[{"data":1,"prerenderedAt":7324},["ShallowReactive",2],{"fr-blog":3,"fr-global-content":5034,"fr-page-global-content":6406,"fr-/fr/blog-latest-blog-articles":6407,"fr-/fr/blog":6408},{"name":4,"created_at":5,"published_at":6,"updated_at":7,"id":8,"uuid":9,"content":10,"slug":26,"full_slug":5024,"sort_by_date":17,"position":5025,"tag_list":5026,"is_startpage":151,"parent_id":1522,"meta_data":17,"group_id":5027,"first_published_at":3424,"release_id":17,"lang":142,"path":17,"alternates":5028,"default_full_slug":5029,"translated_slugs":5030},"Blog homepage (listing page)","2022-08-29T14:16:47.213Z","2026-08-27T08:24:17.129Z","2026-08-27T08:24:17.147Z",181576014,"f85ca87f-b289-449f-9fc4-9c760a70f55b",{"seo":11,"_uid":25,"footer":26,"component":27,"components":28,"hideNavbar":14,"footerTheme":4821,"lightNavbar":14,"hideIntercom":14,"unfixedNavbar":14,"abTestRollouts":5021,"navbarCustomCtas":5022,"confettiAnimation":14,"disabledLanguages":5023,"disableNavbarLogoLink":14,"scrollRevealAnimation":14,"onPageViewSegmentEvent":18,"disableAnnoucementBanner":14,"disableNavbarScrollAnimation":14},[12],{"_uid":13,"noIndex":14,"component":15,"metaImage":16,"metaFields":20},"d95cfbcf-130e-4bd5-93ad-71bd69bc9203",false,"seo",{"id":17,"alt":17,"name":18,"focus":17,"title":17,"filename":18,"copyright":17,"fieldtype":19},null,"","asset",{"_uid":21,"title":22,"plugin":23,"description":24},"628183d5-ee34-4462-af13-922222da1ec4","Gestion des dépenses et finance d'entreprise | Blog de Spendesk","meta-fields","Du bon de commande à la dépense, ce blog vous présente les méthodes, conseils et astuces des meilleures direction financières.","a0460a8a-fdf6-4656-8301-0ba1dfbe702d","blog","page",[29,110,4654,4681,4825,4970],{"_uid":30,"rows":31,"component":103,"cfoBackground":14,"customerBanner":104,"sectionSettings":105,"animatedGradientBackground":18},"5904e50a-128f-4123-ab0a-9e2073742bd3",[32],{"_uid":33,"columns":34,"component":101,"marginBottom":102,"arrowsBetweenItems":14},"9d3aa596-ca94-4f68-883f-201b65f484aa",[35],{"_uid":36,"component":37,"components":38,"verticalAlign":100},"f3b2fb6d-212d-45f3-b848-2499d2d776e5","columnItem",[39],{"cta":40,"_uid":41,"title":42,"eyebrow":58,"subtitle":62,"component":46,"textAlign":91,"sectionSettings":92,"displaySeparator":14,"breakLineOnMobile":14,"subtitleLeftBorder":14,"customTitleFontSize":18},[],"18ed842a-fc9a-4cb7-8f57-e24126a3c7f4",{"type":43,"content":44},"doc",[45],{"type":46,"attrs":47,"content":49},"heading",{"level":48},1,[50],{"text":51,"type":52,"marks":53},"Le Blog de Spendesk","text",[54],{"type":55,"attrs":56},"styled",{"class":57},"text-heading text-heading-md",{"type":43,"content":59},[60],{"type":61},"paragraph",{"type":43,"content":63},[64],{"type":61,"content":65},[66,68,73,75,79,81,83,85,89],{"text":67,"type":52},"Grâce à ces ressources, ",{"text":69,"type":52,"marks":70},"réinventez",[71],{"type":72},"bold",{"text":74,"type":52}," vos équipes comptables, ",{"text":76,"type":52,"marks":77},"libérez",[78],{"type":72},{"text":80,"type":52}," vos employés",{"type":82},"hard_break",{"text":84,"type":52},"des tâches administratives fastidieuses et ",{"text":86,"type":52,"marks":87},"améliorez",[88],{"type":72},{"text":90,"type":52}," la santé financière de votre entreprise.","align-text-left",[93],{"_uid":94,"hide":14,"theme":95,"anchorId":18,"component":96,"spacingTop":18,"spacingBottom":97,"floatingImages":98,"legacyVariableOverrides":99},"db9cebdd-1c12-4dc9-a6f2-8ab400a60e52","white-theme","sectionSettings","no-padding-bottom",[],[],"center","rowItem","0","hero",[],[106],{"_uid":107,"hide":14,"theme":95,"anchorId":18,"component":96,"spacingTop":18,"spacingBottom":97,"floatingImages":108,"legacyVariableOverrides":109},"f721f8bf-2b04-4fc8-9d8c-c59cb4ce5383",[],[],{"_uid":111,"component":112,"articlesList":113,"sectionSettings":4647,"firstArticleDescription":4653},"48459b51-8f10-4fc9-bf2c-9ba2c7b3ef13","featuredGallery",[114,1530,2866,3431,4018],{"name":115,"created_at":116,"published_at":117,"updated_at":118,"id":119,"uuid":120,"content":121,"slug":1518,"full_slug":1519,"sort_by_date":17,"position":1520,"tag_list":1521,"is_startpage":14,"parent_id":1522,"meta_data":17,"group_id":1523,"first_published_at":117,"release_id":17,"lang":142,"path":17,"alternates":1524,"default_full_slug":1525,"translated_slugs":1526,"_stopResolving":151},"Made in Europe : Spendesk, la plateforme européenne de gestion des dépenses","2026-08-24T08:27:19.077Z","2026-08-25T17:25:15.613Z","2026-08-25T17:25:15.639Z",212461318502378,"54b70fce-ded3-48a0-99d5-8eb07d82ef17",{"_uid":122,"roles":123,"title":115,"author":283,"topics":327,"content":349,"noIndex":14,"category":1264,"language":1289,"component":1277,"heroMedia":1290,"sidebarCta":1291,"publishedAt":1292,"redirectUrl":18,"listingImage":1293,"metaDescription":1301,"bottomArticleCta":1302,"componentsAfterTheArticle":1303},"50d927cf-2a23-49ab-9651-ca96bcf5de5d",[124,152,173,193,211,229,247,265],{"name":125,"created_at":126,"published_at":127,"updated_at":128,"id":129,"uuid":130,"content":131,"slug":135,"full_slug":136,"sort_by_date":17,"position":137,"tag_list":138,"is_startpage":14,"parent_id":139,"meta_data":17,"group_id":140,"first_published_at":141,"release_id":17,"lang":142,"path":17,"alternates":143,"default_full_slug":144,"translated_slugs":145,"_stopResolving":151},"Accountant","2022-09-19T13:36:28.660Z","2026-03-12T10:47:18.012Z","2026-03-12T10:47:19.576Z",190903620,"27d61cde-0093-4c00-be8d-5cda47ef9ed7",{"_uid":132,"name":133,"component":134},"8ee7bc5e-ac5d-48c5-8424-e446196b1d39","Accountants","tag","accountants","fr/blog/role/accountants",0,[],190903385,"08848a19-819c-4c13-a216-e645ec1fe12a","2022-11-02T15:24:19.056Z","fr",[],"blog/role/accountants",[146,147,149],{"path":144,"name":17,"lang":142,"published":17},{"path":144,"name":17,"lang":148,"published":17},"de",{"path":144,"name":17,"lang":150,"published":17},"es",true,{"name":153,"created_at":154,"published_at":127,"updated_at":155,"id":156,"uuid":157,"content":158,"slug":161,"full_slug":162,"sort_by_date":17,"position":163,"tag_list":164,"is_startpage":14,"parent_id":139,"meta_data":17,"group_id":165,"first_published_at":166,"release_id":17,"lang":142,"path":17,"alternates":167,"default_full_slug":168,"translated_slugs":169,"_stopResolving":151},"Budget manager","2022-10-19T16:17:12.879Z","2026-03-12T10:47:19.777Z",206109932,"af79d1a6-f01f-43eb-aa41-6f9705b93e01",{"_uid":159,"name":160,"component":134,"hubspotId":18},"fe9819d0-b5da-4a13-9120-3050ce8baea9","Budget owner or manager","budget-manager","fr/blog/role/budget-manager",-20,[],"b04d86a8-2a32-4b6e-b3de-8639e5557b83","2022-10-19T16:17:56.630Z",[],"blog/role/budget-manager",[170,171,172],{"path":168,"name":17,"lang":142,"published":17},{"path":168,"name":17,"lang":148,"published":17},{"path":168,"name":17,"lang":150,"published":17},{"name":174,"created_at":175,"published_at":127,"updated_at":176,"id":177,"uuid":178,"content":179,"slug":181,"full_slug":182,"sort_by_date":17,"position":183,"tag_list":184,"is_startpage":14,"parent_id":139,"meta_data":17,"group_id":185,"first_published_at":186,"release_id":17,"lang":142,"path":17,"alternates":187,"default_full_slug":188,"translated_slugs":189,"_stopResolving":151},"CFO","2022-09-20T14:27:36.164Z","2026-03-12T10:47:19.605Z",191679062,"a5510262-f27a-456f-aafb-282a0dc1152c",{"_uid":180,"name":174,"component":134},"0a20d718-30d9-4f0d-9b62-6d1d5842bf81","cfo","fr/blog/role/cfo",-10,[],"13455da7-6739-4b5f-9d1e-993eccd54cdf","2022-11-02T15:24:18.724Z",[],"blog/role/cfo",[190,191,192],{"path":188,"name":17,"lang":142,"published":17},{"path":188,"name":17,"lang":148,"published":17},{"path":188,"name":17,"lang":150,"published":17},{"name":194,"created_at":195,"published_at":127,"updated_at":196,"id":197,"uuid":198,"content":199,"slug":200,"full_slug":201,"sort_by_date":17,"position":137,"tag_list":202,"is_startpage":14,"parent_id":139,"meta_data":17,"group_id":203,"first_published_at":204,"release_id":17,"lang":142,"path":17,"alternates":205,"default_full_slug":206,"translated_slugs":207,"_stopResolving":151},"Finance Manager","2024-11-14T16:28:41.778Z","2026-03-12T10:48:04.003Z",579108186,"ac906673-c199-4d4b-900d-b03772ebac22",{"_uid":132,"name":194,"component":134},"finance-manager","fr/blog/role/finance-manager",[],"bec0b063-2fa8-44a2-aefc-e1335f13ea22","2024-11-14T16:29:40.515Z",[],"blog/role/finance-manager",[208,209,210],{"path":206,"name":17,"lang":142,"published":17},{"path":206,"name":17,"lang":148,"published":17},{"path":206,"name":17,"lang":150,"published":17},{"name":212,"created_at":213,"published_at":127,"updated_at":214,"id":215,"uuid":216,"content":217,"slug":218,"full_slug":219,"sort_by_date":17,"position":163,"tag_list":220,"is_startpage":14,"parent_id":139,"meta_data":17,"group_id":221,"first_published_at":222,"release_id":17,"lang":142,"path":17,"alternates":223,"default_full_slug":224,"translated_slugs":225,"_stopResolving":151},"Employees","2024-11-14T16:29:23.888Z","2026-03-12T10:48:04.103Z",579109072,"c9fa85e8-1593-4b03-b8de-599f8df49835",{"_uid":159,"name":212,"component":134,"hubspotId":18},"employees","fr/blog/role/employees",[],"b2f127cc-bfdd-4b2c-bfb1-117d39381083","2024-11-14T16:29:31.722Z",[],"blog/role/employees",[226,227,228],{"path":224,"name":17,"lang":142,"published":17},{"path":224,"name":17,"lang":148,"published":17},{"path":224,"name":17,"lang":150,"published":17},{"name":230,"created_at":231,"published_at":127,"updated_at":232,"id":233,"uuid":234,"content":235,"slug":236,"full_slug":237,"sort_by_date":17,"position":137,"tag_list":238,"is_startpage":14,"parent_id":139,"meta_data":17,"group_id":239,"first_published_at":240,"release_id":17,"lang":142,"path":17,"alternates":241,"default_full_slug":242,"translated_slugs":243,"_stopResolving":151},"Financial Controller","2024-11-14T16:28:28.920Z","2026-03-12T10:48:03.955Z",579107717,"ef8ab7b7-f3c6-41c4-8363-45848989042c",{"_uid":132,"name":230,"component":134},"financial-controller","fr/blog/role/financial-controller",[],"95642eaf-2539-4d06-bbba-8fc9ba64af2b","2024-11-14T16:29:42.813Z",[],"blog/role/financial-controller",[244,245,246],{"path":242,"name":17,"lang":142,"published":17},{"path":242,"name":17,"lang":148,"published":17},{"path":242,"name":17,"lang":150,"published":17},{"name":248,"created_at":249,"published_at":127,"updated_at":250,"id":251,"uuid":252,"content":253,"slug":254,"full_slug":255,"sort_by_date":17,"position":163,"tag_list":256,"is_startpage":14,"parent_id":139,"meta_data":17,"group_id":257,"first_published_at":258,"release_id":17,"lang":142,"path":17,"alternates":259,"default_full_slug":260,"translated_slugs":261,"_stopResolving":151},"FP&A","2024-11-14T16:29:01.734Z","2026-03-12T10:48:04.054Z",579108646,"1bff7fbb-a341-4161-bc77-f0cbdd733a66",{"_uid":159,"name":248,"component":134,"hubspotId":18},"fp-a","fr/blog/role/fp-a",[],"7a188f90-0d83-46b6-a283-e458c0b97794","2024-11-14T16:29:36.167Z",[],"blog/role/fp-a",[262,263,264],{"path":260,"name":17,"lang":142,"published":17},{"path":260,"name":17,"lang":148,"published":17},{"path":260,"name":17,"lang":150,"published":17},{"name":266,"created_at":267,"published_at":127,"updated_at":268,"id":269,"uuid":270,"content":271,"slug":272,"full_slug":273,"sort_by_date":17,"position":163,"tag_list":274,"is_startpage":14,"parent_id":139,"meta_data":17,"group_id":275,"first_published_at":276,"release_id":17,"lang":142,"path":17,"alternates":277,"default_full_slug":278,"translated_slugs":279,"_stopResolving":151},"Procurement Manager","2024-11-14T16:29:09.651Z","2026-03-12T10:48:04.079Z",579108800,"671fd960-1570-4447-8a26-761c579336c7",{"_uid":159,"name":266,"component":134,"hubspotId":18},"procurement-manager","fr/blog/role/procurement-manager",[],"9a63f7ee-0d40-4d71-9a4e-42064e28a0c2","2024-11-14T16:29:33.835Z",[],"blog/role/procurement-manager",[280,281,282],{"path":278,"name":17,"lang":142,"published":17},{"path":278,"name":17,"lang":148,"published":17},{"path":278,"name":17,"lang":150,"published":17},{"name":284,"created_at":285,"published_at":127,"updated_at":286,"id":287,"uuid":288,"content":289,"slug":314,"full_slug":315,"sort_by_date":17,"position":316,"tag_list":317,"is_startpage":14,"parent_id":318,"meta_data":17,"group_id":319,"first_published_at":320,"release_id":17,"lang":142,"path":17,"alternates":321,"default_full_slug":322,"translated_slugs":323,"_stopResolving":151},"Spendesk","2022-10-19T17:36:24.519Z","2026-03-12T10:47:20.246Z",206165082,"7b3f51f5-9ac6-400c-82f5-cdb35d1a342f",{"_uid":290,"name":284,"links":291,"picture":303,"lastName":305,"component":306,"firstName":284,"description":307},"89813b57-3ec3-4169-890b-393e41c6d7ea",[292],{"tag":18,"_uid":293,"icon":294,"link":297,"type":18,"label":18,"style":301,"component":302,"onClickEvent":18,"openInANewTab":14,"horizontalFill":14},"792703e5-f28a-4cbb-882c-a50a48656953",{"id":295,"alt":18,"name":18,"focus":18,"title":18,"filename":296,"copyright":18,"fieldtype":19,"is_external_url":14},4129791,"https://a.storyblok.com/f/146026/x/315bd7d0c7/ic_linkedin.svg",{"id":18,"url":298,"linktype":299,"fieldtype":300,"cached_url":298},"https://www.linkedin.com/company/spendesk/","url","multilink","primary","cta",{"alt":304,"name":18,"focus":18,"title":18,"filename":304,"copyright":18,"fieldtype":19,"is_external_url":14},"https://a.storyblok.com/f/146026/433x433/cfd74e99e1/spendesk-logo-square-1.png","Team","author",{"type":43,"content":308},[309],{"type":61,"attrs":310,"content":311},{"textAlign":17},[312],{"text":313,"type":52},"Spendesk a un objectif : supprimer les tracas liés aux dépenses au travail.","spendesk","fr/blog/author/spendesk",-190,[],176408854,"b313f6db-7d77-4069-8018-de89aa2f2d43","2022-11-02T15:26:07.267Z",[],"blog/author/spendesk",[324,325,326],{"path":322,"name":17,"lang":142,"published":17},{"path":322,"name":17,"lang":148,"published":17},{"path":322,"name":17,"lang":150,"published":17},[328],{"name":329,"created_at":330,"published_at":127,"updated_at":331,"id":332,"uuid":333,"content":334,"slug":336,"full_slug":337,"sort_by_date":17,"position":338,"tag_list":339,"is_startpage":14,"parent_id":340,"meta_data":17,"group_id":341,"first_published_at":342,"release_id":17,"lang":142,"path":17,"alternates":343,"default_full_slug":344,"translated_slugs":345,"_stopResolving":151},"Business strategy","2022-10-19T17:57:56.814Z","2026-03-12T10:47:23.607Z",206171429,"676f4f54-172d-4f7f-83b5-0124fa8ff14d",{"_uid":335,"name":329,"component":134},"020a2c50-c7ac-435f-9763-51bb06aa7747","business-strategy","fr/blog/topic/business-strategy",-330,[],176456153,"5dd0fceb-96a1-421b-afb5-9ef62ee5f5b1","2022-11-02T15:24:46.447Z",[],"blog/topic/business-strategy",[346,347,348],{"path":344,"name":17,"lang":142,"published":17},{"path":344,"name":17,"lang":148,"published":17},{"path":344,"name":17,"lang":150,"published":17},{"type":43,"attrs":350,"content":351},{"backgroundColor":17},[352,354,365,376,396,423,433,444,455,461,466,473,475,480,485,490,502,504,509,515,527,538,552,563,573,582,591,606,611,621,626,636,646,651,661,703,710,756,770,777,810,824,831,864,886,893,935,957,968,979,984,995,1005,1010,1015,1024,1029,1045,1050,1055,1065,1070,1075,1086,1097,1102,1113,1120,1125,1226,1235,1237,1242,1253],{"type":61,"attrs":353},{"textAlign":17},{"type":355,"attrs":356},"blok",{"id":357,"body":358},"123917c1-04ca-4156-b298-03800abffa9e",[359],{"_uid":360,"text":361,"color":362,"title":363,"component":364},"i-8065e645-a934-4c56-b60a-ccdb25a7b877","- **Spendesk est une plateforme européenne de gestion des dépenses**, dont le siège est situé en France et qui a été conçue pour les équipes Finance européennes. Elle réunit cartes d’entreprise, gestion des notes de frais, factures fournisseurs, achats et contrôle des dépenses, grâce à une infrastructure de paiement européenne.\n- Plus de **5 000 entreprises européennes** font confiance à Spendesk pour gérer leurs dépenses. La plateforme a traité **10 milliards d’euros** et accompagne des clients en France, en Allemagne, au Royaume-Uni, en Espagne et dans le reste de l’Europe. Elle propose notamment des intégrations natives avec **DATEV, Pennylane, Xero, QuickBooks, Sage 100, NetSuite et Exact Online**.\n- Spendesk Financial Services SAS est le propre **établissement de paiement de Spendesk**, agréé par l’ACPR et autorisé à opérer dans les 30 pays de l’EEE, grâce au passeport européen de la DSP2.\n- Spendesk dispose des certifications et conformités nécessaires pour accompagner les entreprises européennes : **ISO 27001:2022, DORA, DSP2** et statut d’**Access Point Peppol certifié**. La plateforme accompagne également les évolutions réglementaires liées à la facturation électronique en Europe et au dispositif Making Tax Digital au Royaume-Uni.","purple","📌 À retenir","callout",{"type":61,"attrs":366,"content":367},{"textAlign":17},[368,370,374],{"text":369,"type":52},"Il y a dix ans, Spendesk est née d’un principe simple : ",{"text":371,"type":52,"marks":372},"les équipes Finance doivent pouvoir donner à leurs collaborateurs les moyens d’agir, tout en gardant le contrôle des dépenses de l’entreprise",[373],{"type":72},{"text":375,"type":52},".",{"type":61,"attrs":377,"content":378},{"textAlign":17},[379,381,390,392],{"text":380,"type":52},"Ce principe guide, depuis, chaque décision produit. Comme l’explique ",{"text":382,"type":52,"marks":383},"Rodolphe Ardant, notre fondateur",[384,389],{"type":385,"attrs":386},"link",{"href":387,"uuid":17,"anchor":17,"target":388,"linktype":299},"https://www.youtube.com/watch?v=t6IjWaQIbM4","_blank",{"type":72},{"text":391,"type":52},", « Spendesk a été créée pour résoudre un problème que les équipes Finance rencontrent chaque jour ». ",{"text":393,"type":52,"marks":394},"Cette mission n’a jamais changé.",[395],{"type":72},{"type":61,"attrs":397,"content":398},{"textAlign":17},[399,401,408,410,417,419],{"text":400,"type":52},"En dix ans, Spendesk a franchi deux étapes majeures : l’entreprise a obtenu le ",{"text":402,"type":52,"marks":403},"statut de licorne française",[404,407],{"type":385,"attrs":405},{"href":406,"uuid":17,"anchor":17,"target":17,"linktype":299},"https://techcrunch.com/2022/01/17/spendesk-is-the-fifth-french-startup-to-reach-unicorn-status-this-month/",{"type":72},{"text":409,"type":52}," en 2022, puis atteint la ",{"text":411,"type":52,"marks":412},"rentabilité",[413,416],{"type":385,"attrs":414},{"href":415,"uuid":17,"anchor":17,"target":17,"linktype":299},"https://sifted.eu/articles/spendesk-profitability-2025",{"type":72},{"text":418,"type":52}," en 2025. ",{"text":420,"type":52,"marks":421},"Cette trajectoire illustre ce qu’une croissance menée avec discipline, portée par une mission claire et guidée par les besoins des clients peut accomplir.",[422],{"type":72},{"type":61,"attrs":424,"content":425},{"textAlign":17},[426,428,432],{"text":427,"type":52},"La rentabilité ne marque pas la fin du parcours. Elle donne à Spendesk la stabilité nécessaire pour ",{"text":429,"type":52,"marks":430},"continuer à investir dans sa mission, accompagner ses clients et construire sur le long terme",[431],{"type":72},{"text":375,"type":52},{"type":61,"attrs":434,"content":435},{"textAlign":17},[436,438,442],{"text":437,"type":52},"Pour nous, ",{"text":439,"type":52,"marks":440},"Made in Europe",[441],{"type":72},{"text":443,"type":52}," ne se résume pas à une présence sur le continent. C’est l’expertise acquise depuis plus de dix ans pour accompagner les entreprises européennes dans un environnement complexe, réglementé et en constante évolution.",{"type":61,"attrs":445,"content":446},{"textAlign":17},[447,449,453],{"text":448,"type":52},"Alors, ",{"text":450,"type":52,"marks":451},"que représentent vraiment dix années d’activité en Europe ?",[452],{"type":72},{"text":454,"type":52}," Voici quelques chiffres pour se faire une idée.",{"type":46,"attrs":456,"content":458},{"level":457,"textAlign":17},2,[459],{"text":460,"type":52},"10 ans d’activité en Europe, ça donne quoi ?",{"type":61,"attrs":462,"content":463},{"textAlign":17},[464],{"text":465,"type":52},"Ces données internes retracent l’activité européenne de Spendesk entre 2016 et 2026. Elles couvrent dix années de transactions par carte, de factures fournisseurs, de remboursements, de paiements fournisseurs, d’utilisateurs et de dépenses traitées.",{"type":355,"attrs":467},{"id":357,"body":468},[469],{"_uid":470,"text":471,"color":472,"title":18,"component":364},"i-ff835711-7d7a-40d5-aa74-8e590b2a7cfc"," 1. 💶 **Dépenses traitées :** environ 10 Md€\n 2. 💳 **Cartes émises :** 795 000\n 3. 🧾 **Factures fournisseurs traitées :** 46,85 M\n 4. 👥 **Utilisateurs cumulés :** 314 000\n 5. 🏢 **Entreprises intégrées :** 14 200\n 6. 🤝 **Fournisseurs uniques payés :** 197 000\n 7. 🏦 **Virements bancaires exécutés :** 6,46 M\n 8. ⚡ **Transactions par carte :** 31,84 M\n 9. ✅ **Demandes de dépenses approuvées :** 21,3 M\n10. 💸 **Remboursements traités :** 7,99 M","orange",{"type":46,"attrs":474},{"level":457,"textAlign":17},{"type":46,"attrs":476,"content":477},{"level":457,"textAlign":17},[478],{"text":479,"type":52},"Getaround et Spendesk : dix ans de croissance commune",{"type":61,"attrs":481,"content":482},{"textAlign":17},[483],{"text":484,"type":52},"Getaround fait confiance à Spendesk depuis ses débuts. En dix ans, les deux entreprises ont grandi et évolué côte à côte.",{"type":61,"attrs":486,"content":487},{"textAlign":17},[488],{"text":489,"type":52},"Mohamed Mekkaoui, VP Finance chez Getaround, revient sur ce parcours :",{"type":355,"attrs":491},{"id":492,"body":493},"af0452ef-31f7-4f9c-863f-db18719225f2",[494],{"_uid":495,"asset":496,"caption":18,"component":501},"fd1a18f5-b580-4d1e-b963-82e9335aa219",{"id":497,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":498,"copyright":18,"fieldtype":19,"meta_data":499,"is_external_url":14},212886206236228,"https://a.storyblok.com/f/146026/1046x1080/a82b9d080f/quote_getaround-fr.jpg",{"size":500},"1046x1080","image",{"type":46,"attrs":503},{"level":457,"textAlign":17},{"type":46,"attrs":505,"content":506},{"level":457,"textAlign":17},[507],{"text":508,"type":52},"Spendesk, une plateforme pensée pour les entreprises européennes",{"type":46,"attrs":510,"content":512},{"level":511,"textAlign":17},3,[513],{"text":514,"type":52},"Conformité européenne : DORA, DSP2 et facturation électronique",{"type":61,"attrs":516,"content":517},{"textAlign":17},[518,520,525],{"text":519,"type":52},"La conformité en Europe ne repose pas sur un modèle unique. Chaque marché possède ses propres règles, exigences de TVA, obligations déclaratives et méthodes de travail. Les exigences françaises en matière de facturation électronique ne sont pas les mêmes que le dispositif ",{"text":521,"type":52,"marks":522},"Making Tax Digital ",[523],{"type":524},"italic",{"text":526,"type":52},"au Royaume-Uni.",{"type":61,"attrs":528,"content":529},{"textAlign":17},[530,532,536],{"text":531,"type":52},"Pour construire une gestion financière à la fois efficace et conforme, il faut donc ",{"text":533,"type":52,"marks":534},"comprendre les spécificités de chaque pays",[535],{"type":72},{"text":537,"type":52},", plutôt que d’appliquer les mêmes règles partout.",{"type":61,"attrs":539,"content":540},{"textAlign":17},[541,543,550],{"text":542,"type":52},"Cette approche implique également de suivre les réglementations européennes. Spendesk veille notamment à sa ",{"text":544,"type":52,"marks":545},"conformité avec le règlement DORA",[546,549],{"type":385,"attrs":547},{"href":548,"uuid":17,"anchor":17,"target":388,"linktype":299},"https://finance.ec.europa.eu/regulation-and-supervision/financial-services-legislation/implementing-and-delegated-acts/digital-operational-resilience-regulation_en",{"type":72},{"text":551,"type":52},", en complément des cadres réglementaires locaux qui encadrent le fonctionnement des équipes Finance dans chaque marché.",{"type":61,"attrs":553,"content":554},{"textAlign":17},[555,557,561],{"text":556,"type":52},"Depuis 2016, Spendesk développe des solutions pour les équipes Finance européennes. Cette expertise locale s’est construite avec ",{"text":558,"type":52,"marks":559},"des équipes régionales, des collaborateurs parlant la langue de leurs clients et des bureaux à Paris, Londres, Berlin et Barcelone",[560],{"type":72},{"text":562,"type":52},". Elle repose aussi sur une connaissance approfondie des marchés et sur une infrastructure conçue pour répondre aux besoins opérationnels des entreprises.",{"type":61,"attrs":564,"content":565},{"textAlign":17},[566,568,572],{"text":567,"type":52},"Notre conviction est simple : ",{"text":569,"type":52,"marks":570},"si nos clients sont confrontés à un enjeu, nous devons nous aussi être capables de le comprendre et de l’accompagner",[571],{"type":72},{"text":375,"type":52},{"type":61,"attrs":574,"content":575},{"textAlign":17},[576,578],{"text":577,"type":52},"Pour les clients de l’EEE, les services de paiement sont fournis par Spendesk Financial Services, le propre établissement de paiement de Spendesk. Agréé en France par l’ACPR sous le numéro CIB 17518, il est soumis aux exigences de la DSP2. ",{"text":579,"type":52,"marks":580},"Cette réglementation encadre strictement la protection des fonds et des informations des clients.",[581],{"type":72},{"type":61,"attrs":583,"content":584},{"textAlign":17},[585,587],{"text":586,"type":52},"Au Royaume-Uni, les services de paiement sont fournis par Adyen N.V., dont la succursale britannique est agréée par la FCA. ",{"text":588,"type":52,"marks":589},"Les dispositifs diffèrent selon les marchés parce que les exigences réglementaires diffèrent elles aussi.",[590],{"type":72},{"type":61,"attrs":592,"content":593},{"textAlign":17},[594,596,599,601,605],{"text":595,"type":52},"Pour Spendesk, ",{"text":439,"type":52,"marks":597},[598],{"type":72},{"text":600,"type":52}," ne consiste pas simplement à être présente sur le marché européen. Cela signifie comprendre les règles de conformité, les enjeux de TVA, les spécificités des paiements et les pratiques locales, afin d’aider les équipes Finance à ",{"text":602,"type":52,"marks":603},"garder le contrôle de leurs dépenses dans chaque pays",[604],{"type":72},{"text":375,"type":52},{"type":46,"attrs":607,"content":608},{"level":511,"textAlign":17},[609],{"text":610,"type":52},"Une plateforme conçue pour les besoins locaux des équipes Finance",{"type":61,"attrs":612,"content":613},{"textAlign":17},[614,616,620],{"text":615,"type":52},"Au-delà de ses fonctionnalités principales de gestion des dépenses, Spendesk a développé ",{"text":617,"type":52,"marks":618},"des fonctionnalités adaptées aux pratiques et aux exigences propres à chaque marché",[619],{"type":72},{"text":375,"type":52},{"type":61,"attrs":622,"content":623},{"textAlign":17},[624],{"text":625,"type":52},"Nos équipes locales travaillent directement avec les clients et suivent les évolutions réglementaires ainsi que les habitudes de travail dans leur pays. Cette proximité nous aide à développer les outils dont les équipes Finance ont réellement besoin.",{"type":61,"attrs":627,"content":628},{"textAlign":17},[629,631,635],{"text":630,"type":52},"Des indemnités journalières en Allemagne aux indemnités kilométriques conformes aux exigences de la HMRC au Royaume-Uni, ",{"text":632,"type":52,"marks":633},"ces fonctionnalités locales facilitent le quotidien des équipes qui opèrent dans plusieurs pays européens",[634],{"type":72},{"text":375,"type":52},{"type":355,"attrs":637},{"id":638,"body":639},"b2b15c6b-affc-4ea6-a430-2d467a7512d6",[640],{"_uid":641,"asset":642,"caption":18,"component":501},"i-5e12d0a0-55cd-4a6e-a9db-8301f5acfbeb",{"id":643,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":644,"copyright":18,"fieldtype":19,"meta_data":645,"is_external_url":14},212800426852905,"https://a.storyblok.com/f/146026/1480x974/cfef4abc15/infographic_made_in_europe_fr-article.jpg",{},{"type":46,"attrs":647,"content":648},{"level":511,"textAlign":17},[649],{"text":650,"type":52},"Des fonctionnalités adaptées aux équipes Finance européennes",{"type":61,"attrs":652,"content":653},{"textAlign":17},[654,656,660],{"text":655,"type":52},"D’un pays à l’autre, les entreprises européennes n’ont ni les mêmes règles ni les mêmes habitudes pour engager, approuver et comptabiliser leurs dépenses. Spendesk centralise ces étapes sur une seule plateforme, tout en laissant à chaque entité la flexibilité nécessaire pour ",{"text":657,"type":52,"marks":658},"adapter ses pratiques au contexte local",[659],{"type":72},{"text":375,"type":52},{"type":662,"content":663},"bullet_list",[664,678,691],{"type":665,"content":666},"list_item",[667],{"type":61,"attrs":668,"content":669},{"textAlign":17},[670,674,675,677],{"text":671,"type":52,"marks":672},"Un contrôle local, sans complexité supplémentaire",[673],{"type":72},{"type":82},{"text":676,"type":52},"Configurez les circuits d’approbation, les budgets, les plafonds de dépenses et les contrôles associés aux cartes selon les besoins de chaque entité.",{"type":82},{"type":665,"content":679},[680],{"type":61,"attrs":681,"content":682},{"textAlign":17},[683,687,688,690],{"text":684,"type":52,"marks":685},"Des données de dépenses structurées pour la comptabilité",[686],{"type":72},{"type":82},{"text":689,"type":52},"Collectez et catégorisez les dépenses, les factures et les justificatifs afin de faciliter les processus comptables de chaque entité.",{"type":82},{"type":665,"content":692},[693],{"type":61,"attrs":694,"content":695},{"textAlign":17},[696,700,701],{"text":697,"type":52,"marks":698},"Une plateforme conçue pour accompagner le développement européen",[699],{"type":72},{"type":82},{"text":702,"type":52},"Gérez plusieurs entités et devises prises en charge depuis une même plateforme. La Finance bénéficie d’une vision centralisée, tandis que chaque équipe conserve la flexibilité nécessaire au niveau local.",{"type":61,"attrs":704,"content":705},{"textAlign":17},[706],{"text":707,"type":52,"marks":708},"🇩🇪 Allemagne",[709],{"type":72},{"type":662,"content":711},[712,723,734,745],{"type":665,"content":713},[714],{"type":61,"attrs":715,"content":716},{"textAlign":17},[717,721],{"text":718,"type":52,"marks":719},"Intégration avec DATEV",[720],{"type":72},{"text":722,"type":52},", l’un des principaux écosystèmes comptables utilisés en Allemagne.",{"type":665,"content":724},[725],{"type":61,"attrs":726,"content":727},{"textAlign":17},[728,732],{"text":729,"type":52,"marks":730},"Gestion des indemnités journalières",[731],{"type":72},{"text":733,"type":52}," pour accompagner les déplacements professionnels et les processus de remboursement locaux.",{"type":665,"content":735},[736],{"type":61,"attrs":737,"content":738},{"textAlign":17},[739,743],{"text":740,"type":52,"marks":741},"Conformité avec la facturation électronique",[742],{"type":72},{"text":744,"type":52},", en réponse à l’évolution des obligations allemandes.",{"type":665,"content":746},[747],{"type":61,"attrs":748,"content":749},{"textAlign":17},[750,754],{"text":751,"type":52,"marks":752},"Gestion de la TVA",[753],{"type":72},{"text":755,"type":52}," pour faciliter les processus comptables et fiscaux locaux.",{"type":61,"attrs":757,"content":758},{"textAlign":17},[759,761,768],{"text":760,"type":52},"Notre ",{"text":762,"type":52,"marks":763},"intégration avec DATEV Unternehmen Online",[764,767],{"type":385,"attrs":765},{"href":766,"uuid":17,"anchor":17,"target":388,"linktype":299},"https://www.spendesk.com/blog/spendesk-datev-integration-germany/",{"type":72},{"text":769,"type":52}," est déjà disponible. L’intégration avec DATEV Rechnungswesen (ReWe) est actuellement en version bêta et devrait être proposée à l’automne 2026, sous réserve des derniers tests et de leur validation.",{"type":61,"attrs":771,"content":772},{"textAlign":17},[773],{"text":774,"type":52,"marks":775},"🇫🇷 France",[776],{"type":72},{"type":662,"content":778},[779,789,800],{"type":665,"content":780},[781],{"type":61,"attrs":782,"content":783},{"textAlign":17},[784,787],{"text":740,"type":52,"marks":785},[786],{"type":72},{"text":788,"type":52}," pour accompagner la généralisation progressive de la facture électronique en France.",{"type":665,"content":790},[791],{"type":61,"attrs":792,"content":793},{"textAlign":17},[794,798],{"text":795,"type":52,"marks":796},"Intégrations avec Sage et Cegid",[797],{"type":72},{"text":799,"type":52},", deux solutions comptables utilisées par les équipes Finance françaises.",{"type":665,"content":801},[802],{"type":61,"attrs":803,"content":804},{"textAlign":17},[805,808],{"text":751,"type":52,"marks":806},[807],{"type":72},{"text":809,"type":52}," pour répondre aux exigences comptables et fiscales françaises.",{"type":61,"attrs":811,"content":812},{"textAlign":17},[813,815,822],{"text":814,"type":52},"Les équipes Finance peuvent consulter notre ",{"text":816,"type":52,"marks":817},"guide pour choisir une plateforme agréée de facturation électronique",[818,821],{"type":385,"attrs":819},{"href":820,"uuid":17,"anchor":17,"target":388,"linktype":299},"https://www.spendesk.com/fr/blog/plateforme-agreee-pour-la-facturation-electronique-le-guide-complet-pour-choisir-votre-solution/",{"type":72},{"text":823,"type":52}," afin de préparer les prochaines échéances réglementaires.",{"type":61,"attrs":825,"content":826},{"textAlign":17},[827],{"text":828,"type":52,"marks":829},"🇬🇧 Royaume-Uni",[830],{"type":72},{"type":662,"content":832},[833,844,853],{"type":665,"content":834},[835],{"type":61,"attrs":836,"content":837},{"textAlign":17},[838,842],{"text":839,"type":52,"marks":840},"Intégrations avec Xero, Business Central et NetSuite",[841],{"type":72},{"text":843,"type":52},", les solutions comptables utilisées par de nombreuses équipes Finance britanniques.",{"type":665,"content":845},[846],{"type":61,"attrs":847,"content":848},{"textAlign":17},[849,852],{"text":751,"type":52,"marks":850},[851],{"type":72},{"text":755,"type":52},{"type":665,"content":854},[855],{"type":61,"attrs":856,"content":857},{"textAlign":17},[858,862],{"text":859,"type":52,"marks":860},"Gestion des indemnités kilométriques conformes aux exigences de la HMRC",[861],{"type":72},{"text":863,"type":52},", afin d’accompagner le traitement des frais kilométriques des collaborateurs.",{"type":61,"attrs":865,"content":866},{"textAlign":17},[867,869,876,878,885],{"text":868,"type":52},"Découvrez notre guide consacré à ",{"text":870,"type":52,"marks":871},"Making Tax Digital pour la TVA",[872,875],{"type":385,"attrs":873},{"href":874,"uuid":17,"anchor":17,"target":388,"linktype":299},"https://www.spendesk.com/blog/making-tax-digital-for-vat/",{"type":72},{"text":877,"type":52}," et notre ",{"text":879,"type":52,"marks":880},"intégration avec Xero",[881,884],{"type":385,"attrs":882},{"href":883,"uuid":17,"anchor":17,"target":388,"linktype":299},"https://www.spendesk.com/blog/spendesk-xero-integration/",{"type":72},{"text":375,"type":52},{"type":61,"attrs":887,"content":888},{"textAlign":17},[889],{"text":890,"type":52,"marks":891},"🇪🇸 Espagne",[892],{"type":72},{"type":662,"content":894},[895,906,916,925],{"type":665,"content":896},[897],{"type":61,"attrs":898,"content":899},{"textAlign":17},[900,904],{"text":901,"type":52,"marks":902},"Intégrations avec NetSuite, Business Central et Sage",[903],{"type":72},{"text":905,"type":52},", les solutions comptables utilisées par les équipes Finance espagnoles.",{"type":665,"content":907},[908],{"type":61,"attrs":909,"content":910},{"textAlign":17},[911,915],{"text":912,"type":52,"marks":913},"Conformité avec les exigences espagnoles de numérisation des justificatifs électroniques via ZeroComa",[914],{"type":72},{"text":375,"type":52},{"type":665,"content":917},[918],{"type":61,"attrs":919,"content":920},{"textAlign":17},[921,924],{"text":729,"type":52,"marks":922},[923],{"type":72},{"text":733,"type":52},{"type":665,"content":926},[927],{"type":61,"attrs":928,"content":929},{"textAlign":17},[930,933],{"text":751,"type":52,"marks":931},[932],{"type":72},{"text":934,"type":52}," pour répondre aux exigences comptables et fiscales espagnoles.",{"type":61,"attrs":936,"content":937},{"textAlign":17},[938,940,947,949,956],{"text":939,"type":52},"Découvrez notre article consacré aux ",{"text":941,"type":52,"marks":942},"règles espagnoles de facturation électronique B2B",[943,946],{"type":385,"attrs":944},{"href":945,"uuid":17,"anchor":17,"target":388,"linktype":299},"https://www.spendesk.com/es/blog/ley-crea-y-crece-factura-electronica/",{"type":72},{"text":948,"type":52}," et notre guide pour comprendre ",{"text":950,"type":52,"marks":951},"comment se préparer à VeriFactu",[952,955],{"type":385,"attrs":953},{"href":954,"uuid":17,"anchor":17,"target":388,"linktype":299},"https://www.spendesk.com/es/blog/que-es-verifactu/",{"type":72},{"text":375,"type":52},{"type":355,"attrs":958},{"id":959,"body":960},"41f35722-4332-4c90-ad49-d52c9e349750",[961],{"_uid":962,"name":963,"role":18,"image":964,"quote":966,"component":967},"i-9477bd49-4686-488b-8bf5-053526d7a142","Isabelle Decomble, Finance Manager chez Niji",{"id":17,"alt":17,"name":18,"focus":17,"title":17,"source":17,"filename":18,"copyright":17,"fieldtype":19,"meta_data":965},{},"« Spendesk nous apporte l’agilité dont nous avons besoin pour gérer les dépenses et la comptabilité à grande échelle. Aujourd’hui, je ne pourrais plus imaginer travailler sans la plateforme. »","quote",{"type":61,"attrs":969,"content":970},{"textAlign":17},[971],{"text":972,"type":52,"marks":973},"Découvrez la liste complète de nos intégrations comptables →",[974,977,978],{"type":385,"attrs":975},{"href":976,"uuid":17,"anchor":17,"target":388,"linktype":299},"https://www.spendesk.com/integrations/",{"type":72},{"type":524},{"type":46,"attrs":980,"content":981},{"level":457,"textAlign":17},[982],{"text":983,"type":52},"Souveraineté des données en Europe : où Spendesk héberge-t-elle les données clients ?",{"type":61,"attrs":985,"content":986},{"textAlign":17},[987,989,993],{"text":988,"type":52},"Lorsqu’une équipe Finance signe un contrat avec une plateforme de gestion des dépenses, elle lui confie l’accès à ",{"text":990,"type":52,"marks":991},"des données financières sensibles",[992],{"type":72},{"text":994,"type":52},". Le lieu d’hébergement de ces données, le cadre juridique qui les protège et la juridiction applicable sont donc des questions essentielles pour la souveraineté numérique européenne.",{"type":61,"attrs":996,"content":997},{"textAlign":17},[998,1000,1004],{"text":999,"type":52},"Pour un directeur financier ou un DPO, ces sujets doivent faire partie intégrante de la ",{"text":1001,"type":52,"marks":1002},"checklist de vérification avant tout choix de