juridique ainsi que d’un directeur du contrôle interne voire du contrôle de gestion). Dans ce même groupe, si la comptabilité s’établit dans un centre de service partagé, le RAF de filiale s’appelle plutôt contrôleur financier.",{"type":44,"content":426},[427,429,435,437,441],{"text":428,"type":48},"Enfin, devenir directeur financier signifie parfois ",{"text":430,"type":48,"marks":431},"exercer le métier de DAF à temps partagé",[432],{"type":160,"attrs":433},{"href":434,"title":51},"https://blog.spendesk.com/fr/5-questions-pour-devenir-daf-temps-partage",{"text":436,"type":48}," voire en tant que consultant. Ces ",{"text":438,"type":48,"marks":439},"nouvelles formes du métier",[440],{"type":147},{"text":442,"type":48}," se développent et constituent une bonne solution pour les petites structures.",{"type":133,"attrs":444,"content":445},{"level":135},[446],{"text":166,"type":48},{"type":44,"content":448},[449,451,455],{"text":450,"type":48},"Qu’est-ce qui peut ",{"text":452,"type":48,"marks":453},"pousser vers un poste de directeur financier",[454],{"type":147},{"text":456,"type":48}," ? C’est rarement un métier que vous embrassez jeune. En effet, vous évoluez plutôt vers la fonction de DAF au long de votre carrière.",{"type":133,"attrs":458,"content":459},{"level":210},[460],{"text":461,"type":48},"2.1 - Quand choisit-on d’être directeur financier ?",{"type":44,"content":463},[464,466,470],{"text":465,"type":48},"Le goût des chiffres et de l’analyse joue un rôle essentiel. Il vous conduit souvent vers des études financières. La maîtrise parfaite d’un secteur d’activité, par exemple via le contrôle de gestion, peut aussi ",{"text":467,"type":48,"marks":468},"vous pousser naturellement vers la direction financière",[469],{"type":147},{"text":242,"type":48},{"type":44,"content":472},[473,475,479],{"text":474,"type":48},"Au fil des expériences professionnelles, vous connaissez votre capacité technique et managériale ainsi que ",{"text":476,"type":48,"marks":477},"votre désir ou pas de devenir CFO",[478],{"type":147},{"text":480,"type":48},". Cette fonction s’avère prenante et exigeante. Elle présente des responsabilités importantes. Devenir directeur financier ne relève donc généralement pas d’un choix irrévocable qui interviendrait à l’âge de 20 ans.",{"type":133,"attrs":482,"content":483},{"level":210},[484],{"text":485,"type":48},"2.2 - Pourquoi s’orienter vers la direction financière d’entreprise ?",{"type":44,"content":487},[488,490,494],{"text":489,"type":48},"De multiples situations peuvent ",{"text":491,"type":48,"marks":492},"conduire à évoluer vers un emploi de directeur financier",[493],{"type":147},{"text":495,"type":48},". Voici deux exemples.",{"type":44,"content":497},[498,502],{"text":499,"type":48,"marks":500},"Un contrôleur de gestion",[501],{"type":147},{"text":503,"type":48}," peut prendre en charge le management d’une équipe et devenir responsable du contrôle de gestion. Ce type de poste le conduit à côtoyer une grande partie des fonctions d’un directeur financier. L’évolution s’effectue alors naturellement afin d’accroître encore son domaine d’intervention.",{"type":44,"content":505},[506,510],{"text":507,"type":48,"marks":508},"Un responsable comptable",[509],{"type":147},{"text":511,"type":48}," embauché par une jeune entreprise en croissance suit le développement année après année. S’il en présente les compétences, c’est tout naturellement qu’il peut évoluer vers un poste de RAF lorsque la société se structure. Il connaît déjà tous les rouages et le dirigeant le considère généralement comme son bras droit.",{"type":133,"attrs":513,"content":514},{"level":210},[515],{"text":516,"type":48},"2.3 - Faut-il accepter absolument une promotion de directeur financier ?",{"type":44,"content":518},[519,521,525],{"text":520,"type":48},"Vous l’aurez compris, on ne naît pas directeur financier, on le devient. Mais un collaborateur au statut cadre, même chef de service doit-il impérativement ",{"text":522,"type":48,"marks":523},"accepter une promotion",[524],{"type":147},{"text":526,"type":48}," au poste de DAF ? Évidemment, la réponse est non ! C’est un métier passionnant, mais qui oblige à faire face au stress, à la pression et à une charge de travail importante. La réflexion se mène en mesurant les avantages et inconvénients ainsi que l’impact sur la vie de famille.",{"type":44,"content":528},[529,531,535],{"text":530,"type":48},"Pour autant, si vous estimez que la proposition arrive trop tôt et que vous ne vous sentez pas prêt, réfléchissez bien à deux fois. ",{"text":532,"type":48,"marks":533},"Cette opportunité ne se présente pas souvent",[534],{"type":147},{"text":536,"type":48}," dans la même entreprise. En outre, dans un groupe de sociétés, avant de refuser, il est intéressant de comprendre pourquoi la direction pense à vous en particulier.",{"type":133,"attrs":538,"content":539},{"level":135},[540],{"text":174,"type":48},{"type":44,"content":542},[543,545,549],{"text":544,"type":48},"Ce n’est pas le type d’emploi qui se choisit réellement dans une brochure pour étudiants avec les fiches métiers détaillées. Pour autant, si vous imaginez que cela pourrait vous convenir après 30 ans, il existe des ",{"text":546,"type":48,"marks":547},"voies recommandées",[548],{"type":147},{"text":550,"type":48}," pour accéder à la direction financière. Formation et expérience, faisons le point.",{"type":133,"attrs":552,"content":553},{"level":210},[554],{"text":555,"type":48},"3.1 - Quelle est la formation indispensable pour devenir DAF ?",{"type":44,"content":557},[558,560,564],{"text":559,"type":48},"Devenir directeur financier sans aucune formation comptable ou en finance relève du rêve ou d’un futur parcours du combattant. Généralement, ce professionnel dispose d’un ",{"text":561,"type":48,"marks":562},"diplôme de niveau bac+5",[563],{"type":147},{"text":565,"type":48},". Toutefois, une formation bac +2 du type BTS ou DUT comptabilité n’exclut pas de devenir un jour DAF d’une PME.",{"type":44,"content":567},[568,570,574],{"text":569,"type":48},"Parmi les ",{"text":571,"type":48,"marks":572},"formations et/ou écoles recommandées",[573],{"type":147},{"text":575,"type":48},", citons notamment :",{"type":269,"attrs":577,"content":578},{"tight":28,"key":271},[579,585,591,597,603,609,615],{"type":274,"content":580},[581],{"type":44,"content":582},[583],{"text":584,"type":48},"DSCG (diplôme supérieur de comptabilité et de gestion) ;",{"type":274,"content":586},[587],{"type":44,"content":588},[589],{"text":590,"type":48},"DEC (diplôme d’expertise comptable) ;",{"type":274,"content":592},[593],{"type":44,"content":594},[595],{"text":596,"type":48},"Master CCA (comptabilité, contrôle et