solution",[1003],{"type":72},{"text":375,"type":52},{"type":46,"attrs":1006,"content":1007},{"level":511,"textAlign":17},[1008],{"text":1009,"type":52},"Une entreprise française, soumise au droit français",{"type":61,"attrs":1011,"content":1012},{"textAlign":17},[1013],{"text":1014,"type":52},"Spendesk est une entreprise française, constituée et réglementée conformément au droit français et au droit européen. Les données clients sont hébergées sur AWS en Irlande, au sein de l’Union européenne, et protégées par le RGPD.",{"type":61,"attrs":1016,"content":1017},{"textAlign":17},[1018,1020],{"text":1019,"type":52},"Spendesk n’est pas soumise en tant que telle au droit américain. ",{"text":1021,"type":52,"marks":1022},"Les engagements d’AWS en matière de protection des données et les cadres juridiques européens apportent des garanties supplémentaires contre les accès de tiers.",[1023],{"type":72},{"type":46,"attrs":1025,"content":1026},{"level":511,"textAlign":17},[1027],{"text":1028,"type":52},"SFS, le propre agrément de paiement de Spendesk",{"type":61,"attrs":1030,"content":1031},{"textAlign":17},[1032,1034,1038,1040,1044],{"text":1033,"type":52},"Depuis le lancement de ",{"text":1035,"type":52,"marks":1036},"Spendesk Financial Services ",[1037],{"type":524},{"text":1039,"type":52},"en 2022, Spendesk exploite son propre établissement de paiement réglementé. Les clients européens bénéficient ainsi d’une relation directe avec ",{"text":1041,"type":52,"marks":1042},"un prestataire de paiement établi et supervisé en Europe",[1043],{"type":72},{"text":375,"type":52},{"type":61,"attrs":1046,"content":1047},{"textAlign":17},[1048],{"text":1049,"type":52},"Spendesk Financial Services SAS (SFS) est une filiale détenue à 100 % par Spendesk et un établissement de paiement agréé par l’ACPR sous le numéro CIB 17518. Son agrément peut être vérifié dans le registre de l’Autorité bancaire européenne.",{"type":61,"attrs":1051,"content":1052},{"textAlign":17},[1053],{"text":1054,"type":52},"Agréée depuis avril 2022 par l’autorité française de supervision financière, SFS est autorisée à opérer en France et dans les 30 pays de l’EEE, grâce au passeport européen de la DSP2 dans les 29 autres pays.",{"type":61,"attrs":1056,"content":1057},{"textAlign":17},[1058,1060,1064],{"text":1059,"type":52},"Pour les clients de l’EEE, Spendesk a choisi de créer son propre établissement de paiement réglementé, Spendesk Financial Services, plutôt que de s’appuyer sur un partenaire bancaire tiers. SFS est directement supervisée par l’ACPR, ce qui permet à Spendesk ",{"text":1061,"type":52,"marks":1062},"de garder une meilleure maîtrise de l’infrastructure de paiement qui accompagne ses clients européens",[1063],{"type":72},{"text":375,"type":52},{"type":61,"attrs":1066,"content":1067},{"textAlign":17},[1068],{"text":1069,"type":52},"Au Royaume-Uni, Spendesk continue de fournir ses services de paiement par l’intermédiaire d’un partenaire réglementé.",{"type":46,"attrs":1071,"content":1072},{"level":511,"textAlign":17},[1073],{"text":1074,"type":52},"RGPD, certifications et préparation à la facturation électronique",{"type":61,"attrs":1076,"content":1077},{"textAlign":17},[1078,1080,1084],{"text":1079,"type":52},"Les données clients sont hébergées en Irlande, sur l’infrastructure AWS, au sein de l’Union européenne. Elles restent ainsi soumises au ",{"text":1081,"type":52,"marks":1082},"droit européen et au RGPD",[1083],{"type":72},{"text":1085,"type":52},", sous la supervision de la CNIL en tant qu’autorité de contrôle principale. Au Royaume-Uni, Spendesk veille séparément au respect du UK GDPR, sous la supervision de l’ICO.",{"type":61,"attrs":1087,"content":1088},{"textAlign":17},[1089,1091,1095],{"text":1090,"type":52},"Cette implantation européenne s’accompagne de ",{"text":1092,"type":52,"marks":1093},"standards élevés en matière de sécurité et de résilience",[1094],{"type":72},{"text":1096,"type":52},". Spendesk est certifiée ISO 27001:2022 (certificat n° 122410, valable jusqu’en février 2027), conforme à DORA depuis janvier 2025 et respecte les exigences de la DSP2, notamment en matière d’authentification forte du client pour les transactions par carte.",{"type":61,"attrs":1098,"content":1099},{"textAlign":17},[1100],{"text":1101,"type":52},"Cette exigence de conformité s’applique également à la facturation électronique. En Allemagne, l’obligation de réception des factures électroniques B2B est entrée en vigueur en janvier 2025, et Spendesk était conforme dès son entrée en application. En Belgique, le mandat Peppol est entré en vigueur en janvier 2026. Spendesk dispose déjà du statut d’Access Point Peppol certifié. En France, la généralisation de la facturation électronique prévue en 2026 et 2027 est également en préparation.",{"type":61,"attrs":1103,"content":1104},{"textAlign":17},[1105,1107,1111],{"text":1106,"type":52},"Ces évolutions réglementaires montrent que ",{"text":1108,"type":52,"marks":1109},"la conformité européenne se construit dans la durée",[1110],{"type":72},{"text":1112,"type":52},". Elle ne peut pas être ajoutée au dernier moment : elle doit être intégrée dès la conception du produit et adaptée aux exigences de chaque marché. C’est le travail que Spendesk mène depuis plusieurs années pour accompagner les entreprises européennes.",{"type":355,"attrs":1114},{"id":959,"body":1115},[1116],{"_uid":1117,"text":1118,"color":362,"title":1119,"component":364},"i-2924ac39-c291-42d3-9e8a-e2e08d2550d9","✅ Établissement de paiement agréé par l’ACPR (CIB n° 17518)  \n✅ Opérations dans les 30 pays de l’EEE, avec passeport européen de la DSP2 dans les 29 autres pays  \n✅ Certification ISO 27001:2022 (certificat n° 122410)  \n✅ Données hébergées sur AWS en Irlande, au sein de l’Union européenne  \n✅ Conformité au RGPD dès la conception, sous la supervision de la CNIL  \n✅ Conformité DORA depuis janvier 2025  \n✅ Access Point Peppol certifié  \n✅ Conformité avec la facturation électronique en 🇩🇪 Allemagne et en 🇧🇪 Belgique, préparation en cours pour la 🇫🇷 France  \n✅ Première plateforme européenne de gestion des dépenses et des achats à atteindre la rentabilité en 2025","Les certifications européennes de Spendesk",{"type":46,"attrs":1121,"content":1122},{"level":457,"textAlign":17},[1123],{"text":1124,"type":52},"Pourquoi les entreprises européennes choisissent Spendesk",{"type":662,"content":1126},[1127,1138,1149,1160,1171,1182,1193,1204,1215],{"type":665,"content":1128},[1129],{"type":61,"attrs":1130,"content":1131},{"textAlign":17},[1132,1136],{"text":1133,"type":52,"marks":1134},"Aucun frais par utilisateur",[1135],{"type":72},{"text":1137,"type":52},", pour déployer Spendesk dans toute l’organisation et gérer l’ensemble des dépenses de l’entreprise depuis une même plateforme.",{"type":665,"content":1139},[1140],{"type":61,"attrs":1141,"content":1142},{"textAlign":17},[1143,1147],{"text":1144,"type":52,"marks":1145},"Aucun frais par carte",[1146],{"type":72},{"text":1148,"type":52},", pour créer autant de cartes physiques et virtuelles que nécessaire.",{"type":665,"content":1150},[1151],{"type":61,"attrs":1152,"content":1153},{"textAlign":17},[1154,1158],{"text":1155,"type":52,"marks":1156},"Jusqu’à trois entités",[1157],{"type":72},{"text":1159,"type":52},", incluses dans le forfait Base.",{"type":665,"content":1161},[1162],{"type":61,"attrs":1163,"content":1164},{"textAlign":17},[1165,1169],{"text":1166,"type":52,"marks":1167},"La gestion de toutes les dépenses d’une entité",[1168],{"type":72},{"text":1170,"type":52},", depuis une plateforme centralisée, sans coût supplémentaire.",{"type":665,"content":1172},[1173],{"type":61,"attrs":1174,"content":1175},{"textAlign":17},[1176,1180],{"text":1177,"type":52,"marks":1178},"Tous les types de dépenses réunis dans une même plateforme",[1179],{"type":72},{"text":1181,"type":52},", notamment les cartes, les notes de frais, les factures, les abonnements et les achats.",{"type":665,"content":1183},[1184],{"type":61,"attrs":1185,"content":1186},{"textAlign":17},[1187,1191],{"text":1188,"type":52,"marks":1189},"Des circuits d’approbation, budgets et plafonds flexibles",[1190],{"type":72},{"text":1192,"type":52},", pour garder le contrôle avant l’engagement de la dépense.",{"type":665,"content":1194},[1195],{"type":61,"attrs":1196,"content":1197},{"textAlign":17},[1198,1202],{"text":1199,"type":52,"marks":1200},"L’automatisation des tâches comptables",[1201],{"type":72},{"text":1203,"type":52},", du traitement des justificatifs et des factures à la catégorisation et au rapprochement.",{"type":665,"content":1205},[1206],{"type":61,"attrs":1207,"content":1208},{"textAlign":17},[1209,1213],{"text":1210,"type":52,"marks":1211},"Une plateforme conçue pour accompagner les entreprises européennes en croissance",[1212],{"type":72},{"text":1214,"type":52},", avec une visibilité sur les entités, les équipes et les pays.",{"type":665,"content":1216},[1217],{"type":61,"attrs":1218,"content":1219},{"textAlign":17},[1220,1224],{"text":1221,"type":52,"marks":1222},"Une expérience simple pour les collaborateurs",[1223],{"type":72},{"text":1225,"type":52},", tout en donnant à la Finance le niveau de contrôle et de visibilité dont elle a besoin.",{"type":355,"attrs":1227},{"id":959,"body":1228},[1229],{"_uid":1230,"name":1231,"role":18,"image":1232,"quote":1234,"component":967},"i-63d44df9-8396-4e99-808f-4d539d167298","Benjamin Milot, CFO chez Pierre Frey",{"id":17,"alt":17,"name":18,"focus":17,"title":17,"source":17,"filename":18,"copyright":17,"fieldtype":19,"meta_data":1233},{},"« Spendesk a permis à nos équipes de délaisser les tâches administratives pour se concentrer sur un travail beaucoup plus analytique. »",{"type":46,"attrs":1236},{"level":511,"textAlign":17},{"type":46,"attrs":1238,"content":1239},{"level":457,"textAlign":17},[1240],{"text":1241,"type":52},"Conclusion",{"type":61,"attrs":1243,"content":1244},{"textAlign":17},[1245,1247,1251],{"text":1246,"type":52},"Les équipes Finance européennes évoluent dans ",{"text":1248,"type":52,"marks":1249},"un cadre qui leur est propre",[1250],{"type":72},{"text":1252,"type":52}," : elles s’appuient sur des outils adaptés à chaque marché, doivent respecter des exigences réglementaires précises et protéger leurs données dans le respect de cadres juridiques spécifiques.",{"type":61,"attrs":1254,"content":1255},{"textAlign":17},[1256,1258,1262],{"text":1257,"type":52},"Spendesk s’est construite au cœur de cet environnement européen et s’appuie aujourd’hui sur ",{"text":1259,"type":52,"marks":1260},"dix années d’expérience opérationnelle",[1261],{"type":72},{"text":1263,"type":52},". Ses intégrations sont adaptées aux pratiques des équipes comptables européennes, son cadre réglementaire répond aux exigences du droit européen et son infrastructure de données offre le niveau de protection attendu par les entreprises européennes.",{"name":1265,"created_at":1266,"published_at":127,"updated_at":1267,"id":1268,"uuid":1269,"content":1270,"slug":1277,"full_slug":1278,"sort_by_date":17,"position":137,"tag_list":1279,"is_startpage":14,"parent_id":1280,"meta_data":17,"group_id":1281,"first_published_at":1282,"release_id":17,"lang":142,"path":17,"alternates":1283,"default_full_slug":1284,"translated_slugs":1285,"_stopResolving":151},"Article","2022-08-16T21:22:30.004Z","2026-03-12T10:47:19.141Z",176457684,"8247dae6-c25f-40a0-a55e-abc94cf94989",{"_uid":1271,"icon":1272,"name":1265,"component":1276},"407a665a-29cb-4d52-87ff-12de3e192c58",{"id":1273,"alt":1274,"name":18,"focus":18,"title":18,"filename":1275,"copyright":18,"fieldtype":19,"is_external_url":14},5859474,"edit-img","https://a.storyblok.com/f/146026/x/fd72101ce9/edit.svg","category","article","fr/blog/category/article",[],176456151,"124984e3-bd16-480f-bdda-d9b6ec869fc7","2022-11-02T15:25:23.777Z",[],"blog/category/article",[1286,1287,1288],{"path":1284,"name":17,"lang":142,"published":17},{"path":1284,"name":17,"lang":148,"published":17},{"path":1284,"name":17,"lang":150,"published":17},[142],[],[],"2026-08-24 00:00",[1294],{"_uid":1295,"asset":1296,"caption":18,"component":501},"2418b84c-e173-487f-9e4e-b639b4751176",{"id":1297,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":1298,"copyright":18,"fieldtype":19,"meta_data":1299,"is_external_url":14},212527800409747,"https://a.storyblok.com/f/146026/1480x974/4fcbd44b20/listing_image_fr_made_in_europe.png",{"size":1300},"1480x974","Découvrez Spendesk, la plateforme européenne de gestion des dépenses, conçue pour les équipes finance, avec conformité, paiements et intégrations locales.",[],[1304],{"cta":1305,"_uid":1306,"items":1307,"heading":1491,"reverse":14,"component":1516,"sectionSettings":1517},[],"3c8130f5-019f-49fb-aeb2-04506273e516",[1308,1339,1384,1431,1461],{"_uid":1309,"hide":14,"title":1310,"component":1311,"description":1312},"40886408-aa53-4f9c-a149-3dd841d272c4","Que signifie concrètement Made in Europe pour Spendesk ?","faqItem",{"type":43,"attrs":1313,"content":1314},{"backgroundColor":17},[1315],{"type":61,"attrs":1316,"content":1317},{"textAlign":17},[1318,1319,1322,1324,1328,1330,1331,1332,1334,1338],{"text":595,"type":52},{"text":439,"type":52,"marks":1320},[1321],{"type":72},{"text":1323,"type":52}," signifie concevoir une plateforme adaptée aux réalités des équipes finance européennes, et pas seulement traduire un produit ou ajouter quelques intégrations locales. Spendesk associe ",{"text":1325,"type":52,"marks":1326},"une connaissance approfondie des marchés, une infrastructure de paiement réglementée et un accompagnement local de proximité",[1327],{"type":72},{"text":1329,"type":52}," pour aider les entreprises à gérer leurs opérations financières de manière efficace et conforme dans toute l’Europe.",{"type":82},{"type":82},{"text":1333,"type":52},"Cette expertise s’est construite avec le temps, en comprenant les règles, les systèmes de paiement et les pratiques opérationnelles propres à chaque marché. Les intégrations ne représentent qu’une partie de cette approche globale. C’est pourquoi Spendesk se connecte à la fois à ",{"text":1335,"type":52,"marks":1336},"des outils locaux et à des solutions internationales",[1337],{"type":72},{"text":375,"type":52},{"_uid":1340,"hide":14,"title":1341,"component":1311,"description":1342},"2fc2246e-c5dc-42bb-979e-28aaeeb4b351","Avec quels outils Spendesk s’intègre-t-elle ?",{"type":43,"attrs":1343,"content":1344},{"backgroundColor":17},[1345,1363],{"type":61,"attrs":1346,"content":1347},{"textAlign":17},[1348,1350,1354,1356,1362],{"text":1349,"type":52},"Spendesk s’intègre aux outils de ",{"text":1351,"type":52,"marks":1352},"comptabilité, ERP, RH, voyages d’affaires, communication et gestion des identités",[1353],{"type":72},{"text":1355,"type":52},", notamment Xero, NetSuite, DATEV, Personio, HiBob, TravelPerk et Slack, ainsi qu’à de nombreuses autres solutions. Découvrez la liste complète sur la ",{"text":1357,"type":52,"marks":1358},"page dédiée aux intégrations Spendesk",[1359,1361],{"type":385,"attrs":1360},{"href":976,"uuid":17,"anchor":17,"target":388,"linktype":299},{"type":72},{"text":375,"type":52},{"type":61,"attrs":1364,"content":1365},{"textAlign":17},[1366,1368,1375,1377,1383],{"text":1367,"type":52},"Pour en savoir plus sur les possibilités de connexion de Spendesk, consultez notre article consacré aux ",{"text":1369,"type":52,"marks":1370},"principaux avantages d’une API publique pour les plateformes de gestion des dépenses",[1371,1374],{"type":385,"attrs":1372},{"href":1373,"uuid":17,"anchor":17,"target":388,"linktype":299},"https://www.spendesk.com/blog/public-api-spend-management/",{"type":72},{"text":1376,"type":52},". Vous pouvez également découvrir comment Spendesk se connecte aux logiciels comptables locaux avec ",{"text":1378,"type":52,"marks":1379},"l’intégration entre Spendesk et DATEV",[1380,1382],{"type":385,"attrs":1381},{"href":766,"uuid":17,"anchor":17,"target":388,"linktype":299},{"type":72},{"text":375,"type":52},{"_uid":1385,"hide":14,"title":1386,"component":1311,"description":1387},"00b11f52-3cc6-4987-b74e-188d1d95661d","Qu’est-ce que la souveraineté des données et que signifie-t-elle pour les clients de Spendesk ?",{"type":43,"attrs":1388,"content":1389},{"backgroundColor":17},[1390,1401,1410],{"type":61,"attrs":1391,"content":1392},{"textAlign":17},[1393,1395,1399],{"text":1394,"type":52},"La souveraineté des données désigne la capacité à ",{"text":1396,"type":52,"marks":1397},"garder le contrôle sur ses données et sur le cadre juridique qui les protège",[1398],{"type":72},{"text":1400,"type":52},". Spendesk héberge les données clients sur une infrastructure AWS située en Irlande, au sein de l’Union européenne, et applique les exigences du RGPD.",{"type":61,"attrs":1402,"content":1403},{"textAlign":17},[1404,1406],{"text":1405,"type":52},"Même lorsque les données sont hébergées dans l’Union européenne, l’utilisation de certains fournisseurs liés aux États-Unis peut créer une exposition indirecte à des demandes d’accès fondées sur le droit américain, notamment dans le cadre du CLOUD Act. ",{"text":1407,"type":52,"marks":1408},"Les engagements d’AWS en matière de protection des données et les cadres juridiques européens applicables constituent des garanties pour les données clients.",[1409],{"type":72},{"type":61,"attrs":1411,"content":1412},{"textAlign":17},[1413,1415,1422,1423,1430],{"text":1414,"type":52},"Pour en savoir plus, consultez le ",{"text":1416,"type":52,"marks":1417},"Spendesk Trust Center",[1418,1421],{"type":385,"attrs":1419},{"href":1420,"uuid":17,"anchor":17,"target":388,"linktype":299},"https://trust.spendesk.com/",{"type":72},{"text":877,"type":52},{"text":1424,"type":52,"marks":1425},"Politique de confidentialité",[1426,1429],{"type":385,"attrs":1427},{"href":1428,"uuid":17,"anchor":17,"target":388,"linktype":299},"https://www.spendesk.com/legals/privacy/",{"type":72},{"text":375,"type":52},{"_uid":1432,"hide":14,"title":1433,"component":1311,"description":1434},"53de317e-28f9-43a1-a241-c1b092d91bf3","Spendesk accompagne-t-elle les entreprises présentes dans plusieurs pays et composées de plusieurs entités ?",{"type":43,"attrs":1435,"content":1436},{"backgroundColor":17},[1437,1448],{"type":61,"attrs":1438,"content":1439},{"textAlign":17},[1440,1442,1446],{"text":1441,"type":52},"Oui. Spendesk accompagne les ",{"text":1443,"type":52,"marks":1444},"organisations multi-entités",[1445],{"type":72},{"text":1447,"type":52}," et aide les équipes finance à harmoniser leurs processus de dépenses dans plusieurs pays, tout en maintenant les connexions avec les outils comptables et métiers pertinents pour chaque entité.",{"type":61,"attrs":1449,"content":1450},{"textAlign":17},[1451,1453,1460],{"text":1452,"type":52},"Découvrez notre page consacrée à la ",{"text":1454,"type":52,"marks":1455},"gestion multi-entités",[1456,1459],{"type":385,"attrs":1457},{"href":1458,"uuid":17,"anchor":17,"target":388,"linktype":299},"https://www.spendesk.com/blog/multi-entity-management/",{"type":72},{"text":375,"type":52},{"_uid":1462,"hide":14,"title":1463,"component":1311,"description":1464},"9a10a3c3-5fee-4e17-82b9-5c58eee6baf3","En quoi Spendesk se distingue-t-elle des autres plateformes de gestion des dépenses ?",{"type":43,"attrs":1465,"content":1466},{"backgroundColor":17},[1467,1478],{"type":61,"attrs":1468,"content":1469},{"textAlign":17},[1470,1472,1476],{"text":1471,"type":52},"Spendesk réunit ",{"text":1473,"type":52,"marks":1474},"les cartes, les notes de frais, les factures, les achats, les abonnements, les budgets, les approbations et le reporting",[1475],{"type":72},{"text":1477,"type":52}," au sein d’une même plateforme. Les équipes finance disposent ainsi d’une vision complète des dépenses de l’entreprise, sans devoir s’appuyer sur plusieurs outils isolés et difficiles à coordonner.",{"type":61,"attrs":1479,"content":1480},{"textAlign":17},[1481,1483,1490],{"text":1482,"type":52},"Découvrez comment Spendesk se compare aux autres solutions dans notre comparatif des ",{"text":1484,"type":52,"marks":1485},"10 meilleures plateformes de gestion des dépenses en 2026",[1486,1489],{"type":385,"attrs":1487},{"href":1488,"uuid":17,"anchor":17,"target":388,"linktype":299},"https://www.spendesk.com/blog/spend-management-software/",{"type":72},{"text":375,"type":52},[1492],{"cta":1493,"_uid":1494,"title":1495,"eyebrow":1503,"subtitle":1511,"component":46,"textAlign":18,"eyebrowPill":14,"checkmarkList":14,"flexibleSection":1514,"sectionSettings":1515,"displaySeparator":14,"breakLineOnMobile":14,"subtitleLeftBorder":14,"customTitleFontSize":18},[],"1a0e28fe-cf82-4f63-b0a6-a2c1ee6bb38b",{"type":43,"attrs":1496,"content":1497},{"backgroundColor":17},[1498],{"type":46,"attrs":1499,"content":1500},{"level":457,"textAlign":17},[1501],{"text":1502,"type":52},"Questions Fréquentes",{"type":43,"attrs":1504,"content":1505},{"backgroundColor":17},[1506],{"type":61,"attrs":1507,"content":1508},{"textAlign":17},[1509],{"text":1510,"type":52},"FAQ",{"type":43,"content":1512},[1513],{"type":61},[],[],"faqSection",[],"spendesk-plateforme-europeenne-de-gestion-des-depenses","fr/blog/spendesk-plateforme-europeenne-de-gestion-des-depenses",-2770,[],176386517,"a3bb7e8e-8728-4992-bcb0-de56bbf3a463",[],"blog/spendesk-plateforme-europeenne-de-gestion-des-depenses",[1527,1528,1529],{"path":1525,"name":17,"lang":142,"published":17},{"path":1525,"name":17,"lang":148,"published":17},{"path":1525,"name":17,"lang":150,"published":17},{"name":1531,"created_at":1532,"published_at":1533,"updated_at":1534,"id":1535,"uuid":1536,"content":1537,"slug":2854,"full_slug":2855,"sort_by_date":17,"position":2856,"tag_list":2857,"is_startpage":14,"parent_id":1522,"meta_data":17,"group_id":2858,"first_published_at":2859,"release_id":17,"lang":142,"path":17,"alternates":2860,"default_full_slug":2861,"translated_slugs":2862,"_stopResolving":151},"Top 10 des applications de notes de frais","2022-10-24T15:39:06.636Z","2026-07-05T16:06:49.008Z","2026-07-05T16:06:49.038Z",208730200,"68bda0e2-0a9e-42ab-b1bd-383cfabd8c54",{"_uid":1538,"roles":1539,"title":1548,"author":1549,"topics":1594,"content":1635,"noIndex":14,"category":2765,"language":2774,"component":1277,"heroMedia":2775,"sidebarCta":2783,"publishedAt":2784,"readingTime":2785,"redirectUrl":18,"listingImage":2786,"metaDescription":2787,"bottomArticleCta":2788,"componentsAfterTheArticle":2789},"f8596dd0-64e2-4859-8d4b-03ddfaa9d20f",[1540],{"name":212,"created_at":213,"published_at":127,"updated_at":214,"id":215,"uuid":216,"content":1541,"slug":218,"full_slug":219,"sort_by_date":17,"position":163,"tag_list":1542,"is_startpage":14,"parent_id":139,"meta_data":17,"group_id":221,"first_published_at":222,"release_id":17,"lang":142,"path":17,"alternates":1543,"default_full_slug":224,"translated_slugs":1544,"_stopResolving":151},{"_uid":159,"name":212,"component":134,"hubspotId":18},[],[],[1545,1546,1547],{"path":224,"name":17,"lang":142,"published":17},{"path":224,"name":17,"lang":148,"published":17},{"path":224,"name":17,"lang":150,"published":17},"Meilleur logiciel de notes de frais en 2026 : comparatif des 10 meilleures solutions",{"name":1550,"created_at":1551,"published_at":127,"updated_at":1552,"id":1553,"uuid":1554,"content":1555,"slug":1572,"full_slug":1583,"sort_by_date":17,"position":1584,"tag_list":1585,"is_startpage":14,"parent_id":318,"meta_data":17,"group_id":1586,"first_published_at":1587,"release_id":17,"lang":142,"path":17,"alternates":1588,"default_full_slug":1589,"translated_slugs":1590,"_stopResolving":151},"Gabriel Autran","2022-10-19T17:44:02.412Z","2026-03-12T10:47:22.582Z",206167994,"c9a15b72-6cfa-4af4-9833-8cc8cc8eba55",{"_uid":1556,"name":1550,"links":1557,"picture":1570,"lastName":1575,"component":306,"firstName":1576,"description":1577},"f296e8a3-b92d-4cc8-b994-b996e5bbefb1",[1558,1563],{"tag":18,"_uid":1559,"icon":1560,"link":1561,"type":18,"label":18,"style":301,"component":302,"onClickEvent":18,"openInANewTab":14,"horizontalFill":14},"d51b7e7b-c635-49fc-99e7-3449e9ad75d1",{"id":295,"alt":18,"name":18,"focus":18,"title":18,"filename":296,"copyright":18,"fieldtype":19,"is_external_url":14},{"id":18,"url":1562,"linktype":299,"fieldtype":300,"cached_url":1562},"https://www.linkedin.com/in/gabriel-sahli-autran/",{"tag":18,"_uid":1564,"icon":1565,"link":1568,"type":18,"label":18,"style":301,"component":302,"onClickEvent":18,"openInANewTab":14,"horizontalFill":14},"ea366fce-8220-4640-8d16-f3b6ce616c6d",{"id":1566,"alt":18,"name":18,"focus":18,"title":18,"filename":1567,"copyright":18,"fieldtype":19,"is_external_url":14},4129793,"https://a.storyblok.com/f/146026/x/9a557168a2/ic_twitter.svg",{"id":18,"url":1569,"linktype":299,"fieldtype":300,"cached_url":1569},"https://twitter.com/GabSLATR",{"id":1571,"alt":1572,"name":18,"focus":18,"title":18,"source":18,"filename":1573,"copyright":18,"fieldtype":19,"meta_data":1574,"is_external_url":14},13791944,"gabriel-autran","https://a.storyblok.com/f/146026/698x624/43261643c7/gabriel-autran.png",{},"Autran","Gabriel",{"type":43,"content":1578},[1579],{"type":61,"content":1580},[1581],{"text":1582,"type":52},"Chez Spendesk, Gabriel a pour mission de transformer la finance d'entreprise en sujet du quotidien. Après plus de 5 ans à écrire pour divers secteurs de la tech française, Gabriel s'est spécialisé dans l'assur-tech et la fintech,  dans le but de mettre en valeur les courants profonds à l'œuvre dans les méthodes et outils de gestion des ressources, observables dans les grandes structures comme pour les plus modestes entités.","fr/blog/author/gabriel-autran",-970,[],"1299388e-ba28-4bc4-9671-0f5c67eee9be","2022-11-02T15:25:41.087Z",[],"blog/author/gabriel-autran",[1591,1592,1593],{"path":1589,"name":17,"lang":142,"published":17},{"path":1589,"name":17,"lang":148,"published":17},{"path":1589,"name":17,"lang":150,"published":17},[1595,1615],{"name":1596,"created_at":1597,"published_at":127,"updated_at":1598,"id":1599,"uuid":1600,"content":1601,"slug":1603,"full_slug":1604,"sort_by_date":17,"position":1605,"tag_list":1606,"is_startpage":14,"parent_id":340,"meta_data":17,"group_id":1607,"first_published_at":1608,"release_id":17,"lang":142,"path":17,"alternates":1609,"default_full_slug":1610,"translated_slugs":1611,"_stopResolving":151},"Notes de frais","2022-10-19T17:57:50.190Z","2026-03-12T10:47:22.784Z",206171403,"ab5734cd-4449-4b9d-89e2-405cc85961a4",{"_uid":1602,"name":1596,"component":134},"e9d615d6-b141-48b8-bba8-c990d6cb30cb","notes-de-frais","fr/blog/topic/notes-de-frais",-70,[],"263331e0-32d9-4246-8f97-b931c67c9f0b","2022-11-02T15:24:55.148Z",[],"blog/topic/notes-de-frais",[1612,1613,1614],{"path":1610,"name":17,"lang":142,"published":17},{"path":1610,"name":17,"lang":148,"published":17},{"path":1610,"name":17,"lang":150,"published":17},{"name":1616,"created_at":1617,"published_at":127,"updated_at":1618,"id":1619,"uuid":1620,"content":1621,"slug":1623,"full_slug":1624,"sort_by_date":17,"position":1625,"tag_list":1626,"is_startpage":14,"parent_id":340,"meta_data":17,"group_id":1627,"first_published_at":1628,"release_id":17,"lang":142,"path":17,"alternates":1629,"default_full_slug":1630,"translated_slugs":1631,"_stopResolving":151},"Comptabilité","2022-10-19T17:57:49.664Z","2026-03-12T10:47:22.734Z",206171401,"d0994ca0-a555-425e-b68f-d17b0657cfdb",{"_uid":1622,"name":1616,"component":134},"1dc6497e-1135-45e9-a2c6-426facc382ba","comptabilite","fr/blog/topic/comptabilite",-50,[],"0cd4ad6e-957d-466c-ad0c-f730e74c8b7a","2022-11-02T15:24:55.833Z",[],"blog/topic/comptabilite",[1632,1633,1634],{"path":1630,"name":17,"lang":142,"published":17},{"path":1630,"name":17,"lang":148,"published":17},{"path":1630,"name":17,"lang":150,"published":17},{"type":43,"content":1636},[1637,1664,1694,1861,1870,1875,1896,1921,1926,1975,2338,2348,2365,2370,2384,2389,2391,2402,2421,2426,2431,2439,2449,2454,2468,2473,2485,2490,2495,2500,2519,2524,2529,2534,2542,2547,2558,2572,2577,2582,2601,2606,2611,2620,2625,2639,2652,2657,2667,2672,2677,2690,2715,2720,2731,2743],{"type":61,"attrs":1638,"content":1639},{"textAlign":17},[1640,1642,1648,1650,1655,1657,1662],{"text":1641,"type":52},"Fini les ",{"text":1643,"type":52,"marks":1644},"tickets de caisse",[1645],{"type":1646,"attrs":1647},"textStyle",{"color":18},{"text":1649,"type":52},", feuilles ",{"text":1651,"type":52,"marks":1652},"excel",[1653],{"type":1646,"attrs":1654},{"color":18},{"text":1656,"type":52}," et autres collectes ",{"text":1658,"type":52,"marks":1659},"chronophages",[1660],{"type":1646,"attrs":1661},{"color":18},{"text":1663,"type":52}," de notes de frais. Désormais, la gestion des notes de frais se fait sur mobile comme sur ordinateur sur des applications pensées pour l'expérience utilisateur de l'équipe finance et des salariés.",{"type":61,"attrs":1665,"content":1666},{"textAlign":17},[1667,1669,1674,1676,1685,1692],{"text":1668,"type":52},"Voici les 10 ",{"text":1670,"type":52,"marks":1671},"meilleures applications mobiles",[1672],{"type":1646,"attrs":1673},{"color":18},{"text":1675,"type":52}," qui feront de ",{"text":1677,"type":52,"marks":1678},"la ",[1679],{"type":385,"attrs":1680},{"href":1681,"uuid":1682,"anchor":17,"target":1683,"linktype":1684},"/blog/note-de-frais","713ee946-2548-4e6c-b9d9-0361b736a6f6","_self","story",{"text":1686,"type":52,"marks":1687},"gestion des notes de frais",[1688,1690],{"type":385,"attrs":1689},{"href":1681,"uuid":1682,"anchor":17,"target":1683,"linktype":1684},{"type":1646,"attrs":1691},{"color":18},{"text":1693,"type":52}," un véritable jeu d'enfants. Les applications que vous allez découvrir permettent de prendre en photo les reçus, suivre les dépenses déjà engagées et pré-remplir sa note de frais.",{"type":1695,"content":1696},"table",[1697,1731,1757,1783,1809,1835],{"type":1698,"content":1699},"tableRow",[1700,1711,1721],{"type":1701,"attrs":1702,"content":1703},"tableHeader",{"colspan":48,"rowspan":48,"colwidth":17},[1704],{"type":61,"attrs":1705,"content":1706},{"textAlign":17},[1707],{"text":1708,"type":52,"marks":1709},"Solution",[1710],{"type":72},{"type":1701,"attrs":1712,"content":1713},{"colspan":48,"rowspan":48,"colwidth":17},[1714],{"type":61,"attrs":1715,"content":1716},{"textAlign":17},[1717],{"text":1718,"type":52,"marks":1719},"Idéal pour",[1720],{"type":72},{"type":1701,"attrs":1722,"content":1723},{"colspan":48,"rowspan":48,"colwidth":17},[1724],{"type":61,"attrs":1725,"content":1726},{"textAlign":17},[1727],{"text":1728,"type":52,"marks":1729},"Point fort clé",[1730],{"type":72},{"type":1698,"content":1732},[1733,1741,1749],{"type":1734,"attrs":1735,"content":1736},"tableCell",{"colspan":48,"rowspan":48,"colwidth":17,"backgroundColor":17},[1737],{"type":61,"attrs":1738,"content":1739},{"textAlign":17},[1740],{"text":284,"type":52},{"type":1734,"attrs":1742,"content":1743},{"colspan":48,"rowspan":48,"colwidth":17,"backgroundColor":17},[1744],{"type":61,"attrs":1745,"content":1746},{"textAlign":17},[1747],{"text":1748,"type":52},"PME qui veulent tout centraliser",{"type":1734,"attrs":1750,"content":1751},{"colspan":48,"rowspan":48,"colwidth":17,"backgroundColor":17},[1752],{"type":61,"attrs":1753,"content":1754},{"textAlign":17},[1755],{"text":1756,"type":52},"Plateforme unifiée : cartes + notes de frais + factures fournisseurs",{"type":1698,"content":1758},[1759,1767,1775],{"type":1734,"attrs":1760,"content":1761},{"colspan":48,"rowspan":48,"colwidth":17,"backgroundColor":17},[1762],{"type":61,"attrs":1763,"content":1764},{"textAlign":17},[1765],{"text":1766,"type":52},"Cegid Notilus",{"type":1734,"attrs":1768,"content":1769},{"colspan":48,"rowspan":48,"colwidth":17,"backgroundColor":17},[1770],{"type":61,"attrs":1771,"content":1772},{"textAlign":17},[1773],{"text":1774,"type":52},"Équipes déjà sur Cegid, flottes itinérantes",{"type":1734,"attrs":1776,"content":1777},{"colspan":48,"rowspan":48,"colwidth":17,"backgroundColor":17},[1778],{"type":61,"attrs":1779,"content":1780},{"textAlign":17},[1781],{"text":1782,"type":52},"Intégration native Cegid, suivi parc automobile",{"type":1698,"content":1784},[1785,1793,1801],{"type":1734,"attrs":1786,"content":1787},{"colspan":48,"rowspan":48,"colwidth":17,"backgroundColor":17},[1788],{"type":61,"attrs":1789,"content":1790},{"textAlign":17},[1791],{"text":1792,"type":52},"N2F",{"type":1734,"attrs":1794,"content":1795},{"colspan":48,"rowspan":48,"colwidth":17,"backgroundColor":17},[1796],{"type":61,"attrs":1797,"content":1798},{"textAlign":17},[1799],{"text":1800,"type":52},"Entreprises avec salariés à l'international",{"type":1734,"attrs":1802,"content":1803},{"colspan":48,"rowspan":48,"colwidth":17,"backgroundColor":17},[1804],{"type":61,"attrs":1805,"content":1806},{"textAlign":17},[1807],{"text":1808,"type":52},"170 devises, 11 langues, mode hors connexion",{"type":1698,"content":1810},[1811,1819,1827],{"type":1734,"attrs":1812,"content":1813},{"colspan":48,"rowspan":48,"colwidth":17,"backgroundColor":17},[1814],{"type":61,"attrs":1815,"content":1816},{"textAlign":17},[1817],{"text":1818,"type":52},"Lucca",{"type":1734,"attrs":1820,"content":1821},{"colspan":48,"rowspan":48,"colwidth":17,"backgroundColor":17},[1822],{"type":61,"attrs":1823,"content":1824},{"textAlign":17},[1825],{"text":1826,"type":52},"Entreprises déjà dans l'écosystème Lucca",{"type":1734,"attrs":1828,"content":1829},{"colspan":48,"rowspan":48,"colwidth":17,"backgroundColor":17},[1830],{"type":61,"attrs":1831,"content":1832},{"textAlign":17},[1833],{"text":1834,"type":52},"Suite RH + finance intégrée",{"type":1698,"content":1836},[1837,1845,1853],{"type":1734,"attrs":1838,"content":1839},{"colspan":48,"rowspan":48,"colwidth":17,"backgroundColor":17},[1840],{"type":61,"attrs":1841,"content":1842},{"textAlign":17},[1843],{"text":1844,"type":52},"Expensify",{"type":1734,"attrs":1846,"content":1847},{"colspan":48,"rowspan":48,"colwidth":17,"backgroundColor":17},[1848],{"type":61,"attrs":1849,"content":1850},{"textAlign":17},[1851],{"text":1852,"type":52},"Structures avec usage international fréquent",{"type":1734,"attrs":1854,"content":1855},{"colspan":48,"rowspan":48,"colwidth":17,"backgroundColor":17},[1856],{"type":61,"attrs":1857,"content":1858},{"textAlign":17},[1859],{"text":1860,"type":52},"Cartes + remboursements en un seul flux",{"type":61,"attrs":1862,"content":1863},{"textAlign":17},[1864],{"text":1865,"type":52,"marks":1866},"Découvrez le détail complet des 10 solutions ci-dessous.",[1867],{"type":1646,"attrs":1868},{"color":1869},"oklch(0.923 0.003 48.717)",{"type":46,"attrs":1871,"content":1872},{"level":457,"textAlign":17},[1873],{"text":1874,"type":52},"Bien choisir sa solution de gestion des notes de frais",{"type":61,"attrs":1876,"content":1877},{"textAlign":17},[1878,1880,1888,1890,1894],{"text":1879,"type":52},"Traiter ses notes de frais manuellement, sous ",{"text":1881,"type":52,"marks":1882},"Excel",[1883,1886],{"type":385,"attrs":1884},{"href":1885,"uuid":17,"anchor":17,"target":17,"linktype":299},"https://www.microsoft.com/fr/microsoft-365/excel",{"type":1646,"attrs":1887},{"color":18},{"text":1889,"type":52},", est loin d'être idéal. C'est un process fastidieux et coûteux, mais qui peut facilement être optimisé. Pour cela, il s'agit de ",{"text":1891,"type":52,"marks":1892},"choisir les bons outils",[1893],{"type":72},{"text":1895,"type":52}," !",{"type":61,"attrs":1897,"content":1898},{"textAlign":17},[1899,1901,1905,1911,1915,1920],{"text":1900,"type":52},"Mais face à la multiplication des solutions, choisir n'est pas toujours évident. Pour vous aider, notre équipe vous propose de découvrir ",{"text":1902,"type":52,"marks":1903},"10 ",[1904],{"type":72},{"text":1906,"type":52,"marks":1907},"applications mobiles",[1908,1910],{"type":1646,"attrs":1909},{"color":18},{"type":72},{"text":1912,"type":52,"marks":1913}," de ",[1914],{"type":72},{"text":1686,"type":52,"marks":1916},[1917,1919],{"type":1646,"attrs":1918},{"color":18},{"type":72},{"text":375,"type":52},{"type":46,"attrs":1922,"content":1923},{"level":457,"textAlign":17},[1924],{"text":1925,"type":52},"Les (meilleures) applications de note de frais",{"type":61,"attrs":1927,"content":1928},{"textAlign":17},[1929,1935,1940,1945,1950,1955,1960,1964,1965,1970,1971],{"text":1930,"type":52,"marks":1931},"La ",[1932],{"type":1646,"attrs":1933},{"color":1934},"rgb(21, 38, 55)",{"text":1936,"type":52,"marks":1937},"gestion des dépenses professionnelles",[1938],{"type":1646,"attrs":1939},{"color":18},{"text":1941,"type":52,"marks":1942}," est à la fois notre domaine et notre mission. C’est pourquoi, du ",[1943],{"type":1646,"attrs":1944},{"color":1934},{"text":1946,"type":52,"marks":1947},"logiciel de notes de frais",[1948],{"type":1646,"attrs":1949},{"color":18},{"text":1951,"type":52,"marks":1952}," le plus simple au plus sophistiqué, nous vous proposons de choisir parmi les ",[1953],{"type":1646,"attrs":1954},{"color":1934},{"text":1956,"type":52,"marks":1957},"meilleurs logiciels de comptabilité",[1958],{"type":1646,"attrs":1959},{"color":18},{"text":375,"type":52,"marks":1961},[1962],{"type":1646,"attrs":1963},{"color":1934},{"type":82},{"text":1966,"type":52,"marks":1967}," ",[1968],{"type":1646,"attrs":1969},{"color":1934},{"type":82},{"text":1972,"type":52,"marks":1973},"Comparatif fonctionnel 2026",[1974],{"type":72},{"type":1695,"content":1976},[1977,2028,2068,2108,2146,2184,2223,2262,2300],{"type":1698,"content":1978},[1979,1988,1998,2008,2018],{"type":1701,"attrs":1980,"content":1981},{"colspan":48,"rowspan":48,"colwidth":17},[1982],{"type":61,"attrs":1983,"content":1984},{"textAlign":17},[1985],{"text":1708,"type":52,"marks":1986},[1987],{"type":72},{"type":1701,"attrs":1989,"content":1990},{"colspan":48,"rowspan":48,"colwidth":17},[1991],{"type":61,"attrs":1992,"content":1993},{"textAlign":17},[1994],{"text":1995,"type":52,"marks":1996},"OCR automatique",[1997],{"type":72},{"type":1701,"attrs":1999,"content":2000},{"colspan":48,"rowspan":48,"colwidth":17},[2001],{"type":61,"attrs":2002,"content":2003},{"textAlign":17},[2004],{"text":2005,"type":52,"marks":2006},"Frais kilométriques",[2007],{"type":72},{"type":1701,"attrs":2009,"content":2010},{"colspan":48,"rowspan":48,"colwidth":17},[2011],{"type":61,"attrs":2012,"content":2013},{"textAlign":17},[2014],{"text":2015,"type":52,"marks":2016},"Intégrations comptables",[2017],{"type":72},{"type":1701,"attrs":2019,"content":2020},{"colspan":48,"rowspan":48,"colwidth":17},[2021],{"type":61,"attrs":2022,"content":2023},{"textAlign":17},[2024],{"text":2025,"type":52,"marks":2026},"Cartes de paiement incluses",[2027],{"type":72},{"type":1698,"content":2029},[2030,2037,2045,2052,2060],{"type":1734,"attrs":2031,"content":2032},{"colspan":48,"rowspan":48,"colwidth":17,"backgroundColor":17},[2033],{"type":61,"attrs":2034,"content":2035},{"textAlign":17},[2036],{"text":284,"type":52},{"type":1734,"attrs":2038,"content":2039},{"colspan":48,"rowspan":48,"colwidth":17,"backgroundColor":17},[2040],{"type":61,"attrs":2041,"content":2042},{"textAlign":17},[2043],{"text":2044,"type":52},"✓",{"type":1734,"attrs":2046,"content":2047},{"colspan":48,"rowspan":48,"colwidth":17,"backgroundColor":17},[2048],{"type":61,"attrs":2049,"content":2050},{"textAlign":17},[2051],{"text":2044,"type":52},{"type":1734,"attrs":2053,"content":2054},{"colspan":48,"rowspan":48,"colwidth":17,"backgroundColor":17},[2055],{"type":61,"attrs":2056,"content":2057},{"textAlign":17},[2058],{"text":2059,"type":52},"Pennylane, Cegid, Sage, Regate",{"type":1734,"attrs":2061,"content":2062},{"colspan":48,"rowspan":48,"colwidth":17,"backgroundColor":17},[2063],{"type":61,"attrs":2064,"content":2065},{"textAlign":17},[2066],{"text":2067,"type":52},"✓ (physiques + virtuelles)",{"type":1698,"content":2069},[2070,2078,2085,2092,2100],{"type":1734,"attrs":2071,"content":2072},{"colspan":48,"rowspan":48,"colwidth":17,"backgroundColor":17},[2073],{"type":61,"attrs":2074,"content":2075},{"textAlign":17},[2076],{"text":2077,"type":52},"Onexpense",{"type":1734,"attrs":2079,"content":2080},{"colspan":48,"rowspan":48,"colwidth":17,"backgroundColor":17},[2081],{"type":61,"attrs":2082,"content":2083},{"textAlign":17},[2084],{"text":2044,"type":52},{"type":1734,"attrs":2086,"content":2087},{"colspan":48,"rowspan":48,"colwidth":17,"backgroundColor":17},[2088],{"type":61,"attrs":2089,"content":2090},{"textAlign":17},[2091],{"text":2044,"type":52},{"type":1734,"attrs":2093,"content":2094},{"colspan":48,"rowspan":48,"colwidth":17,"backgroundColor":17},[2095],{"type":61,"attrs":2096,"content":2097},{"textAlign":17},[2098],{"text":2099,"type":52},"Export CSV/Excel",{"type":1734,"attrs":2101,"content":2102},{"colspan":48,"rowspan":48,"colwidth":17,"backgroundColor":17},[2103],{"type":61,"attrs":2104,"content":2105},{"textAlign":17},[2106],{"text":2107,"type":52},"✗",{"type":1698,"content":2109},[2110,2117,2124,2131,2139],{"type":1734,"attrs":2111,"content":2112},{"colspan":48,"rowspan":48,"colwidth":17,"backgroundColor":17},[2113],{"type":61,"attrs":2114,"content":2115},{"textAlign":17},[2116],{"text":1766,"type":52},{"type":1734,"attrs":2118,"content":2119},{"colspan":48,"rowspan":48,"colwidth":17,"backgroundColor":17},[2120],{"type":61,"attrs":2121,"content":2122},{"textAlign":17},[2123],{"text":2044,"type":52},{"type":1734,"attrs":2125,"content":2126},{"colspan":48,"rowspan":48,"colwidth":17,"backgroundColor":17},[2127],{"type":61,"attrs":2128,"content":2129},{"textAlign":17},[2130],{"text":2044,"type":52},{"type":1734,"attrs":2132,"content":2133},{"colspan":48,"rowspan":48,"colwidth":17,"backgroundColor":17},[2134],{"type":61,"attrs":2135,"content":2136},{"textAlign":17},[2137],{"text":2138,"type":52},"Cegid natif",{"type":1734,"attrs":2140,"content":2141},{"colspan":48,"rowspan":48,"colwidth":17,"backgroundColor":17},[2142],{"type":61,"attrs":2143,"content":2144},{"textAlign":17},[2145],{"text":2107,"type":52},{"type":1698,"content":2147},[2148,2155,2162,2169,2177],{"type":1734,"attrs":2149,"content":2150},{"colspan":48,"rowspan":48,"colwidth":17,"backgroundColor":17},[2151],{"type":61,"attrs":2152,"content":2153},{"textAlign":17},[2154],{"text":1792,"type":52},{"type":1734,"attrs":2156,"content":2157},{"colspan":48,"rowspan":48,"colwidth":17,"backgroundColor":17},[2158],{"type":61,"attrs":2159,"content":2160},{"textAlign":17},[2161],{"text":2044,"type":52},{"type":1734,"attrs":2163,"content":2164},{"colspan":48,"rowspan":48,"colwidth":17,"backgroundColor":17},[2165],{"type":61,"attrs":2166,"content":2167},{"textAlign":17},[2168],{"text":2044,"type":52},{"type":1734,"attrs":2170,"content":2171},{"colspan":48,"rowspan":48,"colwidth":17,"backgroundColor":17},[2172],{"type":61,"attrs":2173,"content":2174},{"textAlign":17},[2175],{"text":2176,"type":52},"Sage, QuickBooks, Cegid",{"type":1734,"attrs":2178,"content":2179},{"colspan":48,"rowspan":48,"colwidth":17,"backgroundColor":17},[2180],{"type":61,"attrs":2181,"content":2182},{"textAlign":17},[2183],{"text":2107,"type":52},{"type":1698,"content":2185},[2186,2194,2201,2208,2216],{"type":1734,"attrs":2187,"content":2188},{"colspan":48,"rowspan":48,"colwidth":17,"backgroundColor":17},[2189],{"type":61,"attrs":2190,"content":2191},{"textAlign":17},[2192],{"text":2193,"type":52},"Evoliz",{"type":1734,"attrs":2195,"content":2196},{"colspan":48,"rowspan":48,"colwidth":17,"backgroundColor":17},[2197],{"type":61,"attrs":2198,"content":2199},{"textAlign":17},[2200],{"text":2044,"type":52},{"type":1734,"attrs":2202,"content":2203},{"colspan":48,"rowspan":48,"colwidth":17,"backgroundColor":17},[2204],{"type":61,"attrs":2205,"content":2206},{"textAlign":17},[2207],{"text":2107,"type":52},{"type":1734,"attrs":2209,"content":2210},{"colspan":48,"rowspan":48,"colwidth":17,"backgroundColor":17},[2211],{"type":61,"attrs":2212,"content":2213},{"textAlign":17},[2214],{"text":2215,"type":52},"Export comptable",{"type":1734,"attrs":2217,"content":2218},{"colspan":48,"rowspan":48,"colwidth":17,"backgroundColor":17},[2219],{"type":61,"attrs":2220,"content":2221},{"textAlign":17},[2222],{"text":2107,"type":52},{"type":1698,"content":2224},[2225,2233,2240,2247,2255],{"type":1734,"attrs":2226,"content":2227},{"colspan":48,"rowspan":48,"colwidth":17,"backgroundColor":17},[2228],{"type":61,"attrs":2229,"content":2230},{"textAlign":17},[2231],{"text":2232,"type":52},"Medius Expense (ex-Jenji)",{"type":1734,"attrs":2234,"content":2235},{"colspan":48,"rowspan":48,"colwidth":17,"backgroundColor":17},[2236],{"type":61,"attrs":2237,"content":2238},{"textAlign":17},[2239],{"text":2044,"type":52},{"type":1734,"attrs":2241,"content":2242},{"colspan":48,"rowspan":48,"colwidth":17,"backgroundColor":17},[2243],{"type":61,"attrs":2244,"content":2245},{"textAlign":17},[2246],{"text":2044,"type":52},{"type":1734,"attrs":2248,"content":2249},{"colspan":48,"rowspan":48,"colwidth":17,"backgroundColor":17},[2250],{"type":61,"attrs":2251,"content":2252},{"textAlign":17},[2253],{"text":2254,"type":52},"SAP, Oracle, Cegid",{"type":1734,"attrs":2256,"content":2257},{"colspan":48,"rowspan":48,"colwidth":17,"backgroundColor":17},[2258],{"type":61,"attrs":2259,"content":2260},{"textAlign":17},[2261],{"text":2107,"type":52},{"type":1698,"content":2263},[2264,2271,2278,2285,2293],{"type":1734,"attrs":2265,"content":2266},{"colspan":48,"rowspan":48,"colwidth":17,"backgroundColor":17},[2267],{"type":61,"attrs":2268,"content":2269},{"textAlign":17},[2270],{"text":1818,"type":52},{"type":1734,"attrs":2272,"content":2273},{"colspan":48,"rowspan":48,"colwidth":17,"backgroundColor":17},[2274],{"type":61,"attrs":2275,"content":2276},{"textAlign":17},[2277],{"text":2044,"type":52},{"type":1734,"attrs":2279,"content":2280},{"colspan":48,"rowspan":48,"colwidth":17,"backgroundColor":17},[2281],{"type":61,"attrs":2282,"content":2283},{"textAlign":17},[2284],{"text":2044,"type":52},{"type":1734,"attrs":2286,"content":2287},{"colspan":48,"rowspan":48,"colwidth":17,"backgroundColor":17},[2288],{"type":61,"attrs":2289,"content":2290},{"textAlign":17},[2291],{"text":2292,"type":52},"Suite Lucca",{"type":1734,"attrs":2294,"content":2295},{"colspan":48,"rowspan":48,"colwidth":17,"backgroundColor":17},[2296],{"type":61,"attrs":2297,"content":2298},{"textAlign":17},[2299],{"text":2107,"type":52},{"type":1698,"content":2301},[2302,2309,2316,2323,2331],{"type":1734,"attrs":2303,"content":2304},{"colspan":48,"rowspan":48,"colwidth":17,"backgroundColor":17},[2305],{"type":61,"attrs":2306,"content":2307},{"textAlign":17},[2308],{"text":1844,"type":52},{"type":1734,"attrs":2310,"content":2311},{"colspan":48,"rowspan":48,"colwidth":17,"backgroundColor":17},[2312],{"type":61,"attrs":2313,"content":2314},{"textAlign":17},[2315],{"text":2044,"type":52},{"type":1734,"attrs":2317,"content":2318},{"colspan":48,"rowspan":48,"colwidth":17,"backgroundColor":17},[2319],{"type":61,"attrs":2320,"content":2321},{"textAlign":17},[2322],{"text":2044,"type":52},{"type":1734,"attrs":2324,"content":2325},{"colspan":48,"rowspan":48,"colwidth":17,"backgroundColor":17},[2326],{"type":61,"attrs":2327,"content":2328},{"textAlign":17},[2329],{"text":2330,"type":52},"QuickBooks, NetSuite, Xero",{"type":1734,"attrs":2332,"content":2333},{"colspan":48,"rowspan":48,"colwidth":17,"backgroundColor":17},[2334],{"type":61,"attrs":2335,"content":2336},{"textAlign":17},[2337],{"text":2044,"type":52},{"type":46,"attrs":2339,"content":2340},{"level":457,"textAlign":17},[2341,2343],{"text":2342,"type":52},"1. Spendesk",{"type":501,"attrs":2344},{"id":17,"alt":2345,"src":2346,"title":17,"source":17,"copyright":17,"meta_data":2347},"Spendesk App","https://get.spendesk.com/hubfs/Core-Product-Visual_Flat_B.png",{},{"type":61,"attrs":2349,"content":2350},{"textAlign":17},[2351,2357,2359,2363],{"text":284,"type":52,"marks":2352},[2353,2356],{"type":385,"attrs":2354},{"href":2355,"uuid":17,"anchor":17,"target":388,"linktype":299},"https://www.spendesk.com/fr/",{"type":72},{"text":2358,"type":52}," n'est pas un simple outil de notes de frais — c'est une ",{"text":2360,"type":52,"marks":2361},"plateforme de gestion des dépenses unifiée",[2362],{"type":72},{"text":2364,"type":52}," : cartes de paiement physiques et virtuelles, notes de frais salariés, et gestion des factures fournisseurs dans le même espace. Pour une équipe finance de PME, ça veut dire un seul outil là où d'autres solutions en demandent trois.",{"type":61,"attrs":2366,"content":2367},{"textAlign":17},[2368],{"text":2369,"type":52},"La capture des justificatifs se fait par photo depuis l'application mobile. L'OCR extrait automatiquement le montant, la TVA et le fournisseur. Si le justificatif n'est pas soumis, la carte est bloquée — ce qui réduit drastiquement les relances en fin de mois. Les données sont exportées vers Pennylane, Cegid, Sage et Regate avec les codes comptables déjà mappés, sans ressaisie.",{"type":61,"attrs":2371,"content":2372},{"textAlign":17},[2373,2375,2382],{"text":2374,"type":52},"Le calcul des ",{"text":2376,"type":52,"marks":2377},"indemnités kilométriques",[2378,2381],{"type":385,"attrs":2379},{"href":2380,"uuid":17,"anchor":17,"target":388,"linktype":299},"https://www.spendesk.com/fr/blog/indemnites-kilometriques/",{"type":72},{"text":2383,"type":52}," est automatisé selon le barème URSSAF en vigueur. Spendesk est agréé ACPR n°17518, établissement de paiement français fondé à Paris.",{"type":46,"attrs":2385,"content":2386},{"level":457,"textAlign":17},[2387],{"text":2388,"type":52},"2. Onexpense",{"type":61,"attrs":2390},{"textAlign":17},{"type":355,"attrs":2392},{"id":2393,"body":2394},"f3f8d05c-1677-4614-9ab0-7c53d4b91ef0",[2395],{"_uid":2396,"type":18,"asset":2397,"caption":18,"overlay":2401,"component":501},"i-13ee63de-8c00-4c29-8b4e-2d41be79a981",{"id":2398,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":2399,"copyright":18,"fieldtype":19,"meta_data":2400,"is_private":14,"is_external_url":14},16980018,"https://a.storyblok.com/f/146026/1080x1080/7739a91748/onexpense-mockup-mobile.png",{},[],{"type":61,"attrs":2403,"content":2404},{"textAlign":17},[2405,2410,2412,2419],{"text":2077,"type":52,"marks":2406},[2407],{"type":385,"attrs":2408},{"href":2409,"uuid":17,"anchor":17,"target":17,"linktype":299},"https://fr.onexpense.com/",{"text":2411,"type":52}," est une application mobile de gestion de note de frais. Vous prenez simplement votre ticket de caisse ou facture en photo et l'application reconnaît la dépense. Elle prend en charge ",{"text":2413,"type":52,"marks":2414},"les notes de frais kilométriques",[2415],{"type":385,"attrs":2416},{"href":2417,"uuid":2418,"anchor":17,"target":17,"linktype":1684},"remboursement-frais-kilometriques","2decfbea-ec1a-4eac-989d-622bb2253718",{"text":2420,"type":52},", et met à votre disposition des modèles de dépenses (parking, restaurant, hôtel, carburant, etc.) destinés à vos salariés.",{"type":61,"attrs":2422,"content":2423},{"textAlign":17},[2424],{"text":2425,"type":52},"Chaque note de frais est ensuite réunie dans un fichier (CSV, PDF ou Excel), puis sont ensuite envoyés au service comptable pour un remboursement rapide.",{"type":46,"attrs":2427,"content":2428},{"level":457,"textAlign":17},[2429],{"text":2430,"type":52},"3. Cegid Notilus",{"type":61,"attrs":2432,"content":2433},{"textAlign":17},[2434],{"type":501,"attrs":2435},{"id":2436,"alt":18,"src":2437,"title":18,"source":18,"copyright":18,"meta_data":2438},16980005,"https://a.storyblok.com/f/146026/1440x951/84dd99f4b1/1-1-produit-cegid-notilus.png",{},{"type":61,"attrs":2440,"content":2441},{"textAlign":17},[2442,2447],{"text":1766,"type":52,"marks":2443},[2444],{"type":385,"attrs":2445},{"href":2446,"uuid":17,"anchor":17,"target":17,"linktype":299},"https://www.cegid.com/fr/produits/cegid-notilus/",{"text":2448,"type":52}," se concentre sur la gestion des frais de déplacement et la maîtrise budgétaire de vos équipes itinérantes. ",{"type":61,"attrs":2450,"content":2451},{"textAlign":17},[2452],{"text":2453,"type":52},"Cette solution de notes de frais sans papier permet ainsi de connecter votre flotte à vos outils comptables, avec un intégration à Cegid qui est naturellement privilégiée. La plateforme propose une vision 360° sur votre parc automobile avec l'envoi des frais associés grâce à une application mobile.",{"type":61,"attrs":2455,"content":2456},{"textAlign":17},[2457,2459,2466],{"text":2458,"type":52},"Le manager peut ensuite approuver les dépenses et les exporter directement vers ",{"text":2460,"type":52,"marks":2461},"le logiciel comptable",[2462],{"type":385,"attrs":2463},{"href":2464,"uuid":2465,"anchor":17,"target":1683,"linktype":1684},"/fr/landing/checklist-gestion-des-depenses","3fa28135-4c0f-4a34-802a-45e29ad634e7",{"text":2467,"type":52},". L’application mobile Notilus permet également la conception de tableaux de bord personnalisés pour regrouper toutes les dépenses de déplacement de vos équipes.",{"type":46,"attrs":2469,"content":2470},{"level":457,"textAlign":17},[2471],{"text":2472,"type":52},"4. N2F",{"type":355,"attrs":2474},{"id":2475,"body":2476},"4c4549cc-4a32-42b5-8c11-661968205e51",[2477],{"_uid":2478,"type":18,"asset":2479,"caption":18,"overlay":2484,"component":501},"i-bfccc92e-bee9-41bb-a3cd-8eb0ad052f88",{"id":2480,"alt":2481,"name":18,"focus":18,"title":18,"source":18,"filename":2482,"copyright":18,"fieldtype":19,"meta_data":2483,"is_private":14,"is_external_url":14},16980053,"N2F Expense mockup","https://a.storyblok.com/f/146026/428x734/ba26e7d556/n2f-expense-mockup.png",{"alt":2481,"title":18,"source":18,"copyright":18},[],{"type":61,"attrs":2486,"content":2487},{"textAlign":17},[2488],{"text":2489,"type":52},"N2F est une application conçue et pensée pour les déplacements à l'international, avec un mode hors connexion et la conversion automatique dans 170 devises selon le taux de change de référence. L'application propose 11 langues d'utilisation. Pour plus de sécurité, N2F synchronise automatiquement les photos des reçus sur l'espace web du client.",{"type":61,"attrs":2491,"content":2492},{"textAlign":17},[2493],{"text":2494,"type":52},"N2F dispose également d'un mode \"ultra-pressé\" pour consigner une dépense, sans remplir le formulaire. L'application se charge ensuite de vous relancer pour finaliser le processus.",{"type":46,"attrs":2496,"content":2497},{"level":457,"textAlign":17},[2498],{"text":2499,"type":52},"5. Evoliz",{"type":61,"attrs":2501,"content":2502},{"textAlign":17},[2503,2508,2510,2517],{"type":501,"attrs":2504},{"id":17,"alt":2505,"src":2506,"title":17,"source":17,"copyright":17,"meta_data":2507},"evoliz","https://get.spendesk.com/hubfs/evoliz.png",{},{"text":2509,"type":52},"Evoliz est une application qui permet de photographier directement vos notes de frais, mais aussi toutes vos dépenses telles que les ",{"text":2511,"type":52,"marks":2512},"factures fournisseurs",[2513],{"type":385,"attrs":2514},{"href":2515,"uuid":2516,"anchor":17,"target":17,"linktype":1684},"dematerialisation-factures-fournisseurs-conseils","0c08b7cd-84d3-4e89-b946-e021f3845b86",{"text":2518,"type":52}," par exemple.",{"type":61,"attrs":2520,"content":2521},{"textAlign":17},[2522],{"text":2523,"type":52},"L'application vous permet aussi de relier votre bannette électronique à votre logiciel comptable pour un traitement automatique des données.",{"type":61,"attrs":2525,"content":2526},{"textAlign":17},[2527],{"text":2528,"type":52},"L’application fonctionne également en mode “hors connexion” pour un meilleur traitement des dépenses au quotidien, surtout en déplacement professionnel.",{"type":46,"attrs":2530,"content":2531},{"level":457,"textAlign":17},[2532],{"text":2533,"type":52},"6. Medius Expense (anciennement Jenji)",{"type":46,"attrs":2535,"content":2536},{"level":457,"textAlign":17},[2537],{"type":501,"attrs":2538},{"id":17,"alt":2539,"src":2540,"title":17,"source":17,"copyright":17,"meta_data":2541},"Jenji","https://get.spendesk.com/hubfs/Jenji.png",{},{"type":61,"attrs":2543,"content":2544},{"textAlign":17},[2545],{"text":2546,"type":52},"Jenji a été racheté par le groupe suédois Medius en 2023 et rebaptisé Medius Expense. La solution conserve son positionnement sur l'automatisation IA des notes de frais — numérisation, lecture automatique des factures, re-facturation des frais, suivi des invitations. Elle s'adresse désormais principalement aux entreprises mid-market cherchant à s'intégrer dans l'écosystème Medius (AP automation, procurement).",{"type":46,"attrs":2548,"content":2549},{"level":457,"textAlign":17},[2550,2552,2553],{"text":2551,"type":52},"7. Lucca notes de frais",{"type":82},{"type":501,"attrs":2554},{"id":17,"alt":2555,"src":2556,"title":17,"source":17,"copyright":17,"meta_data":2557},"cleemy","https://get.spendesk.com/hubfs/cleemy.png",{},{"type":61,"attrs":2559,"content":2560},{"textAlign":17},[2561,2563,2570],{"text":2562,"type":52},"Lucca propose les fonctionnalités d'un logiciel de gestion des notes de frais avec: ",{"text":2564,"type":52,"marks":2565},"dématérialisation des justificatifs",[2566],{"type":385,"attrs":2567},{"href":2568,"uuid":2569,"anchor":17,"target":17,"linktype":1684},"benefices-dematerialisation-comptable","4882a0a7-97d3-41af-8e99-a0bb8ee568c1",{"text":2571,"type":52},", approbation en temps réel par le manager, calcul des frais kilométriques ainsi qu'une imputation en comptabilité générale et analytique.",{"type":61,"attrs":2573,"content":2574},{"textAlign":17},[2575],{"text":2576,"type":52},"Lucca fait partie d'une suite de logiciels du même nom qui propose d'autres solutions pour la gestion d'entreprise. Nous vous conseillons d'utiliser Lucca si votre entreprise a déjà recours à d'autres solutions proposées par ce même fournisseur de logiciels SaaS.",{"type":46,"attrs":2578,"content":2579},{"level":457,"textAlign":17},[2580],{"text":2581,"type":52},"8. Expensify",{"type":61,"attrs":2583,"content":2584},{"textAlign":17},[2585,2590,2592,2599],{"type":501,"attrs":2586},{"id":17,"alt":2587,"src":2588,"title":17,"source":17,"copyright":17,"meta_data":2589},"expensify","https://get.spendesk.com/hubfs/expensify.png",{},{"text":2591,"type":52},"Outre la ",{"text":2593,"type":52,"marks":2594},"gestion des justificatifs de dépense",[2595],{"type":385,"attrs":2596},{"href":2597,"uuid":2598,"anchor":17,"target":17,"linktype":1684},"justificatif-note-de-frais","5b0290d9-8850-4a7b-b1eb-28768d4a72ae",{"text":2600,"type":52},", cette solution associe de multiples fonctionnalités comme les notifications de vol, les retards à l'embarquement, ou le tracking automatique via GPS pour les frais kilométriques (fonction qui doit toutefois être activée pour respecter la vie privée des collaborateurs).",{"type":61,"attrs":2602,"content":2603},{"textAlign":17},[2604],{"text":2605,"type":52},"Il propose aussi un agencement des services en fonction de votre secteur d’activité pour mettre en avant les informations dont vous avez vraiment besoin.",{"type":46,"attrs":2607,"content":2608},{"level":457,"textAlign":17},[2609],{"text":2610,"type":52},"9. Rydoo",{"type":61,"attrs":2612,"content":2613},{"textAlign":17},[2614,2615],{"type":82},{"type":501,"attrs":2616},{"id":17,"alt":2617,"src":2618,"title":17,"source":17,"copyright":17,"meta_data":2619},"xpenditure-1","https://get.spendesk.com/hubfs/xpenditure-1.png",{},{"type":61,"attrs":2621,"content":2622},{"textAlign":17},[2623],{"text":2624,"type":52},"Rydoo est une application simple à utiliser pour la gestion des notes de frais, qui permet notamment de repérer automatiquement les doublons quand vous prenez deux fois en photo le même justificatif.",{"type":61,"attrs":2626,"content":2627},{"textAlign":17},[2628,2630,2637],{"text":2629,"type":52},"L'application permet aux managers de valider en temps réel les dépenses et au top management d'intégrer la ",{"text":2631,"type":52,"marks":2632},"politique de gestion des dépenses,",[2633],{"type":385,"attrs":2634},{"href":2635,"uuid":2636,"anchor":17,"target":1683,"linktype":1684},"/fr/blog/etablir-politique-deplacements-important","4d45a267-ba9d-47da-9334-c0e56636139e",{"text":2638,"type":52}," en ajoutant les différentes filiales et succursales.",{"type":61,"attrs":2640,"content":2641},{"textAlign":17},[2642,2644,2651],{"text":2643,"type":52},"Les données et rapports peuvent être directement exportés sous plusieurs formats ainsi que vers les ",{"text":2645,"type":52,"marks":2646},"principaux logiciels comptables",[2647],{"type":385,"attrs":2648},{"href":2649,"uuid":2650,"anchor":17,"target":17,"linktype":1684},"top-logiciel-comptabilite","8efb57b6-c17e-47ca-a41d-8996eefb608b",{"text":375,"type":52},{"type":46,"attrs":2653,"content":2654},{"level":457,"textAlign":17},[2655],{"text":2656,"type":52},"10. Concur",{"type":61,"attrs":2658,"content":2659},{"textAlign":17},[2660],{"type":501,"attrs":2661,"marks":2665},{"id":17,"alt":2662,"src":2663,"title":17,"source":17,"copyright":17,"meta_data":2664},"concur","https://get.spendesk.com/hubfs/concur.png",{},[2666],{"type":72},{"type":61,"attrs":2668,"content":2669},{"textAlign":17},[2670],{"text":2671,"type":52},"Concur est intégré à SAP, solution utilisée principalement par les grands groupes et ETI de plus de 700 salariés. Cet outil propose une suite complète de gestion des  frais.",{"type":61,"attrs":2673,"content":2674},{"textAlign":17},[2675],{"text":2676,"type":52},"Les employés photographient leurs différents justificatifs depuis l'app mobile.",{"type":61,"attrs":2678,"content":2679},{"textAlign":17},[2680,2682,2689],{"text":2681,"type":52},"Les responsables, eux, bénéficient d’une meilleure visibilité pour examiner les notes de frais et les approuver. Ils peuvent ensuite en enclencher le ",{"text":2683,"type":52,"marks":2684},"remboursement",[2685],{"type":385,"attrs":2686},{"href":2687,"uuid":2688,"anchor":17,"target":17,"linktype":1684},"procedure-remboursement-notes-de-frais-entreprise","4749a78d-e7ce-4d50-bccc-64ba5c934dcc",{"text":375,"type":52},{"type":355,"attrs":2691},{"id":2393,"body":2692},[2693],{"cta":2694,"_uid":2704,"image":2705,"title":2707,"subtitle":18,"component":2714},[2695],{"tag":2696,"_uid":2697,"hide":14,"icon":2698,"link":2700,"type":2703,"label":2696,"style":301,"component":302,"onClickEvent":18,"openInANewTab":151,"horizontalFill":14},"Demander un audit gratuit","fbbb2c4a-76b2-46c6-a163-c220c0bbe78f",{"id":17,"alt":17,"name":18,"focus":17,"title":17,"filename":17,"copyright":17,"fieldtype":19,"meta_data":2699,"is_external_url":14},{},{"id":2701,"url":18,"linktype":1684,"fieldtype":300,"cached_url":2702,"prep":151},"2f409069-94f1-4ee7-a6ec-a024fddc4ee8","/fr/free-finance-audit","btn","i-1d537a45-ebcf-4a7a-b425-63878e4dd4fe",{"id":17,"alt":17,"name":18,"focus":17,"title":17,"filename":17,"copyright":17,"fieldtype":19,"meta_data":2706,"is_external_url":14},{},{"type":43,"content":2708},[2709,2713],{"type":61,"content":2710},[2711],{"text":2712,"type":52},"Faites le point sur vos dépenses d’entreprise et processus financiers.",{"type":61},"ctaBlock",{"type":46,"attrs":2716,"content":2717},{"level":457,"textAlign":17},[2718],{"text":2719,"type":52},"Notre avis ? Vous l'avez sûrement deviné...",{"type":61,"attrs":2721,"content":2722},{"textAlign":17},[2723,2725,2729],{"text":2724,"type":52},"Le choix d'un logiciel de gestion des notes de frais est stratégique, puisqu'il s'agit de choisir un outil qui ",{"text":2726,"type":52,"marks":2727},"correspond aux besoins spécifiques de votre entreprise",[2728],{"type":72},{"text":2730,"type":52},". Il est nécessaire de faire un audit détaillé de vos besoins.",{"type":61,"attrs":2732,"content":2733},{"textAlign":17},[2734,2736,2741],{"text":2735,"type":52},"Pour une entreprise dont l'activité ne génère que peu de notes de frais, une solution de traitement automatique des reçus peut suffire. En revanche, si votre activité nécessite beaucoup de déplacements professionnels et génère un volume important de notes de frais, il est préférable d'opter pour une solution adaptée. Comme ",{"text":284,"type":52,"marks":2737},[2738],{"type":385,"attrs":2739},{"href":2740,"uuid":17,"anchor":17,"target":17,"linktype":299},"https://www.spendesk.com/fr/schedule-a-demo",{"text":2742,"type":52},", il faut qu'elle intègre gestion des dépenses et des moyens de paiement, élimine les problématiques d'avance de frais et permette à la direction financière d'avoir un contrôle en temps réel sur les dépenses engagées.",{"type":355,"attrs":2744},{"id":2745,"body":2746},"8b0f9c9b-a6b5-433f-a3dc-a47de197aad9",[2747],{"cta":2748,"_uid":2755,"image":2756,"title":2758,"subtitle":2764,"component":2714},[2749],{"tag":2696,"_uid":2750,"hide":14,"icon":2751,"link":2753,"type":2703,"label":2696,"style":301,"component":302,"onClickEvent":2754,"openInANewTab":151,"horizontalFill":14},"a0cd855b-99b2-4635-ac16-07bd5281da96",{"id":17,"alt":17,"name":18,"focus":17,"title":17,"filename":17,"copyright":17,"fieldtype":19,"meta_data":2752,"is_external_url":14},{},{"id":2701,"url":18,"linktype":1684,"fieldtype":300,"cached_url":2702,"prep":151},"website:blog:free_audit_cta:clicked","i-2f152f01-91bb-4079-8ff6-d50e5138d029",{"id":17,"alt":17,"name":18,"focus":17,"title":17,"filename":17,"copyright":17,"fieldtype":19,"meta_data":2757,"is_external_url":14},{},{"type":43,"content":2759},[2760,2763],{"type":61,"content":2761},[2762],{"text":2712,"type":52},{"type":61},"Nos experts vous accompagnent.             ",{"name":1265,"created_at":1266,"published_at":127,"updated_at":1267,"id":1268,"uuid":1269,"content":2766,"slug":1277,"full_slug":1278,"sort_by_date":17,"position":137,"tag_list":2768,"is_startpage":14,"parent_id":1280,"meta_data":17,"group_id":1281,"first_published_at":1282,"release_id":17,"lang":142,"path":17,"alternates":2769,"default_full_slug":1284,"translated_slugs":2770,"_stopResolving":151},{"_uid":1271,"icon":2767,"name":1265,"component":1276},{"id":1273,"alt":1274,"name":18,"focus":18,"title":18,"filename":1275,"copyright":18,"fieldtype":19,"is_external_url":14},[],[],[2771,2772,2773],{"path":1284,"name":17,"lang":142,"published":17},{"path":1284,"name":17,"lang":148,"published":17},{"path":1284,"name":17,"lang":150,"published":17},[142],[2776],{"_uid":2777,"asset":2778,"shadow":14,"caption":18,"overlay":2782,"component":501},"b4a7ad93-ca2a-4d91-8888-1c9cb816ae7b",{"id":2779,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":2780,"copyright":18,"fieldtype":19,"meta_data":2781,"is_private":14,"is_external_url":14},16828763,"https://a.storyblok.com/f/146026/1020x680/0d8d4b4eb5/applications-note-frais_blue.png",{},[],[],"2025-08-25 00:00","6",[],"Découvrez les 10 meilleures solutions de gestion des frais professionnels.",[],[2790],{"_uid":2791,"items":2792,"heading":2829,"reverse":14,"component":1516,"sectionSettings":2847},"dfa01ba7-cf5f-43f7-9f63-2193d0e92654",[2793,2802,2811,2820],{"_uid":2794,"title":2795,"component":1311,"description":2796},"ff159a0a-e515-40e7-82d5-06a79aecde18","Comment automatiser la gestion des notes de frais avec Spendesk ?",{"type":43,"content":2797},[2798],{"type":61,"content":2799},[2800],{"text":2801,"type":52},"Spendesk automatise la gestion des notes de frais en centralisant les reçus, les cartes virtuelles et les workflows d'approbation pour réduire les tâches manuelles. La fonctionnalité de capture mobile des reçus, les règles de dépenses et l’export comptable vers les ERP permettent à l’équipe finance de traiter, valider et rapprocher les dépenses plus rapidement, sans saisie manuelle.",{"_uid":2803,"title":2804,"component":1311,"description":2805},"c576a502-bc88-4800-8a6a-e8d73e0c93fe","Comment Spendesk accélère-t-il les remboursements aux employés ?",{"type":43,"content":2806},[2807],{"type":61,"content":2808},[2809],{"text":2810,"type":52},"Spendesk centralise les demandes de remboursement et automatise les validations avec des workflows d’approbation configurables. La plateforme prend en charge les justificatifs mobiles et les rapprochements automatiques, et l’intégration comptable exporte les écritures vers les ERP, ce qui accélère les remboursements et réduit les erreurs de clôture pour les employés et la finance.",{"_uid":2812,"title":2813,"component":1311,"description":2814},"3193fc99-d659-476d-a8d2-cb8b4b6347da","Spendesk s'intègre-t-il aux systèmes comptables et ERP ?",{"type":43,"content":2815},[2816],{"type":61,"content":2817},[2818],{"text":2819,"type":52},"Spendesk offre des intégrations natives avec les principaux ERP et outils comptables pour automatiser l’export des écritures et des justificatifs. Les exports paramétrables et les mappings de comptes permettent à la finance de réconcilier rapidement les transactions, d’appliquer les règles de TVA et de maintenir la conformité sans manipulation manuelle des fichiers CSV.",{"_uid":2821,"title":2822,"component":1311,"description":2823},"fa0e186d-7b75-4275-82b7-edc2069410d6","Comment Spendesk aide-t-il à contrôler les budgets d'équipe ?",{"type":43,"content":2824},[2825],{"type":61,"content":2826},[2827],{"text":2828,"type":52},"Spendesk permet de définir des budgets par équipe, projet ou carte avec des plafonds et des règles de dépenses pour contrôler les engagements. Les alertes en temps réel, les rapports de dépenses personnalisables et les limites de cartes virtuelles permettent aux managers et à la finance de suivre l’utilisation, d’éviter les dépassements et d’optimiser la trésorerie.",[2830],{"cta":2831,"_uid":2832,"title":2833,"eyebrow":2840,"subtitle":2843,"component":46,"textAlign":18,"sectionSettings":2846,"breakLineOnMobile":14,"subtitleLeftBorder":14,"customTitleFontSize":18},[],"25925b04-b579-40b1-a28f-a39f41fe3280",{"type":43,"content":2834},[2835],{"type":46,"attrs":2836,"content":2837},{"level":457},[2838],{"text":2839,"type":52},"Applications Note Frais — FAQ",{"type":43,"content":2841},[2842],{"type":61},{"type":43,"content":2844},[2845],{"type":61},[],[2848],{"_uid":2849,"hide":14,"theme":2850,"anchorId":18,"component":96,"spacingTop":18,"hideOnDevices":2851,"spacingBottom":18,"floatingImages":2852,"variableOverrides":2853},"87d88ea3-3a3d-4fdf-9a3d-8d241c9fee31","light-theme",[],[],[],"applications-note-frais","fr/blog/applications-note-frais",8750,[],"a9b15208-06e3-4db8-9d7d-70197ad5e915","2022-11-04T11:13:05.737Z",[],"blog/applications-note-frais",[2863,2864,2865],{"path":2861,"name":17,"lang":142,"published":17},{"path":2861,"name":17,"lang":148,"published":17},{"path":2861,"name":17,"lang":150,"published":17},{"name":2867,"created_at":2868,"published_at":127,"updated_at":2869,"id":2870,"uuid":2871,"content":2872,"slug":3418,"full_slug":3419,"sort_by_date":17,"position":3420,"tag_list":3421,"is_startpage":14,"parent_id":1522,"meta_data":17,"group_id":3423,"first_published_at":3424,"release_id":17,"lang":142,"path":17,"alternates":3425,"default_full_slug":3426,"translated_slugs":3427,"_stopResolving":151},"Factures Fournisseurs : Automatisez votre processus d’achat","2022-10-24T17:01:56.874Z","2026-03-12T10:47:42.102Z",208802982,"8bccf8e8-268b-4da1-816b-1dfdc35a97d2",{"_uid":2873,"roles":2874,"title":2867,"author":2875,"topics":2911,"content":3019,"category":3334,"language":3343,"component":1277,"heroMedia":3344,"sidebarCta":3350,"publishedAt":3351,"readingTime":3352,"redirectUrl":18,"listingImage":3353,"metaDescription":18,"componentsAfterTheArticle":3354},"992ce2ca-147a-4245-ad89-83b6c812ee4d",[],{"name":2876,"created_at":2877,"published_at":127,"updated_at":2878,"id":2879,"uuid":2880,"content":2881,"slug":2899,"full_slug":2900,"sort_by_date":17,"position":2901,"tag_list":2902,"is_startpage":14,"parent_id":318,"meta_data":17,"group_id":2903,"first_published_at":2904,"release_id":17,"lang":142,"path":17,"alternates":2905,"default_full_slug":2906,"translated_slugs":2907,"_stopResolving":151},"Claire Boisseau","2022-10-19T17:36:48.175Z","2026-03-12T10:47:20.442Z",206165088,"b2c09bac-78db-427f-9974-40c6909fb7c5",{"_uid":2882,"name":2876,"links":2883,"picture":2889,"lastName":2891,"component":306,"firstName":2892,"description":2893},"ee6a5b25-ed3a-463e-9202-916f5063bfba",[2884],{"tag":18,"_uid":2885,"icon":2886,"link":2887,"type":18,"label":18,"style":301,"component":302,"onClickEvent":18,"openInANewTab":14,"horizontalFill":14},"a80ccf78-3c63-4759-9628-175127296a4d",{"id":295,"alt":18,"name":18,"focus":18,"title":18,"filename":296,"copyright":18,"fieldtype":19,"is_external_url":14},{"id":18,"url":2888,"linktype":299,"fieldtype":300,"cached_url":2888},"https://www.linkedin.com/in/boisseau-claire/",{"alt":2890,"name":18,"focus":18,"title":18,"filename":2890,"copyright":18,"fieldtype":19,"is_external_url":14},"https://a.storyblok.com/f/146026/433x433/6f15050599/meero_photo-99300031-073-1.jpg","Boisseau","Claire",{"type":43,"content":2894},[2895],{"type":61,"content":2896},[2897],{"text":2898,"type":52},"Claire is Product Marketing Manager at Spendesk where she helps modern businesses take control of their spending.","claire-boisseau","fr/blog/author/claire-boisseau",-250,[],"6d51ae67-12e5-40c8-9a05-946d7a94f423","2022-11-02T15:26:05.253Z",[],"blog/author/claire-boisseau",[2908,2909,2910],{"path":2906,"name":17,"lang":142,"published":17},{"path":2906,"name":17,"lang":148,"published":17},{"path":2906,"name":17,"lang":150,"published":17},[2912,2920,2940,2960,2979,2999],{"name":1616,"created_at":1617,"published_at":127,"updated_at":1618,"id":1619,"uuid":1620,"content":2913,"slug":1623,"full_slug":1624,"sort_by_date":17,"position":1625,"tag_list":2914,"is_startpage":14,"parent_id":340,"meta_data":17,"group_id":1627,"first_published_at":1628,"release_id":17,"lang":142,"path":17,"alternates":2915,"default_full_slug":1630,"translated_slugs":2916,"_stopResolving":151},{"_uid":1622,"name":1616,"component":134},[],[],[2917,2918,2919],{"path":1630,"name":17,"lang":142,"published":17},{"path":1630,"name":17,"lang":148,"published":17},{"path":1630,"name":17,"lang":150,"published":17},{"name":2921,"created_at":2922,"published_at":127,"updated_at":2923,"id":2924,"uuid":2925,"content":2926,"slug":2928,"full_slug":2929,"sort_by_date":17,"position":2930,"tag_list":2931,"is_startpage":14,"parent_id":340,"meta_data":17,"group_id":2932,"first_published_at":2933,"release_id":17,"lang":142,"path":17,"alternates":2934,"default_full_slug":2935,"translated_slugs":2936,"_stopResolving":151},"Gestion des dépenses","2022-10-19T17:57:49.883Z","2026-03-12T10:47:22.758Z",206171402,"10ebb00d-65f3-42f6-997a-5aaf2acb94de",{"_uid":2927,"name":2921,"component":134},"5e8bdb3b-8902-4018-b794-cc7a6b9d58e2","gestion-des-depenses","fr/blog/topic/gestion-des-depenses",-60,[],"20ad7c2f-9f74-406b-8af8-7d8b9f4125de","2022-11-02T15:24:55.480Z",[],"blog/topic/gestion-des-depenses",[2937,2938,2939],{"path":2935,"name":17,"lang":142,"published":17},{"path":2935,"name":17,"lang":148,"published":17},{"path":2935,"name":17,"lang":150,"published":17},{"name":2941,"created_at":2942,"published_at":127,"updated_at":2943,"id":2944,"uuid":2945,"content":2946,"slug":2948,"full_slug":2949,"sort_by_date":17,"position":2950,"tag_list":2951,"is_startpage":14,"parent_id":340,"meta_data":17,"group_id":2952,"first_published_at":2953,"release_id":17,"lang":142,"path":17,"alternates":2954,"default_full_slug":2955,"translated_slugs":2956,"_stopResolving":151},"Fonctionnalités","2022-10-19T17:57:51.815Z","2026-03-12T10:47:22.966Z",206171409,"40d220c8-5738-4715-913a-a198cf694bf5",{"_uid":2947,"name":2941,"component":134},"85e95caa-9dce-49b9-8990-67fb58979f2f","fonctionnalites","fr/blog/topic/fonctionnalites",-130,[],"05c612f5-e4d2-4210-b124-f3afb1ac60a0","2022-11-02T15:24:53.134Z",[],"blog/topic/fonctionnalites",[2957,2958,2959],{"path":2955,"name":17,"lang":142,"published":17},{"path":2955,"name":17,"lang":148,"published":17},{"path":2955,"name":17,"lang":150,"published":17},{"name":2961,"created_at":2962,"published_at":127,"updated_at":2963,"id":2964,"uuid":2965,"content":2966,"slug":2968,"full_slug":2969,"sort_by_date":17,"position":183,"tag_list":2970,"is_startpage":14,"parent_id":340,"meta_data":17,"group_id":2971,"first_published_at":2972,"release_id":17,"lang":142,"path":17,"alternates":2973,"default_full_slug":2974,"translated_slugs":2975,"_stopResolving":151},"Inside Spendesk","2022-08-16T21:27:01.651Z","2026-03-12T10:47:19.284Z",176457710,"08873884-f99d-46d2-9481-0563134fdd37",{"_uid":2967,"name":2961,"component":134},"94c30868-a40b-4c0d-91e6-eea1765ae441","inside-spendesk","fr/blog/topic/inside-spendesk",[],"2169266f-dd67-43b2-811b-cebd169f12e1","2022-11-02T15:24:57.157Z",[],"blog/topic/inside-spendesk",[2976,2977,2978],{"path":2974,"name":17,"lang":142,"published":17},{"path":2974,"name":17,"lang":148,"published":17},{"path":2974,"name":17,"lang":150,"published":17},{"name":2980,"created_at":2981,"published_at":127,"updated_at":2982,"id":2983,"uuid":2984,"content":2985,"slug":2988,"full_slug":2989,"sort_by_date":17,"position":137,"tag_list":2990,"is_startpage":14,"parent_id":340,"meta_data":17,"group_id":2991,"first_published_at":2992,"release_id":17,"lang":142,"path":17,"alternates":2993,"default_full_slug":2994,"translated_slugs":2995,"_stopResolving":151},"Product Updates","2022-08-16T21:26:37.262Z","2026-03-12T10:47:19.253Z",176457709,"1c0a84db-38a0-485f-8615-44c84ecd3880",{"_uid":2986,"name":2987,"component":134},"e8930b3b-5bca-49c9-89d5-c7fcb1f4d8d4","Product