audit) ;",{"type":274,"content":598},[599],{"type":44,"content":600},[601],{"text":602,"type":48},"Master Finance ;",{"type":274,"content":604},[605],{"type":44,"content":606},[607],{"text":608,"type":48},"Master contrôle-audit-reporting financier ;",{"type":274,"content":610},[611],{"type":44,"content":612},[613],{"text":614,"type":48},"Master en gestion avec option comptabilité, contrôle, gestion, audit, etc.,",{"type":274,"content":616},[617],{"type":44,"content":618},[619],{"text":620,"type":48},"Écoles supérieures de commerce (Master spécialisation comptabilité ou finance).",{"type":133,"attrs":622,"content":623},{"level":210},[624],{"text":625,"type":48},"3.2 - Quelles qualités posséder pour devenir DAF ?",{"type":44,"content":627},[628,630,634,636,642],{"text":629,"type":48},"À côté de la formation en finance, des ",{"text":631,"type":48,"marks":632},"compétences comportementales",[633],{"type":147},{"text":635,"type":48},", les soft skills s’avèrent aussi indispensables si vous voulez être directeur financier. Ainsi, le CFO doit faire preuve de ",{"text":637,"type":48,"marks":638},"nombreuses qualités surtout aux yeux de son CEO",[639],{"type":160,"attrs":640},{"href":641,"title":51},"https://blog.spendesk.com/fr/fiche-de-poste-responsable-administratif-et-financier",{"text":242,"type":48},{"type":44,"content":644},[645,647,651],{"text":646,"type":48},"Citons notamment ",{"text":648,"type":48,"marks":649},"les soft skills suivants",[650],{"type":147},{"text":372,"type":48},{"type":269,"attrs":653,"content":654},{"tight":28,"key":328},[655,661,667,673,685,691,697],{"type":274,"content":656},[657],{"type":44,"content":658},[659],{"text":660,"type":48},"rigueur et agilité dans la manipulation des chiffres ;",{"type":274,"content":662},[663],{"type":44,"content":664},[665],{"text":666,"type":48},"esprit d’analyse et de synthèse ;",{"type":274,"content":668},[669],{"type":44,"content":670},[671],{"text":672,"type":48},"capacité d’organisation, de planification, de priorisation et flexibilité ;",{"type":274,"content":674},[675],{"type":44,"content":676},[677,679,683],{"text":678,"type":48},"communication écrite et orale, pédagogie et ",{"text":680,"type":48,"marks":681},"leadership",[682],{"type":199},{"text":684,"type":48}," ;",{"type":274,"content":686},[687],{"type":44,"content":688},[689],{"text":690,"type":48},"souci du client interne ;",{"type":274,"content":692},[693],{"type":44,"content":694},[695],{"text":696,"type":48},"connaissance de la gestion de projets transversaux et de la conduite du changement ;",{"type":274,"content":698},[699],{"type":44,"content":700},[701],{"text":702,"type":48},"goût prononcé pour les activités de l’entreprise.",{"type":133,"attrs":704,"content":705},{"level":210},[706],{"text":707,"type":48},"3.3 - Pourquoi un jeune diplômé ne peut-il pas être directeur financier ?",{"type":44,"content":709},[710,712,716],{"text":711,"type":48},"Vous l’aurez compris, à la sortie même de l’école la plus prestigieuse en finance, les jeunes diplômés, même brillants, n’accèdent pas directement au poste de DAF. ",{"text":713,"type":48,"marks":714},"C’est un métier d’expérience",[715],{"type":147},{"text":242,"type":48},{"type":44,"content":718},[719,721,725],{"text":720,"type":48},"Le jeune financier doit donc choisir d’abord un ou plusieurs postes successifs pour construire cette expérience. Tout ne s’apprend pas dans les livres ou les stages. L’accumulation de missions dans une ou plusieurs sociétés complète la formation initiale. Rien ne vaut la pratique pour parvenir à relier toutes ",{"text":722,"type":48,"marks":723},"les facettes du métier",[724],{"type":147},{"text":726,"type":48}," de directeur financier.",{"type":133,"attrs":728,"content":729},{"level":210},[730],{"text":731,"type":48},"3.4 - Quelles voies professionnelles choisir avant la direction financière ?",{"type":44,"content":733},[734],{"text":735,"type":48},"Certes, tous les chemins mènent à Rome. Toutefois, pour se faciliter la tâche, le cadre en finance qui veut se diriger vers un emploi de CFO a tout intérêt à privilégier une des deux voies suivantes, voire les deux.",{"type":133,"attrs":737,"content":739},{"level":738},4,[740],{"text":741,"type":48},"a - La voie de l’audit",{"type":44,"content":743},[744,746,750],{"text":745,"type":48},"La filière de l’audit reste souvent considérée comme la ",{"text":747,"type":48,"marks":748},"voie royale",[749],{"type":147},{"text":751,"type":48},". Formateur s’il en est, un emploi de 3 à 5 ans minimum en cabinet complète idéalement les connaissances techniques ainsi que les aptitudes comportementales.",{"type":44,"content":753},[754,756,760],{"text":755,"type":48},"Prenez le temps d’",{"text":757,"type":48,"marks":758},"expérimenter les différentes missions",[759],{"type":147},{"text":761,"type":48}," et de réaliser le contrôle de tous les cycles d’un bilan comptable. En prenant la responsabilité d’une petite équipe, vous vous frottez au management.",{"type":44,"content":763},[764,766,770],{"text":765,"type":48},"Les relations avec les interlocuteurs et dirigeants dans les entreprises auditées apportent aussi de la ",{"text":767,"type":48,"marks":768},"maturité sur le plan relationnel",[769],{"type":147},{"text":771,"type":48},". Vous progressez également en compréhension globale des enjeux, du contrôle interne et des systèmes informatiques.",{"type":133,"attrs":773,"content":774},{"level":738},[775],{"text":776,"type":48},"b - La voie du contrôle de gestion",{"type":44,"content":778},[779,781,785],{"text":780,"type":48},"Le contrôle de gestion est souvent rattaché à la DAF. Mais ce n’est pas la principale raison pour choisir ce type d’emploi avant de devenir directeur financier un jour. Le contrôle de gestion conduit à une ",{"text":782,"type":48,"marks":783},"excellente connaissance",[784],{"type":147},{"text":786,"type":48}," de la marche de l’entreprise, de ses flux physiques comme financiers ainsi que des paramètres de sa rentabilité.",{"type":44,"content":788},[789,791,795],{"text":790,"type":48},"Tous ces points s’avèrent cruciaux pour occuper un poste de directeur financier. C’est donc souvent une ",{"text":792,"type":48,"marks":793},"évolution naturelle pour les meilleurs",[794],{"type":147},{"text":796,"type":48}," responsables du contrôle de gestion.",{"type":133,"attrs":798,"content":799},{"level":135},[800],{"text":182,"type":48},{"type":44,"content":802},[803,805,809],{"text":804,"type":48},"Évoluer vers un ",{"text":806,"type":48,"marks":807},"poste de directeur financier",[808],{"type":147},{"text":810,"type":48}," vous tente ? Voici l’essentiel à connaître en matière de salaire et aussi de conditions d’exercice du métier.",{"type":133,"attrs":812,"content":813},{"level":210},[814],{"text":815,"type":48},"4.1 - Quel est le salaire d’un directeur financier ?",{"type":44,"content":817},[818,820,824],{"text":819,"type":48},"Évidemment, la ",{"text":821,"type":48,"marks":822},"fourchette de salaires",[823],{"type":147},{"text":825,"type":48}," fluctue fortement selon les entreprises. Plusieurs critères expliquent ces variations. Toutefois il reste possible de se faire une idée avec des sites spécialisés ou des sites d’offres d’emploi.",{"type":133,"attrs":827,"content":828},{"level":738},[829],{"text":830,"type":48},"a - Quels sont les paramètres de variation pour le salaire d’un DAF ?",{"type":44,"content":832},[833],{"text":834,"type":48},"Un responsable administratif et financier dans une PME de province ne peut comparer sa rémunération à celle d’un directeur financier d’un groupe international de la catégorie « grandes entreprises ».",{"type":44,"content":836},[837,839,843],{"text":838,"type":48},"Les facteurs suivants influent donc sur le ",{"text":840,"type":48,"marks":841},"package salarial à négocier",[842],{"type":147},{"text":372,"type":48},{"type":269,"attrs":845,"content":846},{"tight":28,"key":375},[847,853,859,865,871,877,883,889],{"type":274,"content":848},[849],{"type":44,"content":850},[851],{"text":852,"type":48},"expérience professionnelle ;",{"type":274,"content":854},[855],{"type":44,"content":856},[857],{"text":858,"type":48},"formation initiale ou formation continue ;",{"type":274,"content":860},[861],{"type":44,"content":862},[863],{"text":864,"type":48},"localisation géographique (Paris, grandes métropoles régionales, province, international) ;",{"type":274,"content":866},[867],{"type":44,"content":868},[869],{"text":870,"type":48},"taille de l’entreprise et nombre d’entités à superviser en finance ;",{"type":274,"content":872},[873],{"type":44,"content":874},[875],{"text":876,"type":48},"nombre de personnes à manager ;",{"type":274,"content":878},[879],{"type":44,"content":880},[881],{"text":882,"type":48},"secteur d’activité ;",{"type":274,"content":884},[885],{"type":44,"content":886},[887],{"text":888,"type":48},"connaissance et expérience dans le secteur d’activité ;",{"type":274,"content":890},[891],{"type":44,"content":892},[893],{"text":894,"type":48},"maîtrise d’une voire plusieurs langues étrangères.",{"type":133,"attrs":896,"content":897},{"level":738},[898],{"text":899,"type":48},"b - Comment estimer les salaires du marché pour un CFO ?",{"type":44,"content":901},[902,904,908],{"text":903,"type":48},"Vous trouverez souvent sur le Web la fourchette de salaire mensuel brut de 4 000 euros à 15 000 euros. Ces chiffres recouvrent de nombreuses fluctuations que vous pouvez appréhender grâce aux ",{"text":905,"type":48,"marks":906},"études régulières des sites spécialisés",[907],{"type":147},{"text":909,"type":48},". Différents cabinets de ressources humaines nationaux spécialisés en finance publient ces données. Citons Hays, PageGroup ou Robert Half notamment.",{"type":44,"content":911},[912,914,920,922,926],{"text":913,"type":48},"Sur le site de Robert Half par exemple, accédez au ",{"text":915,"type":48,"marks":916},"guide des salaires 2022",[917],{"type":160,"attrs":918},{"href":919,"title":51},"https://www.roberthalf.fr/grille-salaire/home",{"text":921,"type":48}," et choisissez le métier ainsi que la localisation. Vous obtenez le ",{"text":923,"type":48,"marks":924},"salaire débutant, intermédiaire et confirmé",[925],{"type":147},{"text":927,"type":48}," ainsi que la moyenne toutes expériences confondues. Par exemple pour Nantes, le salaire médian d’un directeur financier s’élève à 108 000 euros contre 120 000 euros pour la moyenne nationale. Si vous consultez les rémunérations des RAF, le niveau médian se situe à 65 000 euros.",{"type":44,"content":929},[930,936,938,942],{"text":931,"type":48,"marks":932},"Le site Glassdoor",[933],{"type":160,"attrs":934},{"href":935,"title":51},"https://www.glassdoor.fr/Salaires/directeur-financier-et-administratif-salaire-SRCH_KO0,36.htm",{"text":937,"type":48}," permet aussi d’accéder à des ",{"text":939,"type":48,"marks":940},"données en temps réel",[941],{"type":147},{"text":943,"type":48},". Ainsi en août 2022, le salaire moyen en France d’un directeur financier s’élève à 79 062 euros sur la base de 528 salaires déclarés.",{"type":44,"content":945},[946,952,954,958],{"text":947,"type":48,"marks":948},"Spendesk publie également son étude 2022",[949],{"type":160,"attrs":950},{"href":951,"title":51},"https://blog.spendesk.com/fr/salaire-directeur-financier-2022",{"text":953,"type":48}," réalisée auprès de 800 leaders de la finance au niveau international. Vous y découvrirez que le ",{"text":955,"type":48,"marks":956},"salaire moyen annuel du CFO",[957],{"type":147},{"text":959,"type":48}," se situe à 87 000 euros en France contre 113 000 euros en Allemagne, 122 500 euros en Grande-Bretagne et 175 000 euros aux USA.",{"type":133,"attrs":961,"content":962},{"level":738},[963],{"text":964,"type":48},"c - Quelles sont les perspectives d’évolution d’un directeur financier ?",{"type":44,"content":966},[967,969,973],{"text":968,"type":48},"Le responsable comptable peut convoiter un poste de responsable administratif et financier. Le RAF aspire à un emploi de DAF dans une entreprise plus importante. Le directeur administratif et financier de PME peut envisager d’accéder à la direction financière d’une ETI ou d’une grande entreprise. Enfin, le directeur financier peut d’une manière générale rechercher la ",{"text":970,"type":48,"marks":971},"direction générale d’une entreprise",[972],{"type":147},{"text":974,"type":48}," ou d’une filiale de groupe.",{"type":133,"attrs":976,"content":977},{"level":210},[978],{"text":979,"type":48},"4.2 - Quelles sont les conditions de travail d’un directeur financier ?",{"type":44,"content":981},[982,984,988],{"text":983,"type":48},"Même si le DAF n’est pas exposé aux vents et marées au sens littéral du terme, il peut connaître le gros temps et la mer houleuse. C’est une ",{"text":985,"type":48,"marks":986},"fonction qui vous soumet au stress",[987],{"type":147},{"text":989,"type":48}," régulièrement. Quand l’entreprise rencontre des difficultés financières, lors des contrôles fiscaux ou quand le calendrier budgétaire se tend, le directeur financier doit tenir la barre malgré tout.",{"type":44,"content":991},[992],{"type":213,"attrs":993},{"body":994},[995],{"_uid":996,"html":218,"component":219},"2944a55f-9741-469e-8160-dca8132fde79",{"type":44,"content":998},[999,1001,1005,1007,1011],{"text":1000,"type":48},"Il s’organise librement en général y compris avec une part de télétravail. Toutefois, ces métiers de la finance exigent de ",{"text":1002,"type":48,"marks":1003},"nombreux