updates","product-updates","fr/blog/topic/product-updates",[],"da09d4b4-5237-442d-8654-fa1463de8e54","2022-11-02T15:24:57.493Z",[],"blog/topic/product-updates",[2996,2997,2998],{"path":2994,"name":17,"lang":142,"published":17},{"path":2994,"name":17,"lang":148,"published":17},{"path":2994,"name":17,"lang":150,"published":17},{"name":3000,"created_at":3001,"published_at":127,"updated_at":3002,"id":3003,"uuid":3004,"content":3005,"slug":3007,"full_slug":3008,"sort_by_date":17,"position":3009,"tag_list":3010,"is_startpage":14,"parent_id":340,"meta_data":17,"group_id":3011,"first_published_at":3012,"release_id":17,"lang":142,"path":17,"alternates":3013,"default_full_slug":3014,"translated_slugs":3015,"_stopResolving":151},"Outils et astuces","2022-10-19T17:57:59.529Z","2026-03-12T10:47:23.972Z",206171442,"143048bf-f5c7-4056-ab60-ecfd3a730bf3",{"_uid":3006,"name":3000,"component":134},"7acb7442-031d-4c0f-b375-bb5a76b9d3b4","outils-et-astuces","fr/blog/topic/outils-et-astuces",-460,[],"2e3e0832-0204-4734-bdc7-effb516cf20d","2022-11-02T15:24:42.074Z",[],"blog/topic/outils-et-astuces",[3016,3017,3018],{"path":3014,"name":17,"lang":142,"published":17},{"path":3014,"name":17,"lang":148,"published":17},{"path":3014,"name":17,"lang":150,"published":17},{"type":43,"content":3020},[3021,3025,3029,3042,3046,3051,3062,3066,3071,3075,3080,3084,3088,3093,3097,3101,3145,3151,3159,3163,3171,3175,3183,3187,3192,3205,3210,3215,3219,3226,3231,3235,3242,3247,3251,3258,3263,3267,3274,3279,3283,3309,3313,3317,3321,3325],{"type":61,"content":3022},[3023],{"text":3024,"type":52},"Des études montrent que la gestion des factures fournisseurs est l'un des principaux points noirs des équipes financières. Cela n’est pas très surprenant, car les paiements par facture représentent en moyenne 88 % du total des dépenses d’une entreprise.",{"type":61,"content":3026},[3027],{"text":3028,"type":52},"Des milliers d'entreprises utilisent déjà Spendesk pour gérer, suivre, vérifier et payer les factures de leurs fournisseurs, ainsi que les autres dépenses de l'entreprise. Cette gestion devient encore plus efficace aujourd’hui grâce à deux nouveaux ajouts : Les bons de commande et les budgets.",{"type":61,"content":3030},[3031,3033,3040],{"text":3032,"type":52},"Vous disposez désormais d'une plateforme unique pour suivre l'ensemble du processus de gestion de vos factures fournisseurs en temps réel, du ",{"text":3034,"type":52,"marks":3035},"bon de commande",[3036],{"type":385,"attrs":3037},{"href":3038,"uuid":3039,"anchor":17,"target":1683,"linktype":1684},"/fr/glossaire/bon-de-commande","ea128984-5ef9-4333-9088-484233a5ee9a",{"text":3041,"type":52}," au paiement, dans le système que vos dépenses par carte et vos notes de frais. Les équipes financières gardent ainsi un contrôle total, ce qui les aide les équipes à être responsabilisées, efficaces et à respecter leurs budgets.",{"type":61,"content":3043},[3044],{"text":3045,"type":52},"Étudions plus en détail les bénéfices des bons de commande (BdC).",{"type":46,"attrs":3047,"content":3048},{"level":457},[3049],{"text":3050,"type":52},"Suivi des factures fournisseurs : pourquoi les bons de commande sont indispensables",{"type":61,"content":3052},[3053,3055,3060],{"text":3054,"type":52},"Une demande de ",{"text":3034,"type":52,"marks":3056},[3057],{"type":385,"attrs":3058},{"href":3059,"uuid":17,"anchor":17,"target":17,"linktype":299},"https://www.spendesk.com/fr/glossaire/bon-de-commande/",{"text":3061,"type":52}," est utilisée lorsqu'un employé doit effectuer un achat au nom de son entreprise. Il s'agit d'une demande, souvent accompagnée d'un devis, qui montre au responsable du centre de coûts que le processus d'achat peut commencer, à la suite de quoi une facture fournisseurs sera émise.",{"type":61,"content":3063},[3064],{"text":3065,"type":52},"Les bons de commande permettent aux employés de définir clairement les biens et services dont ils ont besoin. Ils donnent ainsi aux responsables la possibilité de vérifier les dépenses avant qu'elles ne soient effectuées. Avec Spendesk, l'équipe finance ou achats effectue le paiement et dispose donc d'une visibilité totale, ces équipes gardent le contrôle de la situation.",{"type":46,"attrs":3067,"content":3068},{"level":511},[3069],{"text":3070,"type":52},"Un processus d'achat plus sûr avec les bons de commande",{"type":61,"content":3072},[3073],{"text":3074,"type":52},"Avec les bons de commande, les exigences de l'acheteur sont précisées au fournisseur au tout début du processus d’achat. Il ne doit y avoir aucun malentendu sur le service ou le prix attendu. En cas de litige, le bon de commande est considéré comme la source de vérité et peut faire office d’engagement contractuel.",{"type":46,"attrs":3076,"content":3077},{"level":511},[3078],{"text":3079,"type":52},"Une meilleure visibilité pour l'équipe financière sur les achats engagés et les factures fournisseurs s'y rapportant",{"type":61,"content":3081},[3082],{"text":3083,"type":52},"Grâce aux bons de commande, les équipes financières disposent du contexte complet de chaque facture et peuvent facilement anticiper les futurs décaissements. L'équipe financière peut faire correspondre ces informations avec la facture et ce qui a été livré (ce que l'on appelle le \"3-way matching\" en anglais) et payer les fournisseurs en toute sérénité.",{"type":61,"content":3085},[3086],{"text":3087,"type":52},"En l'absence de la mise en place d’outils, ce processus est difficile à gérer et exige souvent beaucoup de temps et de ressources de la part de différentes équipes.",{"type":46,"attrs":3089,"content":3090},{"level":457},[3091],{"text":3092,"type":52},"Pourquoi votre processus de bons de commande vous ralentit-il ?",{"type":61,"content":3094},[3095],{"text":3096,"type":52},"Comme beaucoup de processus commerciaux courants, même les bons de commande simples peuvent entraîner des problèmes. À moins que vous n'utilisiez une automatisation moderne, vous rencontrerez certainement les problèmes suivants.",{"type":61,"content":3098},[3099],{"text":3100,"type":52},"Les équipes financières :",{"type":662,"content":3102},[3103,3113,3123,3135],{"type":665,"content":3104},[3105],{"type":61,"content":3106},[3107,3111],{"text":3108,"type":52,"marks":3109},"N'ont aucune visibilité sur ce qui est engagé, elles ne peuvent donc pas anticiper et faire des prévisions",[3110],{"type":72},{"text":3112,"type":52},". La plupart du temps, l'équipe finance reçoit la facture au moment où il est temps de payer et trop tard pour faire des changements. Cela entraîne souvent un dépassement de budget pour l’entreprise.",{"type":665,"content":3114},[3115],{"type":61,"content":3116},[3117,3121],{"text":3118,"type":52,"marks":3119},"Il faut suivre les achats manuellement",[3120],{"type":72},{"text":3122,"type":52},". Cela prend du temps et ajoute beaucoup de travail manuel pour jongler avec les feuilles de calcul et rester au courant des dépenses.",{"type":665,"content":3124},[3125],{"type":61,"content":3126},[3127,3129,3133],{"text":3128,"type":52},"Elles doivent s'assurer de comptabiliser les factures non parvenues en fin de période comptable, lorsqu'une prestation a eu lieu mais que la facture n'a pas encore été réceptionnée. ",{"text":3130,"type":52,"marks":3131},"La visibilité sur les engagements permet de mieux noter les points de vigilance",[3132],{"type":72},{"text":3134,"type":52}," lorsqu'un bon de commande a atteint la fin de sa période de prestation et qu'aucune facture  n'a été attachée.",{"type":665,"content":3136},[3137],{"type":61,"content":3138},[3139,3143],{"text":3140,"type":52,"marks":3141},"Vous avez besoin d'informations plus complètes sur les factures des fournisseurs avant de les payer",[3142],{"type":72},{"text":3144,"type":52},". Il s'agit notamment des marchandises livrées, et du fait que la commande a été approuvée par un responsable et du budget auquel elle doit être rattachée.",{"type":61,"content":3146},[3147],{"text":3148,"type":52,"marks":3149},"Les managers :",[3150],{"type":72},{"type":662,"content":3152},[3153],{"type":665,"content":3154},[3155],{"type":61,"content":3156},[3157],{"text":3158,"type":52},"Ont besoin de gérer les budgets des équipes et d'optimiser les coûts des fournisseurs.",{"type":61,"content":3160},[3161],{"text":3162,"type":52},"Les employés :",{"type":662,"content":3164},[3165],{"type":665,"content":3166},[3167],{"type":61,"content":3168},[3169],{"text":3170,"type":52},"Ils doivent obtenir l'approbation du responsable du budget avant de lancer un projet avec le fournisseur.",{"type":61,"content":3172},[3173],{"text":3174,"type":52},"Pour l'ensemble de l'entreprise :",{"type":662,"content":3176},[3177],{"type":665,"content":3178},[3179],{"type":61,"content":3180},[3181],{"text":3182,"type":52},"La collaboration avec les fournisseurs est un processus pénible. Il implique beaucoup d'allers-retours entre les employés, les managers et les équipes financières, juste pour communiquer sur un simple achat de prestation. Les équipes se retrouvent rapidement dans des boucles Slack et de multiples échanges par mail.",{"type":61,"content":3184},[3185],{"text":3186,"type":52},"Tout cela aboutit à un processus compliqué et manuel qui se traduit par un manque de visibilité et de contrôle pour tout le monde.",{"type":46,"attrs":3188,"content":3189},{"level":457},[3190],{"text":3191,"type":52},"Approuver, suivre et payer vos factures en toute simplicité",{"type":61,"content":3193},[3194],{"type":355,"attrs":3195},{"id":3196,"body":3197},"e6c8bc73-97d4-4231-999a-cdb7e812fb3c",[3198],{"_uid":3199,"caption":18,"autoplay":14,"noShadow":14,"component":3200,"thumbnail":3201,"playerType":3202,"onPlayEvent":18,"externalVideo":3203,"internalVideo":3204,"playButtonText":18},"3eab1c55-faf3-4479-ba15-95009dcfb09c","video",[],"inline","https://www.youtube.com/embed/yygDdprq3eE?feature=oembed",{"id":17,"alt":17,"name":18,"focus":17,"title":17,"filename":18,"copyright":17,"fieldtype":19},{"type":46,"attrs":3206,"content":3207},{"level":457},[3208],{"text":3209,"type":52},"Comment les bons de commande de Spendesk vous accompagnent pour suivre vos factures fournisseurs",{"type":46,"attrs":3211,"content":3212},{"level":511},[3213],{"text":3214,"type":52},"Simplifiez la validation de vos factures fournisseurs",{"type":61,"content":3216},[3217],{"text":3218,"type":52},"Les employés peuvent désormais générer des bons de commande directement dans Spendesk. Cela permet aux responsables de budget et à l'équipe finance de rester informés et de garder le contrôle sur les factures fournisseurs qui en découlent. Comme toute demande de carte virtuelle, le bon de commande suit un circuit de validation pour que le propriétaire du budget puisse approuver ou refuser la commande.",{"type":61,"content":3220},[3221],{"type":501,"attrs":3222},{"id":17,"alt":3223,"src":3224,"title":17,"source":17,"copyright":17,"meta_data":3225},"Request a Purchase Order - FR - €","https://get.spendesk.com/hubfs/Request%20a%20Purchase%20Order%20-%20FR%20-%20%E2%82%AC.png",{},{"type":46,"attrs":3227,"content":3228},{"level":511},[3229],{"text":3230,"type":52},"Approuvez vos dépenses en suivant vos budgets pour affecter les factures fournisseurs",{"type":61,"content":3232},[3233],{"text":3234,"type":52},"Les responsables de budget peuvent ensuite vérifier et approuver les bons de commande de leurs équipes, qui sont automatiquement liés au bon budget. Cela permet à chaque responsable de budget d'être responsable de ses dépenses, avec un aperçu en temps réel de ce qui a été dépensé par rapport à ce qui était prévu.",{"type":61,"content":3236},[3237],{"type":501,"attrs":3238},{"id":17,"alt":3239,"src":3240,"title":17,"source":17,"copyright":17,"meta_data":3241},"Approve PO - FR - €","https://get.spendesk.com/hubfs/Approve%20PO%20-%20FR%20-%20%E2%82%AC.png",{},{"type":46,"attrs":3243,"content":3244},{"level":511},[3245],{"text":3246,"type":52},"Visualisez tous les engagements d’achats sur une plateforme",{"type":61,"content":3248},[3249],{"text":3250,"type":52},"Dans Spendesk, vous avez une visibilité totale sur tous les engagements de votre entreprise et leur statut actualisé en temps réel (En attente de livraison, Facture en retard, Partiellement facturé, Facturé, et Surfacturé).",{"type":61,"content":3252},[3253],{"type":501,"attrs":3254},{"id":17,"alt":3255,"src":3256,"title":17,"source":17,"copyright":17,"meta_data":3257},"Tracking all POs in one place - FR - €","https://get.spendesk.com/hubfs/Tracking%20all%20POs%20in%20one%20place%20-%20FR%20-%20%E2%82%AC.png",{},{"type":46,"attrs":3259,"content":3260},{"level":511},[3261],{"text":3262,"type":52},"Automatisez la vérification des informations pour payer les factures fournisseurs en toute confiance",{"type":61,"content":3264},[3265],{"text":3266,"type":52},"Gagnez du temps et évitez les erreurs d'entrée manuelle grâce aux informations sur les fournisseurs et l’engagement d’achat. Faites correspondre les informations de votre bon de commande et de votre facture avec ce qui a été livré, et planifiez les paiements directement depuis Spendesk.",{"type":61,"content":3268},[3269],{"type":501,"attrs":3270},{"id":17,"alt":3271,"src":3272,"title":17,"source":17,"copyright":17,"meta_data":3273},"Review your AP (3WM) - FR - €","https://get.spendesk.com/hubfs/Review%20your%20AP%20(3WM)%20-%20FR%20-%20%E2%82%AC.png",{},{"type":46,"attrs":3275,"content":3276},{"level":457},[3277],{"text":3278,"type":52},"Créez votre processus d’achat automatisé dès aujourd'hui",{"type":61,"content":3280},[3281],{"text":3282,"type":52},"Gagnez du temps grâce à un système de gestion des factures fournisseurs entièrement automatisé et centralisé, qui aide chaque employé à se concentrer sur l’essentiel :",{"type":662,"content":3284},[3285,3293,3301],{"type":665,"content":3286},[3287],{"type":61,"content":3288},[3289],{"text":3290,"type":52,"marks":3291},"L'équipe financière a une visibilité totale sur chaque étape du processus d’achat.",[3292],{"type":72},{"type":665,"content":3294},[3295],{"type":61,"content":3296},[3297],{"text":3298,"type":52,"marks":3299},"Les responsables de budget peuvent approuver les dépenses en fonction des budgets prévus avec l’équipe Finance.",[3300],{"type":72},{"type":665,"content":3302},[3303],{"type":61,"content":3304},[3305],{"text":3306,"type":52,"marks":3307},"Les employés peuvent faire des demandes de manière autonome et voir le statut de leur bon de commande et leur facture fournisseur.",[3308],{"type":72},{"type":61,"content":3310},[3311],{"text":3312,"type":52},"Vous êtes déjà client de Spendesk ?",{"type":61,"content":3314},[3315],{"text":3316,"type":52},"Parlez à votre gestionnaire de compte dédié pour demander un accès anticipé à cette fonctionnalité et automatisez enfin votre gestion des factures fournisseurs !",{"type":61,"content":3318},[3319],{"text":3320,"type":52},"Vous n'avez jamais essayé Spendesk ?",{"type":61,"content":3322},[3323],{"text":3324,"type":52},"Réservez votre démonstration gratuite de Spendesk aujourd'hui pour voir comment nous pouvons aider votre entreprise à automatiser votre gestion des factures fournisseurs (et plus encore !).",{"type":61,"content":3326},[3327],{"type":355,"attrs":3328},{"id":3196,"body":3329},[3330],{"_uid":3331,"html":3332,"component":3333},"5efcf3c0-23c6-4dcc-b5ff-6d5df666c9b9","\u003C!--HubSpot Call-to-Action Code -->\u003Cspan class=\"hs-cta-wrapper\" id=\"hs-cta-wrapper-6bac6a61-4222-4183-a83f-94ee15d6fe0f\">\u003Cspan class=\"hs-cta-node hs-cta-6bac6a61-4222-4183-a83f-94ee15d6fe0f\" id=\"hs-cta-6bac6a61-4222-4183-a83f-94ee15d6fe0f\">\u003C!--[if lte IE 8]>\u003Cdiv id=\"hs-cta-ie-element\">\u003C/div>\u003C![endif]-->\u003Ca href=\"https://cta-redirect.hubspot.com/cta/redirect/2694209/6bac6a61-4222-4183-a83f-94ee15d6fe0f\" target=\"_blank\" rel=\"noopener\">\u003Cimg class=\"hs-cta-img\" id=\"hs-cta-img-6bac6a61-4222-4183-a83f-94ee15d6fe0f\" style=\"border-width:0px;\" height=\"540\" width=\"1680\" src=\"https://no-cache.hubspot.com/cta/default/2694209/6bac6a61-4222-4183-a83f-94ee15d6fe0f.png\"  alt=\"demonstration - spendesk - équipes finance - outil financier - gestion des dépenses d'entreprise\"/>\u003C/a>\u003C/span>\u003Cscript charset=\"utf-8\" src=\"https://js.hscta.net/cta/current.js\">\u003C/script>\u003Cscript type=\"text/javascript\"> hbspt.cta.load(2694209, '6bac6a61-4222-4183-a83f-94ee15d6fe0f', {\"useNewLoader\":\"true\",\"region\":\"na1\"}); \u003C/script>\u003C/span>\u003C!-- end HubSpot Call-to-Action Code -->","embed",{"name":1265,"created_at":1266,"published_at":127,"updated_at":1267,"id":1268,"uuid":1269,"content":3335,"slug":1277,"full_slug":1278,"sort_by_date":17,"position":137,"tag_list":3337,"is_startpage":14,"parent_id":1280,"meta_data":17,"group_id":1281,"first_published_at":1282,"release_id":17,"lang":142,"path":17,"alternates":3338,"default_full_slug":1284,"translated_slugs":3339,"_stopResolving":151},{"_uid":1271,"icon":3336,"name":1265,"component":1276},{"id":1273,"alt":1274,"name":18,"focus":18,"title":18,"filename":1275,"copyright":18,"fieldtype":19,"is_external_url":14},[],[],[3340,3341,3342],{"path":1284,"name":17,"lang":142,"published":17},{"path":1284,"name":17,"lang":148,"published":17},{"path":1284,"name":17,"lang":150,"published":17},[142],[3345],{"_uid":3346,"asset":3347,"shadow":14,"caption":18,"overlay":3349,"component":501},"95ecbb59-3c84-4f5c-a8a2-7b38b9998cdf",{"alt":18,"name":18,"focus":18,"title":18,"filename":3348,"copyright":18,"fieldtype":19,"is_external_url":14},"https://a.storyblok.com/f/146026/1216x912/0bc452440a/review-20your-20ap-20-283wm-29-20-20fr-20-20-e2-82-ac.png",[],[],"2022-10-10 22:30",6,[],[3355],{"_uid":3356,"items":3357,"heading":3394,"reverse":14,"component":1516,"sectionSettings":3412},"217bc401-bcf5-4ba5-a53d-b00ca3ec6022",[3358,3367,3376,3385],{"_uid":3359,"title":3360,"component":1311,"description":3361},"2e0e5cbe-4e47-4687-8425-ab28733e1776","Comment automatiser la gestion des factures fournisseurs ?",{"type":43,"content":3362},[3363],{"type":61,"content":3364},[3365],{"text":3366,"type":52},"Spendesk automatise la capture et le traitement des factures fournisseurs en combinant la reconnaissance OCR, la validation automatique des champs et des workflows d'approbation configurables pour accélérer la saisie et la conformité. La fonctionnalité de capture par e-mail ou upload centralise les factures et permet l'export des écritures vers le logiciel comptable via intégration API.",{"_uid":3368,"title":3369,"component":1311,"description":3370},"e0d1dffa-82ae-465a-828c-2f452937896c","Quelles sont les étapes pour traiter une facture fournisseur avec Spendesk ?",{"type":43,"content":3371},[3372],{"type":61,"content":3373},[3374],{"text":3375,"type":52},"Spendesk permet de traiter une facture fournisseur en quatre étapes claires : capture via e-mail ou mobile, extraction des données par OCR, routage automatique vers les approbateurs grâce aux règles personnalisées, et archivage central avec export comptable. La traçabilité complète et les notifications en temps réel simplifient les audits et la conformité.",{"_uid":3377,"title":3378,"component":1311,"description":3379},"9b168115-1420-4f94-860a-f3b2c4cbb9f5","Spendesk s'intègre-t-il avec mon ERP ou logiciel de comptabilité ?",{"type":43,"content":3380},[3381],{"type":61,"content":3382},[3383],{"text":3384,"type":52},"Spendesk s'intègre avec les principaux ERP et logiciels de comptabilité via connecteurs natifs, API et exports CSV, permettant de synchroniser les fournisseurs, les écritures et les justificatifs. Les intégrations automatisent l'envoi des factures validées et des journaux comptables, réduisant les saisies manuelles et assurant la cohérence des données financières.",{"_uid":3386,"title":3387,"component":1311,"description":3388},"ef162f5f-ed30-46cd-9100-9dd4962e6a8f","Comment Spendesk réduit-il le délai de traitement des factures fournisseurs ?",{"type":43,"content":3389},[3390],{"type":61,"content":3391},[3392],{"text":3393,"type":52},"Spendesk réduit les délais de traitement des factures en centralisant les documents, en automatisant l'extraction OCR et en appliquant des workflows d'approbation définis par rôle, ce qui accélère l'approbation et la saisie comptable. Les notifications, l'archivage central et l'export ERP contribuent à des cycles de paiement plus rapides et une meilleure conformité.",[3395],{"cta":3396,"_uid":3397,"title":3398,"eyebrow":3405,"subtitle":3408,"component":46,"textAlign":18,"sectionSettings":3411,"breakLineOnMobile":14,"subtitleLeftBorder":14,"customTitleFontSize":18},[],"2974a3a2-793a-4f6d-9cf1-c36cd12a0fa2",{"type":43,"content":3399},[3400],{"type":46,"attrs":3401,"content":3402},{"level":457},[3403],{"text":3404,"type":52},"Factures Fournisseurs — FAQ",{"type":43,"content":3406},[3407],{"type":61},{"type":43,"content":3409},[3410],{"type":61},[],[3413],{"_uid":3414,"hide":14,"theme":2850,"anchorId":18,"component":96,"spacingTop":18,"hideOnDevices":3415,"spacingBottom":18,"floatingImages":3416,"variableOverrides":3417},"ffed1f0e-1635-4851-a645-05f1e4174c6c",[],[],[],"factures-fournisseurs","fr/blog/factures-fournisseurs",4440,[3422],"Blog video","7adb7aa9-83f4-4fec-b728-44c4825c8127","2022-11-04T13:36:49.161Z",[],"blog/factures-fournisseurs",[3428,3429,3430],{"path":3426,"name":17,"lang":142,"published":17},{"path":3426,"name":17,"lang":148,"published":17},{"path":3426,"name":17,"lang":150,"published":17},{"name":3432,"created_at":3433,"published_at":127,"updated_at":3434,"id":3435,"uuid":3436,"content":3437,"slug":4006,"full_slug":4007,"sort_by_date":17,"position":4008,"tag_list":4009,"is_startpage":14,"parent_id":1522,"meta_data":17,"group_id":4010,"first_published_at":4011,"release_id":17,"lang":142,"path":17,"alternates":4012,"default_full_slug":4013,"translated_slugs":4014,"_stopResolving":151},"Comment l'IA transforme la finance en 2025","2025-03-18T10:58:43.237Z","2026-03-12T10:48:05.552Z",641846713,"6b03910c-6e29-41d3-9bbb-b7b654c1745d",{"_uid":3438,"roles":3439,"title":3432,"author":3448,"topics":3492,"content":3513,"category":3919,"language":3928,"component":1277,"heroMedia":3929,"sidebarCta":3937,"publishedAt":3938,"readingTime":3939,"redirectUrl":18,"listingImage":3940,"metaDescription":3941,"componentsAfterTheArticle":3942},"605d5011-7b1d-4887-94b1-20cab0eb6b3f",[3440],{"name":174,"created_at":175,"published_at":127,"updated_at":176,"id":177,"uuid":178,"content":3441,"slug":181,"full_slug":182,"sort_by_date":17,"position":183,"tag_list":3442,"is_startpage":14,"parent_id":139,"meta_data":17,"group_id":185,"first_published_at":186,"release_id":17,"lang":142,"path":17,"alternates":3443,"default_full_slug":188,"translated_slugs":3444,"_stopResolving":151},{"_uid":180,"name":174,"component":134},[],[],[3445,3446,3447],{"path":188,"name":17,"lang":142,"published":17},{"path":188,"name":17,"lang":148,"published":17},{"path":188,"name":17,"lang":150,"published":17},{"name":3449,"created_at":3450,"published_at":127,"updated_at":3451,"id":3452,"uuid":3453,"content":3454,"slug":3480,"full_slug":3481,"sort_by_date":17,"position":3482,"tag_list":3483,"is_startpage":14,"parent_id":318,"meta_data":17,"group_id":3484,"first_published_at":3485,"release_id":17,"lang":142,"path":17,"alternates":3486,"default_full_slug":3487,"translated_slugs":3488,"_stopResolving":151},"Chris Dunne","2024-11-25T19:47:17.907Z","2026-03-12T10:48:04.132Z",584506034,"ced1d806-6e64-42d6-8b0f-d708ebbdbbfa",{"_uid":3455,"links":3456,"picture":3463,"lastName":3467,"component":306,"firstName":3468,"description":3469},"88e4340f-e2bc-42fe-a8f0-79dafdd55f97",[3457],{"tag":18,"_uid":3458,"hide":14,"icon":3459,"link":3461,"type":18,"label":18,"style":301,"component":302,"mobileLabel":18,"onClickEvent":18,"openInANewTab":151,"horizontalFill":14},"74ed5df6-6607-44c9-8870-23a2db0b8f4a",{"id":295,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":296,"copyright":18,"fieldtype":19,"meta_data":3460,"is_external_url":14},{},{"id":18,"url":3462,"linktype":299,"fieldtype":300,"cached_url":3462},"https://www.linkedin.com/in/chrisdunne4/",{"id":3464,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":3465,"copyright":18,"fieldtype":19,"meta_data":3466,"is_external_url":14},18695910,"https://a.storyblok.com/f/146026/349x349/9150c24a43/chris-dunne.jpg",{},"Dunne","Chris",{"type":43,"content":3470},[3471],{"type":61,"attrs":3472,"content":3473},{"textAlign":17},[3474],{"text":3475,"type":52,"marks":3476},"Chris Dunne is our Senior Content Marketing Manager. Based in Derry, he brings over 15 years of marketing experience to our content strategy. Outside of work, Chris loves spending time with his two young children, playing football, and exploring Ireland. ",[3477],{"type":1646,"attrs":3478},{"color":3479},"#3D3929","chris-dunne","fr/blog/author/chris-dunne",-1150,[],"62a23d5f-cd56-4dee-91e3-5642f66fa78c","2024-11-25T20:08:58.249Z",[],"blog/author/chris-dunne",[3489,3490,3491],{"path":3487,"name":17,"lang":142,"published":17},{"path":3487,"name":17,"lang":148,"published":17},{"path":3487,"name":17,"lang":150,"published":17},[3493],{"name":3494,"created_at":3495,"published_at":127,"updated_at":3496,"id":3497,"uuid":3498,"content":3499,"slug":3501,"full_slug":3502,"sort_by_date":17,"position":3503,"tag_list":3504,"is_startpage":14,"parent_id":340,"meta_data":17,"group_id":3505,"first_published_at":3506,"release_id":17,"lang":142,"path":17,"alternates":3507,"default_full_slug":3508,"translated_slugs":3509,"_stopResolving":151},"Tendances","2022-10-19T17:57:54.755Z","2026-03-12T10:47:23.305Z",206171420,"c0fff9bc-28bd-40d1-a075-96d63aec83c8",{"_uid":3500,"name":3494,"component":134},"01198365-d840-484a-913e-23d34f966269","tendances","fr/blog/topic/tendances",-240,[],"93bcd96b-1759-4cf6-9cdf-680920ecb67a","2022-11-02T15:24:49.456Z",[],"blog/topic/tendances",[3510,3511,3512],{"path":3508,"name":17,"lang":142,"published":17},{"path":3508,"name":17,"lang":148,"published":17},{"path":3508,"name":17,"lang":150,"published":17},{"type":43,"content":3514},[3515,3519,3529,3534,3538,3543,3547,3552,3556,3573,3578,3582,3587,3605,3610,3614,3619,3623,3628,3644,3653,3658,3662,3667,3677,3682,3692,3697,3701,3706,3723,3728,3732,3776,3780,3785,3789,3794,3798,3803,3813,3818,3822,3827,3831,3836,3846,3851,3855,3863,3868,3872,3877,3881,3886,3890,3900,3912],{"type":61,"content":3516},[3517],{"text":3518,"type":52},"L'intelligence artificielle (IA) est passée d'un concept futuriste à une force transformatrice dans le secteur financier. Alors que les organisations mondiales intègrent des technologies d'IA de plus en plus sophistiquées, le secteur financier continue de subir des transformations profondes en matière d'opérations, de processus décisionnels et d'approches du service client.",{"type":61,"content":3520},[3521,3523,3527],{"text":3522,"type":52},"Malgré ce potentiel, un écart notable subsiste dans la mise en œuvre. ",{"text":3524,"type":52,"marks":3525},"Alors que 85 % des directeurs financiers se disent optimistes quant aux gains d'efficacité potentiels de l'IA, 61 % des équipes financières n'ont pas encore intégré l'IA dans leurs flux de travail.",[3526],{"type":72},{"text":3528,"type":52}," Cet écart entre l'enthousiasme et l'action constitue à la fois un défi et une opportunité pour les leaders financiers en 2025.",{"type":46,"attrs":3530,"content":3531},{"level":457},[3532],{"text":3533,"type":52},"Comprendre le rôle évolutif de l'IA dans la finance moderne",{"type":61,"content":3535},[3536],{"text":3537,"type":52},"Le parcours de l'IA dans les services financiers a été remarquable. Des premiers systèmes basés sur des règles dans les années 1980 aux algorithmes d'apprentissage automatique sophistiqués d'aujourd'hui, l'IA est devenue essentielle aux opérations financières. Les récents progrès dans l'IA générative, les applications de l'informatique quantique et l'apprentissage fédéré ont accéléré cette transformation, rendant l'IA indispensable pour l'innovation financière en 2025.",{"type":46,"attrs":3539,"content":3540},{"level":457},[3541],{"text":3542,"type":52},"6 manières dont l'IA transforme les services financiers en 2025",{"type":61,"content":3544},[3545],{"text":3546,"type":52},"Les organisations financières de premier plan déploient l'IA dans divers domaines opérationnels avec des résultats impressionnants. Voici six façons clés dont l'IA transforme l'industrie.",{"type":46,"attrs":3548,"content":3549},{"level":511},[3550],{"text":3551,"type":52},"Détection de fraude en temps réel et sécurité",{"type":61,"content":3553},[3554],{"text":3555,"type":52},"L'IA sert désormais de gardienne de plus en plus sophistiquée des transactions financières, analysant instantanément des milliards de points de données pour identifier des schémas suspects. Les principaux processeurs de paiements utilisent des systèmes d'IA multimodaux qui analysent simultanément les données de transaction, les schémas comportementaux des utilisateurs et les informations contextuelles pour offrir une sécurité sans précédent à grande échelle tout en réduisant les faux positifs qui frustraient auparavant les clients légitimes.",{"type":61,"content":3557},[3558,3560,3567,3569],{"text":3559,"type":52},"Pour les entreprises gérant la vérification d'identité et la ",{"text":3561,"type":52,"marks":3562},"prévention de la fraude",[3563],{"type":385,"attrs":3564},{"href":3565,"uuid":3566,"anchor":17,"target":1683,"linktype":1684},"/fr/blog/lutter-contre-fraude-notes-de-frais","035cbfa9-2e06-44d1-84eb-7c5e77ea8e2d",{"text":3568,"type":52},", l'IA a été transformatrice. Alors que les agents de conformité humains pourraient examiner manuellement seulement 10 à 20 % des nouveaux dossiers de clients, les systèmes d'IA peuvent examiner 100 % des dossiers presque instantanément, améliorant considérablement ",{"text":3570,"type":52,"marks":3571},"la sécurité tout en réduisant la charge de travail.",[3572],{"type":72},{"type":46,"attrs":3574,"content":3575},{"level":511},[3576],{"text":3577,"type":52},"Évaluation du crédit intelligente",{"type":61,"content":3579},[3580],{"text":3581,"type":52},"Le scoring de crédit a évolué au-delà des métriques traditionnelles et des données alternatives simples. Les algorithmes modernes d'IA analysent divers points de données structurés et non structurés, notamment les historiques transactionnels, les comportements de paiement et même les schémas de communication, pour évaluer la solvabilité avec une plus grande précision.",{"type":46,"attrs":3583,"content":3584},{"level":511},[3585],{"text":3586,"type":52},"Gestion prédictive des risques",{"type":61,"content":3588},[3589,3591,3595,3597,3603],{"text":3590,"type":52},"Les institutions financières utilisent désormais des modèles d'IA avancés pour prévoir et atténuer les risques avec une précision remarquable. En traitant de vastes quantités de données de marché, de sources de données alternatives, de schémas comportementaux des clients et d'indicateurs économiques, ",{"text":3592,"type":52,"marks":3593},"l'IA aide les organisations à prendre des décisions plus éclairées concernant leurs portefeuilles d'investissement et leur exposition aux risques",[3594],{"type":72},{"text":3596,"type":52},". ",{"text":3598,"type":52,"marks":3599},"L'intégration de modèles de risque climatique",[3600],{"type":385,"attrs":3601},{"href":3602,"uuid":17,"anchor":17,"target":17,"linktype":299},"https://www.icf.com/insights/climate-risk-modeling",{"text":3604,"type":52}," dans l'analyse financière est devenue une pratique courante en 2025.",{"type":46,"attrs":3606,"content":3607},{"level":511},[3608],{"text":3609,"type":52},"Parcours client personnalisé",{"type":61,"content":3611},[3612],{"text":3613,"type":52},"Les plateformes alimentées par l'IA ont transformé l'expérience client dans la finance. Au-delà des simples chatbots, les institutions financières déploient désormais des conseillers virtuels sophistiqués qui fournissent des conseils financiers personnalisés basés sur les circonstances individuelles, les objectifs et les profils de risque. Ces systèmes apprennent continuellement des interactions, devenant plus efficaces pour anticiper les besoins des clients et fournir des solutions pertinentes.",{"type":46,"attrs":3615,"content":3616},{"level":511},[3617],{"text":3618,"type":52},"Trading algorithmique responsable",{"type":61,"content":3620},[3621],{"text":3622,"type":52},"L'IA a révolutionné le trading en permettant une analyse complète des conditions de marché, du sentiment des nouvelles et des indicateurs économiques. En 2025, l'accent s'est déplacé vers une IA explicable pour les algorithmes de trading, permettant une meilleure transparence, conformité réglementaire et gestion des risques. Cette évolution aide les investisseurs à optimiser leurs portefeuilles tout en maintenant une supervision humaine appropriée.",{"type":46,"attrs":3624,"content":3625},{"level":511},[3626],{"text":3627,"type":52},"Traitement automatisé des données et opérations financières",{"type":61,"content":3629},[3630,3632,3638,3640],{"text":3631,"type":52},"Les équipes financières utilisent l'IA pour gérer la réconciliation de données à grande échelle et le reporting financier. Un exemple notable vient d'",{"text":3633,"type":52,"marks":3634},"OpenA",[3635],{"type":385,"attrs":3636},{"href":3637,"uuid":17,"anchor":17,"target":17,"linktype":299},"https://openai.com/",{"text":3639,"type":52},"I, où l'équipe financière a utilisé l'IA pour traiter les données d'utilisation de calcul devenues trop complexes pour les flux de travail traditionnels basés sur Excel. Le résultat ? ",{"text":3641,"type":52,"marks":3642},"Une réduction de 80 % du temps de traitement manuel des données et des périodes de clôture financière considérablement plus rapides.",[3643],{"type":72},{"type":61,"content":3645},[3646,3648,3652],{"text":3647,"type":52},"De même, les outils modernes d'IA peuvent lire les reçus et les factures, extraire les informations pertinentes et allouer automatiquement les dépenses aux bons budgets. Certaines entreprises rapportent une réduction du temps de traitement des factures de plusieurs heures à quelques minutes, avec ",{"text":3649,"type":52,"marks":3650},"des taux d'erreur réduits jusqu'à 90 %",[3651],{"type":72},{"text":375,"type":52},{"type":46,"attrs":3654,"content":3655},{"level":457},[3656],{"text":3657,"type":52},"Les principaux avantages de l'IA dans la finance aujourd'hui",{"type":61,"content":3659},[3660],{"text":3661,"type":52},"Au-delà des applications spécifiques, la mise en œuvre de l'IA offre des avantages stratégiques plus larges pour les institutions financières tournées vers l'avenir.",{"type":46,"attrs":3663,"content":3664},{"level":511},[3665],{"text":3666,"type":52},"Excellence opérationnelle et automatisation",{"type":61,"content":3668},[3669,3671,3675],{"text":3670,"type":52},"En traitant des processus complexes qui nécessitaient auparavant une intervention manuelle significative, ",{"text":3672,"type":52,"marks":3673},"l'IA améliore considérablement l'efficacité et la précision opérationnelles",[3674],{"type":72},{"text":3676,"type":52},". Les professionnels de la finance se concentrent désormais principalement sur les initiatives stratégiques et la gestion des relations plutôt que sur les tâches routinières, créant des environnements de travail plus significatifs et de meilleurs résultats pour les clients.",{"type":46,"attrs":3678,"content":3679},{"level":511},[3680],{"text":3681,"type":52},"Inclusion financière améliorée",{"type":61,"content":3683},[3684,3686,3690],{"text":3685,"type":52},"Les systèmes d'IA ont considérablement élargi ",{"text":3687,"type":52,"marks":3688},"l'accès aux services financiers pour les populations auparavant mal desservies",[3689],{"type":72},{"text":3691,"type":52},". Grâce à l'analyse de données alternatives et à une évaluation des risques plus nuancée, les institutions financières peuvent désormais servir en toute confiance des clients qui n'ont pas d'historiques de crédit traditionnels ou de documentation, aidant à combler le fossé mondial de l'inclusion financière.",{"type":46,"attrs":3693,"content":3694},{"level":511},[3695],{"text":3696,"type":52},"Intégration de la finance durable",{"type":61,"content":3698},[3699],{"text":3700,"type":52},"Les technologies d'IA sont devenues des outils essentiels pour mesurer, rapporter et vérifier les impacts environnementaux et sociaux des investissements. Les institutions financières exploitent ces capacités pour aligner leurs portefeuilles sur des objectifs de durabilité tout en maintenant des rendements compétitifs, répondant à la fois aux exigences réglementaires et à la demande des consommateurs.",{"type":46,"attrs":3702,"content":3703},{"level":511},[3704],{"text":3705,"type":52},"Gestion proactive de la conformité",{"type":61,"content":3707},[3708,3710,3716,3718,3722],{"text":3709,"type":52},"La technologie réglementaire (",{"text":3711,"type":52,"marks":3712},"RegTech",[3713],{"type":385,"attrs":3714},{"href":3715,"uuid":17,"anchor":17,"target":17,"linktype":299},"https://www.utocat.com/quest-ce-quune-regtech",{"text":3717,"type":52},") alimentée par l'IA aide les organisations à naviguer dans le paysage de conformité de plus en plus complexe. Ces systèmes surveillent en continu les transactions, les communications et les opérations pour identifier les problèmes potentiels avant qu'ils ne s'aggravent, ",{"text":3719,"type":52,"marks":3720},"réduisant les risques et les coûts de conformité tout en améliorant la transparence",[3721],{"type":72},{"text":375,"type":52},{"type":46,"attrs":3724,"content":3725},{"level":457},[3726],{"text":3727,"type":52},"Pourquoi les équipes financières restent prudentes face à l'adoption de l'IA",{"type":61,"content":3729},[3730],{"text":3731,"type":52},"Malgré ces avantages, de nombreux professionnels de la finance abordent l'IA avec une prudence mesurée. Lorsque le partenaire d'a16z, Ivan Makarov, a demandé sur LinkedIn pourquoi les équipes financières sont lentes à adopter l'IA, les répondants ont souligné plusieurs obstacles clés :",{"type":3733,"attrs":3734,"content":3735},"ordered_list",{"order":48},[3736,3746,3756,3766],{"type":665,"content":3737},[3738],{"type":61,"content":3739},[3740,3744],{"text":3741,"type":52,"marks":3742},"Tolérance zéro pour les erreurs en finance",[3743],{"type":72},{"text":3745,"type":52}," (contrairement au marketing où de petites erreurs peuvent être acceptables)",{"type":665,"content":3747},[3748],{"type":61,"content":3749},[3750,3754],{"text":3751,"type":52,"marks":3752},"Systèmes hérités et données fragmentées",[3753],{"type":72},{"text":3755,"type":52}," qui ne sont pas adaptés à l'IA",{"type":665,"content":3757},[3758],{"type":61,"content":3759},[3760,3764],{"text":3761,"type":52,"marks":3762},"Besoin de transparence",[3763],{"type":72},{"text":3765,"type":52}," pour satisfaire les auditeurs et les régulateurs",{"type":665,"content":3767},[3768],{"type":61,"content":3769},[3770,3772],{"text":3771,"type":52},"Manque de solutions d'IA ",{"text":3773,"type":52,"marks":3774},"qui surpassent clairement les méthodes existantes",[3775],{"type":72},{"type":61,"content":3777},[3778],{"text":3779,"type":52},"Ces préoccupations pratiques expliquent pourquoi de nombreuses équipes financières restent prudentes malgré le potentiel de la technologie. Comprendre ces obstacles est crucial pour les organisations cherchant à mettre en œuvre l'IA avec succès dans leurs opérations financières.",{"type":46,"attrs":3781,"content":3782},{"level":457},[3783],{"text":3784,"type":52},"Naviguer dans les défis de mise en œuvre de l'IA dans les services financiers",{"type":61,"content":3786},[3787],{"text":3788,"type":52},"Malgré le potentiel immense de l'IA, les institutions financières doivent surmonter plusieurs obstacles significatifs pour garantir une mise en œuvre réussie.",{"type":46,"attrs":3790,"content":3791},{"level":511},[3792],{"text":3793,"type":52},"Vie privée des données et gouvernance",{"type":61,"content":3795},[3796],{"text":3797,"type":52},"Alors que les systèmes d'IA traitent des données financières sensibles, les organisations ont développé des cadres de gouvernance complets qui équilibrent l'innovation avec des protections robustes de la vie privée. Les technologies de renforcement de la vie privée comme l'apprentissage fédéré et le chiffrement homomorphe permettent désormais aux organisations de tirer des enseignements des données sans compromettre la vie privée individuelle.",{"type":46,"attrs":3799,"content":3800},{"level":511},[3801],{"text":3802,"type":52},"Équité et transparence algorithmique",{"type":61,"content":3804},[3805,3807,3811],{"text":3806,"type":52},"S'assurer que les systèmes d'IA prennent des décisions équitables et impartiales reste crucial. Les institutions financières ",{"text":3808,"type":52,"marks":3809},"auditent régulièrement leurs algorithmes d'IA par des tiers indépendants pour prévenir la discrimination",[3810],{"type":72},{"text":3812,"type":52}," et maintenir l'équité dans la prestation des services financiers. Les approches d'IA explicable sont devenues une pratique courante, permettant aux organisations d'expliquer clairement comment les décisions sont prises.",{"type":46,"attrs":3814,"content":3815},{"level":511},[3816],{"text":3817,"type":52},"Approche stratégique de mise en œuvre",{"type":61,"content":3819},[3820],{"text":3821,"type":52},"Plutôt que de tenter une refonte complète, les mises en œuvre réussies commencent souvent par un cas d'utilisation unique et bien défini. Cette approche permet aux équipes de démontrer des succès rapides et de renforcer la confiance avant de passer à des flux de travail plus complexes.",{"type":46,"attrs":3823,"content":3824},{"level":511},[3825],{"text":3826,"type":52},"Gestion de la qualité des données",{"type":61,"content":3828},[3829],{"text":3830,"type":52},"Des données propres et bien organisées sont cruciales pour le succès de l'IA. Bien que cela puisse sembler décourageant, les outils d'IA peuvent en fait aider au processus de nettoyage, les rendant précieux même dans la phase de préparation.",{"type":46,"attrs":3832,"content":3833},{"level":511},[3834],{"text":3835,"type":52},"Développement des capacités techniques",{"type":61,"content":3837},[3838,3840,3844],{"text":3839,"type":52},"De nombreuses équipes financières manquent d'expertise technique, mais cela ne devrait pas être un obstacle. Cherchez des outils qui privilégient l'usage et ",{"text":3841,"type":52,"marks":3842},"envisagez de nommer des \"champions de l'IA\" au sein de votre équipe pour diriger les efforts d'adoption",[3843],{"type":72},{"text":3845,"type":52}," et de formation.",{"type":46,"attrs":3847,"content":3848},{"level":457},[3849],{"text":3850,"type":52},"L'avenir de l'IA dans la finance",{"type":61,"content":3852},[3853],{"text":3854,"type":52},"En regardant au-delà des applications immédiates, plusieurs technologies et approches émergentes sont prêtes à transformer davantage les services financiers dans les années à venir.",{"type":355,"attrs":3856},{"id":3857,"body":3858},"264f2d1d-a338-4daa-b971-acde6723400c",[3859],{"_uid":3860,"text":3861,"color":362,"title":3862,"component":364},"i-89d52c86-e6a1-4a9d-b32d-061a68d1fcad","Le secteur financier est prêt pour une nouvelle transformation grâce à :\n\n- **Applications avancées d'IA générative** offrant des conseils financiers personnalisés et une éducation de plus en plus sophistiqués.