déplacements",[1004],{"type":147},{"text":1006,"type":48}," sur les divers sites de l’entreprise en France ou à l’étranger. Le management des équipes conduit parfois à piloter des personnes à distance sur des sites éloignés du siège. Enfin, le métier de directeur financier demande ",{"text":1008,"type":48,"marks":1009},"une forte implication et une charge de travail",[1010],{"type":147},{"text":1012,"type":48}," souvent significative.",{"type":133,"attrs":1014,"content":1015},{"level":135},[1016],{"text":1017,"type":48},"CFO, un métier passionnant et exigeant",{"type":44,"content":1019},[1020,1022,1026],{"text":1021,"type":48},"Avec un plan de carrière bien léché longtemps à l’avance ou en évoluant au gré des opportunités, dans tous les cas, ",{"text":1023,"type":48,"marks":1024},"devenir directeur financier exige de la patience",[1025],{"type":147},{"text":1027,"type":48},". Métier technique et relationnel, il suppose une bonne accumulation d’expérience à côté d’une solide formation comptable et 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Les employés ont besoin d'outils flexibles et intuitifs pour pouvoir dépenser facilement et être en mesure de faire leur travail.",{"type":2615},{"type":2615},{"text":2648,"type":48},"C'est à ce moment-là que Spendesk devient le bon choix.",{"_uid":2650,"title":2651,"component":2590,"description":2652},"f20ef905-76e9-4b90-a0db-1e8c1c5ae03f","Comment fonctionne Spendesk ?",{"type":41,"content":2653},[2654,2658,2662,2671,2675,2679,2688,2692,2696,2700,2704],{"type":44,"content":2655},[2656],{"text":2657,"type":48},"Spendesk fournit des moyens de paiement connectés à une plateforme puissante de gestion des dépenses conçue pour les équipes financières.",{"type":44,"content":2659},[2660],{"text":2661,"type":48},"Il s'agit notamment de cartes de débit pour remplacer les cartes bancaires traditionnelles, de cartes virtuelles pour les achats en ligne et de notes de frais automatisées pour les achats imprévus.",{"type":44,"content":2663},[2664,2668,2669],{"text":2665,"type":48,"marks":2666},"Pour les employés",[2667],{"type":147},{"type":2615},{"text":2670,"type":48},"Les employés n'ont plus besoin d'avancer de l'argent. Ils demandent simplement des fonds pour un achat particulier et peuvent utiliser leur carte Spendesk physique ou virtuelle pour effectuer le paiement.",{"type":44,"content":2672},[2673],{"text":2674,"type":48},"Si, pour quelque raison que ce soit, l'employé ne peut pas utiliser sa carte Spendesk, il prend une photo du justificatif via l'application mobile et crée une note de frais en temps réel.",{"type":44,"content":2676},[2677],{"text":2678,"type":48},"Elle est envoyée directement à son responsable pour validation, puis à l'équipe financière.",{"type":44,"content":2680},[2681,2685,2686],{"text":2682,"type":48,"marks":2683},"Pour les équipes financières",[2684],{"type":147},{"type":2615},{"text":2687,"type":48},"Chaque employé a son propre profil sur Spendesk et son propre budget. Contrairement aux cartes bancaires classiques, vous savez en temps réel qui dépense quoi.",{"type":44,"content":2689},[2690],{"text":2691,"type":48},"Spendesk permet aux contrôleurs de créer des limites de dépenses et des approbations préalables. Par exemple, les décideurs et responsables auront un niveau de dépenses préapprouvé, différent de celui des autres collaborateurs.",{"type":44,"content":2693},[2694],{"text":2695,"type":48},"Si un employé a besoin de revoir son budget pré-approuvé, il peut en faire la demande à son responsable via l'application mobile ou web.",{"type":44,"content":2697},[2698],{"text":2699,"type":48},"Les équipes financières peuvent suivre l'ensemble des dépenses et assurer ainsi le suivi des reçus ou factures manquantes, en envoyant des rappels aux employés.",{"type":44,"content":2701},[2702],{"text":2703,"type":48},"Le suivi des dépenses est également plus facile car les équipes financières peuvent regrouper les dépenses et leur attribuer les bons taux de TVA et comptes de charges, avant de tout exporter en quelques clics vers leurs outils comptables.",{"type":44,"content":2705},[2706],{"text":2707,"type":48},"Spendesk fluidifie l'ensemble du processus de gestion des dépenses de l'entreprise, la 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matières",[2733,2864,3051,3236,3422,3597,3766,3954,4119,4352,4513,4695,4880,5043,5252],{"name":2734,"created_at":2735,"published_at":2736,"updated_at":2737,"id":2738,"uuid":2739,"content":2740,"slug":2853,"full_slug":2854,"sort_by_date":51,"position":2855,"tag_list":2856,"is_startpage":28,"parent_id":1068,"meta_data":51,"group_id":2857,"first_published_at":2736,"release_id":51,"lang":57,"path":51,"alternates":2858,"default_full_slug":2859,"translated_slugs":2860},"Analyse des écarts budgétaires : méthode, seuils et actions 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00:00",[],"Analyse des écarts budgétaires : découvrez comment fixer les seuils, distinguer les causes et transformer le budget contre réel en outil de décision.",[],[2774],{"cta":2775,"_uid":2776,"items":2777,"heading":2828,"reverse":28,"component":2729,"sectionSettings":2852},[],"d6a8d668-7819-40f6-80a8-0a4abb490995",[2778,2795,2806,2817],{"_uid":2779,"hide":28,"title":2780,"component":2590,"description":2781},"cc45fb69-14ab-4c94-bfd0-533880bbebb9","Un écart favorable doit-il être analysé ?",{"type":41,"attrs":2782,"content":2783},{"backgroundColor":51},[2784],{"type":44,"attrs":2785,"content":2786},{"textAlign":51},[2787,2789,2793],{"text":2788,"type":48},"Oui. Une dépense inférieure au budget peut traduire une économie réelle, mais aussi un ",{"text":2790,"type":48,"marks":2791},"projet reporté",[2792],{"type":147},{"text":2794,"type":48},", une facture non reçue ou une charge enregistrée sur une autre période.",{"_uid":2796,"hide":28,"title":2797,"component":2590,"description":2798},"6121b289-4203-4003-8a64-53daa70532f6","Quelle différence entre un écart temporaire et un écart structurel ?",{"type":41,"attrs":2799,"content":2800},{"backgroundColor":51},[2801],{"type":44,"attrs":2802,"content":2803},{"textAlign":51},[2804],{"text":2805,"type":48},"Un écart temporaire provient généralement d’un décalage de calendrier ou d’une dépense exceptionnelle. Un écart structurel traduit une tendance durable, comme une hausse de prix ou un budget sous-évalué, et nécessite une action de fond.",{"_uid":2807,"hide":28,"title":2808,"component":2590,"description":2809},"f4ae7d56-48b1-4aad-a4f1-8e7ed055cb73","Comment adapter les seuils de matérialité à la taille de l’entreprise ?",{"type":41,"attrs":2810,"content":2811},{"backgroundColor":51},[2812],{"type":44,"attrs":2813,"content":2814},{"textAlign":51},[2815],{"text":2816,"type":48},"Fixez le seuil absolu en fonction du budget global, du niveau de détail suivi et de l’impact du poste sur le résultat. Le seuil relatif peut se situer autour de 5 à 10 %, mais il doit être ajusté selon la nature de la dépense.",{"_uid":2818,"hide":28,"title":2819,"component":2590,"description":2820},"f0c5602a-3d9d-4487-bae0-0bb1640e09d4","Qui doit commenter les écarts budgétaires ?",{"type":41,"attrs":2821,"content":2822},{"backgroundColor":51},[2823],{"type":44,"attrs":2824,"content":2825},{"textAlign":51},[2826],{"text":2827,"type":48},"Le responsable de budget explique les écarts de son périmètre. Le contrôleur de gestion consolide et challenge les analyses. La direction financière intervient lorsque l’écart nécessite une décision d’allocation ou une révision de prévision.",[2829],{"cta":2830,"_uid":2831,"title":2832,"eyebrow":2840,"subtitle":2847,"component":133,"textAlign":22,"eyebrowPill":28,"checkmarkList":28,"flexibleSection":2850,"sectionSettings":2851,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":22},[],"81b73c85-1b92-4497-8c4e-1801b688c08f",{"type":41,"attrs":2833,"content":2834},{"backgroundColor":51},[2835],{"type":133,"attrs":2836,"content":2837},{"level":135,"textAlign":51},[2838],{"text":2839,"type":48},"Questions fréquentes sur l'analyse des écarts 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à trois voies, découvrez comment comparer commande, livraison et facture pour sécuriser vos paiements fournisseurs et limiter les erreurs.",[],[2924],{"cta":2925,"_uid":2926,"items":2927,"heading":3013,"reverse":28,"component":2729,"sectionSettings":3039},[],"f5d045b0-cf80-447d-ab21-5a9630df1bc3",[2928,2950,2971,2992],{"_uid":2929,"hide":28,"title":2930,"component":2590,"description":2931},"71962f21-f32e-4eb4-8592-9ca401def550","Qu’est-ce que le three-way matching (rapprochement à trois voies) ?",{"type":41,"attrs":2932,"content":2933},{"backgroundColor":51},[2934,2945],{"type":44,"attrs":2935,"content":2936},{"textAlign":51},[2937,2939,2943],{"text":2938,"type":48},"Le three-way matching, ou rapprochement à trois voies, consiste à comparer ",{"text":2940,"type":48,"marks":2941},"le bon de commande, le bon de livraison et la facture",[2942],{"type":147},{"text":2944,"type":48}," avant d’autoriser le paiement.",{"type":44,"attrs":2946,"content":2947},{"textAlign":51},[2948],{"text":2949,"type":48},"Il permet de vérifier que le prix facturé correspond à la commande et que les quantités facturées correspondent aux quantités reçues.",{"_uid":2951,"hide":28,"title":2952,"component":2590,"description":2953},"bc4ebe19-7ad2-4e6f-a309-96c28d9f55bb","Quelle différence entre le rapprochement à deux voies et à trois voies ?",{"type":41,"attrs":2954,"content":2955},{"backgroundColor":51},[2956,2961],{"type":44,"attrs":2957,"content":2958},{"textAlign":51},[2959],{"text":2960,"type":48},"Le rapprochement à deux voies compare le bon de commande et la facture. Il convient généralement aux services, aux abonnements et aux licences sans livraison physique.",{"type":44,"attrs":2962,"content":2963},{"textAlign":51},[2964,2966,2970],{"text":2965,"type":48},"Le rapprochement à trois voies ajoute le bon de livraison afin de contrôler ",{"text":2967,"type":48,"marks":2968},"les quantités réellement reçues",[2969],{"type":147},{"text":242,"type":48},{"_uid":2972,"hide":28,"title":2973,"component":2590,"description":2974},"ebc3eb86-83d0-4ca3-8c37-778b8a5a0ac1","Quels écarts le rapprochement permet-il de détecter ?",{"type":41,"attrs":2975,"content":2976},{"backgroundColor":51},[2977,2982],{"type":44,"attrs":2978,"content":2979},{"textAlign":51},[2980],{"text":2981,"type":48},"Il permet notamment de repérer les écarts de prix et de quantité, les articles non commandés, les livraisons partielles facturées en totalité, les frais supplémentaires et les doublons.",{"type":44,"attrs":2983,"content":2984},{"textAlign":51},[2985,2987,2991],{"text":2986,"type":48},"Chaque écart doit ensuite être analysé selon ",{"text":2988,"type":48,"marks":2989},"les seuils et les règles définis par l’entreprise",[2990],{"type":147},{"text":242,"type":48},{"_uid":2993,"hide":28,"title":2994,"component":2590,"description":2995},"aa2e2273-ef2c-4887-ab07-9c3e9c8fce3e","Le rapprochement à trois voies est-il obligatoire en France ?",{"type":41,"attrs":2996,"content":2997},{"backgroundColor":51},[2998,3003],{"type":44,"attrs":2999,"content":3000},{"textAlign":51},[3001],{"text":3002,"type":48},"Non, le three-way matching n’est pas une obligation légale générale. Il s’agit d’une bonne pratique de contrôle interne qui aide à sécuriser les achats et les paiements.",{"type":44,"attrs":3004,"content":3005},{"textAlign":51},[3006,3008,3012],{"text":3007,"type":48},"La facturation électronique facilite son automatisation, mais ",{"text":3009,"type":48,"marks":3010},"le niveau de rapprochement doit rester adapté à la nature de chaque dépense",[3011],{"type":147},{"text":242,"type":48},[3014],{"cta":3015,"_uid":3016,"title":3017,"eyebrow":3027,"subtitle":3034,"component":133,"textAlign":22,"eyebrowPill":28,"checkmarkList":28,"flexibleSection":3037,"sectionSettings":3038,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":22},[],"f5b9e653-4d2a-42ac-8dd2-65a8fbeba5ff",{"type":41,"attrs":3018,"content":3019},{"backgroundColor":51},[3020],{"type":133,"attrs":3021,"content":3022},{"level":135,"textAlign":51},[3023],{"text":3024,"type":48,"marks":3025},"Questions fréquentes sur le rapprochement à trois 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fournisseurs en anomalie, identifiez les écarts, automatisez les contrôles et traitez les litiges sans retarder vos paiements.",[],[3469],{"cta":3470,"_uid":3471,"items":3472,"heading":3558,"reverse":28,"component":2729,"sectionSettings":3584},[],"302c4b49-3811-4692-8939-e38c44435b6a",[3473,3495,3515,3537],{"_uid":3474,"hide":28,"title":3475,"component":2590,"description":3476},"586feb90-1418-41b9-aa88-8bc7a065973d","Comment traiter une facture fournisseur en anomalie ?",{"type":41,"attrs":3477,"content":3478},{"backgroundColor":51},[3479,3490],{"type":44,"attrs":3480,"content":3481},{"textAlign":51},[3482,3484,3488],{"text":3483,"type":48},"Commencez par identifier la nature de l’écart, puis vérifiez la commande, la livraison, le contrat et les informations du fournisseur. ",{"text":3485,"type":48,"marks":3486},"Attribuez ensuite le dossier à la bonne personne",[3487],{"type":147},{"text":3489,"type":48},", avec une action et une échéance précises.",{"type":44,"attrs":3491,"content":3492},{"textAlign":51},[3493],{"text":3494,"type":48},"Une donnée manquante peut être complétée, un écart de prix doit être vérifié avec les achats et une modification d’IBAN doit être confirmée par un canal