\n- **Capacités d'apprentissage automatique améliorées par le quantique** pour l'évaluation complexe des risques et l'optimisation des portefeuilles.\n- **Modèles intégrés de finance climatique** aidant les institutions à gérer les risques financiers liés au climat.\n- **Applications de la finance décentralisée (DeFi)** intégrant l'IA pour une sécurité et une efficacité accrues.\n- **Une collaboration accrue entre l'expertise humaine et les capacités de l'IA**, créant des modèles de conseil hybrides.","Tendances émergentes pour 2025 et au-delà",{"type":46,"attrs":3864,"content":3865},{"level":511},[3866],{"text":3867,"type":52},"Le rôle évolutif des professionnels de la finance",{"type":61,"content":3869},[3870],{"text":3871,"type":52},"Plutôt que d'être remplacées par l'IA, les équipes financières sont libérées des tâches répétitives pour se concentrer sur la prise de décisions stratégiques. Anne-Claire Chanvin, fondatrice de Finup360, met cette transformation en perspective : \"Ce changement est aussi important que lorsque Excel a été introduit dans les années 1980. Cela a complètement transformé leur façon de travailler, et aujourd'hui l'IA apporte le même genre de changement.\"",{"type":46,"attrs":3873,"content":3874},{"level":511},[3875],{"text":3876,"type":52},"Accessibilité croissante des outils d'IA",{"type":61,"content":3878},[3879],{"text":3880,"type":52},"La technologie elle-même devient plus accessible. Des outils conviviaux qui ne nécessitent pas de connaissances techniques approfondies pour être mis en œuvre et gérés émergent, supprimant les barrières à l'adoption pour les équipes financières de taille moyenne et plus petites.",{"type":46,"attrs":3882,"content":3883},{"level":457},[3884],{"text":3885,"type":52},"La nouvelle frontière pour la fonction finance",{"type":61,"content":3887},[3888],{"text":3889,"type":52},"L'IA continue de redéfinir le paysage financier, offrant des opportunités sans précédent d'innovation, d'efficacité et d'inclusion. La question pour les leaders financiers en 2025 n'est plus de savoir s'il faut adopter l'IA, mais comment le faire efficacement.",{"type":61,"content":3891},[3892,3894,3898],{"text":3893,"type":52},"Les organisations qui exploitent le potentiel de l'IA tout en abordant avec soin ses défis bénéficieront d'avantages concurrentiels significatifs, tandis que celles qui retardent sa mise en œuvre risquent de prendre du retard. Les institutions les plus performantes ",{"text":3895,"type":52,"marks":3896},"considèrent l'IA non seulement comme un outil technologique, mais comme un partenaire stratégique",[3897],{"type":72},{"text":3899,"type":52}," dans la création de valeur pour les clients et les parties prenantes.",{"type":61,"content":3901},[3902,3904,3910],{"text":3903,"type":52},"Prêt à libérer le pouvoir de l'IA pour votre équipe financière ? ",{"text":3905,"type":52,"marks":3906},"Découvrez comment la plateforme de gestion des dépenses alimentée par l'IA",[3907],{"type":385,"attrs":3908},{"href":3909,"uuid":17,"anchor":17,"target":1683,"linktype":299},"https://www.spendesk.com/fr/platform/",{"text":3911,"type":52}," de Spendesk peut rationaliser les opérations et fournir des informations précieuses pour votre entreprise.",{"type":355,"attrs":3913},{"id":3914,"body":3915},"57c8df11-aa11-4abf-8b14-c6266f42ea37",[3916],{"_uid":3917,"html":3918,"component":3333},"i-39315f73-d678-46c0-acae-912a1247d341","\u003C!--HubSpot Call-to-Action Code -->\u003Cspan class=\"hs-cta-wrapper\" id=\"hs-cta-wrapper-d24384f6-1efd-4cdd-882b-1f1d18585ffa\">\u003Cspan class=\"hs-cta-node hs-cta-d24384f6-1efd-4cdd-882b-1f1d18585ffa\" id=\"hs-cta-d24384f6-1efd-4cdd-882b-1f1d18585ffa\">\u003C!--[if lte IE 8]>\u003Cdiv id=\"hs-cta-ie-element\">\u003C/div>\u003C![endif]-->\u003Ca href=\"https://cta-redirect.hubspot.com/cta/redirect/2694209/d24384f6-1efd-4cdd-882b-1f1d18585ffa\" target=\"_blank\" rel=\"noopener\">\u003Cimg class=\"hs-cta-img\" id=\"hs-cta-img-d24384f6-1efd-4cdd-882b-1f1d18585ffa\" style=\"border-width:0px;\" src=\"https://no-cache.hubspot.com/cta/default/2694209/d24384f6-1efd-4cdd-882b-1f1d18585ffa.png\"  alt=\"New call-to-action\"/>\u003C/a>\u003C/span>\u003Cscript charset=\"utf-8\" src=\"https://js.hscta.net/cta/current.js\">\u003C/script>\u003Cscript type=\"text/javascript\"> hbspt.cta.load(2694209, 'd24384f6-1efd-4cdd-882b-1f1d18585ffa', {\"useNewLoader\":\"true\",\"region\":\"na1\"}); \u003C/script>\u003C/span>\u003C!-- end HubSpot Call-to-Action Code -->",{"name":1265,"created_at":1266,"published_at":127,"updated_at":1267,"id":1268,"uuid":1269,"content":3920,"slug":1277,"full_slug":1278,"sort_by_date":17,"position":137,"tag_list":3922,"is_startpage":14,"parent_id":1280,"meta_data":17,"group_id":1281,"first_published_at":1282,"release_id":17,"lang":142,"path":17,"alternates":3923,"default_full_slug":1284,"translated_slugs":3924,"_stopResolving":151},{"_uid":1271,"icon":3921,"name":1265,"component":1276},{"id":1273,"alt":1274,"name":18,"focus":18,"title":18,"filename":1275,"copyright":18,"fieldtype":19,"is_external_url":14},[],[],[3925,3926,3927],{"path":1284,"name":17,"lang":142,"published":17},{"path":1284,"name":17,"lang":148,"published":17},{"path":1284,"name":17,"lang":150,"published":17},[142],[3930],{"_uid":3931,"asset":3932,"shadow":14,"caption":18,"overlay":3936,"component":501},"4d30de3a-2131-4d76-a0eb-46d418409b1a",{"id":3933,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":3934,"copyright":18,"fieldtype":19,"meta_data":3935,"is_external_url":14},21246058,"https://a.storyblok.com/f/146026/568x359/60196c819a/ai-in-finance.png",{},[],[],"2025-03-18 00:00","5",[],"Découvrez comment l'IA redéfinit les services financiers en 2025, de la détection de fraude au traitement automatisé. Apprenez-en plus sur les avantages clés, les stratégies de mise en œuvre et les tendances futures avec des exemples concrets et des statistiques.",[3943],{"_uid":3944,"items":3945,"heading":3982,"reverse":14,"component":1516,"sectionSettings":4000},"acb12fc6-f70d-4275-b3de-ac7f80cc36f2",[3946,3955,3964,3973],{"_uid":3947,"title":3948,"component":1311,"description":3949},"4edf9cf8-d372-4e55-95d9-e0d604102ca4","Comment l'IA va-t-elle transformer la gestion des notes de frais d'ici 2025 ?",{"type":43,"content":3950},[3951],{"type":61,"content":3952},[3953],{"text":3954,"type":52},"Spendesk automatise la capture des reçus, le rapprochement des factures et la catégorisation des dépenses grâce à l'IA, réduisant le travail manuel et accélérant les clôtures. Spendesk combine la capture automatique, les cartes virtuelles et les règles d'approbation pour fournir des rapports en temps réel et améliorer la précision comptable.",{"_uid":3956,"title":3957,"component":1311,"description":3958},"cb0250c4-6204-4c41-9365-b970ca08b8c4","L'IA aide-t-elle à prévenir la fraude et à renforcer la conformité des dépenses ?",{"type":43,"content":3959},[3960],{"type":61,"content":3961},[3962],{"text":3963,"type":52},"Spendesk utilise la détection d'anomalies pilotée par l'IA pour repérer les transactions suspectes et appliquer des contrôles de conformité en temps réel. Spendesk couple ces alertes avec des workflows d'approbation et un audit trail centralisé pour réduire la fraude et simplifier les contrôles internes et les audits.",{"_uid":3965,"title":3966,"component":1311,"description":3967},"07fe7037-0c05-44d2-8aca-e467213145f8","L'IA va-t-elle remplacer les fonctions finance ou changer les compétences requises ?",{"type":43,"content":3968},[3969],{"type":61,"content":3970},[3971],{"text":3972,"type":52},"Spendesk automatise les tâches répétitives comme la saisie des dépenses, le rapprochement et la génération de rapports, libérant du temps pour l'analyse stratégique. Spendesk permet aux équipes financières de se concentrer sur la planification, le contrôle budgétaire et l'analyse plutôt que sur des opérations manuelles.",{"_uid":3974,"title":3975,"component":1311,"description":3976},"9b2759cb-c45b-44c9-bee3-15ec10b29ad1","Comment Spendesk intègre-t-il l'IA aux systèmes comptables et ERP existants ?",{"type":43,"content":3977},[3978],{"type":61,"content":3979},[3980],{"text":3981,"type":52},"Spendesk synchronise les données enrichies par l'IA avec les systèmes comptables via des intégrations natives et des exports de grand livre automatisés. Spendesk fournit un mapping comptable personnalisable, des écritures exportables et des données normalisées pour accélérer le rapprochement et améliorer l'exactitude des écritures.",[3983],{"cta":3984,"_uid":3985,"title":3986,"eyebrow":3993,"subtitle":3996,"component":46,"textAlign":18,"sectionSettings":3999,"breakLineOnMobile":14,"subtitleLeftBorder":14,"customTitleFontSize":18},[],"a98d07c5-7dd0-4de8-b44a-b7a6c522b7e0",{"type":43,"content":3987},[3988],{"type":46,"attrs":3989,"content":3990},{"level":457},[3991],{"text":3992,"type":52},"Comment L Ia Transforme La Finance En 2025 — FAQ",{"type":43,"content":3994},[3995],{"type":61},{"type":43,"content":3997},[3998],{"type":61},[],[4001],{"_uid":4002,"hide":14,"theme":2850,"anchorId":18,"component":96,"spacingTop":18,"hideOnDevices":4003,"spacingBottom":18,"floatingImages":4004,"variableOverrides":4005},"cd42af32-7ef0-48fd-b2b5-b1fedc8e15f3",[],[],[],"comment-l-ia-transforme-la-finance-en-2025","fr/blog/comment-l-ia-transforme-la-finance-en-2025",3860,[],"7eaba749-22f2-4068-87a7-a3a5ba9733f2","2025-03-18T13:45:22.720Z",[],"blog/comment-l-ia-transforme-la-finance-en-2025",[4015,4016,4017],{"path":4013,"name":17,"lang":142,"published":17},{"path":4013,"name":17,"lang":148,"published":17},{"path":4013,"name":17,"lang":150,"published":17},{"name":4019,"created_at":4020,"published_at":127,"updated_at":4021,"id":4022,"uuid":4023,"content":4024,"slug":4636,"full_slug":4637,"sort_by_date":17,"position":4638,"tag_list":4639,"is_startpage":14,"parent_id":1522,"meta_data":17,"group_id":4640,"first_published_at":3424,"release_id":17,"lang":142,"path":17,"alternates":4641,"default_full_slug":4642,"translated_slugs":4643,"_stopResolving":151},"Comment rembourser une dépense sans justificatif et éviter le contrôle de l'URSSAF ?","2022-10-24T17:04:35.142Z","2026-03-12T10:47:43.005Z",208803023,"971baeec-a34f-4f9c-8e9b-5f42927ee944",{"_uid":4025,"roles":4026,"title":4019,"author":4035,"topics":4076,"content":4113,"category":4552,"language":4561,"component":1277,"heroMedia":4562,"sidebarCta":4569,"publishedAt":4570,"readingTime":2785,"redirectUrl":18,"listingImage":4571,"metaDescription":18,"componentsAfterTheArticle":4572},"6c4e4577-6a22-49fc-a48d-807222872331",[4027],{"name":212,"created_at":213,"published_at":127,"updated_at":214,"id":215,"uuid":216,"content":4028,"slug":218,"full_slug":219,"sort_by_date":17,"position":163,"tag_list":4029,"is_startpage":14,"parent_id":139,"meta_data":17,"group_id":221,"first_published_at":222,"release_id":17,"lang":142,"path":17,"alternates":4030,"default_full_slug":224,"translated_slugs":4031,"_stopResolving":151},{"_uid":159,"name":212,"component":134,"hubspotId":18},[],[],[4032,4033,4034],{"path":224,"name":17,"lang":142,"published":17},{"path":224,"name":17,"lang":148,"published":17},{"path":224,"name":17,"lang":150,"published":17},{"name":4036,"created_at":4037,"published_at":127,"updated_at":4038,"id":4039,"uuid":4040,"content":4041,"slug":4064,"full_slug":4065,"sort_by_date":17,"position":4066,"tag_list":4067,"is_startpage":14,"parent_id":318,"meta_data":17,"group_id":4068,"first_published_at":4069,"release_id":17,"lang":142,"path":17,"alternates":4070,"default_full_slug":4071,"translated_slugs":4072,"_stopResolving":151},"Juliette Hervé","2022-10-19T17:36:15.928Z","2026-03-12T10:47:20.108Z",206165077,"75432d6d-a8b9-4b76-b4e3-192482c975a1",{"_uid":4042,"name":4036,"links":4043,"picture":4054,"lastName":4056,"component":306,"firstName":4057,"description":4058},"ed375fcf-6d1e-4874-81ae-97a16b9c5b1c",[4044,4049],{"tag":18,"_uid":4045,"icon":4046,"link":4047,"type":18,"label":18,"style":301,"component":302,"onClickEvent":18,"openInANewTab":14,"horizontalFill":14},"9b882ffa-35eb-470c-aca9-216ca859e7a8",{"id":295,"alt":18,"name":18,"focus":18,"title":18,"filename":296,"copyright":18,"fieldtype":19,"is_external_url":14},{"id":18,"url":4048,"linktype":299,"fieldtype":300,"cached_url":4048},"https://www.linkedin.com/in/juliette-herve-webmarketing/",{"tag":18,"_uid":4050,"icon":4051,"link":4052,"type":18,"label":18,"style":301,"component":302,"onClickEvent":18,"openInANewTab":14,"horizontalFill":14},"d2566de7-0c45-4ec5-85ca-da8db04b35b5",{"id":1566,"alt":18,"name":18,"focus":18,"title":18,"filename":1567,"copyright":18,"fieldtype":19,"is_external_url":14},{"id":18,"url":4053,"linktype":299,"fieldtype":300,"cached_url":4053},"https://twitter.com/juherloc",{"alt":4055,"name":18,"focus":18,"title":18,"filename":4055,"copyright":18,"fieldtype":19,"is_external_url":14},"https://a.storyblok.com/f/146026/433x433/0a9e200a62/b55347be4f6487255b241265eda18683","Hervé","Juliette",{"type":43,"content":4059},[4060],{"type":61,"content":4061},[4062],{"text":4063,"type":52},"Juliette is Marketing Manager at Spendesk since Octobre 2018. By joining the tribe, she wants to make the finance world easier to understand for people who, just like her, aren't coming from that sector.","juliette-herve","fr/blog/author/juliette-herve",-140,[],"9baa96ac-ad9f-4270-922b-0fdea865e093","2022-11-02T15:26:08.935Z",[],"blog/author/juliette-herve",[4073,4074,4075],{"path":4071,"name":17,"lang":142,"published":17},{"path":4071,"name":17,"lang":148,"published":17},{"path":4071,"name":17,"lang":150,"published":17},[4077,4085,4093],{"name":2921,"created_at":2922,"published_at":127,"updated_at":2923,"id":2924,"uuid":2925,"content":4078,"slug":2928,"full_slug":2929,"sort_by_date":17,"position":2930,"tag_list":4079,"is_startpage":14,"parent_id":340,"meta_data":17,"group_id":2932,"first_published_at":2933,"release_id":17,"lang":142,"path":17,"alternates":4080,"default_full_slug":2935,"translated_slugs":4081,"_stopResolving":151},{"_uid":2927,"name":2921,"component":134},[],[],[4082,4083,4084],{"path":2935,"name":17,"lang":142,"published":17},{"path":2935,"name":17,"lang":148,"published":17},{"path":2935,"name":17,"lang":150,"published":17},{"name":1596,"created_at":1597,"published_at":127,"updated_at":1598,"id":1599,"uuid":1600,"content":4086,"slug":1603,"full_slug":1604,"sort_by_date":17,"position":1605,"tag_list":4087,"is_startpage":14,"parent_id":340,"meta_data":17,"group_id":1607,"first_published_at":1608,"release_id":17,"lang":142,"path":17,"alternates":4088,"default_full_slug":1610,"translated_slugs":4089,"_stopResolving":151},{"_uid":1602,"name":1596,"component":134},[],[],[4090,4091,4092],{"path":1610,"name":17,"lang":142,"published":17},{"path":1610,"name":17,"lang":148,"published":17},{"path":1610,"name":17,"lang":150,"published":17},{"name":4094,"created_at":4095,"published_at":127,"updated_at":4096,"id":4097,"uuid":4098,"content":4099,"slug":4101,"full_slug":4102,"sort_by_date":17,"position":4103,"tag_list":4104,"is_startpage":14,"parent_id":340,"meta_data":17,"group_id":4105,"first_published_at":4106,"release_id":17,"lang":142,"path":17,"alternates":4107,"default_full_slug":4108,"translated_slugs":4109,"_stopResolving":151},"Déplacements professionnels","2022-10-19T17:57:59.106Z","2026-03-12T10:47:23.922Z",206171440,"d7f89c1c-62cd-4a28-9a8f-3fe1f9bffcb0",{"_uid":4100,"name":4094,"component":134},"f673e214-974b-4604-bcb9-54b8f77108d0","deplacements-professionnels","fr/blog/topic/deplacements-professionnels",-440,[],"cc2599dc-ff92-47a2-8009-d166f3d5a6ea","2022-11-02T15:24:42.751Z",[],"blog/topic/deplacements-professionnels",[4110,4111,4112],{"path":4108,"name":17,"lang":142,"published":17},{"path":4108,"name":17,"lang":148,"published":17},{"path":4108,"name":17,"lang":150,"published":17},{"type":43,"content":4114},[4115,4119,4123,4135,4139,4143,4153,4157,4161,4181,4185,4192,4197,4210,4223,4227,4231,4236,4240,4244,4276,4280,4291,4304,4308,4312,4317,4321,4325,4329,4333,4337,4347,4351,4355,4359,4365,4370,4374,4378,4429,4433,4437,4441,4445,4449,4453,4457,4461,4475,4479,4483,4487,4491,4495,4499,4503,4515,4520,4524,4528,4532,4536,4540,4544],{"type":61,"content":4116},[4117],{"text":4118,"type":52},"Est-il possible de rembourser une avance de frais en cas d’absence de document justificatif ?",{"type":61,"content":4120},[4121],{"text":4122,"type":52},"Dans le cadre de ses activités professionnelles, un collaborateur peut être amené à avancer des frais pour une dépense.",{"type":61,"content":4124},[4125,4127,4133],{"text":4126,"type":52},"Afin de se faire rembourser, il est tenu de faire une note de frais avec TVA, et en fonction de la nature des frais avancés, y joindre : ticket de transports, justificatif frais kilométriques, facture frais de déplacement, ",{"text":4128,"type":52,"marks":4129},"frais de bouche",[4130],{"type":385,"attrs":4131},{"href":4132,"uuid":17,"anchor":17,"target":17,"linktype":299},"https://www.spendesk.com/fr/glossaire/frais-de-bouche/",{"text":4134,"type":52}," etc.",{"type":61,"content":4136},[4137],{"text":4138,"type":52},"Des règles encadrent la validité des justificatifs permettant le remboursement des notes de frais, et il n’est pas toujours simple de naviguer parmi celles-ci.",{"type":61,"content":4140},[4141],{"text":4142,"type":52},"Si les conditions ne sont pas respectées, cela peut mener à un contrôle de l’URSSAF et de l’administration fiscale.",{"type":61,"content":4144},[4145,4147],{"text":4146,"type":52},"À lire aussi :  ",{"text":4148,"type":52,"marks":4149},"À quoi ressemble un bon justificatif de note de frais ?",[4150],{"type":385,"attrs":4151},{"href":4152,"uuid":17,"anchor":17,"target":17,"linktype":299},"https://blog.spendesk.com/fr/justificatif-note-de-frais",{"type":61,"content":4154},[4155],{"text":4156,"type":52},"Mais, saviez-vous que 3 salariés sur 10, renonceraient à se faire rembourser une avance de frais ?",{"type":61,"content":4158},[4159],{"text":4160,"type":52},"Plusieurs facteurs peuvent expliquer ce phénomène :",{"type":662,"content":4162},[4163,4169,4175],{"type":665,"content":4164},[4165],{"type":61,"content":4166},[4167],{"text":4168,"type":52},"Une procédure fastidieuse.",{"type":665,"content":4170},[4171],{"type":61,"content":4172},[4173],{"text":4174,"type":52},"L’oubli de l’envoi des notes de frais.",{"type":665,"content":4176},[4177],{"type":61,"content":4178},[4179],{"text":4180,"type":52},"La perte des pièces qui légitiment la dépense.",{"type":61,"content":4182},[4183],{"text":4184,"type":52},"Pourtant, des solutions existent pour ce dernier point. Alors, en cas de perte ou de problème technique : comment l’entreprise peut-elle justifier une dépense sans document justificatif ?",{"type":355,"attrs":4186},{"id":4187,"body":4188},"4cbc31ae-e25c-493b-a305-1138b3e6d6c4",[4189],{"_uid":4190,"html":4191,"component":3333},"i-5b566e03-7e5e-4ec2-afd8-b8c2b05c6a4c","\u003C!--HubSpot Call-to-Action Code -->\u003Cspan class=\"hs-cta-wrapper\" id=\"hs-cta-wrapper-bf958518-4fe5-47fd-a854-7fc2a485b9d6\">\u003Cspan class=\"hs-cta-node hs-cta-bf958518-4fe5-47fd-a854-7fc2a485b9d6\" id=\"hs-cta-bf958518-4fe5-47fd-a854-7fc2a485b9d6\">\u003C!--[if lte IE 8]>\u003Cdiv id=\"hs-cta-ie-element\">\u003C/div>\u003C![endif]-->\u003Ca href=\"https://cta-redirect.hubspot.com/cta/redirect/2694209/bf958518-4fe5-47fd-a854-7fc2a485b9d6\" target=\"_blank\" rel=\"noopener\">\u003Cimg class=\"hs-cta-img\" id=\"hs-cta-img-bf958518-4fe5-47fd-a854-7fc2a485b9d6\" style=\"border-width:0px;\" src=\"https://no-cache.hubspot.com/cta/default/2694209/bf958518-4fe5-47fd-a854-7fc2a485b9d6.png\"  alt=\"New Call-to-action\"/>\u003C/a>\u003C/span>\u003Cscript charset=\"utf-8\" src=\"https://js.hscta.net/cta/current.js\">\u003C/script>\u003Cscript type=\"text/javascript\"> hbspt.cta.load(2694209, 'bf958518-4fe5-47fd-a854-7fc2a485b9d6', {\"useNewLoader\":\"true\",\"region\":\"na1\"}); \u003C/script>\u003C/span>\u003C!-- end HubSpot Call-to-Action Code -->",{"type":46,"attrs":4193,"content":4194},{"level":457},[4195],{"text":4196,"type":52},"Le justificatif de note de frais est-il obligatoire ?",{"type":61,"content":4198},[4199,4201,4208],{"text":4200,"type":52},"En France, une entreprise doit pouvoir ",{"text":4202,"type":52,"marks":4203},"justifier toutes les charges",[4204],{"type":385,"attrs":4205},{"href":4206,"uuid":4207,"anchor":17,"target":17,"linktype":1684},"facture-fournisseur-perte-comptabilite","e9d9f2e8-4a7e-42a1-b524-c86064b823b9",{"text":4209,"type":52}," passées dans sa comptabilité.",{"type":61,"content":4211},[4212,4214,4221],{"text":4213,"type":52},"En théorie, elle doit donc refuser de rembourser les ",{"text":4215,"type":52,"marks":4216},"notes de frais sans justificatif",[4217],{"type":385,"attrs":4218},{"href":4219,"uuid":4220,"anchor":17,"target":17,"linktype":1684},"note-de-frais-sans-justificatif","9dcab7a0-99a0-4857-b643-fce5e3db020a",{"text":4222,"type":52}," de ses salariés.",{"type":61,"content":4224},[4225],{"text":4226,"type":52},"Lors d’un contrôle fiscal, si certaines dépenses ne sont pas documentées correctement, l’entreprise risque, en effet, de faire l’objet d’un redressement fiscal.",{"type":61,"content":4228},[4229],{"text":4230,"type":52},"À titre d’information, une pièce justificative doit être archivée pour une durée minimale de 10 ans puisqu’en cas de contrôle, tous les documents justifiant les dépenses avancées doivent être disponibles.",{"type":46,"attrs":4232,"content":4233},{"level":457},[4234],{"text":4235,"type":52},"Que faire en l’absence de pièces justificatives ?",{"type":61,"content":4237},[4238],{"text":4239,"type":52},"Dans la réalité, le salarié peut faire face à des aléas indépendants de sa volonté, comme un problème technique ou bien tout simplement la perte de documents.",{"type":61,"content":4241},[4242],{"text":4243,"type":52},"Afin de pallier l’absence de justificatif, plusieurs solutions simples sont envisageables :",{"type":662,"content":4245},[4246,4256,4266],{"type":665,"content":4247},[4248],{"type":61,"content":4249},[4250,4254],{"text":4251,"type":52,"marks":4252},"Demander une copie du document égaré",[4253],{"type":72},{"text":4255,"type":52}," auprès de l’établissement (hôtel, restaurant,...).",{"type":665,"content":4257},[4258],{"type":61,"content":4259},[4260,4264],{"text":4261,"type":52,"marks":4262},"Envoyer une copie du relevé bancaire",[4263],{"type":72},{"text":4265,"type":52}," à votre responsable administratif et financier : dans le cas où le salarié aurait fait usage de sa carte bleue pour régler la dépense concernée.",{"type":665,"content":4267},[4268],{"type":61,"content":4269},[4270,4274],{"text":4271,"type":52,"marks":4272},"Remplir une attestation sur l’honneur",[4273],{"type":72},{"text":4275,"type":52}," et la faire signer par le salarié.",{"type":61,"content":4277},[4278],{"text":4279,"type":52},"L’entreprise peut également choisir d’adopter le régime forfaitaire. Les salariés ne seront donc pas remboursés au montant réel de leurs dépenses mais au forfait.",{"type":61,"content":4281},[4282,4284,4289],{"text":4283,"type":52},"Chaque année, l’URSSAF fixe, comme ",{"text":4285,"type":52,"marks":4286},"pour les frais kilométriques",[4287],{"type":385,"attrs":4288},{"href":2417,"uuid":2418,"anchor":17,"target":17,"linktype":1684},{"text":4290,"type":52},", un barème pour les dépenses professionnelles.",{"type":61,"content":4292},[4293,4295,4302],{"text":4294,"type":52},"Par exemple, pour ",{"text":4296,"type":52,"marks":4297},"un repas dans le cadre d’un déplacement professionnel,",[4298],{"type":385,"attrs":4299},{"href":4300,"uuid":4301,"anchor":17,"target":17,"linktype":1684},"frais-repas-reels-connaitre-limites-indemnisation","f33d4743-aef0-47c5-b85a-bd673feba71c",{"text":4303,"type":52}," le salarié pourra se faire rembourser un montant forfaitaire de 18,50 € et cela, sans note de restaurant.",{"type":61,"content":4305},[4306],{"text":4307,"type":52},"Dans les faits, à part pour certaines dépenses spécifiques, l’entreprise est libre de choisir son mode de remboursement entre l’indemnisation réelle et l’indemnisation forfaitaire.",{"type":61,"content":4309},[4310],{"text":4311,"type":52},"Cette question peut également être traitée lors d’une convention collective ou autre, selon les usages du secteur d’activité.",{"type":46,"attrs":4313,"content":4314},{"level":457},[4315],{"text":4316,"type":52},"Qu'est-ce-qu'une attestation sur l’honneur d’une note de frais ?",{"type":61,"content":4318},[4319],{"text":4320,"type":52},"En cas de perte de justificatif, la solution la plus simple et la plus rapide est donc de faire rédiger et signer par le salarié une attestation sur l’honneur mentionnant qu’il a bien supporté une charge pour le compte de l’entreprise.",{"type":61,"content":4322},[4323],{"text":4324,"type":52},"L’attestation sur l’honneur fera office de justificatif de paiement et permettra à l’entreprise de rembourser la dépense du salarié.",{"type":61,"content":4326},[4327],{"text":4328,"type":52},"Attention, si possible, il est conseillé de joindre à celle-ci, une copie du relevé bancaire sur lequel apparaît la dépense.",{"type":61,"content":4330},[4331],{"text":4332,"type":52},"En revanche, cette solution rend impossible pour l’entreprise la déduction de la TVA, celle-ci n’apparaissant sur aucun document joint.",{"type":61,"content":4334},[4335],{"text":4336,"type":52},"Cette solution est une alternative de secours qui doit rester un recours exceptionnel afin d’être potentiellement acceptée par l’URSSAF et par l’administration fiscale.",{"type":61,"content":4338},[4339,4341,4346],{"text":4340,"type":52},"Si vous rencontrez ce problème de façon trop récurrente, pensez à passer à la ",{"text":4342,"type":52,"marks":4343},"dématérialisation",[4344],{"type":385,"attrs":4345},{"href":4219,"uuid":4220,"anchor":17,"target":17,"linktype":1684},{"text":1895,"type":52},{"type":61,"content":4348},[4349],{"text":4350,"type":52},"Vous minimisez le risque de perte des justificatifs, et c’est une solution simple et pratique afin de ne pas accumuler la documentation justificative en attendant de la traiter.",{"type":61,"content":4352},[4353],{"text":4354,"type":52},"La dématérialisation est acceptée par l’administration fiscale et par l’URSSAF à condition de suivre les procédés qui garantissent l’authentification des documents scannés.",{"type":61,"content":4356},[4357],{"text":4358,"type":52},"Si vous êtes déjà utilisateurs de Spendesk, la certification électronique des reçus dématérialisés est automatique et conforme aux normes de l’URSSAF, vous n’aurez pas besoin de faire de démarche pour obtenir l’authentification.",{"type":355,"attrs":4360},{"id":4187,"body":4361},[4362],{"_uid":4363,"html":4364,"component":3333},"i-5b19a594-4509-43a9-9475-362bcc40aef4","\u003C!--HubSpot Call-to-Action Code -->\u003Cspan class=\"hs-cta-wrapper\" id=\"hs-cta-wrapper-f4c6020c-55f7-42aa-88ff-f49917fe12d8\">\u003Cspan class=\"hs-cta-node hs-cta-f4c6020c-55f7-42aa-88ff-f49917fe12d8\" id=\"hs-cta-f4c6020c-55f7-42aa-88ff-f49917fe12d8\">\u003C!--[if lte IE 8]>\u003Cdiv id=\"hs-cta-ie-element\">\u003C/div>\u003C![endif]-->\u003Ca href=\"https://cta-redirect.hubspot.com/cta/redirect/2694209/f4c6020c-55f7-42aa-88ff-f49917fe12d8\" target=\"_blank\" rel=\"noopener\">\u003Cimg class=\"hs-cta-img\" id=\"hs-cta-img-f4c6020c-55f7-42aa-88ff-f49917fe12d8\" style=\"border-width:0px;\" src=\"https://no-cache.hubspot.com/cta/default/2694209/f4c6020c-55f7-42aa-88ff-f49917fe12d8.png\"  alt=\"New call-to-action\"/>\u003C/a>\u003C/span>\u003Cscript charset=\"utf-8\" src=\"https://js.hscta.net/cta/current.js\">\u003C/script>\u003Cscript type=\"text/javascript\"> hbspt.cta.load(2694209, 'f4c6020c-55f7-42aa-88ff-f49917fe12d8', {\"useNewLoader\":\"true\",\"region\":\"na1\"}); \u003C/script>\u003C/span>\u003C!-- end HubSpot Call-to-Action Code -->",{"type":46,"attrs":4366,"content":4367},{"level":457},[4368],{"text":4369,"type":52},"Comment rédiger une bonne attestation sur l’honneur ?",{"type":61,"content":4371},[4372],{"text":4373,"type":52},"Si l’attestation sur l’honneur peut, en effet, faire office de document justificatif et permettre à l’entreprise de rembourser les frais avancés par le salarié, celle-ci doit respecter plusieurs règles.",{"type":61,"content":4375},[4376],{"text":4377,"type":52},"Afin d’être valide et de faire office de justificatif, l’attestation doit obligatoirement inclure :",{"type":662,"content":4379},[4380,4389,4398,4408,4414,4420],{"type":665,"content":4381},[4382],{"type":61,"content":4383},[4384,4388],{"text":4385,"type":52,"marks":4386},"L’identité et le poste du salarié",[4387],{"type":72},{"text":375,"type":52},{"type":665,"content":4390},[4391],{"type":61,"content":4392},[4393,4397],{"text":4394,"type":52,"marks":4395},"Ses coordonnées",[4396],{"type":72},{"text":375,"type":52},{"type":665,"content":4399},[4400],{"type":61,"content":4401},[4402,4406],{"text":4403,"type":52,"marks":4404},"La liste des dépenses",[4405],{"type":72},{"text":4407,"type":52}," concernées avec :",{"type":665,"content":4409},[4410],{"type":61,"content":4411},[4412],{"text":4413,"type":52},"Leur nature.",{"type":665,"content":4415},[4416],{"type":61,"content":4417},[4418],{"text":4419,"type":52},"La date où la dépense a été effectuée.",{"type":665,"content":4421},[4422],{"type":61,"content":4423},[4424,4428],{"text":4425,"type":52,"marks":4426},"La signature du salarié",[4427],{"type":72},{"text":375,"type":52},{"type":61,"content":4430},[4431],{"text":4432,"type":52},"Voici un exemple de rédaction d’attestation sur l’honneur de note de frais",{"type":61,"content":4434},[4435],{"text":4436,"type":52},"[Nom et prénom du salarié]",{"type":61,"content":4438},[4439],{"text":4440,"type":52},"[Coordonnées]",{"type":61,"content":4442},[4443],{"text":4444,"type":52},"[Numéro de téléphone et email]",{"type":61,"content":4446},[4447],{"text":4448,"type":52},"[Entreprise]",{"type":61,"content":4450},[4451],{"text":4452,"type":52},"[Coordonnées de l’entreprise]",{"type":61,"content":4454},[4455],{"text":4456,"type":52},"Objet : Attestation pour absence de justificatif",{"type":61,"content":4458},[4459],{"text":4460,"type":52},"Pièces jointes :",{"type":662,"content":4462},[4463,4469],{"type":665,"content":4464},[4465],{"type":61,"content":4466},[4467],{"text":4468,"type":52},"Relevé bancaire avec la dépense concernée.",{"type":665,"content":4470},[4471],{"type":61,"content":4472},[4473],{"text":4474,"type":52},"Note de frais.",{"type":61,"content":4476},[4477],{"text":4478,"type":52},"Je soussigné(e) [Nom et prénom], [Poste occupé], né(e) le [Date de naissance] à [Ville de naissance et code postal] demeurant au [Adresse du domicile et code postal et ville], déclare sur l’honneur, avoir engagé et payé pour le compte de l’entreprise des dépenses :",{"type":61,"content":4480},[4481],{"text":4482,"type":52},"[Désignation de la dépense] auprès de l’entreprise [Raison sociale].",{"type":61,"content":4484},[4485],{"text":4486,"type":52},"En raison de [Motif à indiquer (perte, vol, problème matériel, etc.)], je n’ai pu joindre à ma note de frais le justificatif correspondant.",{"type":61,"content":4488},[4489],{"text":4490,"type":52},"Cependant, la dépense étant réelle, je vous demande de bien vouloir me rembourser sur la base du montant apparaissant sur mon relevé bancaire joint à la présente.",{"type":61,"content":4492},[4493],{"text":4494,"type":52},"Fait le [Date du jour de la signature], à [Ville]",{"type":61,"content":4496},[4497],{"text":4498,"type":52},"[Signature]",{"type":61,"content":4500},[4501],{"text":4502,"type":52},"Fait pour servir et valoir ce que de droit",{"type":61,"content":4504},[4505,4507,4513],{"text":4506,"type":52},"Afin de faciliter vos démarches et être certain de ne rien oublier, vous pouvez aussi télécharger notre ",{"text":4508,"type":52,"marks":4509},"modèle d’attestation sur l’honneur",[4510],{"type":385,"attrs":4511},{"href":4512,"uuid":17,"anchor":17,"target":17,"linktype":299},"https://get.spendesk.com/notes-de-frais-attestation-perte-justificatif?__hstc=45788219.ba8324385c26dd1155c7f1376cccf489.1627982354641.1627982354641.1627982354641.1&__hssc=45788219.1.1627982354641&__hsfp=1984308756",{"text":4514,"type":52}," gratuit et prêt à utiliser !",{"type":46,"attrs":4516,"content":4517},{"level":457},[4518],{"text":4519,"type":52},"Simplifier la gestion des notes de frais",{"type":61,"content":4521},[4522],{"text":4523,"type":52},"Lorsque les documents justificatifs manquent en fin de mois, c’est toujours un dilemme pour l’entreprise.",{"type":61,"content":4525},[4526],{"text":4527,"type":52},"Doit-elle rembourser l’employé et prendre un risque en cas de contrôle des impôts ou alors ne pas le rembourser et provoquer le mécontentement du salarié ?",{"type":61,"content":4529},[4530],{"text":4531,"type":52},"L’attestation sur l’honneur est une solution de secours qui peut s’avérer gagnante mais qui reste conditionnée à la souplesse de l’administration fiscale et de l’URSSAF.",{"type":61,"content":4533},[4534],{"text":4535,"type":52},"La dématérialisation de la gestion des notes de frais reste alors la solution idéale pour en finir avec les justificatifs de paiement manquants à la fin du mois.",{"type":61,"content":4537},[4538],{"text":4539,"type":52},"Avec Spendesk, il n’y a pas de risque de perte, les pièces justificatives sont ajoutées au fil des dépenses.",{"type":61,"content":4541},[4542],{"text":4543,"type":52},"Résultat : plus de sérénité pour les salariés et pas de dilemme pour l’entreprise !",{"type":61,"content":4545},[4546],{"type":355,"attrs":4547},{"id":4187,"body":4548},[4549],{"_uid":4550,"html":4551,"component":3333},"1e06a5ad-7c07-4925-a693-05b441547622","\u003C!--HubSpot Call-to-Action Code -->\u003Cspan class=\"hs-cta-wrapper\" id=\"hs-cta-wrapper-1a3973e5-6ae5-44bf-aa14-d9f28533828a\">\u003Cspan class=\"hs-cta-node hs-cta-1a3973e5-6ae5-44bf-aa14-d9f28533828a\" id=\"hs-cta-1a3973e5-6ae5-44bf-aa14-d9f28533828a\">\u003C!