indépendant.",{"_uid":3496,"hide":28,"title":3497,"component":2590,"description":3498},"23cc5f21-cf34-42f3-a1f5-beab78d05f2c","Faut-il bloquer le paiement en cas d’écart entre la commande et la facture ?",{"type":41,"attrs":3499,"content":3500},{"backgroundColor":51},[3501,3506],{"type":44,"attrs":3502,"content":3503},{"textAlign":51},[3504],{"text":3505,"type":48},"Non, pas automatiquement. Si une partie du montant est certaine et non contestée, elle peut être réglée à l’échéance, après validation du paiement partiel et accord avec le fournisseur.",{"type":44,"attrs":3507,"content":3508},{"textAlign":51},[3509,3511],{"text":3510,"type":48},"La ligne litigieuse est ensuite traitée séparément, avec un avoir ou une facture rectificative si nécessaire. ",{"text":3512,"type":48,"marks":3513},"Le paiement doit rester intégralement documenté.",[3514],{"type":147},{"_uid":3516,"hide":28,"title":3517,"component":2590,"description":3518},"a2a1cc11-f0d6-4699-8b8b-d7308207a8bb","Comment automatiser le traitement des factures fournisseurs ?",{"type":41,"attrs":3519,"content":3520},{"backgroundColor":51},[3521,3526],{"type":44,"attrs":3522,"content":3523},{"textAlign":51},[3524],{"text":3525,"type":48},"L’automatisation repose sur l’extraction des données, le rapprochement à trois voies, les workflows d’approbation et le paiement intégré.",{"type":44,"attrs":3527,"content":3528},{"textAlign":51},[3529,3531,3535],{"text":3530,"type":48},"L’outil doit également permettre de gérer les exceptions avec ",{"text":3532,"type":48,"marks":3533},"un statut, un responsable et une échéance",[3534],{"type":147},{"text":3536,"type":48},", afin que seules les factures en écart nécessitent une intervention 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00:00",[],"Durée de conservation des documents d’entreprise, découvrez les délais par type, les règles de 2026 et les sanctions en cas de destruction anticipée.",[],[3638],{"cta":3639,"_uid":3640,"items":3641,"heading":3728,"reverse":28,"component":2729,"sectionSettings":3754},[],"0fea1def-2ce1-413f-8891-bfa4124b132b",[3642,3663,3685,3706],{"_uid":3643,"hide":28,"title":3644,"component":2590,"description":3645},"794e9889-487e-4056-9e3a-89f78363b1ab","Quelle est la durée de conservation des documents comptables d’une entreprise ?",{"type":41,"attrs":3646,"content":3647},{"backgroundColor":51},[3648,3658],{"type":44,"attrs":3649,"content":3650},{"textAlign":51},[3651,3653,3656],{"text":3652,"type":48},"Les documents comptables doivent généralement être conservés pendant ",{"text":3357,"type":48,"marks":3654},[3655],{"type":147},{"text":3657,"type":48},", conformément à l’article L123-22 du Code de 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Les entreprises doivent donc ",{"text":3680,"type":48,"marks":3681},"revoir leur calendrier de destruction",[3682],{"type":147},{"text":3684,"type":48}," pour les archives fiscales déjà constituées.",{"_uid":3686,"hide":28,"title":3687,"component":2590,"description":3688},"50716ec3-c6ea-4122-9d26-9e070d157bf4","Peut-on détruire les documents papier après les avoir numérisés ?",{"type":41,"attrs":3689,"content":3690},{"backgroundColor":51},[3691,3696],{"type":44,"attrs":3692,"content":3693},{"textAlign":51},[3694],{"text":3695,"type":48},"Oui, uniquement si la copie numérique est fiable et si la procédure de numérisation respecte les exigences légales.",{"type":44,"attrs":3697,"content":3698},{"textAlign":51},[3699,3701,3705],{"text":3700,"type":48},"Un scan ou une photographie isolée ne suffit pas nécessairement. La copie doit être fidèle, intègre et conservée dans un système qui garantit ",{"text":3702,"type":48,"marks":3703},"son authenticité et sa stabilité dans le temps",[3704],{"type":147},{"text":242,"type":48},{"_uid":3707,"hide":28,"title":3708,"component":2590,"description":3709},"f8581ebf-6928-4ef9-9c43-c782a781cb5b","Quelle administration peut réclamer les documents d’une entreprise ?",{"type":41,"attrs":3710,"content":3711},{"backgroundColor":51},[3712,3717],{"type":44,"attrs":3713,"content":3714},{"textAlign":51},[3715],{"text":3716,"type":48},"La DGFiP peut demander les documents comptables et fiscaux nécessaires à un contrôle fiscal. L’URSSAF peut demander les pièces utiles au contrôle des cotisations sociales.",{"type":44,"attrs":3718,"content":3719},{"textAlign":51},[3720,3722,3726],{"text":3721,"type":48},"Le délai applicable dépend de la nature du document. 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Une note de débit peut être contestée lorsque ",{"text":3851,"type":48,"marks":3852},"la référence à la facture initiale, le motif du supplément ou les montants sont absents ou erronés",[3853],{"type":147},{"text":242,"type":48},{"type":44,"attrs":3856,"content":3857},{"textAlign":51},[3858],{"text":3859,"type":48},"Ces trois éléments doivent être contrôlés avant toute acceptation et tout paiement. 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Il peut gérer ",{"text":4260,"type":48,"marks":4261},"les banques, les paiements, le financement, les devises, la liquidité et les prévisions",[4262],{"type":147},{"text":4264,"type":48}," dans un environnement multi-entités.",{"_uid":4266,"hide":28,"title":4267,"component":2590,"description":4268},"3fbe144e-73f9-48ca-9cce-605968ae8135","Quel logiciel de trésorerie choisir pour une PME ?",{"type":41,"attrs":4269,"content":4270},{"backgroundColor":51},[4271],{"type":44,"attrs":4272,"content":4273},{"textAlign":51},[4274,4276,4280],{"text":4275,"type":48},"Une PME peut privilégier une solution de trésorerie spécialisée, une brique intégrée à son logiciel comptable ou une solution bancaire enrichie. 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CCA et dépenses par carte : apprenez à rattacher chaque charge au bon exercice et à sécuriser vos écritures de clôture 2026.",[],[4399],{"cta":4400,"_uid":4401,"items":4402,"heading":4475,"reverse":28,"component":2729,"sectionSettings":4501},[],"55c17a69-93dd-44c2-b7db-3e71c7a7814e",[4403,4414,4425,4442,4459],{"_uid":4404,"hide":28,"title":4405,"component":2590,"description":4406},"8a364026-11f9-45e4-a204-21862c6921c6","Quelle est la différence entre une FNP et une CCA ?",{"type":41,"attrs":4407,"content":4408},{"backgroundColor":51},[4409],{"type":44,"attrs":4410,"content":4411},{"textAlign":51},[4412],{"text":4413,"type":48},"Une FNP concerne une charge déjà consommée à la clôture, mais dont la facture n’est pas encore reçue. Une CCA concerne une charge déjà comptabilisée, mais qui relève en tout ou partie de l’exercice suivant.",{"_uid":4415,"hide":28,"title":4416,"component":2590,"description":4417},"4540fc40-ceed-4b1e-bd58-d6b959b77b91","Une charge constatée d’avance a-t-elle un impact sur la TVA ?",{"type":41,"attrs":4418,"content":4419},{"backgroundColor":51},[4420],{"type":44,"attrs":4421,"content":4422},{"textAlign":51},[4423],{"text":4424,"type":48},"Non. La CCA est enregistrée hors taxes, car la facture initiale a déjà été comptabilisée avec sa TVA. La régularisation porte uniquement sur la charge et ne génère pas de nouveau mouvement de TVA.",{"_uid":4426,"hide":28,"title":4427,"component":2590,"description":4428},"14b5a143-d63c-4d94-81a3-8da36fe06104","Faut-il extourner les écritures de FNP et de CCA ?",{"type":41,"attrs":4429,"content":4430},{"backgroundColor":51},[4431],{"type":44,"attrs":4432,"content":4433},{"textAlign":51},[4434,4436,4440],{"text":4435,"type":48},"Oui, ces écritures d’inventaire sont généralement extournées à l’ouverture de l’exercice suivant. 