--[if lte IE 8]>\u003Cdiv id=\"hs-cta-ie-element\">\u003C/div>\u003C![endif]-->\u003Ca href=\"https://cta-redirect.hubspot.com/cta/redirect/2694209/1a3973e5-6ae5-44bf-aa14-d9f28533828a\" target=\"_blank\" rel=\"noopener\">\u003Cimg class=\"hs-cta-img\" id=\"hs-cta-img-1a3973e5-6ae5-44bf-aa14-d9f28533828a\" style=\"border-width:0px;\" height=\"500\" width=\"1500\" src=\"https://no-cache.hubspot.com/cta/default/2694209/1a3973e5-6ae5-44bf-aa14-d9f28533828a.png\"  alt=\"controle-depenses-entreprise-operationnelles-spendesk\"/>\u003C/a>\u003C/span>\u003Cscript charset=\"utf-8\" src=\"https://js.hscta.net/cta/current.js\">\u003C/script>\u003Cscript type=\"text/javascript\"> hbspt.cta.load(2694209, '1a3973e5-6ae5-44bf-aa14-d9f28533828a', {\"useNewLoader\":\"true\",\"region\":\"na1\"}); \u003C/script>\u003C/span>\u003C!-- end HubSpot Call-to-Action Code -->",{"name":1265,"created_at":1266,"published_at":127,"updated_at":1267,"id":1268,"uuid":1269,"content":4553,"slug":1277,"full_slug":1278,"sort_by_date":17,"position":137,"tag_list":4555,"is_startpage":14,"parent_id":1280,"meta_data":17,"group_id":1281,"first_published_at":1282,"release_id":17,"lang":142,"path":17,"alternates":4556,"default_full_slug":1284,"translated_slugs":4557,"_stopResolving":151},{"_uid":1271,"icon":4554,"name":1265,"component":1276},{"id":1273,"alt":1274,"name":18,"focus":18,"title":18,"filename":1275,"copyright":18,"fieldtype":19,"is_external_url":14},[],[],[4558,4559,4560],{"path":1284,"name":17,"lang":142,"published":17},{"path":1284,"name":17,"lang":148,"published":17},{"path":1284,"name":17,"lang":150,"published":17},[142],[4563],{"_uid":4564,"asset":4565,"shadow":14,"caption":18,"overlay":4568,"component":501},"e2c1ca20-c72e-46c5-8374-33046f35cd95",{"alt":4566,"name":18,"focus":18,"title":18,"filename":4567,"copyright":18,"fieldtype":19,"is_external_url":14},"Attestation sur l'honneur de note de frais - gestion des dépenses professionnelles - article Spendesk","https://a.storyblok.com/f/146026/1190x670/0b4404f538/attestation-honneur-note-de-frais-article-spendesk.png",[],[],"2021-08-03 09:53",[],[4573],{"_uid":4574,"items":4575,"heading":4612,"reverse":14,"component":1516,"sectionSettings":4630},"9f7a2abe-bb6e-4c2e-8b09-71afb3ba60f6",[4576,4585,4594,4603],{"_uid":4577,"title":4578,"component":1311,"description":4579},"ca54945e-de47-4f37-b22b-c6d3f7d53138","Qu'est-ce qu'une attestation sur l'honneur pour une note de frais et pourquoi la fournir ?",{"type":43,"content":4580},[4581],{"type":61,"content":4582},[4583],{"text":4584,"type":52},"Une attestation sur l'honneur pour une note de frais est une déclaration écrite confirmant la sincérité et l'exactitude des dépenses déclarées. Spendesk permet d'attacher cette attestation aux notes de frais via l'application mobile avec capture de justificatif et conservation centralisée, facilitant les contrôles de conformité et les audits internes grâce aux historiques et balises de politique.",{"_uid":4586,"title":4587,"component":1311,"description":4588},"42c6d9fd-c38d-4531-93f5-7bb3ee91fbaa","Quand faut-il fournir une attestation sur l'honneur pour une dépense professionnelle ?",{"type":43,"content":4589},[4590],{"type":61,"content":4591},[4592],{"text":4593,"type":52},"Une attestation sur l'honneur est nécessaire lorsque l'entreprise ou la réglementation exige une déclaration formelle d'absence de fraude ou de double facturation pour certaines dépenses. Spendesk centralise règles de conformité et workflows d'approbation, déclenchant la demande d'attestation automatiquement pour les catégories ou montants configurés dans les politiques de dépenses.",{"_uid":4595,"title":4596,"component":1311,"description":4597},"5efdde78-a24b-4f90-9b05-4c9e023a6c14","Comment rédiger correctement une attestation sur l'honneur pour une note de frais ?",{"type":43,"content":4598},[4599],{"type":61,"content":4600},[4601],{"text":4602,"type":52},"Une attestation sur l'honneur doit inclure nom, date, description des dépenses, montant, lieu et signature déclarant l'exactitude des informations fournies. Spendesk propose des modèles téléchargeables et permet d'uploader la version scannée ou de générer une attestation via le champ de commentaire de la note de frais, garantissant archivage et horodatage pour les besoins d'audit.",{"_uid":4604,"title":4605,"component":1311,"description":4606},"131dfa3a-2194-4135-9576-745ea6510dca","Est-ce que Spendesk peut remplacer l'attestation sur l'honneur papier ?",{"type":43,"content":4607},[4608],{"type":61,"content":4609},[4610],{"text":4611,"type":52},"Spendesk permet de remplacer l'attestation papier par un processus numérique conforme, avec capture de justificatifs, champs obligatoires et piste d'audit horodatée. La fonctionnalité de pièces jointes et les règles de conformité de Spendesk assurent conservation sécurisée et traçabilité légale des attestations liées aux notes de frais.",[4613],{"cta":4614,"_uid":4615,"title":4616,"eyebrow":4623,"subtitle":4626,"component":46,"textAlign":18,"sectionSettings":4629,"breakLineOnMobile":14,"subtitleLeftBorder":14,"customTitleFontSize":18},[],"466768d3-a7f9-42fa-9819-3defcff42d02",{"type":43,"content":4617},[4618],{"type":46,"attrs":4619,"content":4620},{"level":457},[4621],{"text":4622,"type":52},"Attestation Honneur Note De Frais — FAQ",{"type":43,"content":4624},[4625],{"type":61},{"type":43,"content":4627},[4628],{"type":61},[],[4631],{"_uid":4632,"hide":14,"theme":2850,"anchorId":18,"component":96,"spacingTop":18,"hideOnDevices":4633,"spacingBottom":18,"floatingImages":4634,"variableOverrides":4635},"6f159b06-505c-41ac-9530-55f80fbf1880",[],[],[],"attestation-honneur-note-de-frais","fr/blog/attestation-honneur-note-de-frais",4030,[],"d7d34167-1324-4421-9a8e-03c8d36bf439",[],"blog/attestation-honneur-note-de-frais",[4644,4645,4646],{"path":4642,"name":17,"lang":142,"published":17},{"path":4642,"name":17,"lang":148,"published":17},{"path":4642,"name":17,"lang":150,"published":17},[4648],{"_uid":4649,"hide":14,"theme":95,"anchorId":18,"component":96,"spacingTop":18,"hideOnDevices":4650,"spacingBottom":18,"floatingImages":4651,"overlapPreviousSection":14,"legacyVariableOverrides":4652},"b882e1b4-44b4-4c05-b524-e29b2e72e2ac",[],[],[],"Dans cet article, découvrez comment ces solutions peuvent révolutionner votre processus comptable et pourquoi il est temps d'adopter l'automatisation de la saisie comptable.",{"_uid":4655,"heading":4656,"component":4674,"sectionSettings":4675},"c83c6577-d1f6-483b-bff2-8d0ee69ab3bc",[4657],{"cta":4658,"_uid":4659,"title":4660,"eyebrow":4667,"subtitle":4670,"component":46,"textAlign":18,"sectionSettings":4673,"breakLineOnMobile":14,"subtitleLeftBorder":14,"customTitleFontSize":18},[],"51fa31ca-af58-425e-8283-54e61b49d233",{"type":43,"content":4661},[4662],{"type":46,"attrs":4663,"content":4664},{"level":457},[4665],{"text":4666,"type":52},"Derniers articles",{"type":43,"content":4668},[4669],{"type":61},{"type":43,"content":4671},[4672],{"type":61},[],"articlesTimeline",[4676],{"_uid":4677,"hide":14,"theme":95,"anchorId":18,"component":96,"spacingTop":18,"hideOnDevices":4678,"spacingBottom":18,"floatingImages":4679,"variableOverrides":4680,"overlapPreviousSection":14},"562865ee-371d-4b91-a32e-67ae51382e05",[],[],[],{"cta":4682,"_uid":4690,"logo":4691,"title":4695,"subtitle":4696,"component":4697,"articlesList":4698,"sectionSettings":4818},[4683],{"tag":18,"_uid":4684,"icon":4685,"link":4686,"type":2703,"label":4688,"style":4689,"component":302,"onClickEvent":18,"openInANewTab":151,"horizontalFill":151},"2059e064-8dd2-4c30-8085-5d824ae6e6ea",{"id":17,"alt":17,"name":18,"focus":17,"title":17,"filename":18,"copyright":17,"fieldtype":19},{"id":18,"url":4687,"linktype":299,"fieldtype":300,"cached_url":4687},"https://www.cfoconnect.eu/fr/","En savoir plus","secondary","096b7111-e239-4dfb-9d14-566ba9484689",{"id":4692,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":4693,"copyright":18,"fieldtype":19,"meta_data":4694,"is_external_url":14},17783783,"https://a.storyblok.com/f/146026/236x18/d51fff33b1/cfo-connect_white-logo.svg",{},"Les ressources proposées par la communauté CFO Connect","Vidéos, podcasts, webinaires, et bien d'autres, par des experts de la finance.","spotlightArticles",[4699,4765],{"name":4700,"created_at":4701,"published_at":127,"updated_at":4702,"id":4703,"uuid":4704,"content":4705,"slug":4753,"full_slug":4754,"sort_by_date":17,"position":4755,"tag_list":4756,"is_startpage":14,"parent_id":4757,"meta_data":17,"group_id":4758,"first_published_at":3424,"release_id":17,"lang":142,"path":17,"alternates":4759,"default_full_slug":4760,"translated_slugs":4761,"_stopResolving":151},"Les points clés du scaling d'une direction financière","2022-10-28T09:00:39.366Z","2026-03-12T10:47:44.528Z",211290917,"855faa78-d8df-4aed-a82d-7d2c3be2f9fb",{"_uid":4706,"roles":4707,"title":4700,"author":18,"topics":4708,"content":4729,"category":4732,"language":4741,"component":1277,"heroMedia":4742,"sidebarCta":4743,"publishedAt":18,"readingTime":3939,"redirectUrl":4744,"listingImage":4745},"c6d4fccc-69d5-46db-bb08-4fd9f5c1c040",[],[4709],{"name":4710,"created_at":4711,"published_at":127,"updated_at":4712,"id":4713,"uuid":4714,"content":4715,"slug":4717,"full_slug":4718,"sort_by_date":17,"position":4719,"tag_list":4720,"is_startpage":14,"parent_id":340,"meta_data":17,"group_id":4721,"first_published_at":4722,"release_id":17,"lang":142,"path":17,"alternates":4723,"default_full_slug":4724,"translated_slugs":4725,"_stopResolving":151},"CFO Meetups","2022-10-19T17:57:50.757Z","2026-03-12T10:47:22.836Z",206171405,"3baf5ec9-8085-4668-a58c-3081c6680363",{"_uid":4716,"name":4710,"component":134},"d3dc19e4-8059-41ac-9416-95ec3027cf84","cfo-meetups","fr/blog/topic/cfo-meetups",-90,[],"b199c951-a0d8-45de-ab99-019239040a68","2022-11-02T15:24:54.477Z",[],"blog/topic/cfo-meetups",[4726,4727,4728],{"path":4724,"name":17,"lang":142,"published":17},{"path":4724,"name":17,"lang":148,"published":17},{"path":4724,"name":17,"lang":150,"published":17},{"type":43,"content":4730},[4731],{"type":61},{"name":1265,"created_at":1266,"published_at":127,"updated_at":1267,"id":1268,"uuid":1269,"content":4733,"slug":1277,"full_slug":1278,"sort_by_date":17,"position":137,"tag_list":4735,"is_startpage":14,"parent_id":1280,"meta_data":17,"group_id":1281,"first_published_at":1282,"release_id":17,"lang":142,"path":17,"alternates":4736,"default_full_slug":1284,"translated_slugs":4737,"_stopResolving":151},{"_uid":1271,"icon":4734,"name":1265,"component":1276},{"id":1273,"alt":1274,"name":18,"focus":18,"title":18,"filename":1275,"copyright":18,"fieldtype":19,"is_external_url":14},[],[],[4738,4739,4740],{"path":1284,"name":17,"lang":142,"published":17},{"path":1284,"name":17,"lang":148,"published":17},{"path":1284,"name":17,"lang":150,"published":17},[142],[],[],"https://www.cfoconnect.eu/fr/resources/meetup-recap/scaling-daf/",[4746],{"_uid":4747,"type":18,"asset":4748,"shadow":14,"caption":18,"overlay":4752,"component":501},"b67927b1-4981-460e-8063-d5ed7b49ec0f",{"id":4749,"alt":4750,"name":18,"focus":18,"title":18,"filename":4751,"copyright":18,"fieldtype":19,"is_external_url":14},6250706,"Scaling DAF","https://a.storyblok.com/f/146026/880x556/c40ef5fb3a/cfoc-scaling-daf.webp",[],"cfoc-scaling-direction-financiere","fr/blog/external-links/cfoc-scaling-direction-financiere",-30,[],211264944,"f659f202-4e68-43a4-b552-ed8e9f73e508",[],"blog/external-links/cfoc-scaling-direction-financiere",[4762,4763,4764],{"path":4760,"name":17,"lang":142,"published":17},{"path":4760,"name":17,"lang":148,"published":17},{"path":4760,"name":17,"lang":150,"published":17},{"name":4766,"created_at":4767,"published_at":127,"updated_at":4768,"id":4769,"uuid":4770,"content":4771,"slug":4807,"full_slug":4808,"sort_by_date":17,"position":4809,"tag_list":4810,"is_startpage":14,"parent_id":4757,"meta_data":17,"group_id":4811,"first_published_at":3424,"release_id":17,"lang":142,"path":17,"alternates":4812,"default_full_slug":4813,"translated_slugs":4814,"_stopResolving":151},"Quel est l’impact de la réforme du commerce entreprise sur votre entreprise ?","2022-10-28T09:03:11.624Z","2026-03-12T10:47:44.578Z",211292576,"1097a7b4-45de-4f0e-a9fd-0fbaa4f5bb44",{"_uid":4772,"roles":4773,"title":4774,"author":18,"topics":4775,"content":4784,"category":4787,"language":4796,"component":1277,"heroMedia":4797,"sidebarCta":4798,"publishedAt":18,"readingTime":3939,"redirectUrl":4799,"listingImage":4800},"d0747b0d-6cd4-4f47-bdca-fc8f2238d05b",[],"Quel est l’impact de la réforme du commerce entreprise sur votre entreprise ? [Décryptage]",[4776],{"name":4710,"created_at":4711,"published_at":127,"updated_at":4712,"id":4713,"uuid":4714,"content":4777,"slug":4717,"full_slug":4718,"sort_by_date":17,"position":4719,"tag_list":4778,"is_startpage":14,"parent_id":340,"meta_data":17,"group_id":4721,"first_published_at":4722,"release_id":17,"lang":142,"path":17,"alternates":4779,"default_full_slug":4724,"translated_slugs":4780,"_stopResolving":151},{"_uid":4716,"name":4710,"component":134},[],[],[4781,4782,4783],{"path":4724,"name":17,"lang":142,"published":17},{"path":4724,"name":17,"lang":148,"published":17},{"path":4724,"name":17,"lang":150,"published":17},{"type":43,"content":4785},[4786],{"type":61},{"name":1265,"created_at":1266,"published_at":127,"updated_at":1267,"id":1268,"uuid":1269,"content":4788,"slug":1277,"full_slug":1278,"sort_by_date":17,"position":137,"tag_list":4790,"is_startpage":14,"parent_id":1280,"meta_data":17,"group_id":1281,"first_published_at":1282,"release_id":17,"lang":142,"path":17,"alternates":4791,"default_full_slug":1284,"translated_slugs":4792,"_stopResolving":151},{"_uid":1271,"icon":4789,"name":1265,"component":1276},{"id":1273,"alt":1274,"name":18,"focus":18,"title":18,"filename":1275,"copyright":18,"fieldtype":19,"is_external_url":14},[],[],[4793,4794,4795],{"path":1284,"name":17,"lang":142,"published":17},{"path":1284,"name":17,"lang":148,"published":17},{"path":1284,"name":17,"lang":150,"published":17},[142],[],[],"https://www.cfoconnect.eu/fr/resources/meetup-recap/reforme-e-commerce-2021/",[4801],{"_uid":4802,"type":18,"asset":4803,"shadow":14,"caption":18,"overlay":4806,"component":501},"9a557fc7-a661-43dc-9ab1-7e971a30a3bd",{"id":4804,"alt":4774,"name":18,"focus":18,"title":18,"filename":4805,"copyright":18,"fieldtype":19,"is_external_url":14},6250730,"https://a.storyblok.com/f/146026/880x461/ac5e6710a0/reforme.webp",[],"cfoc-reforme-du-commerce-entreprise","fr/blog/external-links/cfoc-reforme-du-commerce-entreprise",-40,[],"59bf60e9-4edb-4156-85d5-da6eb007fede",[],"blog/external-links/cfoc-reforme-du-commerce-entreprise",[4815,4816,4817],{"path":4813,"name":17,"lang":142,"published":17},{"path":4813,"name":17,"lang":148,"published":17},{"path":4813,"name":17,"lang":150,"published":17},[4819],{"_uid":4820,"hide":14,"theme":4821,"anchorId":18,"component":96,"spacingTop":18,"hideOnDevices":4822,"spacingBottom":18,"floatingImages":4823,"variableOverrides":4824,"overlapPreviousSection":14},"d5f6c4b3-b880-4bc9-abdd-5cd43972a447","dark-theme",[],[],[],{"cta":4826,"_uid":4833,"title":4834,"heading":4835,"component":4836,"articlesList":4837,"sectionSettings":4965},[4827],{"tag":18,"_uid":4828,"icon":4829,"link":4830,"type":2703,"label":4832,"style":4689,"component":302,"onClickEvent":18,"openInANewTab":151,"horizontalFill":151},"7877f6cd-6d3b-46b9-b1d6-34e188be7581",{"id":17,"alt":17,"name":18,"focus":17,"title":17,"filename":18,"copyright":17,"fieldtype":19},{"id":18,"url":4831,"linktype":299,"fieldtype":300,"cached_url":4831},"https://www.youtube.com/spendesk","Voir toutes les vidéos","19f638b0-294c-402f-b310-b827c38f2c96","Vidéos à la une",[],"blogArticleList",[4838,4904],{"name":4839,"created_at":4840,"published_at":127,"updated_at":4841,"id":4842,"uuid":4843,"content":4844,"slug":4894,"full_slug":4895,"sort_by_date":17,"position":1625,"tag_list":4896,"is_startpage":14,"parent_id":4757,"meta_data":17,"group_id":4897,"first_published_at":3424,"release_id":17,"lang":142,"path":17,"alternates":4898,"default_full_slug":4899,"translated_slugs":4900,"_stopResolving":151},"Mission gestion des dépenses : rien n'est impossible avec Spendesk","2022-10-28T09:55:13.868Z","2026-03-12T10:47:44.631Z",211319775,"8be40b1c-1b78-45c0-b157-d92a1ef12eae",{"_uid":4845,"roles":4846,"title":4839,"author":18,"topics":4847,"content":4856,"category":4859,"language":4881,"component":1277,"heroMedia":4882,"sidebarCta":4883,"publishedAt":18,"readingTime":4884,"redirectUrl":4885,"listingImage":4886},"4f67868f-cd92-4a79-b37a-35e966613076",[],[4848],{"name":2921,"created_at":2922,"published_at":127,"updated_at":2923,"id":2924,"uuid":2925,"content":4849,"slug":2928,"full_slug":2929,"sort_by_date":17,"position":2930,"tag_list":4850,"is_startpage":14,"parent_id":340,"meta_data":17,"group_id":2932,"first_published_at":2933,"release_id":17,"lang":142,"path":17,"alternates":4851,"default_full_slug":2935,"translated_slugs":4852,"_stopResolving":151},{"_uid":2927,"name":2921,"component":134},[],[],[4853,4854,4855],{"path":2935,"name":17,"lang":142,"published":17},{"path":2935,"name":17,"lang":148,"published":17},{"path":2935,"name":17,"lang":150,"published":17},{"type":43,"content":4857},[4858],{"type":61},{"name":4860,"created_at":4861,"published_at":127,"updated_at":4862,"id":4863,"uuid":4864,"content":4865,"slug":3200,"full_slug":4871,"sort_by_date":17,"position":4809,"tag_list":4872,"is_startpage":14,"parent_id":1280,"meta_data":17,"group_id":4873,"first_published_at":4874,"release_id":17,"lang":142,"path":17,"alternates":4875,"default_full_slug":4876,"translated_slugs":4877,"_stopResolving":151},"Video","2022-09-20T18:10:27.729Z","2026-03-12T10:47:19.632Z",191798307,"b9ac4588-ae90-40dc-bfd4-1e7172608e81",{"_uid":4866,"icon":4867,"name":4860,"component":1276},"2e32d06e-a262-4c96-bdaf-9c6e662321e6",{"id":4868,"alt":4869,"name":18,"focus":18,"title":18,"filename":4870,"copyright":18,"fieldtype":19,"is_external_url":14},6092781,"Video icon","https://a.storyblok.com/f/146026/x/cbf009b8d1/video.svg","fr/blog/category/video",[],"9cf3ab7a-2198-44c6-8a09-f7a21ad91614","2022-11-02T15:25:22.433Z",[],"blog/category/video",[4878,4879,4880],{"path":4876,"name":17,"lang":142,"published":17},{"path":4876,"name":17,"lang":148,"published":17},{"path":4876,"name":17,"lang":150,"published":17},[142],[],[],"1","https://www.youtube.com/watch?v=NFAvDj6IzH4",[4887],{"_uid":4888,"type":18,"asset":4889,"shadow":14,"caption":18,"overlay":4893,"component":501},"dbfcdd6f-7e71-423e-9982-8b87183ad069",{"id":4890,"alt":4891,"name":18,"focus":18,"title":18,"filename":4892,"copyright":18,"fieldtype":19,"is_external_url":14},6251941,"Mission gestion des cartes","https://a.storyblok.com/f/146026/1280x720/e64415124a/mission-gestion.jpeg",[],"video-mission-gestion-spendesk","fr/blog/external-links/video-mission-gestion-spendesk",[],"58bc1359-7f7e-469a-949c-2140437bc078",[],"blog/external-links/video-mission-gestion-spendesk",[4901,4902,4903],{"path":4899,"name":17,"lang":142,"published":17},{"path":4899,"name":17,"lang":148,"published":17},{"path":4899,"name":17,"lang":150,"published":17},{"name":4905,"created_at":4906,"published_at":127,"updated_at":4907,"id":4908,"uuid":4909,"content":4910,"slug":4955,"full_slug":4956,"sort_by_date":17,"position":1625,"tag_list":4957,"is_startpage":14,"parent_id":4757,"meta_data":17,"group_id":4958,"first_published_at":3424,"release_id":17,"lang":142,"path":17,"alternates":4959,"default_full_slug":4960,"translated_slugs":4961,"_stopResolving":151},"Cartes bancaires d'entreprise simples, intelligentes et personnalisables","2022-10-28T09:51:56.211Z","2026-03-12T10:47:44.604Z",211318328,"a2ecb6dc-17c9-4a32-9fc2-e9149150c59e",{"_uid":4845,"roles":4911,"title":4905,"author":18,"topics":4912,"content":4932,"category":4935,"language":4944,"component":1277,"heroMedia":4945,"sidebarCta":4946,"publishedAt":18,"readingTime":4884,"redirectUrl":4947,"listingImage":4948},[],[4913],{"name":4914,"created_at":4915,"published_at":127,"updated_at":4916,"id":4917,"uuid":4918,"content":4919,"slug":4921,"full_slug":4922,"sort_by_date":17,"position":4066,"tag_list":4923,"is_startpage":14,"parent_id":340,"meta_data":17,"group_id":4924,"first_published_at":4925,"release_id":17,"lang":142,"path":17,"alternates":4926,"default_full_slug":4927,"translated_slugs":4928,"_stopResolving":151},"Carte de paiement","2022-10-19T17:57:52.020Z","2026-03-12T10:47:23.078Z",206171410,"38062cad-91f4-4753-8d76-3407e615ca0b",{"_uid":4920,"name":4914,"component":134},"a7b37bf3-5914-400c-8298-e6f44912165c","carte-de-paiement","fr/blog/topic/carte-de-paiement",[],"7b9ab684-1d4a-45d8-b449-fb3a9869a53e","2022-11-02T15:24:52.809Z",[],"blog/topic/carte-de-paiement",[4929,4930,4931],{"path":4927,"name":17,"lang":142,"published":17},{"path":4927,"name":17,"lang":148,"published":17},{"path":4927,"name":17,"lang":150,"published":17},{"type":43,"content":4933},[4934],{"type":61},{"name":4860,"created_at":4861,"published_at":127,"updated_at":4862,"id":4863,"uuid":4864,"content":4936,"slug":3200,"full_slug":4871,"sort_by_date":17,"position":4809,"tag_list":4938,"is_startpage":14,"parent_id":1280,"meta_data":17,"group_id":4873,"first_published_at":4874,"release_id":17,"lang":142,"path":17,"alternates":4939,"default_full_slug":4876,"translated_slugs":4940,"_stopResolving":151},{"_uid":4866,"icon":4937,"name":4860,"component":1276},{"id":4868,"alt":4869,"name":18,"focus":18,"title":18,"filename":4870,"copyright":18,"fieldtype":19,"is_external_url":14},[],[],[4941,4942,4943],{"path":4876,"name":17,"lang":142,"published":17},{"path":4876,"name":17,"lang":148,"published":17},{"path":4876,"name":17,"lang":150,"published":17},[142],[],[],"https://www.youtube.com/watch?v=SLP-faMcSxg",[4949],{"_uid":4888,"type":18,"asset":4950,"shadow":14,"caption":18,"overlay":4954,"component":501},{"id":4951,"alt":4952,"name":18,"focus":18,"title":18,"filename":4953,"copyright":18,"fieldtype":19,"is_external_url":14},6251872,"Spendesk cards for employees","https://a.storyblok.com/f/146026/320x180/fd5f0bd934/spendesk-cards.jpeg",[],"video-cartes-bancaires","fr/blog/external-links/video-cartes-bancaires",[],"f38fae77-fdf6-4e79-b6a3-83dee47db1e3",[],"blog/external-links/video-cartes-bancaires",[4962,4963,4964],{"path":4960,"name":17,"lang":142,"published":17},{"path":4960,"name":17,"lang":148,"published":17},{"path":4960,"name":17,"lang":150,"published":17},[4966],{"_uid":4967,"hide":14,"theme":95,"anchorId":18,"component":96,"spacingTop":18,"spacingBottom":18,"floatingImages":4968,"legacyVariableOverrides":4969},"b3447ac7-06f1-408b-86f0-19c4f07c38b4",[],[],{"_uid":4971,"heading":4972,"component":5012,"sectionSettings":5013},"8312688c-46d0-4f52-9126-cfb4422fffea",[4973],{"cta":4974,"_uid":4990,"title":4991,"eyebrow":4998,"reviews":5001,"subtitle":5002,"component":46,"textAlign":18,"sectionSettings":5011,"breakLineOnMobile":14,"subtitleLeftBorder":14,"customTitleFontSize":18},[4975],{"tag":18,"_uid":4976,"hide":14,"icon":4977,"link":4979,"type":2703,"label":4988,"style":4689,"component":302,"mobileLabel":18,"onClickEvent":4989,"openInANewTab":14,"horizontalFill":14},"bbb8b0bb-a866-4b37-b797-99ea2bff2d61",{"id":17,"alt":17,"name":18,"focus":17,"title":17,"source":17,"filename":18,"copyright":17,"fieldtype":19,"meta_data":4978},{},{"id":4980,"url":18,"linktype":1684,"fieldtype":300,"cached_url":4981,"prep":151,"story":4982},"92c675ca-b9a9-4a17-9ac3-8b5dd3221fc4","/fr/schedule-a-demo/",{"name":4983,"id":4984,"uuid":4980,"slug":4985,"url":4986,"full_slug":4987,"_stopResolving":151},"Schedule a demo",126838129,"schedule-a-demo","schedule-a-demo/","fr/schedule-a-demo/","Réservez une démo maintenant","website:homepage:footer_cta:clicked","3ad20420-e980-4e13-944a-ae8fa866aedd",{"type":43,"content":4992},[4993],{"type":46,"attrs":4994,"content":4995},{"level":457},[4996],{"text":4997,"type":52},"Reprenez le contrôle sur vos dépenses",{"type":43,"content":4999},[5000],{"type":61},[],{"type":43,"content":5003},[5004],{"type":61,"content":5005},[5006,5008,5009],{"text":5007,"type":52},"Nous aidons des milliers de clients à connecter les différents départements de leur entreprise ",{"type":82},{"text":5010,"type":52},"avec une plateforme que les employés adorent utiliser. Pourquoi pas vous ?",[],"footerCtaSection",[5014],{"_uid":5015,"hide":14,"theme":95,"anchorId":18,"component":96,"spacingTop":5016,"hideOnDevices":5017,"spacingBottom":5018,"floatingImages":5019,"overlapPreviousSection":14,"legacyVariableOverrides":5020},"2fa33bc5-b54d-496a-9b4d-ebe7caa2759b","mini-padding-top",[],"mini-padding-bottom",[],[],[],[],[],"fr/blog/",1660,[],"c9b53741-fb5d-4bcb-ac93-635bbb910941",[],"blog/",[5031,5032,5033],{"path":5029,"name":17,"lang":142,"published":151},{"path":5029,"name":17,"lang":148,"published":151},{"path":5029,"name":17,"lang":150,"published":151},{"header":5035,"footer":5714,"commonContent":6205,"userCentricsAndSegmentMappingTable":6369},{"name":5036,"created_at":5037,"published_at":5038,"updated_at":5039,"id":5040,"uuid":5041,"content":5042,"slug":5532,"full_slug":5701,"sort_by_date":17,"position":137,"tag_list":5702,"is_startpage":14,"parent_id":5704,"meta_data":17,"group_id":5705,"first_published_at":5706,"release_id":17,"lang":142,"path":5707,"alternates":5708,"default_full_slug":5709,"translated_slugs":5710},"Header","2022-03-03T10:18:44.837Z","2026-09-11T12:25:13.217Z","2026-09-11T12:25:13.243Z",112682816,"5cdfaafc-a9d2-47fd-a16f-d782131160fd",{"_uid":5043,"logo":5044,"navbar":5048,"loginBtn":5531,"component":5532,"languages":5533,"logoBlack":5552,"logoWhite":5556,"topNavbar":5561,"footerLinks":5570,"socialLinks":5589,"homepageLink":5629,"getStartedBtn":5641,"announcementBanner":5649,"localeSwitcherTitle":5700},"d642d99f-3914-487e-abe1-9515eca76325",{"id":5045,"alt":284,"name":18,"focus":18,"title":284,"source":18,"filename":5046,"copyright":18,"fieldtype":19,"meta_data":5047,"is_external_url":14},4112223,"https://a.storyblok.com/f/146026/x/5f4956f538/spendesk-logo.svg",{},[5049,5257,5269,5282,5451],{"_uid":5050,"label":5051,"columns":5052,"component":5219,"headingNewBranding":5220},"99e54924-f77d-4501-978a-b578da0140ca","Produit",[5053,5136],{"_uid":5054,"ctas":5055,"label":5051,"component":5134,"labelColor":18,"backgroundIconColor":5135},"5f198563-42a4-441a-bdb5-8a4ee4320b66",[5056,5072,5088,5103,5119],{"tag":18,"_uid":5057,"hide":14,"icon":5058,"link":5062,"type":18,"label":5071,"style":301,"component":302,"mobileLabel":18,"onClickEvent":18,"openInANewTab":14,"horizontalFill":14},"09547f47-fd5a-4b75-bd20-5b419c3a9692",{"id":5059,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":5060,"copyright":18,"fieldtype":19,"meta_data":5061,"is_external_url":14},16729348,"https://a.storyblok.com/f/146026/32x32/e26321511f/icon-star-32px-carbon-naked.svg",{},{"id":5063,"url":18,"linktype":1684,"fieldtype":300,"cached_url":5064,"prep":151,"story":5065},"d942dafa-667c-49cd-bfcf-a53c8faa8e92","/fr/platform/mcp",{"name":5066,"id":5067,"uuid":5063,"slug":5068,"url":5069,"full_slug":5070,"_stopResolving":151},"MCP",184147202165078,"mcp","platform/mcp","fr/platform/mcp","Spendesk AI connect",{"tag":18,"_uid":5073,"icon":5074,"link":5078,"type":18,"label":5087,"style":301,"component":302,"onClickEvent":18,"openInANewTab":14},"40af8152-1e3f-4e5c-b9f2-5d8ff7672be7",{"id":5075,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":5076,"copyright":18,"fieldtype":19,"meta_data":5077,"is_external_url":14},16281091,"https://a.storyblok.com/f/146026/16x16/c5475cecd9/icon-platic-card-carbon_no-bg.svg",{},{"id":5079,"url":18,"linktype":1684,"fieldtype":300,"cached_url":5080,"prep":151,"story":5081},"a0ebe15c-08cc-4f8b-afba-12b165f9fb56","/fr/product/cards/",{"name":5082,"id":5083,"uuid":5079,"slug":5084,"url":5085,"full_slug":5086,"_stopResolving":151},"Cards",193401086247857,"cards","product/cards/","fr/product/cards/","Cartes de paiements",{"tag":18,"_uid":5089,"hide":14,"icon":5090,"link":5094,"type":18,"label":5098,"style":301,"component":302,"onClickEvent":18,"openInANewTab":14,"horizontalFill":14},"68a2616c-26e5-4688-8333-6c5a4fab3190",{"id":5091,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":5092,"copyright":18,"fieldtype":19,"meta_data":5093,"is_external_url":14},16281100,"https://a.storyblok.com/f/146026/16x16/cc8b7906c6/icon-cart-carbon_no-bg.svg",{},{"id":5095,"url":18,"linktype":1684,"fieldtype":300,"cached_url":5096,"prep":151,"story":5097},"54aaf12a-503f-42e6-afbc-61919d53f941","/fr/product/procurement",{"name":5098,"id":5099,"uuid":5095,"slug":5100,"url":5101,"full_slug":5102,"_stopResolving":151},"Procurement",193401601446119,"procurement","product/procurement","fr/product/procurement",{"tag":18,"_uid":5104,"hide":14,"icon":5105,"link":5109,"type":18,"label":5118,"style":301,"component":302,"mobileLabel":18,"onClickEvent":18,"openInANewTab":14,"horizontalFill":14},"9dee1a69-11fd-470d-a6b7-98afd828410c",{"id":5106,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":5107,"copyright":18,"fieldtype":19,"meta_data":5108,"is_external_url":14},16281102,"https://a.storyblok.com/f/146026/16x17/f28007595c/icon-approved-expenses-carbon_no-bg.svg",{},{"id":5110,"url":18,"linktype":1684,"fieldtype":300,"cached_url":5111,"prep":151,"story":5112},"5a15816c-5303-499e-9774-f4eab6597303","/fr/product/accounts-payable",{"name":5113,"id":5114,"uuid":5110,"slug":5115,"url":5116,"full_slug":5117,"_stopResolving":151},"Accounts Payable",193400887722918,"accounts-payable","product/accounts-payable","fr/product/accounts-payable","Factures fournisseurs (PA)",{"tag":18,"_uid":5120,"icon":5121,"link":5125,"type":18,"label":1596,"style":301,"component":302,"onClickEvent":18,"openInANewTab":14},"3d54b3a1-be28-45fe-a0a8-ebbc68e9e36d",{"id":5122,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":5123,"copyright":18,"fieldtype":19,"meta_data":5124,"is_external_url":14},16281106,"https://a.storyblok.com/f/146026/16x16/b57ae3cc57/icon-expenses-carbon_no-bg.svg",{},{"id":5126,"url":18,"linktype":1684,"fieldtype":300,"cached_url":5127,"prep":151,"story":5128},"2c9f9c07-cfb4-48e3-9391-89ea909b50ca","/fr/product/expense-management",{"name":5129,"id":5130,"uuid":5126,"slug":5131,"url":5132,"full_slug":5133,"_stopResolving":151},"Expense Management",193401429506811,"expense-management","product/expense-management","fr/product/expense-management","ctasColumn","--color-accent-06",{"_uid":5137,"ctas":5138,"label":5218,"component":5134,"labelColor":18,"backgroundIconColor":5135},"c7e769a0-95c8-49e3-a177-8c7061def31b",[5139,5155,5171,5187,5203],{"tag":18,"_uid":5140,"hide":14,"icon":5141,"link":5145,"type":18,"label":5154,"style":301,"component":302,"mobileLabel":18,"onClickEvent":18,"openInANewTab":14,"horizontalFill":14},"4c5373c4-ce33-450b-b5a2-6fd072f8b1f4",{"id":5142,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":5143,"copyright":18,"fieldtype":19,"meta_data":5144,"is_external_url":14},16729298,"https://a.storyblok.com/f/146026/32x32/afc3b416d2/icon-chart-32px-carbon-naked.svg",{},{"id":5146,"url":18,"linktype":1684,"fieldtype":300,"cached_url":5147,"prep":151,"story":5148},"28bb9756-1ece-4e77-95d1-14f9384a14c9","/fr/platform/spends-controls",{"name":5149,"id":5150,"uuid":5146,"slug":5151,"url":5152,"full_slug":5153,"_stopResolving":151},"Spend Controls",193400956097450,"spend-controls","platform/spend-controls","fr/platform/spend-controls","Contrôles des dépenses",{"tag":18,"_uid":5156,"hide":14,"icon":5157,"link":5161,"type":18,"label":5170,"style":301,"component":302,"mobileLabel":18,"onClickEvent":18,"openInANewTab":14,"horizontalFill":14},"2510867b-7a54-4419-b9bf-179d0e428694",{"id":5158,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":5159,"copyright":18,"fieldtype":19,"meta_data":5160,"is_external_url":14},16729328,"https://a.storyblok.com/f/146026/32x32/b0f8886cda/icon-marvin-32px-carbon-naked.svg",{},{"id":5162,"url":18,"linktype":1684,"fieldtype":300,"cached_url":5163,"prep":151,"story":5164},"fd085d94-f53b-4b62-8db8-a7210e0836c2","/fr/platform/ai-automation",{"name":5165,"id":5166,"uuid":5162,"slug":5167,"url":5168,"full_slug":5169,"_stopResolving":151},"AI & Automation",193401551136651,"ai-automation","platform/ai-automation","fr/platform/ai-automation","Intelligence Artificielle",{"tag":18,"_uid":5172,"hide":14,"icon":5173,"link":5177,"type":18,"label":5186,"style":301,"component":302,"onClickEvent":18,"openInANewTab":14,"horizontalFill":14},"26c4c111-0fcd-42c7-a1a9-adda4b11510c",{"id":5174,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":5175,"copyright":18,"fieldtype":19,"meta_data":5176,"is_private":14,"is_external_url":14},16281093,"https://a.storyblok.com/f/146026/16x16/6958f61a21/icon-puzzle-carbon_no-bg.svg",{},{"id":5178,"url":18,"linktype":1684,"fieldtype":300,"cached_url":5179,"prep":151,"story":5180},"e0594f7b-c01a-45b3-96e2-186a17439c46","/fr/integrations/",{"name":5181,"id":5182,"uuid":5178,"slug":5183,"url":5184,"full_slug":5185,"_stopResolving":151},"Integrations",129006144,"integrations","integrations/","fr/integrations/","API & intégrations ",{"tag":18,"_uid":5188,"icon":5189,"link":5193,"type":18,"label":5202,"style":301,"component":302,"onClickEvent":18,"openInANewTab":14},"b4465174-3e37-44c2-99ee-8cd84e6e5a98",{"id":5190,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":5191,"copyright":18,"fieldtype":19,"meta_data":5192,"is_external_url":14},16281085,"https://a.storyblok.com/f/146026/16x16/aa4d62e541/icon-office-carbon_no-bg.svg",{},{"id":5194,"url":18,"linktype":1684,"fieldtype":300,"cached_url":5195,"prep":151,"story":5196},"3d432995-4a9f-417f-b7d9-48e760bf8646","/fr/product/multi-entity-management",{"name":5197,"id":5198,"uuid":5194,"slug":5199,"url":5200,"full_slug":5201,"_stopResolving":151},"Multi-Entity Management",193401474719366,"multi-entity-management","product/multi-entity-management","fr/product/multi-entity-management","Gestion multi-entités",{"tag":18,"_uid":5204,"icon":5205,"link":5209,"type":18,"label":5213,"style":301,"component":302,"onClickEvent":18,"openInANewTab":14},"a349de93-1409-4ba4-a5e3-3c1916013987",{"id":5206,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":5207,"copyright":18,"fieldtype":19,"meta_data":5208,"is_external_url":14},16281109,"https://a.storyblok.com/f/146026/16x16/e708885b4d/icon-wallet-carbon_no-bg.svg",{},{"id":5210,"url":18,"linktype":1684,"fieldtype":300,"cached_url":5211,"prep":151,"story":5212},"b419cae8-61d4-4ab4-919b-71875ceab832","/fr/product/budget",{"name":5213,"id":5214,"uuid":5210,"slug":5215,"url":5216,"full_slug":5217,"_stopResolving":151},"Budget",193401384269658,"budget","product/budget","fr/product/budget"," Plateforme","dropdownMenu",[5221],{"cta":5222,"_uid":5237,"title":5238,"eyebrow":5246,"subtitle":5249,"component":46,"textAlign":18,"sectionSettings":5256,"subtitleLeftBorder":14},[5223],{"tag":18,"_uid":5224,"hide":14,"icon":5225,"link":5226,"type":18,"label":5236,"style":301,"component":302,"mobileLabel":18,"onClickEvent":18,"openInANewTab":14,"horizontalFill":14},"c116cfe4-00a7-4def-bfa6-50635b56f3cd",{"id":17,"alt":17,"name":18,"focus":17,"title":17,"filename":17,"copyright":17,"fieldtype":19},{"id":5227,"url":18,"linktype":1684,"fieldtype":300,"cached_url":5228,"prep":151,"story":5229},"d3363100-1268-4a79-860d-dcf3ad572077","/fr/platform/platform-releases/june-update-2026",{"name":5230,"id":5231,"uuid":5227,"slug":5232,"url":5233,"translated_name":5234,"full_slug":5235,"_stopResolving":151},"June update 2026",184269172433090,"june-update-2026","platform/platform-releases/june-update-2026","Juin 2026 Nouveautes","fr/platform/platform-releases/juin-2026-nouveautes","Découvrir les nouveautés","5602ee0e-a19d-4a6d-81c7-654623a62c53",{"type":43,"content":5239},[5240],{"type":61,"attrs":5241,"content":5243},{"textAlign":17,"key":5242},"p-0",[5244],{"text":5245,"type":52},"Quoi de neuf",{"type":43,"content":5247},[5248],{"type":61},{"type":43,"content":5250},[5251],{"type":61,"attrs":5252,"content":5253},{"textAlign":17,"key":5242},[5254],{"text":5255,"type":52},"Votre dernière mise à jour produit Spendesk est arrivée",[],{"tag":18,"_uid":5258,"hide":14,"icon":5259,"link":5260,"type":18,"label":5268,"style":301,"component":302,"mobileLabel":18,"onClickEvent":18,"openInANewTab":14,"horizontalFill":14},"3e099d1d-7633-470a-b225-70ff55117055",{"id":17,"alt":17,"name":18,"focus":17,"title":17,"filename":17,"copyright":17,"fieldtype":19},{"id":5261,"url":18,"linktype":1684,"fieldtype":300,"cached_url":5262,"prep":151,"story":5263},"3fa6ea10-966e-4089-af4b-7e6e442aa044","/fr/pricing",{"name":5264,"id":5265,"uuid":5261,"slug":5266,"url":5266,"full_slug":5267,"_stopResolving":151},"Pricing",118542802,"pricing","fr/pricing","Tarifs",{"tag":18,"_uid":5270,"icon":5271,"link":5272,"type":18,"label":5281,"style":301,"component":302,"onClickEvent":18,"openInANewTab":14},"d5e1987a-f5af-4885-8aaa-ef59abcd1856",{"id":17,"alt":17,"name":18,"focus":17,"title":17,"filename":17,"copyright":17,"fieldtype":19},{"id":5273,"url":18,"linktype":1684,"fieldtype":300,"cached_url":5274,"prep":151,"story":5275},"09ad78b4-d4be-4ef1-9f8d-7f452d2592ee","/fr/customers/",{"name":5276,"id":5277,"uuid":5273,"slug":5278,"url":5279,"full_slug":5280,"_stopResolving":151},"Listing page",107236629,"customers","customers/","fr/customers/","Témoignages