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Les solutions peuvent fonctionner avec ",{"text":4587,"type":48,"marks":4588},"un abonnement mensuel, une tarification par utilisateur ou une offre sur devis",[4589],{"type":147},{"text":4591,"type":48},". Comparez surtout le coût total avec le temps consacré aujourd’hui à la saisie, aux relances et aux corrections.",{"_uid":4593,"hide":28,"title":4594,"component":2590,"description":4595},"ae408c76-b477-4f6a-807b-ff76fafdbae8","Quelle est la différence entre la gestion des dépenses et les notes de frais ?",{"type":41,"attrs":4596,"content":4597},{"backgroundColor":51},[4598],{"type":44,"attrs":4599,"content":4600},{"textAlign":51},[4601,4603,4607],{"text":4602,"type":48},"Les notes de frais concernent les dépenses avancées personnellement par les collaborateurs et remboursées par l’entreprise. La gestion des dépenses couvre un périmètre plus large : ",{"text":4604,"type":48,"marks":4605},"cartes d’entreprise, factures fournisseurs, notes de frais, achats récurrents et contrôles budgétaires",[4606],{"type":147},{"text":242,"type":48},{"_uid":4609,"hide":28,"title":4610,"component":2590,"description":4611},"32cbc670-4a0b-4fd7-a27a-71a6ed18f746","Un logiciel de gestion des dépenses est-il compatible avec Pennylane, Cegid ou Sage ?",{"type":41,"attrs":4612,"content":4613},{"backgroundColor":51},[4614],{"type":44,"attrs":4615,"content":4616},{"textAlign":51},[4617,4619,4623],{"text":4618,"type":48},"La plupart des solutions ciblant les PME françaises proposent des intégrations ou des exports vers les principaux logiciels comptables. Vérifiez toutefois ",{"text":4620,"type":48,"marks":4621},"la fréquence de synchronisation, le mapping des comptes, la transmission des justificatifs et la gestion des erreurs",[4622],{"type":147},{"text":4624,"type":48}," avant de choisir.",{"_uid":4626,"hide":28,"title":4627,"component":2590,"description":4628},"77ef4143-b0b8-496e-b7b4-d7305d2baa24","Combien de temps faut-il pour déployer un logiciel de gestion des dépenses ?",{"type":41,"attrs":4629,"content":4630},{"backgroundColor":51},[4631],{"type":44,"attrs":4632,"content":4633},{"textAlign":51},[4634,4636,4640],{"text":4635,"type":48},"Un déploiement simple peut prendre quelques semaines. Le délai augmente avec le nombre d’entités, de cartes, d’utilisateurs et de règles comptables. 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00:00",[],"Omnibus CSRD 2026 : seuils de 1 000 salariés et 450 M€, calendrier révisé, VSME et actions à prévoir pour les DAF et les entreprises.\n",[],[4763],{"cta":4764,"_uid":4765,"items":4766,"heading":4844,"reverse":28,"component":2729,"sectionSettings":4868},[],"72e4f3db-ca09-4f67-905a-cbe932d89f63",[4767,4784,4801,4812,4829],{"_uid":4768,"hide":28,"title":4769,"component":2590,"description":4770},"181c2e80-937b-4dbb-b6ca-5a80d3e17ab4","Quelles entreprises restent soumises à la CSRD après l’Omnibus ?",{"type":41,"attrs":4771,"content":4772},{"backgroundColor":51},[4773],{"type":44,"attrs":4774,"content":4775},{"textAlign":51},[4776,4778,4782],{"text":4777,"type":48},"Les entreprises qui dépassent simultanément ",{"text":4779,"type":48,"marks":4780},"1 000 salariés et 450 millions d’euros de chiffre d’affaires net",[4781],{"type":147},{"text":4783,"type":48}," restent dans le périmètre obligatoire de la CSRD révisée. Les entreprises qui ne dépassent pas ces deux seuils sortent généralement du périmètre obligatoire, sous réserve des situations particulières liées au groupe.",{"_uid":4785,"hide":28,"title":4786,"component":2590,"description":4787},"bfbaba5b-ac8e-401b-946f-85e887a81303","Quand les entreprises nouvellement concernées publieront-elles leur premier rapport ?",{"type":41,"attrs":4788,"content":4789},{"backgroundColor":51},[4790],{"type":44,"attrs":4791,"content":4792},{"textAlign":51},[4793,4795,4799],{"text":4794,"type":48},"Les entreprises nouvellement concernées par les seuils révisés publieront leur premier rapport en ",{"text":4796,"type":48,"marks":4797},"2028 sur l’exercice 2027",[4798],{"type":147},{"text":4800,"type":48},". 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Les demandes doivent s’appuyer sur le contenu du standard volontaire applicable.",{"_uid":4813,"hide":28,"title":4814,"component":2590,"description":4815},"2968fde6-2210-4088-aff7-ed1275aa59fa","À quoi sert le VSME pour une entreprise sortie du périmètre CSRD ?",{"type":41,"attrs":4816,"content":4817},{"backgroundColor":51},[4818],{"type":44,"attrs":4819,"content":4820},{"textAlign":51},[4821,4823,4827],{"text":4822,"type":48},"Le VSME permet à une PME de structurer ",{"text":4824,"type":48,"marks":4825},"un socle volontaire et proportionné de données de durabilité",[4826],{"type":147},{"text":4828,"type":48},". Il peut servir à répondre de manière cohérente aux demandes des clients, des banques et des investisseurs sans produire un reporting ESRS complet.",{"_uid":4830,"hide":28,"title":4831,"component":2590,"description":4832},"e41936c7-2806-4062-a9ad-1db84714b967","Comment préparer la suite après l’Omnibus ?",{"type":41,"attrs":4833,"content":4834},{"backgroundColor":51},[4835],{"type":44,"attrs":4836,"content":4837},{"textAlign":51},[4838,4840],{"text":4839,"type":48},"L’Omnibus réduit le périmètre obligatoire de la CSRD, mais il ne supprime pas les demandes de données ESG dans les relations commerciales. ",{"text":4841,"type":48,"marks":4842},"La priorité consiste donc à clarifier votre statut, puis à fiabiliser les informations que vos clients peuvent vous demander.",[4843],{"type":147},[4845],{"cta":4846,"_uid":4847,"title":4848,"eyebrow":4856,"subtitle":4863,"component":133,"textAlign":22,"eyebrowPill":28,"checkmarkList":28,"flexibleSection":4866,"sectionSettings":4867,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":22},[],"cbaf1c9f-32d2-4f32-9c41-f2aeab756a1a",{"type":41,"attrs":4849,"content":4850},{"backgroundColor":51},[4851],{"type":133,"attrs":4852,"content":4853},{"level":135,"textAlign":51},[4854],{"text":4855,"type":48},"Questions fréquentes sur l'Omnibus et la CSRD",{"type":41,"attrs":4857,"content":4858},{"backgroundColor":51},[4859],{"type":44,"attrs":4860,"content":4861},{"textAlign":51},[4862],{"text":1375,"type":48},{"type":41,"content":4864},[4865],{"type":44},[],[],[],"omnibus-csrd","fr/blog/omnibus-csrd",-2520,[],"1521f5a7-3bc3-4ac6-8f3e-3b1096afb3ba",[],"blog/omnibus-csrd",[4877,4878,4879],{"path":4875,"name":51,"lang":57,"published":51},{"path":4875,"name":51,"lang":63,"published":51},{"path":4875,"name":51,"lang":65,"published":51},{"name":4881,"created_at":4882,"published_at":4883,"updated_at":4884,"id":4885,"uuid":4886,"content":4887,"slug":5032,"full_slug":5033,"sort_by_date":51,"position":5034,"tag_list":5035,"is_startpage":28,"parent_id":1068,"meta_data":51,"group_id":5036,"first_published_at":4883,"release_id":51,"lang":57,"path":51,"alternates":5037,"default_full_slug":5038,"translated_slugs":5039},"Prime de partage de la valeur en 2026 : obligations, options et budget pour le DAF","2026-08-14T12:31:34.489Z","2026-08-14T13:16:37.062Z","2026-08-14T13:16:37.096Z",208982403064812,"cda6c1a0-234e-4589-92f5-228566c4b76e",{"_uid":4888,"title":4881,"topics":4889,"noIndex":28,"category":4898,"language":4907,"component":1041,"heroMedia":4908,"publishedAt":4758,"redirectUrl":22,"listingImage":4915,"metaDescription":4916,"bottomArticleCta":4917,"componentsAfterTheArticle":4918},"343b3128-983a-45ff-a746-24a1aa918690",[4890],{"name":69,"created_at":70,"published_at":6,"updated_at":71,"id":72,"uuid":73,"content":4891,"slug":77,"full_slug":78,"sort_by_date":51,"position":79,"tag_list":4892,"is_startpage":28,"parent_id":81,"meta_data":51,"group_id":82,"first_published_at":83,"release_id":51,"lang":57,"path":51,"alternates":4893,"default_full_slug":85,"translated_slugs":4894,"_stopResolving":66},{"_uid":75,"name":69,"component":76},[],[],[4895,4896,4897],{"path":85,"name":51,"lang":57,"published":51},{"path":85,"name":51,"lang":63,"published":51},{"path":85,"name":51,"lang":65,"published":51},{"name":1029,"created_at":1030,"published_at":6,"updated_at":1031,"id":1032,"uuid":1033,"content":4899,"slug":1041,"full_slug":1042,"sort_by_date":51,"position":1043,"tag_list":4901,"is_startpage":28,"parent_id":1045,"meta_data":51,"group_id":1046,"first_published_at":1047,"release_id":51,"lang":57,"path":51,"alternates":4902,"default_full_slug":1049,"translated_slugs":4903,"_stopResolving":66},{"_uid":1035,"icon":4900,"name":1029,"component":1040},{"id":1037,"alt":1038,"name":22,"focus":22,"title":22,"filename":1039,"copyright":22,"fieldtype":27,"is_external_url":28},[],[],[4904,4905,4906],{"path":1049,"name":51,"lang":57,"published":51},{"path":1049,"name":51,"lang":63,"published":51},{"path":1049,"name":51,"lang":65,"published":51},[57],[4909],{"_uid":4910,"asset":4911,"caption":22,"component":1061},"2ebe63d4-f1f6-4462-97d2-90386ee2fee1",{"id":4912,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":4913,"copyright":22,"fieldtype":27,"meta_data":4914,"is_external_url":28},189927423877183,"https://a.storyblok.com/f/146026/1376x768/90b9e67f35/1778521717468-v1ey7.png",{},[],"Partage de la valeur 2026 : obligations des entreprises, choix entre PPV, intéressement et participation, calendrier et budget à prévoir pour le DAF.",[],[4919],{"cta":4920,"_uid":4921,"items":4922,"heading":5007,"reverse":28,"component":2729,"sectionSettings":5031},[],"eb685b66-d405-4a61-974b-de4f3560b4f0",[4923,4934,4951,4968,4985],{"_uid":4924,"hide":28,"title":4925,"component":2590,"description":4926},"f1780251-ae4a-425d-a4f8-1d7bea3a582b","Quelles entreprises sont concernées par l’obligation de partage de la valeur ?",{"type":41,"attrs":4927,"content":4928},{"backgroundColor":51},[4929],{"type":44,"attrs":4930,"content":4931},{"textAlign":51},[4932],{"text":4933,"type":48},"L’obligation concerne les entreprises d’au moins 11 salariés qui ont réalisé un bénéfice net fiscal d’au moins 1 % du chiffre d’affaires pendant trois exercices consécutifs et qui ne sont pas déjà soumises à la participation obligatoire. Le dispositif s’applique aux exercices ouverts après le 31 décembre 2024.",{"_uid":4935,"hide":28,"title":4936,"component":2590,"description":4937},"d4b1057c-3f46-4394-964b-621215b4892e","La prime de partage de la valeur est-elle obligatoire ?",{"type":41,"attrs":4938,"content":4939},{"backgroundColor":51},[4940],{"type":44,"attrs":4941,"content":4942},{"textAlign":51},[4943,4945,4949],{"text":4944,"type":48},"Non. La PPV est l’une des options disponibles. L’entreprise peut également choisir ",{"text":4946,"type":48,"marks":4947},"la participation, l’intéressement ou l’abondement d’un plan d’épargne",[4948],{"type":147},{"text":4950,"type":48},", selon les conditions prévues par la loi.",{"_uid":4952,"hide":28,"title":4953,"component":2590,"description":4954},"9b94a6ea-54bc-4b1b-aaa2-32a66217600c","Quel est le plafond d’exonération de la PPV ?",{"type":41,"attrs":4955,"content":4956},{"backgroundColor":51},[4957],{"type":44,"attrs":4958,"content":4959},{"textAlign":51},[4960,4962,4966],{"text":4961,"type":48},"La PPV est exonérée dans la limite de ",{"text":4963,"type":48,"marks":4964},"3 000 € par bénéficiaire et par année civile",[4965],{"type":147},{"text":4967,"type":48},". Ce plafond peut atteindre 6 000 € lorsque l’entreprise dispose aussi d’un dispositif d’intéressement ou de participation. Un régime temporaire plus favorable s’applique jusqu’au 31 décembre 2026 dans certaines entreprises de moins de 50 salariés.",{"_uid":4969,"hide":28,"title":4970,"component":2590,"description":4971},"23d98ee2-c951-4b69-a9b1-1f635e4cca73","Quand verser l’intéressement ou la participation pour un exercice clos le 31 décembre ?",{"type":41,"attrs":4972,"content":4973},{"backgroundColor":51},[4974],{"type":44,"attrs":4975,"content":4976},{"textAlign":51},[4977,4979,4983],{"text":4978,"type":48},"Pour un exercice clos le 31 décembre, l’intéressement et la participation doivent généralement être versés au plus tard ",{"text":4980,"type":48,"marks":4981},"le 31 mai",[4982],{"type":147},{"text":4984,"type":48},", selon les règles propres à chaque dispositif. La PPV bénéficie d’un calendrier plus souple, avec un versement possible au cours de l’année civile dans la limite d’un versement par trimestre.",{"_uid":4986,"hide":28,"title":4987,"component":2590,"description":4988},"9d07f9a2-fb6f-4922-b1c9-fa2357dc4fc9","Comment garder le contrôle des dépenses engagées ?",{"type":41,"attrs":4989,"content":4990},{"backgroundColor":51},[4991,5002],{"type":44,"attrs":4992,"content":4993},{"textAlign":51},[4994,4996,5000],{"text":4995,"type":48},"Le montant de la prime n’est pas le seul sujet à anticiper. 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