clients",{"_uid":5283,"label":5284,"columns":5285,"component":5219,"headingNewBranding":5450},"59752063-d282-4855-95bc-45cfb825ed90","Ressources",[5286,5344,5420],{"_uid":5287,"ctas":5288,"label":5342,"component":5134,"backgroundIconColor":5343},"705444cd-cbfb-417a-99c3-8481453ed293",[5289,5299,5313,5326],{"tag":18,"_uid":5290,"icon":5291,"link":5295,"type":18,"label":5298,"style":301,"component":302,"onClickEvent":18,"openInANewTab":14},"5fa4f3ea-1139-4bfb-9f4b-5bfc2ee878e4",{"id":5292,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":5293,"copyright":18,"fieldtype":19,"meta_data":5294,"is_private":14,"is_external_url":14},16281084,"https://a.storyblok.com/f/146026/16x16/4c0bcd937c/icon-edit-carbon_no-bg.svg",{},{"id":9,"url":18,"linktype":1684,"fieldtype":300,"cached_url":5296,"prep":151,"story":5297},"/fr/blog/",{"name":4,"id":8,"uuid":9,"slug":26,"url":5029,"full_slug":5024,"_stopResolving":151},"Blog",{"tag":18,"_uid":5300,"hide":151,"icon":5301,"link":5305,"type":18,"label":5309,"style":301,"component":302,"mobileLabel":18,"onClickEvent":18,"openInANewTab":14,"horizontalFill":14},"550defa8-3f12-404f-93c9-d1712a0cede6",{"id":5302,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":5303,"copyright":18,"fieldtype":19,"meta_data":5304,"is_external_url":14},22166084,"https://a.storyblok.com/f/146026/16x16/70203afe7e/icon_-_play_-_carbon.svg",{},{"id":5306,"url":18,"linktype":1684,"fieldtype":300,"cached_url":5307,"prep":151,"story":5308},"ee09d2a9-10e7-4197-8982-50a2e4c7e73e","/fr/webinars",{"name":5309,"id":5310,"uuid":5306,"slug":5311,"url":5311,"full_slug":5312,"_stopResolving":151},"Webinars",657702684,"webinars","fr/webinars",{"tag":18,"_uid":5314,"hide":14,"icon":5315,"link":5319,"type":18,"label":1510,"style":301,"component":302,"mobileLabel":18,"onClickEvent":18,"openInANewTab":14,"horizontalFill":14},"d6c7b904-02c6-4635-b6ef-7c41c9ffc857",{"id":5316,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":5317,"copyright":18,"fieldtype":19,"meta_data":5318,"is_private":14,"is_external_url":14},16281086,"https://a.storyblok.com/f/146026/16x16/0e8759095b/icon-help-carbon_no-bg.svg",{},{"id":5320,"url":18,"linktype":1684,"fieldtype":300,"cached_url":5321,"prep":151,"story":5322},"58f938c1-a22b-4a2a-8ba3-85610455b1e2","/fr/faq",{"name":1510,"id":5323,"uuid":5320,"slug":5324,"url":5324,"full_slug":5325,"_stopResolving":151},126231937,"faq","fr/faq",{"tag":18,"_uid":5327,"hide":14,"icon":5328,"link":5332,"type":18,"label":5341,"style":301,"component":302,"mobileLabel":18,"onClickEvent":18,"openInANewTab":14,"horizontalFill":14},"615e7cc9-41e0-4033-aa94-52ae8aa728ff",{"id":5329,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":5330,"copyright":18,"fieldtype":19,"meta_data":5331,"is_private":14,"is_external_url":14},16281080,"https://a.storyblok.com/f/146026/17x17/dfacf276ea/icon-search-carbon_no-bg.svg",{},{"id":5333,"url":18,"linktype":1684,"fieldtype":300,"cached_url":5334,"prep":151,"story":5335},"73f35c2d-ebf7-4761-8e05-7ef4d9d7df01","/fr/glossary/",{"name":5336,"id":5337,"uuid":5333,"slug":5338,"url":5339,"full_slug":5340,"_stopResolving":151},"Glossary",127190994,"glossary","glossary/","fr/glossaire/","Glossaire","Contenus","--color-accent-05",{"_uid":5345,"ctas":5346,"label":5419,"component":5134,"labelColor":18,"backgroundIconColor":5343},"487d38bc-1a08-45a5-807a-5a7c04de8a6e",[5347,5359,5374,5390,5406],{"tag":18,"_uid":5348,"hide":14,"icon":5349,"link":5351,"type":18,"label":5355,"style":301,"component":302,"mobileLabel":18,"onClickEvent":18,"openInANewTab":14,"horizontalFill":14},"8f6dba5c-37eb-4e62-a1ab-3c40a4558b8e",{"id":5158,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":5159,"copyright":18,"fieldtype":19,"meta_data":5350,"is_external_url":14},{},{"id":5352,"url":18,"linktype":1684,"fieldtype":300,"cached_url":5353,"prep":151,"story":5354},"9425912b-288d-48f1-a7c7-6247f58ed8ed","/fr/ai",{"name":5355,"id":5356,"uuid":5352,"slug":5357,"url":5357,"full_slug":5358,"_stopResolving":151},"AI Hub",114865617041697,"ai","fr/ai",{"tag":18,"_uid":5360,"icon":5361,"link":5365,"type":18,"label":5373,"style":301,"component":302,"onClickEvent":18,"openInANewTab":14},"7777fb05-58e5-4f3c-aa58-92cdbc65fd09",{"id":5362,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":5363,"copyright":18,"fieldtype":19,"meta_data":5364,"is_external_url":14},16281087,"https://a.storyblok.com/f/146026/16x16/e6ec37650f/icon-file-carbon_no-bg.svg",{},{"id":5366,"url":18,"linktype":1684,"fieldtype":300,"cached_url":5367,"prep":151,"story":5368},"b116361a-f2a4-40f7-a021-4b9b64edade9","/fr/finance-resources",{"name":5369,"id":5370,"uuid":5366,"slug":5371,"url":5371,"full_slug":5372,"_stopResolving":151},"Finance resources",363638378,"finance-resources","fr/documentation-gestion","Contenu premium",{"tag":18,"_uid":5375,"hide":14,"icon":5376,"link":5380,"type":18,"label":5389,"style":301,"component":302,"mobileLabel":18,"onClickEvent":18,"openInANewTab":14,"horizontalFill":14},"627fe88e-fe6c-48e9-a3c4-2fd3336c1013",{"id":5377,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":5378,"copyright":18,"fieldtype":19,"meta_data":5379,"is_external_url":14},70200044241480,"https://a.storyblok.com/f/146026/20x20/c23deb7ab6/icon-map-carbon_no-bg.svg",{},{"id":5381,"url":18,"linktype":1684,"fieldtype":300,"cached_url":5382,"prep":151,"story":5383},"52ff1d3e-2698-4924-98a8-bb3c78d08bac","/fr/tools/cfo-tech-stack-map",{"name":5384,"id":5385,"uuid":5381,"slug":5386,"url":5387,"full_slug":5388,"_stopResolving":151},"CFO Tech Stack Map",688303595,"cfo-tech-stack-map","tools/cfo-tech-stack-map","fr/tools/cfo-tech-stack-map","Cartographie des outils de la DAF",{"tag":18,"_uid":5391,"hide":14,"icon":5392,"link":5396,"type":18,"label":5405,"style":301,"component":302,"mobileLabel":18,"onClickEvent":18,"openInANewTab":14,"horizontalFill":14},"bcc29e92-02f7-467c-95b2-b1a3745b8641",{"id":5393,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":5394,"copyright":18,"fieldtype":19,"meta_data":5395,"is_external_url":14},16281098,"https://a.storyblok.com/f/146026/16x16/3e30487589/icon-calculator-carbon_no-bg.svg",{},{"id":5397,"url":18,"linktype":1684,"fieldtype":300,"cached_url":5398,"prep":151,"story":5399},"ab956bec-b6b4-434a-b4aa-b772873f9577","/fr/tools/spend-management-calculator",{"name":5400,"id":5401,"uuid":5397,"slug":5402,"url":5403,"full_slug":5404,"_stopResolving":151},"ROI calculator",159362364,"spend-management-calculator","tools/spend-management-calculator","fr/tools/spend-management-calculator","Calculateur d'économies",{"tag":18,"_uid":5407,"icon":5408,"link":5410,"type":18,"label":5418,"style":301,"component":302,"onClickEvent":18,"openInANewTab":14,"hide":151},"2ebe313f-59e0-4d88-b72e-217efc4a1c17",{"id":5106,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":5107,"copyright":18,"fieldtype":19,"meta_data":5409,"is_external_url":14},{},{"id":5411,"url":18,"linktype":1684,"fieldtype":300,"cached_url":5412,"prep":151,"story":5413},"001bfc30-c6f3-44bd-93ed-888c2ec3bc46","/fr/tools/hmrc-mileage-calculator",{"name":5414,"id":5415,"uuid":5411,"slug":5414,"url":5416,"full_slug":5417,"_stopResolving":151},"hmrc-mileage-calculator",590567568,"tools/hmrc-mileage-calculator","fr/tools/hmrc-mileage-calculator","HMRC Mileage Calculator","Ressources et outils",{"_uid":5421,"ctas":5422,"label":5449,"component":5134,"backgroundIconColor":5343},"42cd977b-64fd-4daa-a999-3e539c48fdf8",[5423,5431,5440],{"tag":18,"_uid":5424,"icon":5425,"link":5429,"type":18,"label":5430,"style":301,"component":302,"onClickEvent":18,"openInANewTab":151},"2d80d8b9-bc29-451a-8830-93f777a4035f",{"id":5426,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":5427,"copyright":18,"fieldtype":19,"meta_data":5428,"is_external_url":14},16281104,"https://a.storyblok.com/f/146026/24x24/9630540d4d/icon-cfoc-carbon_no-bg.svg",{},{"id":18,"url":4687,"linktype":299,"fieldtype":300,"cached_url":4687},"Rejoindre CFO Connect",{"tag":18,"_uid":5432,"icon":5433,"link":5437,"type":18,"label":5439,"style":301,"component":302,"onClickEvent":18,"openInANewTab":14},"8aa1408e-a5de-4956-b981-e612681b1217",{"id":5434,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":5435,"copyright":18,"fieldtype":19,"meta_data":5436,"is_private":14,"is_external_url":14},16281088,"https://a.storyblok.com/f/146026/16x16/11abf8539b/icon-calendar-carbon_no-bg.svg",{},{"id":18,"url":5438,"linktype":299,"cached_url":5438},"https://www.cfoconnect.eu/fr/events/","Événements",{"tag":18,"_uid":5441,"icon":5442,"link":5446,"type":18,"label":5448,"style":301,"component":302,"onClickEvent":18,"openInANewTab":14},"51f87bc2-673b-462f-8774-e0e4ff7d7c32",{"id":5443,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":5444,"copyright":18,"fieldtype":19,"meta_data":5445,"is_private":14,"is_external_url":14},16281082,"https://a.storyblok.com/f/146026/16x16/d2c2ef928e/icon-chat-carbon_no-bg.svg",{},{"id":18,"url":5447,"linktype":299,"cached_url":5447},"https://www.cfoconnect.eu/fr/resources/faces-of-finance/","Faces of Finance","Communauté",[],{"_uid":5452,"label":5453,"columns":5454,"component":5219,"headingNewBranding":5530},"4d29560b-a121-4a55-83cc-9ad81e6c3b0d","Entreprise",[5455,5496],{"_uid":5456,"ctas":5457,"label":5453,"component":5134,"labelColor":18,"backgroundIconColor":5135},"e742d8be-34ef-4dd7-a505-637bcae2bfe0",[5458,5471,5480],{"tag":18,"_uid":5459,"hide":14,"icon":5460,"link":5462,"type":18,"label":5470,"style":301,"component":302,"mobileLabel":18,"onClickEvent":18,"openInANewTab":14,"horizontalFill":14},"08110155-0385-4a0d-bb1f-23db5d38e45f",{"id":5190,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":5191,"copyright":18,"fieldtype":19,"meta_data":5461,"is_private":14,"is_external_url":14},{},{"id":5463,"url":18,"linktype":1684,"fieldtype":300,"cached_url":5464,"prep":151,"story":5465},"e44ca227-8de9-44c9-93ac-9229f1e769ba","/fr/about",{"name":5466,"id":5467,"uuid":5463,"slug":5468,"url":5468,"full_slug":5469,"_stopResolving":151},"Our story",126213445,"about","fr/about","À propos de Spendesk",{"tag":18,"_uid":5472,"hide":14,"icon":5473,"link":5477,"type":18,"label":5479,"style":301,"component":302,"mobileLabel":18,"onClickEvent":18,"openInANewTab":14,"horizontalFill":14},"10f20954-92be-45a9-a38d-4ff377ae1a91",{"id":5474,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":5475,"copyright":18,"fieldtype":19,"meta_data":5476,"is_external_url":14},16281083,"https://a.storyblok.com/f/146026/16x16/4710670fe5/icon-suitcase-carbon_no-bg.svg",{},{"id":18,"url":5478,"linktype":299,"fieldtype":300,"cached_url":5478},"https://career.spendesk.com/fr/","Carrières",{"tag":18,"_uid":5481,"hide":14,"icon":5482,"link":5486,"type":18,"label":5495,"style":301,"component":302,"mobileLabel":18,"onClickEvent":18,"openInANewTab":14,"horizontalFill":14},"54992a01-315a-44ea-8d42-530e6a4991e4",{"id":5483,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":5484,"copyright":18,"fieldtype":19,"meta_data":5485,"is_private":14,"is_external_url":14},16281079,"https://a.storyblok.com/f/146026/16x16/b2eba365dd/icon-news-carbon_no-bg.svg",{},{"id":5487,"url":18,"linktype":1684,"fieldtype":300,"cached_url":5488,"prep":151,"story":5489},"f09d7678-b42b-4c68-b4a5-3d26d457355c","/fr/press/",{"name":5490,"id":5491,"uuid":5487,"slug":5492,"url":5493,"full_slug":5494,"_stopResolving":151},"Spendesk Press",265014512,"press","press/","fr/press/","Presse",{"_uid":5497,"ctas":5498,"label":1966,"component":5134,"labelColor":18,"backgroundIconColor":5135},"59a11592-e6cb-405d-8208-9e3c365ac046",[5499,5515],{"tag":18,"_uid":5500,"hide":14,"icon":5501,"link":5505,"type":18,"label":5514,"style":301,"component":302,"mobileLabel":18,"onClickEvent":18,"openInANewTab":14,"horizontalFill":14},"4c769292-9f5f-404f-90d3-9a6ed38483ff",{"id":5502,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":5503,"copyright":18,"fieldtype":19,"meta_data":5504,"is_private":14,"is_external_url":14},16281099,"https://a.storyblok.com/f/146026/18x16/a7c116c072/icon-people-carbon_no-bg.svg",{},{"id":5506,"url":18,"linktype":1684,"fieldtype":300,"cached_url":5507,"prep":151,"story":5508},"256bc156-b5de-4af2-a9d9-17e2f24d8448","/fr/partners/",{"name":5509,"id":5510,"uuid":5506,"slug":5511,"url":5512,"full_slug":5513,"_stopResolving":151},"Partners",113802294,"partners","partners/","fr/partners/","Partenaires",{"tag":18,"_uid":5516,"hide":14,"icon":5517,"link":5521,"type":18,"label":5529,"style":301,"component":302,"mobileLabel":18,"onClickEvent":18,"openInANewTab":14,"horizontalFill":14},"f0e6324a-5e60-43c4-bffc-3430ec5c000b",{"id":5518,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":5519,"copyright":18,"fieldtype":19,"meta_data":5520,"is_private":14,"is_external_url":14},16281081,"https://a.storyblok.com/f/146026/18x18/01e1262e82/icon-phone-carbon_no-bg.svg",{},{"id":5522,"url":18,"linktype":1684,"fieldtype":300,"cached_url":5523,"prep":151,"story":5524},"07eb4f4d-6829-4200-a43a-40fe668dbd09","/fr/contact-us",{"name":5525,"id":5526,"uuid":5522,"slug":5527,"url":5527,"full_slug":5528,"_stopResolving":151},"Contact us",126275406,"contact-us","fr/contact-us","Nous contacter",[],"Se connecter","header",[5534,5539,5544,5548],{"_uid":5535,"code":148,"name":5536,"component":5537,"shortName":5538},"3825432f-6270-4fc5-a6de-2268b10d53ab","Deutsch","language","DE",{"_uid":5540,"code":5541,"name":5542,"component":5537,"shortName":5543},"5050c343-1954-40e4-bc50-71a22fceaf28","en","English","EN",{"_uid":5545,"code":150,"name":5546,"component":5537,"shortName":5547},"76d21077-cbac-4f11-9fed-1cee8e6221ae","Español","ES",{"_uid":5549,"code":142,"name":5550,"component":5537,"shortName":5551},"a451f395-b57c-4be1-8e17-c87dbc81b87b","Français","FR",{"id":5553,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":5554,"copyright":18,"fieldtype":19,"meta_data":5555,"is_external_url":14},15300953,"https://a.storyblok.com/f/146026/143x22/ff77add2ca/spendesk-logo-black.svg",{},{"id":5557,"alt":284,"name":18,"focus":18,"title":5558,"source":18,"filename":5559,"copyright":18,"fieldtype":19,"meta_data":5560,"is_external_url":14},4112224,"Spendesk white","https://a.storyblok.com/f/146026/x/8000a10792/spendesk-logo-white.svg",{},[5562],{"tag":18,"_uid":5563,"hide":14,"icon":5564,"link":5566,"type":18,"label":5568,"style":301,"component":302,"onClickEvent":5569,"openInANewTab":151,"horizontalFill":14},"76967f37-ad44-44e4-942f-2b6c1c1ee456",{"id":17,"alt":17,"name":18,"focus":17,"title":17,"source":17,"filename":18,"copyright":17,"fieldtype":19,"meta_data":5565},{},{"id":18,"url":5567,"linktype":299,"fieldtype":300,"cached_url":5567},"https://helpcenter.spendesk.com/fr/","Centre d'aide","website:navbar:helpcenter_cta:clicked",[5571,5576],{"tag":18,"_uid":5572,"hide":14,"icon":5573,"link":5575,"type":18,"label":5568,"style":301,"component":302,"onClickEvent":5569,"openInANewTab":151,"horizontalFill":14},"5973fc04-9f32-479f-8978-27caad9d8e91",{"id":17,"alt":17,"name":18,"focus":17,"title":17,"source":17,"filename":18,"copyright":17,"fieldtype":19,"meta_data":5574},{},{"id":18,"url":5567,"linktype":299,"fieldtype":300,"cached_url":5567},{"tag":18,"_uid":5577,"hide":14,"icon":5578,"link":5580,"type":18,"label":5588,"style":301,"component":302,"mobileLabel":18,"onClickEvent":18,"openInANewTab":14,"horizontalFill":14},"9875b499-bfb1-473b-a433-f70b3cff167b",{"id":17,"alt":17,"name":18,"focus":17,"title":17,"filename":17,"copyright":17,"fieldtype":19,"meta_data":5579,"is_external_url":14},{},{"id":5581,"url":18,"linktype":1684,"fieldtype":300,"cached_url":5582,"prep":151,"story":5583},"0fcd9d53-6332-4709-aeeb-2e72863eb107","/fr/spendesk-security",{"name":5584,"id":5585,"uuid":5581,"slug":5586,"url":5586,"full_slug":5587,"_stopResolving":151},"Security",126230553,"spendesk-security","fr/spendesk-security","Sécurité & confidentialité",[5590,5598,5606,5613,5621],{"tag":18,"_uid":5591,"icon":5592,"link":5596,"type":18,"label":18,"style":301,"component":302,"onClickEvent":18,"openInANewTab":151},"71cb89db-23a0-4b90-82d6-ca84b52af561",{"id":5593,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":5594,"copyright":18,"fieldtype":19,"meta_data":5595,"is_external_url":14},16281248,"https://a.storyblok.com/f/146026/12x12/2d962efd0e/icon-facebook-carbon_no-bg.svg",{},{"id":18,"url":5597,"linktype":299,"fieldtype":300,"cached_url":5597},"https://www.facebook.com/spendesk/",{"tag":18,"_uid":5599,"icon":5600,"link":5604,"type":18,"label":18,"style":301,"component":302,"onClickEvent":18,"openInANewTab":151},"69887bf3-cc5a-4f8b-82e0-33682082fbb0",{"id":5601,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":5602,"copyright":18,"fieldtype":19,"meta_data":5603,"is_private":14,"is_external_url":14},16281245,"https://a.storyblok.com/f/146026/12x12/3d1e2f35e1/icon-instagram-carbon_no-bg.svg",{},{"id":18,"url":5605,"linktype":299,"fieldtype":300,"cached_url":5605},"https://www.instagram.com/spendesk",{"tag":18,"_uid":5607,"icon":5608,"link":5612,"type":18,"label":18,"style":301,"component":302,"onClickEvent":18,"openInANewTab":151},"4b43ad3a-09a9-4670-8fa0-112bc3a16e82",{"id":5609,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":5610,"copyright":18,"fieldtype":19,"meta_data":5611,"is_private":14,"is_external_url":14},16281247,"https://a.storyblok.com/f/146026/12x12/864442ea5c/icon-linkedin-carbon_no-bg.svg",{},{"id":18,"url":298,"linktype":299,"fieldtype":300,"cached_url":298},{"tag":18,"_uid":5614,"icon":5615,"link":5619,"type":18,"label":18,"style":301,"component":302,"onClickEvent":18,"openInANewTab":151},"78310ee6-2020-4d6f-935c-61b7c4320988",{"id":5616,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":5617,"copyright":18,"fieldtype":19,"meta_data":5618,"is_private":14,"is_external_url":14},16281249,"https://a.storyblok.com/f/146026/12x12/2b24154a63/icon-x-carbon_no-bg.svg",{},{"id":18,"url":5620,"linktype":299,"fieldtype":300,"cached_url":5620},"https://x.com/Spendesk",{"tag":18,"_uid":5622,"hide":14,"icon":5623,"link":5627,"type":18,"label":18,"style":301,"component":302,"mobileLabel":18,"onClickEvent":18,"openInANewTab":151,"horizontalFill":14},"70991476-75cd-4094-ae94-acd39cb504f1",{"id":5624,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":5625,"copyright":18,"fieldtype":19,"meta_data":5626,"is_private":14,"is_external_url":14},16281246,"https://a.storyblok.com/f/146026/12x12/169fccc4c0/icon-youtube-carbon_no-bg.svg",{},{"id":18,"url":5628,"linktype":299,"fieldtype":300,"cached_url":5628},"https://www.youtube.com/c/spendesk",[5630],{"tag":18,"_uid":5631,"hide":14,"icon":5632,"link":5633,"type":18,"label":18,"style":301,"component":302,"mobileLabel":18,"onClickEvent":18,"openInANewTab":14,"horizontalFill":14},"b3e35b40-8a11-4b10-8610-d965ad8998f4",{"id":17,"alt":17,"name":18,"focus":17,"title":17,"filename":17,"copyright":17,"fieldtype":19},{"id":5634,"url":18,"linktype":1684,"fieldtype":300,"cached_url":5635,"prep":151,"story":5636},"cda85daf-0d14-4698-9bb2-d5fbb6bd7bc5","/fr/home",{"name":5637,"id":5638,"uuid":5634,"slug":5639,"url":5639,"full_slug":5640,"_stopResolving":151},"Homepage",106735746,"home","fr/home",[5642],{"tag":18,"_uid":5643,"hide":14,"icon":5644,"link":5645,"type":18,"label":5647,"style":301,"component":302,"onClickEvent":5648,"openInANewTab":14,"horizontalFill":14},"2c621606-7c33-47b3-9eb1-456d185505fe",{"id":17,"alt":17,"name":18,"focus":17,"title":17,"filename":18,"copyright":17,"fieldtype":19},{"id":4980,"url":18,"anchor":18,"linktype":1684,"fieldtype":300,"cached_url":4981,"prep":151,"story":5646},{"name":4983,"id":4984,"uuid":4980,"slug":4985,"url":4986,"full_slug":4987,"_stopResolving":151},"Réservez une démo","website:navbar:book_a_demo_cta:clicked",[5650],{"_uid":5651,"hide":14,"style":5652,"content":5653,"display":5678,"component":5679,"hideOnMobile":14,"mobileContent":5680},"295cfee8-25ae-49d8-8704-8e96565866d5","animated-gradient",{"type":43,"attrs":5654,"content":5655},{"backgroundColor":17},[5656],{"type":61,"attrs":5657,"content":5658},{"textAlign":17,"key":5242},[5659,5663,5665,5669,5671],{"text":5660,"type":52,"marks":5661},"CFO Connect Summit",[5662],{"type":72},{"text":5664,"type":52}," — 3 jours. Démos en direct. Des workflows concrets. Avec des leaders de DeepL & NetSuite · ",{"text":5666,"type":52,"marks":5667},"13–15 oct",[5668],{"type":72},{"text":5670,"type":52},". 👉 ",{"text":5672,"type":52,"marks":5673},"Inscrivez-vous gratuitement",[5674,5677],{"type":385,"attrs":5675},{"href":5676,"uuid":17,"anchor":17,"target":17,"linktype":299},"https://www.spendesk.com/events/cfo-connect-summit/?utm_source=spendesk&utm_medium=banner&utm_campaign=cfo_connect_summit_2026&utm_content=banner_top_text_link",{"type":72},"Whole website","announcementBanner",{"type":43,"attrs":5681,"content":5682},{"backgroundColor":17},[5683],{"type":61,"attrs":5684,"content":5685},{"textAlign":17,"key":5242},[5686,5689,5691,5694,5695],{"text":5660,"type":52,"marks":5687},[5688],{"type":72},{"text":5690,"type":52}," — 3 jours. Démos en direct. · ",{"text":5666,"type":52,"marks":5692},[5693],{"type":72},{"text":5670,"type":52},{"text":5672,"type":52,"marks":5696},[5697,5699],{"type":385,"attrs":5698},{"href":5676,"uuid":17,"anchor":17,"target":17,"linktype":299},{"type":72},"Sélectionnez votre langue","fr/global-components/header",[5703],"Links checked",111907194,"ef28e32e-3701-433a-b77f-08737a82cfdc","2022-03-09T14:32:27.754Z","/",[],"global-components/header",[5711,5712,5713],{"path":5709,"name":17,"lang":142,"published":17},{"path":5709,"name":17,"lang":148,"published":17},{"path":5709,"name":17,"lang":150,"published":17},{"name":5715,"created_at":5716,"published_at":5717,"updated_at":5718,"id":5719,"uuid":5720,"content":5721,"slug":6013,"full_slug":6195,"sort_by_date":17,"position":183,"tag_list":6196,"is_startpage":14,"parent_id":5704,"meta_data":17,"group_id":6197,"first_published_at":6198,"release_id":17,"lang":142,"path":5029,"alternates":6199,"default_full_slug":6200,"translated_slugs":6201},"Footer","2022-03-03T10:27:46.390Z","2026-05-13T14:37:35.509Z","2026-05-13T14:37:35.598Z",112689691,"bd332f6b-f70a-4f07-abe4-434b845b6945",{"_uid":5722,"lists":5723,"component":6013,"logoLinks":6014,"legalLinks":6031,"socialLinks":6089,"newsletterForm":6115,"complianceLogos":6154,"newsletterTitle":6163,"smallDescription":6164,"newsletterSubtitle":6170,"legalDescriptionText":6171},"68acc184-683a-412b-863a-297708c3cffb",[5724,5843,5916,5981],{"_uid":5725,"ctas":5726,"label":5842,"component":5134,"labelColor":18,"backgroundIconColor":18},"d0f2d38f-3465-422c-9ebf-15df11d2c26b",[5727,5741,5755,5763,5777,5791,5805,5817,5830],{"tag":18,"_uid":5728,"hide":14,"icon":5729,"link":5731,"type":18,"label":5740,"style":301,"component":302,"onClickEvent":18,"openInANewTab":14,"horizontalFill":14},"6c234d18-72c2-4bd6-9f55-f4e43594afab",{"id":17,"alt":17,"name":18,"focus":17,"title":17,"source":17,"filename":18,"copyright":17,"fieldtype":19,"meta_data":5730},{},{"id":5732,"url":18,"linktype":1684,"fieldtype":300,"cached_url":5733,"prep":151,"story":5734},"55eff7ea-e09a-4ede-98c5-21bc5a882f28","/fr/use-cases/invoice-processing",{"name":5735,"id":5736,"uuid":5732,"slug":5737,"url":5738,"full_slug":5739,"_stopResolving":151},"Automated invoice processing",129356665,"invoice-processing","use-cases/invoice-processing","fr/use-cases/invoice-processing","Traiter toutes les factures",{"tag":18,"_uid":5742,"hide":14,"icon":5743,"link":5745,"type":18,"label":5754,"style":301,"component":302,"onClickEvent":18,"openInANewTab":14,"horizontalFill":14},"85a7dae5-f766-4f55-b545-3cfe43c0f819",{"id":17,"alt":17,"name":18,"focus":17,"title":17,"source":17,"filename":18,"copyright":17,"fieldtype":19,"meta_data":5744},{},{"id":5746,"url":18,"linktype":1684,"fieldtype":300,"cached_url":5747,"prep":151,"story":5748},"0925f744-a413-46d2-af4e-ed4c9fbd5f06","/fr/use-cases/administrative-expenses",{"name":5749,"id":5750,"uuid":5746,"slug":5751,"url":5752,"full_slug":5753,"_stopResolving":151},"Administrative expenses",129781018,"administrative-expenses","use-cases/administrative-expenses","fr/use-cases/administrative-expenses","Dépenses administratives",{"tag":18,"_uid":5756,"hide":14,"icon":5757,"link":5759,"type":18,"label":5762,"style":301,"component":302,"onClickEvent":18,"openInANewTab":14,"horizontalFill":14},"dca639bb-1c45-45e9-8ab9-6bf130a9fff7",{"id":17,"alt":17,"name":18,"focus":17,"title":17,"source":17,"filename":18,"copyright":17,"fieldtype":19,"meta_data":5758},{},{"id":5760,"url":18,"linktype":1684,"fieldtype":300,"cached_url":5761,"prep":151},"a5ebc082-5ced-490f-beeb-91473f913fb7","/fr/product/subscription-management","Abonnements",{"tag":18,"_uid":5764,"hide":14,"icon":5765,"link":5767,"type":18,"label":5776,"style":301,"component":302,"onClickEvent":18,"openInANewTab":14,"horizontalFill":14},"9ba916f8-6ed9-4789-a107-907007efc326",{"id":17,"alt":17,"name":18,"focus":17,"title":17,"source":17,"filename":18,"copyright":17,"fieldtype":19,"meta_data":5766},{},{"id":5768,"url":18,"linktype":1684,"fieldtype":300,"cached_url":5769,"prep":151,"story":5770},"2a707a65-6597-4ae6-bbc2-5e3f13075706","/fr/use-cases/travel-spending",{"name":5771,"id":5772,"uuid":5768,"slug":5773,"url":5774,"full_slug":5775,"_stopResolving":151},"Travel spending",129190854,"travel-spending","use-cases/travel-spending","fr/use-cases/travel-spending","Voyages d'affaires",{"tag":18,"_uid":5778,"hide":14,"icon":5779,"link":5781,"type":18,"label":5790,"style":301,"component":302,"onClickEvent":18,"openInANewTab":14,"horizontalFill":14},"f94a4adb-4c2b-459f-a640-f0c0279ea721",{"id":17,"alt":17,"name":18,"focus":17,"title":17,"source":17,"filename":18,"copyright":17,"fieldtype":19,"meta_data":5780},{},{"id":5782,"url":18,"linktype":1684,"fieldtype":300,"cached_url":5783,"prep":151,"story":5784},"8191ed3b-30f0-4e58-b83d-9bc4c524b120","/fr/use-cases/office-expenses",{"name":5785,"id":5786,"uuid":5782,"slug":5787,"url":5788,"full_slug":5789,"_stopResolving":151},"Easily manage office expenses | Spendesk",128717906,"office-expenses","use-cases/office-expenses","fr/use-cases/office-expenses","Avantages salariaux",{"tag":18,"_uid":5792,"hide":14,"icon":5793,"link":5795,"type":18,"label":5804,"style":301,"component":302,"mobileLabel":18,"onClickEvent":18,"openInANewTab":14,"horizontalFill":14},"518b355a-04dc-4755-ae49-4242b463744d",{"id":17,"alt":17,"name":18,"focus":17,"title":17,"source":17,"filename":18,"copyright":17,"fieldtype":19,"meta_data":5794},{},{"id":5796,"url":18,"linktype":1684,"fieldtype":300,"cached_url":5797,"prep":151,"story":5798},"ca384414-4154-4849-a5c9-3738c1ad70fd","/fr/use-cases/digital-advertising-spending",{"name":5799,"id":5800,"uuid":5796,"slug":5801,"url":5802,"full_slug":5803,"_stopResolving":151},"Digital advertising spending",129684661,"digital-advertising-spending","use-cases/digital-advertising-spending","fr/use-cases/digital-advertising-spending","Dépenses marketing",{"tag":18,"_uid":5806,"hide":151,"icon":5807,"link":5809,"type":18,"label":5129,"style":301,"component":302,"mobileLabel":18,"onClickEvent":18,"openInANewTab":14,"horizontalFill":14},"dc00429b-285a-4699-ba81-97bbaf890a70",{"id":17,"alt":17,"name":18,"focus":17,"title":17,"source":17,"filename":18,"copyright":17,"fieldtype":19,"meta_data":5808},{},{"id":5810,"url":18,"linktype":1684,"fieldtype":300,"cached_url":5811,"prep":151,"story":5812},"1c9f0a4a-55a7-46a3-aa93-4bd1ac73c52a","/fr/expense-management-software",{"name":5813,"id":5814,"uuid":5810,"slug":5815,"url":5815,"full_slug":5816,"_stopResolving":151},"Expense management software",130935631,"expense-management-software","fr/expense-management-software",{"tag":18,"_uid":5818,"hide":151,"icon":5819,"link":5821,"type":18,"label":5829,"style":301,"component":302,"mobileLabel":18,"onClickEvent":18,"openInANewTab":14,"horizontalFill":14},"469f4c3f-514e-4233-9145-28711379d5ce",{"id":17,"alt":17,"name":18,"focus":17,"title":17,"source":17,"filename":18,"copyright":17,"fieldtype":19,"meta_data":5820},{},{"id":5822,"url":18,"linktype":1684,"fieldtype":300,"cached_url":5823,"prep":151,"story":5824},"73ff0017-620a-491e-88a2-e14a86be013a","/fr/business-expense-cards",{"name":5825,"id":5826,"uuid":5822,"slug":5827,"url":5827,"full_slug":5828,"_stopResolving":151},"Business expense cards ",127581560,"business-expense-cards","fr/business-expense-cards","Business Cards",{"tag":18,"_uid":5831,"hide":151,"icon":5832,"link":5834,"type":18,"label":5113,"style":301,"component":302,"mobileLabel":18,"onClickEvent":18,"openInANewTab":14,"horizontalFill":14},"4cde6a66-266d-48bc-b86f-406e5bc0ec2a",{"id":17,"alt":17,"name":18,"focus":17,"title":17,"source":17,"filename":18,"copyright":17,"fieldtype":19,"meta_data":5833},{},{"id":5835,"url":18,"linktype":1684,"fieldtype":300,"cached_url":5836,"prep":151,"story":5837},"01ed1057-9896-498c-926e-60bc926469a8","/fr/accounts-payable-software",{"name":5838,"id":5839,"uuid":5835,"slug":5840,"url":5840,"full_slug":5841,"_stopResolving":151},"Accounts payable software",128157999,"accounts-payable-software","fr/accounts-payable-software","Solutions",{"_uid":5844,"ctas":5845,"label":5915,"component":5134,"labelColor":18,"backgroundIconColor":18},"f5cbd7bc-f736-4698-a51e-febd689e8aba",[5846,5859,5866,5873,5881,5889,5896,5902,5909],{"tag":18,"_uid":5847,"hide":14,"icon":5848,"link":5850,"type":18,"label":2941,"style":301,"component":302,"mobileLabel":18,"onClickEvent":18,"openInANewTab":14,"horizontalFill":14},"bdc33375-72d8-4afc-b7d3-fc2fb82dc0af",{"id":17,"alt":17,"name":18,"focus":17,"title":17,"source":17,"filename":18,"copyright":17,"fieldtype":19,"meta_data":5849},{},{"id":5851,"url":18,"linktype":1684,"fieldtype":300,"cached_url":5852,"prep":151,"story":5853},"4b39d188-071f-4f1b-9670-76374dd671b8","/fr/platform",{"name":5854,"id":5855,"uuid":5851,"slug":5856,"url":5857,"full_slug":5858,"_stopResolving":151},"Platform",511195522,"platform","platform/","fr/platform/",{"tag":18,"_uid":5860,"hide":14,"icon":5861,"link":5863,"type":18,"label":5098,"style":301,"component":302,"mobileLabel":18,"onClickEvent":18,"openInANewTab":14,"horizontalFill":14},"7e976f79-3fe6-4f3c-81db-baabd41b8546",{"id":17,"alt":17,"name":18,"focus":17,"title":17,"source":17,"filename":18,"copyright":17,"fieldtype":19,"meta_data":5862},{},{"id":5864,"url":18,"linktype":1684,"fieldtype":300,"cached_url":5865,"prep":151},"f77dd8b1-8d41-4544-ac6a-c6f16b40172d","/fr/platform/procure-to-pay",{"tag":18,"_uid":5867,"hide":14,"icon":5868,"link":5870,"type":18,"label":5202,"style":301,"component":302,"mobileLabel":18,"onClickEvent":18,"openInANewTab":14,"horizontalFill":14},"7e85bd5b-350e-424b-89f7-86a41638fc46",{"id":17,"alt":17,"name":18,"focus":17,"title":17,"source":17,"filename":18,"copyright":17,"fieldtype":19,"meta_data":5869},{},{"id":5871,"url":18,"linktype":1684,"fieldtype":300,"cached_url":5872,"prep":151},"401777c6-ec33-41bf-a126-f5675213ce30","/fr/platform/multi-entity-management",{"tag":18,"_uid":5874,"hide":14,"icon":5875,"link":5877,"type":18,"label":5880,"style":301,"component":302,"onClickEvent":18,"openInANewTab":14,"horizontalFill":14},"8e12ff56-aeb4-4c77-a7a0-fb740301c3f6",{"id":17,"alt":17,"name":18,"focus":17,"title":17,"source":17,"filename":18,"copyright":17,"fieldtype":19,"meta_data":5876},{},{"id":5878,"url":18,"linktype":1684,"fieldtype":300,"cached_url":5879,"prep":151},"27dba625-a774-450b-9fb8-47efecbc5fc1","/fr/product/smart-company-cards","Cartes d'entreprise",{"tag":18,"_uid":5882,"hide":14,"icon":5883,"link":5885,"type":18,"label":5888,"style":301,"component":302,"onClickEvent":18,"openInANewTab":14,"horizontalFill":14},"2fc815b6-120c-475a-9ad5-3365b07f3046",{"id":17,"alt":17,"name":18,"focus":17,"title":17,"source":17,"filename":18,"copyright":17,"fieldtype":19,"meta_data":5884},{},{"id":5886,"url":18,"linktype":1684,"fieldtype":300,"cached_url":5887,"prep":151},"69439fab-65c8-476b-b817-bcd2c0b66df4","/fr/platform/virtual-cards","Cartes virtuelles",{"tag":18,"_uid":5890,"hide":14,"icon":5891,"link":5893,"type":18,"label":5895,"style":301,"component":302,"onClickEvent":18,"openInANewTab":14,"horizontalFill":14},"31cd840e-93a6-4549-a575-70e49458dd04",{"id":17,"alt":17,"name":18,"focus":17,"title":17,"source":17,"filename":18,"copyright":17,"fieldtype":19,"meta_data":5892},{},{"id":5178,"url":18,"linktype":1684,"fieldtype":300,"cached_url":5179,"prep":151,"story":5894},{"name":5181,"id":5182,"uuid":5178,"slug":5183,"url":5184,"full_slug":5185,"_stopResolving":151},"API & Intégrations",{"tag":18,"_uid":5897,"hide":14,"icon":5898,"link":5900,"type":18,"label":5268,"style":301,"component":302,"onClickEvent":18,"openInANewTab":14,"horizontalFill":14},"6ceacb70-4395-4d46-a104-52bcbb12549a",{"id":17,"alt":17,"name":18,"focus":17,"title":17,"source":17,"filename":18,"copyright":17,"fieldtype":19,"meta_data":5899},{},{"id":5261,"url":18,"linktype":1684,"fieldtype":300,"cached_url":5262,"prep":151,"story":5901},{"name":5264,"id":5265,"uuid":5261,"slug":5266,"url":5266,"full_slug":5267,"_stopResolving":151},{"tag":18,"_uid":5903,"hide":14,"icon":5904,"link":5906,"type":18,"label":5908,"style":301,"component":302,"onClickEvent":18,"openInANewTab":14,"horizontalFill":14},"aaf8481c-eaf9-49d6-bbf8-294414629527",{"id":17,"alt":17,"name":18,"focus":17,"title":17,"source":17,"filename":18,"copyright":17,"fieldtype":19,"meta_data":5905},{},{"id":5581,"url":18,"linktype":1684,"fieldtype":300,"cached_url":5582,"prep":151,"story":5907},{"name":5584,"id":5585,"uuid":5581,"slug":5586,"url":5586,"full_slug":5587,"_stopResolving":151},"Sécurité",{"tag":18,"_uid":5910,"hide":14,"icon":5911,"link":5913,"type":18,"label":5914,"style":301,"component":302,"mobileLabel":18,"onClickEvent":18,"openInANewTab":14,"horizontalFill":14},"9ac83939-1d0e-4acd-a388-b7e84d5fe919",{"id":17,"alt":17,"name":18,"focus":17,"title":17,"source":17,"filename":18,"copyright":17,"fieldtype":19,"meta_data":5912},{},{"id":18,"url":1420,"linktype":299,"fieldtype":300,"cached_url":1420},"Centre de confiance","Plateforme",{"_uid":5917,"ctas":5918,"label":5284,"component":5134,"backgroundIconColor":18},"a5692a00-27ae-4696-a7e1-1634fdadec5f",[5919,5925,5930,5936,5943,5949,5955,5962,5969,5975],{"tag":18,"_uid":5920,"hide":14,"icon":5921,"link":5923,"type":18,"label":5281,"style":301,"component":302,"mobileLabel":18,"onClickEvent":18,"openInANewTab":14,"horizontalFill":14},"51465f21-aec8-4db0-8abf-a7642c30c371",{"id":17,"alt":17,"name":18,"focus":17,"title":17,"source":17,"filename":18,"copyright":17,"fieldtype":19,"meta_data":5922},{},{"id":5273,"url":18,"linktype":1684,"fieldtype":300,"cached_url":5274,"prep":151,"story":5924},{"name":5276,"id":5277,"uuid":5273,"slug":5278,"url":5279,"full_slug":5280,"_stopResolving":151},{"tag":18,"_uid":5926,"icon":5927,"link":5928,"type":18,"label":5298,"style":301,"component":302,"onClickEvent":18,"openInANewTab":14},"d8b26908-181b-4ad4-ac37-10378e37c224",{"id":17,"alt":17,"name":18,"focus":17,"title":17,"filename":17,"copyright":17,"fieldtype":19},{"id":9,"url":18,"linktype":1684,"fieldtype":300,"cached_url":5296,"prep":151,"story":5929},{"name":4,"id":8,"uuid":9,"slug":26,"url":5029,"full_slug":5024,"_stopResolving":151},{"tag":18,"_uid":5931,"hide":151,"icon":5932,"link":5934,"type":18,"label":5309,"style":301,"component":302,"mobileLabel":18,"onClickEvent":18,"openInANewTab":14,"horizontalFill":14},"ce775eab-1c6b-429e-b2ca-a231431b2f3e",{"id":17,"alt":17,"name":18,"focus":17,"title":17,"source":17,"filename":18,"copyright":17,"fieldtype":19,"meta_data":5933},{},{"id":5306,"url":18,"linktype":1684,"fieldtype":300,"cached_url":5307,"prep":151,"story":5935},{"name":5309,"id":5310,"uuid":5306,"slug":5311,"url":5311,"full_slug":5312,"_stopResolving":151},{"tag":18,"_uid":5937,"hide":14,"icon":5938,"link":5940,"type":18,"label":5942,"style":301,"component":302,"onClickEvent":18,"openInANewTab":14,"horizontalFill":14},"c39d3fa4-a923-42b8-9d7c-0b9b936c5bcc",{"id":17,"alt":17,"name":18,"focus":17,"title":17,"source":17,"filename":18,"copyright":17,"fieldtype":19,"meta_data":5939},{},{"id":5366,"url":18,"linktype":1684,"fieldtype":300,"cached_url":5367,"prep":151,"story":5941},{"name":5369,"id":5370,"uuid":5366,"slug":5371,"url":5371,"full_slug":5372,"_stopResolving":151},"Contenus premium",{"tag":18,"_uid":5944,"hide":14,"icon":5945,"link":5947,"type":18,"label":5405,"style":301,"component":302,"onClickEvent":18,"openInANewTab":14,"horizontalFill":14},"240f0a34-aa81-43d6-bda7-2d971d0d57b7",{"id":17,"alt":17,"name":18,"focus":17,"title":17,"source":17,"filename":18,"copyright":17,"fieldtype":19,"meta_data":5946},{},{"id":5397,"url":18,"linktype":1684,"fieldtype":300,"cached_url":5398,"prep":151,"story":5948},{"name":5400,"id":5401,"uuid":5397,"slug":5402,"url":5403,"full_slug":5404,"_stopResolving":151},{"tag":18,"_uid":5950,"icon":5951,"link":5953,"type":18,"label":5405,"style":301,"component":302,"onClickEvent":18,"openInANewTab":14,"hide":151},"bdd90120-f369-405f-8e86-565a0cb8bebc",{"id":5106,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":5107,"copyright":18,"fieldtype":19,"meta_data":5952,"is_external_url":14},{},{"id":5411,"url":18,"linktype":1684,"fieldtype":300,"cached_url":5412,"prep":151,"story":5954},{"name":5414,"id":5415,"uuid":5411,"slug":5414,"url":5416,"full_slug":5417,"_stopResolving":151},{"tag":18,"_uid":5956,"hide":14,"icon":5957,"link":5959,"type":18,"label":5961,"style":301,"component":302,"onClickEvent":18,"openInANewTab":151,"horizontalFill":14},"1e38a088-1716-44d2-91c9-b42a77573314",{"id":17,"alt":17,"name":18,"focus":17,"title":17,"source":17,"filename":18,"copyright":17,"fieldtype":19,"meta_data":5958},{},{"id":18,"url":5960,"linktype":299,"fieldtype":300,"cached_url":5960},"https://www.cfoconnect.eu/","CFO Connect",{"tag":18,"_uid":5963,"hide":14,"icon":5964,"link":5966,"type":18,"label":5968,"style":301,"component":302,"onClickEvent":18,"openInANewTab":14,"horizontalFill":14},"bc6ea1e5-e214-4c5b-891b-97f3a463ab96",{"id":17,"alt":17,"name":18,"focus":17,"title":17,"source":17,"filename":18,"copyright":17,"fieldtype":19,"meta_data":5965},{},{"id":5320,"url":18,"linktype":1684,"fieldtype":300,"cached_url":5321,"prep":151,"story":5967},{"name":1510,"id":5323,"uuid":5320,"slug":5324,"url":5324,"full_slug":5325,"_stopResolving":151},"FAQs",{"tag":18,"_uid":5970,"hide":14,"icon":5971,"link":5973,"type":18,"label":5341,"style":301,"component":302,"onClickEvent":18,"openInANewTab":14,"horizontalFill":14},"a4cbb496-40d2-47fe-a675-0be9c945ac68",{"id":17,"alt":17,"name":18,"focus":17,"title":17,"source":17,"filename":18,"copyright":17,"fieldtype":19,"meta_data":5972},{},{"id":5333,"url":18,"linktype":1684,"fieldtype":300,"cached_url":5334,"prep":151,"story":5974},{"name":5336,"id":5337,"uuid":5333,"slug":5338,"url":5339,"full_slug":5340,"_stopResolving":151},{"tag":18,"_uid":5976,"hide":14,"icon":5977,"link":5979,"type":18,"label":5568,"style":301,"component":302,"mobileLabel":18,"onClickEvent":18,"openInANewTab":14,"horizontalFill":14},"729e5d8c-44e2-4878-abfd-74b1064926c4",{"id":17,"alt":17,"name":18,"focus":17,"title":17,"source":17,"filename":18,"copyright":17,"fieldtype":19,"meta_data":5978},{},{"id":18,"url":5980,"linktype":299,"fieldtype":300,"cached_url":5980},"https://helpcenter.spendesk.com/fr",{"_uid":5982,"ctas":5983,"label":5453,"component":5134,"backgroundIconColor":18},"a55f4bc1-606b-46eb-a94d-b098cfcbf0c3",[5984,5990,5996,6000,6007],{"tag":18,"_uid":5985,"hide":14,"icon":5986,"link":5988,"type":18,"label":5470,"style":301,"component":302,"mobileLabel":18,"onClickEvent":18,"openInANewTab":14,"horizontalFill":14},"2258dba0-720f-4a72-8616-3ee8ad748d39",{"id":17,"alt":17,"name":18,"focus":17,"title":17,"source":17,"filename":18,"copyright":17,"fieldtype":19,"meta_data":5987},{},{"id":5463,"url":18,"linktype":1684,"fieldtype":300,"cached_url":5464,"prep":151,"story":5989},{"name":5466,"id":5467,"uuid":5463,"slug":5468,"url":5468,"full_slug":5469,"_stopResolving":151},{"tag":18,"_uid":5991,"hide":14,"icon":5992,"link":5994,"type":18,"label":5514,"style":301,"component":302,"onClickEvent":18,"openInANewTab":14,"horizontalFill":14},"7f0c013f-0597-4295-8eb2-947bce9f3038",{"id":17,"alt":17,"name":18,"focus":17,"title":17,"source":17,"filename":18,"copyright":17,"fieldtype":19,"meta_data":5993},{},{"id":5506,"url":18,"linktype":1684,"fieldtype":300,"cached_url":5507,"prep":151,"story":5995},{"name":5509,"id":5510,"uuid":5506,"slug":5511,"url":5512,"full_slug":5513,"_stopResolving":151},{"tag":18,"_uid":5997,"icon":5998,"link":5999,"type":18,"label":5479,"style":301,"component":302,"onClickEvent":18,"openInANewTab":151},"55725d79-a09b-441b-9950-02d332513ec3",{"id":17,"alt":17,"name":18,"focus":17,"title":17,"filename":18,"copyright":17,"fieldtype":19},{"id":18,"url":5478,"linktype":299,"fieldtype":300,"cached_url":5478},{"tag":18,"_uid":6001,"icon":6002,"link":6003,"type":18,"label":6006,"style":301,"component":302,"onClickEvent":18,"openInANewTab":14},"be048aa8-7d04-41a6-bee0-8d53fcb6149f",{"id":17,"alt":17,"name":18,"focus":17,"title":17,"filename":18,"copyright":17,"fieldtype":19},{"id":5487,"url":18,"linktype":1684,"fieldtype":300,"cached_url":6004,"prep":151,"story":6005},"/fr/press/press-v2",{"name":5490,"id":5491,"uuid":5487,"slug":5492,"url":5493,"full_slug":5494,"_stopResolving":151},"Espace presse",{"tag":18,"_uid":6008,"hide":14,"icon":6009,"link":6011,"type":18,"label":5529,"style":301,"component":302,"onClickEvent":18,"openInANewTab":14,"horizontalFill":14},"b3c4b61d-001b-4c3f-99f0-f787b5837ee9",{"id":17,"alt":17,"name":18,"focus":17,"title":17,"source":17,"filename":18,"copyright":17,"fieldtype":19,"meta_data":6010},{},{"id":5522,"url":18,"linktype":1684,"fieldtype":300,"cached_url":5523,"prep":151,"story":6012},{"name":5525,"id":5526,"uuid":5522,"slug":5527,"url":5527,"full_slug":5528,"_stopResolving":151},"footer",[6015,6023],{"tag":18,"_uid":6016,"hide":14,"icon":6017,"link":6021,"type":18,"label":18,"style":301,"component":302,"mobileLabel":18,"onClickEvent":18,"openInANewTab":14,"horizontalFill":14},"225df49b-7d21-46c3-986a-89b609d15540",{"id":6018,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":6019,"copyright":18,"fieldtype":19,"meta_data":6020,"is_external_url":14},173615012056826,"https://a.storyblok.com/f/146026/3840x1138/df5342ecf7/app-store.png",{},{"id":18,"url":6022,"linktype":299,"fieldtype":300,"cached_url":6022},"https://apps.apple.com/gb/app/spendesk/id1189271166",{"tag":18,"_uid":6024,"hide":14,"icon":6025,"link":6029,"type":18,"label":18,"style":301,"component":302,"onClickEvent":18,"openInANewTab":14,"horizontalFill":14},"304ab845-c02d-4797-ac5d-b731333ea7dd",{"id":6026,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":6027,"copyright":18,"fieldtype":19,"meta_data":6028,"is_external_url":14},173615379803939,"https://a.storyblok.com/f/146026/3840x1138/74c7cdcd5e/play-store.png",{},{"id":18,"url":6030,"linktype":299,"fieldtype":300,"cached_url":6030},"https://play.google.com/store/apps/details?id=com.spendesk.spendesk",[6032,6038,6051,6064,6077,6083],{"tag":18,"_uid":6033,"icon":6034,"link":6035,"type":18,"label":6037,"style":301,"component":302,"onClickEvent":18,"openInANewTab":14},"18c52dc1-2550-498e-947d-ad963cf65b82",{"id":17,"alt":17,"name":18,"focus":17,"title":17,"filename":18,"copyright":17,"fieldtype":19},{"id":5634,"url":18,"linktype":1684,"fieldtype":300,"cached_url":5635,"prep":151,"story":6036},{"name":5637,"id":5638,"uuid":5634,"slug":5639,"url":5639,"full_slug":5640,"_stopResolving":151},"© Spendesk",{"tag":18,"_uid":6039,"icon":6040,"link":6041,"type":18,"label":6050,"style":301,"component":302,"onClickEvent":18,"openInANewTab":14,"horizontalFill":14},"e04f239b-a66b-4a6e-a5aa-98e51dc8ed87",{"id":17,"alt":17,"name":18,"focus":17,"title":17,"filename":18,"copyright":17,"fieldtype":19},{"id":6042,"url":18,"linktype":1684,"fieldtype":300,"cached_url":6043,"prep":151,"story":6044},"9ab6c86b-54a0-4c11-815c-fabbc1170f1a","/fr/legals/terms",{"name":6045,"id":6046,"uuid":6042,"slug":6047,"url":6048,"full_slug":6049,"_stopResolving":151},"T&C index page",126275944,"terms","legals/terms/","fr/legals/terms/","C.G.U.",{"tag":18,"_uid":6052,"icon":6053,"link":6054,"type":18,"label":6063,"style":301,"component":302,"onClickEvent":18,"openInANewTab":14,"horizontalFill":14},"8ce65fa2-298d-48d3-813f-ad303b474ba9",{"id":17,"alt":17,"name":18,"focus":17,"title":17,"filename":18,"copyright":17,"fieldtype":19},{"id":6055,"url":18,"linktype":1684,"fieldtype":300,"cached_url":6056,"prep":151,"story":6057},"79cf9763-fbf7-44fc-b713-7375d45cc602","/fr/legals/privacy",{"name":6058,"id":6059,"uuid":6055,"slug":6060,"url":6061,"full_slug":6062,"_stopResolving":151},"Privacy Policy",126276104,"privacy","legals/privacy","fr/legals/privacy","Politique Données Personnelles",{"tag":18,"_uid":6065,"icon":6066,"link":6067,"type":18,"label":6076,"style":301,"component":302,"onClickEvent":18,"openInANewTab":14,"horizontalFill":14},"4102590b-cbea-46dc-a189-9d8f7a6b918d",{"id":17,"alt":17,"name":18,"focus":17,"title":17,"filename":18,"copyright":17,"fieldtype":19},{"id":6068,"url":18,"linktype":1684,"fieldtype":300,"cached_url":6069,"prep":151,"story":6070},"48c66e1a-a010-45ab-824d-e2fe67bdc73b","/fr/legals/cookies-policy",{"name":6071,"id":6072,"uuid":6068,"slug":6073,"url":6074,"full_slug":6075,"_stopResolving":151},"Cookies Policy",156606099,"cookies-policy","legals/cookies-policy","fr/legals/cookies-policy","Politique Cookies",{"tag":18,"_uid":6078,"icon":6079,"link":6080,"type":18,"label":6082,"style":301,"component":302,"onClickEvent":18,"openInANewTab":14,"horizontalFill":14},"a04b6ac0-49a7-4255-8df7-25607c934f2b",{"id":17,"alt":17,"name":18,"focus":17,"title":17,"filename":18,"copyright":17,"fieldtype":19},{"id":18,"url":6081,"linktype":299,"fieldtype":300,"cached_url":6081},"https://helpcenter.spendesk.com/en/articles/4168878-our-legal-notice","Mentions légales",{"tag":18,"_uid":6084,"hide":14,"icon":6085,"link":6086,"type":18,"label":6088,"style":301,"component":302,"mobileLabel":18,"onClickEvent":18,"openInANewTab":14,"horizontalFill":14},"13ba1af3-98e6-4327-9fd1-0d23d1d77f28",{"id":17,"alt":17,"name":18,"focus":17,"title":17,"filename":18,"copyright":17,"fieldtype":19},{"id":18,"url":6087,"linktype":299,"fieldtype":300,"cached_url":6087},"openConsentManager.action","Paramètres Cookies",[6090,6095,6100,6105,6110],{"tag":18,"_uid":6091,"icon":6092,"link":6094,"type":18,"label":18,"style":301,"component":302,"onClickEvent":18,"openInANewTab":151},"b8ae0710-0ec7-4295-a29f-077356785735",{"id":5593,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":5594,"copyright":18,"fieldtype":19,"meta_data":6093,"is_external_url":14},{},{"id":18,"url":5597,"linktype":299,"fieldtype":300,"cached_url":5597},{"tag":18,"_uid":6096,"icon":6097,"link":6099,"type":18,"label":18,"style":301,"component":302,"onClickEvent":18,"openInANewTab":151},"ba7893c6-6da5-49f9-860d-c9a859f7d1c7",{"id":5601,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":5602,"copyright":18,"fieldtype":19,"meta_data":6098,"is_private":14,"is_external_url":14},{},{"id":18,"url":5605,"linktype":299,"fieldtype":300,"cached_url":5605},{"tag":18,"_uid":6101,"icon":6102,"link":6104,"type":18,"label":18,"style":301,"component":302,"onClickEvent":18,"openInANewTab":151},"acea7ba4-1c98-4646-8648-cc6c8283efb6",{"id":5609,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":5610,"copyright":18,"fieldtype":19,"meta_data":6103,"is_private":14,"is_external_url":14},{},{"id":18,"url":298,"linktype":299,"fieldtype":300,"cached_url":298},{"tag":18,"_uid":6106,"icon":6107,"link":6109,"type":18,"label":18,"style":301,"component":302,"onClickEvent":18,"openInANewTab":151},"c9f2572b-c12f-49af-bef8-18e30f455bec",{"id":5616,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":5617,"copyright":18,"fieldtype":19,"meta_data":6108,"is_private":14,"is_external_url":14},{},{"id":18,"url":5620,"linktype":299,"fieldtype":300,"cached_url":5620},{"tag":18,"_uid":6111,"hide":14,"icon":6112,"link":6114,"type":18,"label":18,"style":301,"component":302,"mobileLabel":18,"onClickEvent":18,"openInANewTab":151,"horizontalFill":14},"17d82410-d4b0-45ca-b555-6942ae3c15a2",{"id":5624,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":5625,"copyright":18,"fieldtype":19,"meta_data":6113,"is_private":14,"is_external_url":14},{},{"id":18,"url":5628,"linktype":299,"fieldtype":300,"cached_url":5628},[6116],{"_uid":6117,"fields":6118,"component":6148,"submitUrl":6149,"hubspotFormId":6151,"successMessage":6152,"horizontalAlign":18,"onSubmitSegmentEvent":6153},"b2ae7250-4af9-4eb3-be82-7d6f594a0049",[6119],{"_uid":6120,"name":6121,"type":52,"label":6122,"required":151,"component":6123,"submitBtn":6124,"legalNotice":6125,"placeholder":18,"validateEmail":151,"blockPersonalEmailAddresses":14},"96a2a670-a75c-4d4e-bd95-a8907909d223","email","Adresse e-mail","textField","S'abonner",{"type":43,"content":6126},[6127],{"type":61,"content":6128},[6129,6131,6138,6140,6146],{"text":6130,"type":52},"En soumettant ce formulaire, vous acceptez d'être contacté par Spendesk - conformément aux ",{"text":6132,"type":52,"marks":6133},"Conditions d'utilisation",[6134],{"type":385,"attrs":6135},{"href":6043,"uuid":6042,"anchor":17,"custom":6136,"target":388,"linktype":1684,"story":6137},{},{"name":6045,"id":6046,"uuid":6042,"slug":6047,"url":6048,"full_slug":6049,"_stopResolving":151},{"text":6139,"type":52}," et à la ",{"text":1424,"type":52,"marks":6141},[6142],{"type":385,"attrs":6143},{"href":6056,"uuid":6055,"anchor":17,"custom":6144,"target":388,"linktype":1684,"story":6145},{},{"name":6058,"id":6059,"uuid":6055,"slug":6060,"url":6061,"full_slug":6062,"_stopResolving":151},{"text":6147,"type":52}," de Spendesk.","formGroup",{"id":18,"url":18,"linktype":1684,"fieldtype":300,"cached_url":6150,"prep":151},"/fr/","8b1b128b-c02a-41d9-a512-63e778c062c6","Réussi !","website:footer:blog_newsletter:form_completed",[6155],{"tag":18,"_uid":6156,"hide":14,"icon":6157,"link":6161,"type":18,"label":18,"style":301,"component":302,"mobileLabel":18,"onClickEvent":18,"openInANewTab":14,"horizontalFill":14},"60403492-9eb8-4b6c-95a2-ec45ca7b13ee",{"id":6158,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":6159,"copyright":18,"fieldtype":19,"meta_data":6160,"is_external_url":14},15634686,"https://a.storyblok.com/f/146026/69x22/4d9cde3045/visa.svg",{},{"id":18,"url":6162,"linktype":299,"fieldtype":300,"cached_url":6162},"https://helpcenter.spendesk.com/fr/articles/8850615-avant-apres-qu-est-ce-qui-change-sur-spendesk-vos-cartes-visa-business-premium","Plus qu'une énième newsletter",{"type":43,"content":6165},[6166],{"type":61,"content":6167},[6168],{"text":6169,"type":52},"Offrez à votre équipe la solution complète de gestion des dépenses","Restez dans la boucle et transformez votre finance d'entreprise",{"type":43,"content":6172},[6173,6181,6188],{"type":61,"content":6174},[6175],{"text":6176,"type":52,"marks":6177},"Les services de paiement sont fournis dans le cadre du produit Spendesk par Spendesk Financial Services dans l'EEE, par Adyen au Royaume-Uni et par Sutton Bank aux États-Unis.",[6178],{"type":1646,"attrs":6179},{"color":6180},"rgb(0, 0, 0)",{"type":61,"content":6182},[6183],{"text":6184,"type":52,"marks":6185},"Spendesk Financial Services est un établissement de paiement français agréé par l'ACPR sous le numéro 17518. Adyen N.V. est une banque néerlandaise, dont la succursale au Royaume-Uni est agréée par la FCA pour fournir des services de paiement sous le numéro 779800. Sutton Bank est un établissement membre assuré par la FDIC.",[6186],{"type":1646,"attrs":6187},{"color":6180},{"type":61,"content":6189},[6190],{"text":6191,"type":52,"marks":6192},"Les cartes de débit Visa sont émises par Spendesk Financial Services dans l'EEE, par Adyen au Royaume-Uni et par Sutton Bank aux États-Unis, conformément à une licence accordée par Visa.",[6193],{"type":1646,"attrs":6194},{"color":6180},"fr/global-components/footer",[],"8637d535-2095-4870-baed-1138fa7e786e","2022-03-24T16:23:19.302Z",[],"global-components/footer",[6202,6203,6204],{"path":6200,"name":17,"lang":142,"published":17},{"path":6200,"name":17,"lang":148,"published":17},{"path":6200,"name":17,"lang":150,"published":17},{"name":6206,"created_at":6207,"published_at":6208,"updated_at":6209,"id":6210,"uuid":6211,"content":6212,"slug":6358,"full_slug":6359,"sort_by_date":17,"position":4755,"tag_list":6360,"is_startpage":14,"parent_id":5704,"meta_data":17,"group_id":6361,"first_published_at":6362,"release_id":17,"lang":142,"path":17,"alternates":6363,"default_full_slug":6364,"translated_slugs":6365},"Common Content","2022-06-07T08:36:57.529Z","2026-09-04T07:02:11.543Z","2026-09-10T09:29:53.072Z",146453805,"fdf08e93-c532-4aac-bc09-a68c69394432",{"_uid":6213,"modalBtn":6214,"component":6215,"modalTitle":6216,"countdownDay":6217,"modalContent":6218,"modalSuccess":6230,"countdownHour":6231,"hubspotFormId":6232,"countdownLabel":6233,"formErrorTitle":6234,"countdownMinute":6235,"countdownSecond":6236,"formErrorButton":6237,"selectNoOptions":6238,"copyPromptLibrary":6239,"formErrorSubtitle":6240,"blogAuthorResources":6241,"byRolePromptLibrary":6242,"copiedPromptLibrary":6243,"byTopicPromptLibrary":6244,"allRolesPromptLibrary":6245,"modalEmailPlaceholder":6246,"allTopicsPromptLibrary":6247,"emailValidationInvalid":6248,"imageItemsListNoResult":6249,"noResultsPromptLibrary":6250,"phoneValidationInvalid":6251,"blogLoadMoreButtonLabel":6252,"itemsFoundPromptLibrary":6253,"blogArticleUpdatedAtLabel":6254,"blogArticleWatchTimeLabel":6255,"clearFiltersPromptLibrary":6256,"modalExistingAccountTitle":6257,"modalExistingCompanyTitle":6258,"modalForExistingCustomers":6259,"organizationSchemaOffices":6266,"blogArticleListenTimeLabel":6255,"cardsGridSearchPlaceholder":6319,"blogArticlePublishedOnLabel":6320,"blogArticleReadingTimeLabel":6255,"emailValidationInvalidExist":6321,"modalForUnsupportedCountries":6322,"emailValidationInvalidInvited":6328,"organizationSchemaDescription":6329,"organizationSchemaContactEmail":6330,"modalExistingAccountDescription":6331,"modalExistingCompanyDescription":6346,"emailValidationInvalidDomainName":6352,"multiSelectDropdownSelectedLabel":6353,"softwareApplicationSchemaRatingCount":6354,"softwareApplicationSchemaRatingValue":6355,"emailValidationInvalidUnexpectedError":6356,"emailValidationInvalidCompanyRegistered":6357},"c86a540c-0da7-40e9-a9a5-5053e71081de","Valider","commonContent","Spendesk n'est pas encore disponible dans votre pays","Jours",{"type":43,"content":6219},[6220,6225],{"type":61,"attrs":6221,"content":6222},{"textAlign":17},[6223],{"text":6224,"type":52},"Il semble que vous soyez dans un pays dans lequel nous ne sommes pas encore présents. Cependant, si vous avez une entreprise dans l’Espace économique européen ou au Royaume-Uni, nous pouvons travailler avec vous, et vous pouvez réserver une démo.",{"type":61,"attrs":6226,"content":6227},{"textAlign":17},[6228],{"text":6229,"type":52},"Sinon, renseignez votre adresse mail ci-dessous, et nous vous informerons lorsque nous serons en mesure de vous aider.","Le formulaire a bien été envoyé","Heures","b095740c-b878-41dd-9a7b-f393d2e4de30","L'événement commence dans","Oups, quelque chose n’a pas fonctionné…","Minutes","Secondes","Réessayer","Aucun résultats","Copier le prompt","Une erreur s'est produite lors de l'envoi du formulaire. Assurez-vous que votre navigateur n'est pas équipé d'un bloqueur de publicités et réessayez.","Articles de {firstName}","Par rôle","Copié!","Par sujet","Tous les rôles","Adresse email professionnelle","Tous les sujets","Adresse e-mail non valide","Aucun résultat","Aucun prompt ne correspond à ces filtres. Essayez de les effacer.","Numéro de téléphone invalide","Voir plus","trouvé(s)","Mis à jour le","min environ","Effacer les filtres","Vous avez déjà un compte Spendesk","Votre entreprise a déjà un compte Spendesk",{"type":43,"content":6260},[6261,6265],{"type":61,"content":6262},[6263],{"text":6264,"type":52},"It looks like your company already has a Spendesk account. Please request access from your finance team.",{"type":61},[6267,6283,6295,6307],{"cta":6268,"_uid":6275,"image":6276,"title":6280,"subtitle":6281,"component":6282},[6269],{"tag":18,"_uid":6270,"icon":6271,"link":6272,"type":18,"label":6274,"style":301,"component":302,"onClickEvent":18,"openInANewTab":151},"27667f76-0f06-4f10-9e17-a5fb46eb51eb",{"id":17,"alt":17,"name":18,"focus":17,"title":17,"filename":18,"copyright":17,"fieldtype":19},{"id":18,"url":6273,"linktype":299,"fieldtype":300,"cached_url":6273},"https://www.google.com/maps/place/Spendesk/@48.878282,2.3229527,17z/data=!3m1!4b1!4m5!3m4!1s0x47e66dde28328977:0xc584517ccc2c3038!8m2!3d48.8782785!4d2.3251414","Plan","ae40634e-f543-4194-ad8b-b80fb446e253",{"id":6277,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":6278,"copyright":18,"fieldtype":19,"meta_data":6279,"is_external_url":14},16726400,"https://a.storyblok.com/f/146026/32x32/991bcc40dc/icon-location-32px-bright-purple-filled.svg",{},"Paris, France","7 Rue de Madrid, 75008","officeLocationsItem",{"cta":6284,"_uid":6290,"image":6291,"title":6293,"subtitle":6294,"component":6282},[6285],{"tag":18,"_uid":6286,"icon":6287,"link":6288,"type":18,"label":6274,"style":301,"component":302,"onClickEvent":18,"openInANewTab":151},"b4c061b1-4c53-40fe-88e9-786150dc1f48",{"id":17,"alt":17,"name":18,"focus":17,"title":17,"filename":18,"copyright":17,"fieldtype":19},{"id":18,"url":6289,"linktype":299,"fieldtype":300,"cached_url":6289},"https://maps.app.goo.gl/9pFn7ohL5zdGnC3H6","41ed7761-debf-40b7-bd75-e2389bfb20dc",{"id":6277,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":6278,"copyright":18,"fieldtype":19,"meta_data":6292,"is_external_url":14},{},"Londres, Royaume-Uni","168 Old Street, EC1V 9BP",{"cta":6296,"_uid":6302,"image":6303,"title":6305,"subtitle":6306,"component":6282},[6297],{"tag":18,"_uid":6298,"icon":6299,"link":6300,"type":18,"label":6274,"style":301,"component":302,"onClickEvent":18,"openInANewTab":151},"38c45a5f-f897-4567-9b07-94da07c069c6",{"id":17,"alt":17,"name":18,"focus":17,"title":17,"filename":18,"copyright":17,"fieldtype":19},{"id":18,"url":6301,"linktype":299,"fieldtype":300,"cached_url":6301},"https://maps.app.goo.gl/1sRofgrfatSwRecbA","b69cb15c-bf2d-4d26-9514-1b4301fa22f0",{"id":6277,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":6278,"copyright":18,"fieldtype":19,"meta_data":6304,"is_external_url":14},{},"Berlin, Allemagne","Warschauer Pl. 11-13, 10245",{"cta":6308,"_uid":6314,"image":6315,"title":6317,"subtitle":6318,"component":6282},[6309],{"tag":18,"_uid":6310,"icon":6311,"link":6312,"type":18,"label":6274,"style":301,"component":302,"onClickEvent":18,"openInANewTab":151},"e45749e6-59bb-4c57-a078-bd965da09b48",{"id":17,"alt":17,"name":18,"focus":17,"title":17,"filename":18,"copyright":17,"fieldtype":19},{"id":18,"url":6313,"linktype":299,"fieldtype":300,"cached_url":6313},"https://www.google.fr/maps/place/P.%C2%BA+de+la+Castellana,+194,+28046+Madrid,+Espagne/@40.461669,-3.6916388,17z/data=!3m1!4b1!4m6!3m5!1s0xd42291a4a992797:0x841e7e5325bcf405!8m2!3d40.461669!4d-3.6890639!16s%2Fg%2F11c1_kdlzk?entry=ttu","acb64cc8-ddee-4be7-814c-25ce7afba6e5",{"id":6277,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":6278,"copyright":18,"fieldtype":19,"meta_data":6316,"is_external_url":14},{},"Madrid, Espagne","Carrer de Rera Palau, 11, Planta 5, Ciutat Vella, 08003","Saisissez votre recherche","Publié le","Il semble que vous ayez déjà un compte Spendesk. Veuillez vous connecter.",{"type":43,"content":6323},[6324],{"type":61,"content":6325},[6326],{"text":6327,"type":52},"It looks like you're in a country we don't currently serve. Enter your email below and we'll let you know when we can help.","Il semble que vous ayez déjà été invité à rejoindre Spendesk. Veuillez vérifier vos e-mails ou demander à votre administrateur de vous renvoyer l'invitation.","Spendesk est une plateforme complète de gestion des dépenses et des achats qui aide les entreprises à gérer les cartes d'entreprise, les paiements de factures, les abonnements et les dépenses de l'entreprise en temps réel.","support@spendesk.com",{"type":43,"content":6332},[6333,6337],{"type":61,"content":6334},[6335],{"text":6336,"type":52},"Il y a déjà un compte Spendesk associé à votre adresse email. Cliquez sur le lien ci-dessous pour vous connecter.",{"type":355,"attrs":6338},{"id":6339,"body":6340},"e826bb38-950e-49ad-a130-0e7e0bcaa690",[6341],{"tag":18,"_uid":6342,"icon":6343,"link":6344,"type":2703,"label":5531,"style":301,"component":302,"onClickEvent":18,"openInANewTab":14,"horizontalFill":151},"i-c222c58f-50fe-4c44-9776-24eaf7df0e9e",{"id":17,"alt":17,"name":18,"focus":17,"title":17,"filename":18,"copyright":17,"fieldtype":19},{"id":18,"url":6345,"linktype":299,"fieldtype":300,"cached_url":6345},"https://app.spendesk.com/auth/login",{"type":43,"content":6347},[6348],{"type":61,"content":6349},[6350],{"text":6351,"type":52},"Il semble que votre entreprise possède déjà un compte Spendesk. Veuillez demander un accès au propriétaire du compte.","Ceci ressemble à votre adresse e-mail personnelle. Veuillez saisir votre adresse e-mail professionnelle.","selected","412","4.6","Désolé, une erreur inattendue est survenue. Veuillez réessayer plus tard ou contacter l'assistance pour obtenir de l'aide.","Cette entreprise est déjà enregistrée. Veuillez contacter votre administrateur.","commoncontent","fr/global-components/commoncontent",[],"426c6c03-a0cf-4332-9288-22e88c385143","2022-06-07T09:23:48.804Z",[],"global-components/commoncontent",[6366,6367,6368],{"path":6364,"name":17,"lang":142,"published":17},{"path":6364,"name":17,"lang":148,"published":17},{"path":6364,"name":17,"lang":150,"published":17},[6370,6374,6378,6382,6386,6390,6394,6398,6402],{"id":6371,"name":6372,"value":6373,"dimension_value":17},10736153,"Amplitude (Actions)","Sk9kb5VoOi-7",{"id":6375,"name":6376,"value":6377,"dimension_value":17},10736154,"Google Analytics 4 Web","HkocEodjb7",{"id":6379,"name":6380,"value":6381,"dimension_value":17},10736155,"Intercom","ryDQcVoOoZQ",{"id":6383,"name":6384,"value":6385,"dimension_value":17},10736156,"HubSpot","ry0QcNodoWQ",{"id":6387,"name":6388,"value":6389,"dimension_value":17},10736157,"Facebook Pixel","ko1w5PpFl",{"id":6391,"name":6392,"value":6393,"dimension_value":17},10736159,"Facebook Conversions API (Actions)","hMRPcifE3",{"id":6395,"name":6396,"value":6397,"dimension_value":17},10736765,"Bing Ads","dsS7z9Hv4",{"id":6399,"name":6400,"value":6401,"dimension_value":17},10736882,"LinkedIn Insight Tag","JQ2XQxIk",{"id":6403,"name":6404,"value":6405,"dimension_value":17},190238565984863,"StackAdapt","HJ5nxcEiOjZm",{},[],{"fetchedInternalArticles":6409,"total":7323,"nextPage":457},[6410,6541,6689,6825,6963,7138],{"name":6411,"created_at":6412,"published_at":6413,"updated_at":6414,"id":6415,"uuid":6416,"content":6417,"slug":6530,"full_slug":6531,"sort_by_date":17,"position":6532,"tag_list":6533,"is_startpage":14,"parent_id":1522,"meta_data":17,"group_id":6534,"first_published_at":6413,"release_id":17,"lang":142,"path":17,"alternates":6535,"default_full_slug":6536,"translated_slugs":6537},"Analyse des écarts budgétaires : méthode, seuils et actions correctives","2026-09-11T16:19:06.315Z","2026-09-11T16:41:03.236Z","2026-09-11T16:41:03.269Z",218947364137443,"f8b80f93-aaed-4e0a-b181-7f066352279f",{"_uid":6418,"title":6411,"topics":6419,"noIndex":14,"category":6428,"language":6437,"component":1277,"heroMedia":6438,"publishedAt":6446,"redirectUrl":18,"listingImage":6447,"metaDescription":6448,"bottomArticleCta":6449,"componentsAfterTheArticle":6450},"a9d13a9e-a368-4d39-a661-8e1f0cd8f1da",[6420],{"name":1616,"created_at":1617,"published_at":127,"updated_at":1618,"id":1619,"uuid":1620,"content":6421,"slug":1623,"full_slug":1624,"sort_by_date":17,"position":1625,"tag_list":6422,"is_startpage":14,"parent_id":340,"meta_data":17,"group_id":1627,"first_published_at":1628,"release_id":17,"lang":142,"path":17,"alternates":6423,"default_full_slug":1630,"translated_slugs":6424,"_stopResolving":151},{"_uid":1622,"name":1616,"component":134},[],[],[6425,6426,6427],{"path":1630,"name":17,"lang":142,"published":17},{"path":1630,"name":17,"lang":148,"published":17},{"path":1630,"name":17,"lang":150,"published":17},{"name":1265,"created_at":1266,"published_at":127,"updated_at":1267,"id":1268,"uuid":1269,"content":6429,"slug":1277,"full_slug":1278,"sort_by_date":17,"position":137,"tag_list":6431,"is_startpage":14,"parent_id":1280,"meta_data":17,"group_id":1281,"first_published_at":1282,"release_id":17,"lang":142,"path":17,"alternates":6432,"default_full_slug":1284,"translated_slugs":6433,"_stopResolving":151},{"_uid":1271,"icon":6430,"name":1265,"component":1276},{"id":1273,"alt":1274,"name":18,"focus":18,"title":18,"filename":1275,"copyright":18,"fieldtype":19,"is_external_url":14},[],[],[6434,6435,6436],{"path":1284,"name":17,"lang":142,"published":17},{"path":1284,"name":17,"lang":148,"published":17},{"path":1284,"name":17,"lang":150,"published":17},[142],[6439],{"_uid":6440,"link":6441,"asset":6442,"caption":18,"component":501},"96b9cd00-7f46-4d34-a6f1-e10a4bfc780b",{"id":18,"url":18,"linktype":1684,"fieldtype":300,"cached_url":6150,"prep":151},{"id":6443,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":6444,"copyright":18,"fieldtype":19,"meta_data":6445,"is_external_url":14},164060175892697,"https://a.storyblok.com/f/146026/1536x1024/28f26daba2/1773976987824-w4lbcl.png",{},"2026-09-11 00:00",[],"Analyse des écarts budgétaires : découvrez comment fixer les seuils, distinguer les causes et transformer le budget contre réel en outil de décision.",[],[6451],{"cta":6452,"_uid":6453,"items":6454,"heading":6505,"reverse":14,"component":1516,"sectionSettings":6529},[],"d6a8d668-7819-40f6-80a8-0a4abb490995",[6455,6472,6483,6494],{"_uid":6456,"hide":14,"title":6457,"component":1311,"description":6458},"cc45fb69-14ab-4c94-bfd0-533880bbebb9","Un écart favorable doit-il être analysé ?",{"type":43,"attrs":6459,"content":6460},{"backgroundColor":17},[6461],{"type":61,"attrs":6462,"content":6463},{"textAlign":17},[6464,6466,6470],{"text":6465,"type":52},"Oui. Une dépense inférieure au budget peut traduire une économie réelle, mais aussi un ",{"text":6467,"type":52,"marks":6468},"projet reporté",[6469],{"type":72},{"text":6471,"type":52},", une facture non reçue ou une charge enregistrée sur une autre période.",{"_uid":6473,"hide":14,"title":6474,"component":1311,"description":6475},"6121b289-4203-4003-8a64-53daa70532f6","Quelle différence entre un écart temporaire et un écart structurel ?",{"type":43,"attrs":6476,"content":6477},{"backgroundColor":17},[6478],{"type":61,"attrs":6479,"content":6480},{"textAlign":17},[6481],{"text":6482,"type":52},"Un écart temporaire provient généralement d’un décalage de calendrier ou d’une dépense exceptionnelle. Un écart structurel traduit une tendance durable, comme une hausse de prix ou un budget sous-évalué, et nécessite une action de fond.",{"_uid":6484,"hide":14,"title":6485,"component":1311,"description":6486},"f4ae7d56-48b1-4aad-a4f1-8e7ed055cb73","Comment adapter les seuils de matérialité à la taille de l’entreprise ?",{"type":43,"attrs":6487,"content":6488},{"backgroundColor":17},[6489],{"type":61,"attrs":6490,"content":6491},{"textAlign":17},[6492],{"text":6493,"type":52},"Fixez le seuil absolu en fonction du budget global, du niveau de détail suivi et de l’impact du poste sur le résultat. Le seuil relatif peut se situer autour de 5 à 10 %, mais il doit être ajusté selon la nature de la dépense.",{"_uid":6495,"hide":14,"title":6496,"component":1311,"description":6497},"f0c5602a-3d9d-4487-bae0-0bb1640e09d4","Qui doit commenter les écarts budgétaires ?",{"type":43,"attrs":6498,"content":6499},{"backgroundColor":17},[6500],{"type":61,"attrs":6501,"content":6502},{"textAlign":17},[6503],{"text":6504,"type":52},"Le responsable de budget explique les écarts de son périmètre. Le contrôleur de gestion consolide et challenge les analyses. La direction financière intervient lorsque l’écart nécessite une décision d’allocation ou une révision de prévision.",[6506],{"cta":6507,"_uid":6508,"title":6509,"eyebrow":6517,"subtitle":6524,"component":46,"textAlign":18,"eyebrowPill":14,"checkmarkList":14,"flexibleSection":6527,"sectionSettings":6528,"displaySeparator":14,"breakLineOnMobile":14,"subtitleLeftBorder":14,"customTitleFontSize":18},[],"81b73c85-1b92-4497-8c4e-1801b688c08f",{"type":43,"attrs":6510,"content":6511},{"backgroundColor":17},[6512],{"type":46,"attrs":6513,"content":6514},{"level":457,"textAlign":17},[6515],{"text":6516,"type":52},"Questions fréquentes sur l'analyse des écarts budgétaires",{"type":43,"attrs":6518,"content":6519},{"backgroundColor":17},[6520],{"type":61,"attrs":6521,"content":6522},{"textAlign":17},[6523],{"text":1510,"type":52},{"type":43,"content":6525},[6526],{"type":61},[],[],[],"analyse-des-ecarts-budgetaires","fr/blog/analyse-des-ecarts-budgetaires",-3410,[],"39605731-405d-4ed8-ba5f-6ee0217e6dc4",[],"blog/analyse-des-ecarts-budgetaires",[6538,6539,6540],{"path":6536,"name":17,"lang":142,"published":17},{"path":6536,"name":17,"lang":148,"published":17},{"path":6536,"name":17,"lang":150,"published":17},{"name":6542,"created_at":6543,"published_at":6544,"updated_at":6545,"id":6546,"uuid":6547,"content":6548,"slug":6678,"full_slug":6679,"sort_by_date":17,"position":6680,"tag_list":6681,"is_startpage":14,"parent_id":1522,"meta_data":17,"group_id":6682,"first_published_at":6544,"release_id":17,"lang":142,"path":17,"alternates":6683,"default_full_slug":6684,"translated_slugs":6685},"Qu’est-ce que le MCP ? Définition, fonctionnement et usages pour la Finance","2026-09-11T16:01:00.782Z","2026-09-11T16:15:52.578Z","2026-09-11T16:15:52.608Z",218942917800290,"44b9299e-3e84-4544-8fe7-da5b7f85a68f",{"_uid":6549,"title":6542,"topics":6550,"noIndex":14,"category":6573,"language":6582,"component":1277,"heroMedia":6583,"publishedAt":6446,"redirectUrl":18,"listingImage":6589,"metaDescription":6590,"bottomArticleCta":6591,"componentsAfterTheArticle":6592},"d1c894a5-cf54-4707-a630-1b6dab24d160",[6551],{"name":6552,"created_at":6553,"published_at":127,"updated_at":6554,"id":6555,"uuid":6556,"content":6557,"slug":6561,"full_slug":6562,"sort_by_date":17,"position":6563,"tag_list":6564,"is_startpage":14,"parent_id":340,"meta_data":17,"group_id":6565,"first_published_at":6566,"release_id":17,"lang":142,"path":17,"alternates":6567,"default_full_slug":6568,"translated_slugs":6569,"_stopResolving":151},"AI and automation","2025-08-19T08:06:19.962Z","2026-03-12T10:48:07.117Z",81515233149777,"3ca53d54-ac91-4164-a973-ef9cabc51cf6",{"_uid":6558,"icon":6559,"name":6552,"component":134},"53de838f-fa34-428c-8ebb-c91c00b2c34f",{"id":17,"alt":17,"name":18,"focus":17,"title":17,"source":17,"filename":18,"copyright":17,"fieldtype":19,"meta_data":6560},{},"ai-and-automation","fr/blog/topic/ai-and-automation",-570,[],"7e1b1946-7c16-41c9-a1ae-29d430eb6ed1","2025-08-19T08:06:29.358Z",[],"blog/topic/ai-and-automation",[6570,6571,6572],{"path":6568,"name":17,"lang":142,"published":17},{"path":6568,"name":17,"lang":148,"published":17},{"path":6568,"name":17,"lang":150,"published":17},{"name":1265,"created_at":1266,"published_at":127,"updated_at":1267,"id":1268,"uuid":1269,"content":6574,"slug":1277,"full_slug":1278,"sort_by_date":17,"position":137,"tag_list":6576,"is_startpage":14,"parent_id":1280,"meta_data":17,"group_id":1281,"first_published_at":1282,"release_id":17,"lang":142,"path":17,"alternates":6577,"default_full_slug":1284,"translated_slugs":6578,"_stopResolving":151},{"_uid":1271,"icon":6575,"name":1265,"component":1276},{"id":1273,"alt":1274,"name":18,"focus":18,"title":18,"filename":1275,"copyright":18,"fieldtype":19,"is_external_url":14},[],[],[6579,6580,6581],{"path":1284,"name":17,"lang":142,"published":17},{"path":1284,"name":17,"lang":148,"published":17},{"path":1284,"name":17,"lang":150,"published":17},[142],[6584],{"_uid":6585,"link":6586,"asset":6587,"caption":18,"component":501},"a9dae82f-d949-47b0-acc3-2fc52bfecf97",{"id":18,"url":18,"linktype":1684,"fieldtype":300,"cached_url":6150,"prep":151},{"id":3933,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":3934,"copyright":18,"fieldtype":19,"meta_data":6588,"is_external_url":14},{},[],"MCP et Finance : découvrez comment le Model Context Protocol connecte les assistants IA aux données de dépenses, ses usages et les précautions à prendre.",[],[6593],{"cta":6594,"_uid":6595,"items":6596,"heading":6653,"reverse":14,"component":1516,"sectionSettings":6677},[],"73a6d2ea-c958-441e-8ac2-1fdcf958143c",[6597,6614,6625,6642],{"_uid":6598,"hide":14,"title":6599,"component":1311,"description":6600},"f1dd260c-04ff-4c0d-84a9-aec4ee159d0d","Le MCP est-il une nouvelle intelligence artificielle ?",{"type":43,"attrs":6601,"content":6602},{"backgroundColor":17},[6603],{"type":61,"attrs":6604,"content":6605},{"textAlign":17},[6606,6608,6612],{"text":6607,"type":52},"Non. Le MCP est un ",{"text":6609,"type":52,"marks":6610},"standard de connexion",[6611],{"type":72},{"text":6613,"type":52},". Il permet à un assistant IA d’accéder à des données et à des outils externes dans un format commun. Il ne remplace pas le modèle d’IA et ne prend pas de décision par lui-même.",{"_uid":6615,"hide":14,"title":6616,"component":1311,"description":6617},"5de51167-3a0a-4cca-94e5-3a5d2c15a1ad","Quelle est la différence entre le MCP et une API ?",{"type":43,"attrs":6618,"content":6619},{"backgroundColor":17},[6620],{"type":61,"attrs":6621,"content":6622},{"textAlign":17},[6623],{"text":6624,"type":52},"Une API permet à des applications d’échanger des données ou d’exécuter des fonctions. Le MCP fournit un cadre standardisé pour rendre ces données et ces fonctions accessibles à un assistant IA, souvent à partir d’une interface en langage naturel.",{"_uid":6626,"hide":14,"title":6627,"component":1311,"description":6628},"01e0f0ec-81ce-4f08-b5ab-745c84be19cc","Que peut faire un assistant IA connecté aux données Finance ?",{"type":43,"attrs":6629,"content":6630},{"backgroundColor":17},[6631],{"type":61,"attrs":6632,"content":6633},{"textAlign":17},[6634,6636,6640],{"text":6635,"type":52},"Il peut rechercher des dépenses, comparer des périodes, identifier des anomalies, préparer un reporting ou aider à repérer les factures et justificatifs manquants. Les ",{"text":6637,"type":52,"marks":6638},"approbations et les paiements",[6639],{"type":72},{"text":6641,"type":52}," doivent rester soumis aux règles de contrôle définies par l’entreprise.",{"_uid":6643,"hide":14,"title":6644,"component":1311,"description":6645},"95ac2af3-5794-447e-93da-8d38ae83e8af","Par où commencer avec le MCP ?",{"type":43,"attrs":6646,"content":6647},{"backgroundColor":17},[6648],{"type":61,"attrs":6649,"content":6650},{"textAlign":17},[6651],{"text":6652,"type":52},"Commencez par un cas d’usage en lecture seule, avec des données bien structurées et un périmètre limité. Testez la qualité des réponses, vérifiez les accès et documentez les requêtes avant d’envisager des usages plus sensibles.",[6654],{"cta":6655,"_uid":6656,"title":6657,"eyebrow":6665,"subtitle":6672,"component":46,"textAlign":18,"eyebrowPill":14,"checkmarkList":14,"flexibleSection":6675,"sectionSettings":6676,"displaySeparator":14,"breakLineOnMobile":14,"subtitleLeftBorder":14,"customTitleFontSize":18},[],"3fc8a10d-a838-4f45-a038-05bae7746be9",{"type":43,"attrs":6658,"content":6659},{"backgroundColor":17},[6660],{"type":46,"attrs":6661,"content":6662},{"level":457,"textAlign":17},[6663],{"text":6664,"type":52},"Questions fréquentes sur le MCP",{"type":43,"attrs":6666,"content":6667},{"backgroundColor":17},[6668],{"type":61,"attrs":6669,"content":6670},{"textAlign":17},[6671],{"text":1510,"type":52},{"type":43,"content":6673},[6674],{"type":61},[],[],[],"model-context-protocol-mcp","fr/blog/model-context-protocol-mcp",-3400,[],"ef363e24-c7e2-49d5-8203-3ed8a545e634",[],"blog/model-context-protocol-mcp",[6686,6687,6688],{"path":6684,"name":17,"lang":142,"published":17},{"path":6684,"name":17,"lang":148,"published":17},{"path":6684,"name":17,"lang":150,"published":17},{"name":6690,"created_at":6691,"published_at":6692,"updated_at":6693,"id":6694,"uuid":6695,"content":6696,"slug":6814,"full_slug":6815,"sort_by_date":17,"position":6816,"tag_list":6817,"is_startpage":14,"parent_id":1522,"meta_data":17,"group_id":6818,"first_published_at":6692,"release_id":17,"lang":142,"path":17,"alternates":6819,"default_full_slug":6820,"translated_slugs":6821},"Matrice d’approbation des dépenses : comment fixer les seuils et les circuits de validation ?","2026-09-11T14:44:44.414Z","2026-09-11T15:09:57.225Z","2026-09-11T15:09:57.256Z",218924173003370,"afaf1a62-7486-4a5c-947b-4863fcb62696",{"_uid":6697,"title":6690,"topics":6698,"noIndex":14,"category":6707,"language":6716,"component":1277,"heroMedia":6717,"publishedAt":6446,"redirectUrl":18,"listingImage":6725,"metaDescription":6726,"bottomArticleCta":6727,"componentsAfterTheArticle":6728},"3abcca90-25e3-4fae-9034-b7bdbf4c99d3",[6699],{"name":3000,"created_at":3001,"published_at":127,"updated_at":3002,"id":3003,"uuid":3004,"content":6700,"slug":3007,"full_slug":3008,"sort_by_date":17,"position":3009,"tag_list":6701,"is_startpage":14,"parent_id":340,"meta_data":17,"group_id":3011,"first_published_at":3012,"release_id":17,"lang":142,"path":17,"alternates":6702,"default_full_slug":3014,"translated_slugs":6703,"_stopResolving":151},{"_uid":3006,"name":3000,"component":134},[],[],[6704,6705,6706],{"path":3014,"name":17,"lang":142,"published":17},{"path":3014,"name":17,"lang":148,"published":17},{"path":3014,"name":17,"lang":150,"published":17},{"name":1265,"created_at":1266,"published_at":127,"updated_at":1267,"id":1268,"uuid":1269,"content":6708,"slug":1277,"full_slug":1278,"sort_by_date":17,"position":137,"tag_list":6710,"is_startpage":14,"parent_id":1280,"meta_data":17,"group_id":1281,"first_published_at":1282,"release_id":17,"lang":142,"path":17,"alternates":6711,"default_full_slug":1284,"translated_slugs":6712,"_stopResolving":151},{"_uid":1271,"icon":6709,"name":1265,"component":1276},{"id":1273,"alt":1274,"name":18,"focus":18,"title":18,"filename":1275,"copyright":18,"fieldtype":19,"is_external_url":14},[],[],[6713,6714,6715],{"path":1284,"name":17,"lang":142,"published":17},{"path":1284,"name":17,"lang":148,"published":17},{"path":1284,"name":17,"lang":150,"published":17},[142],[6718],{"_uid":6719,"link":6720,"asset":6721,"caption":18,"component":501},"f4a38868-47a8-4987-8280-921c2f327dd8",{"id":18,"url":18,"linktype":1684,"fieldtype":300,"cached_url":6150,"prep":151},{"id":6722,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":6723,"copyright":18,"fieldtype":19,"meta_data":6724,"is_external_url":14},168580497833836,"https://a.storyblok.com/f/146026/1376x768/6efb2f6452/erp-implementation.png",{},[],"Matrice d’approbation des dépenses : découvrez comment fixer les seuils, organiser les validations et éviter les blocages dans votre entreprise.",[],[6729],{"cta":6730,"_uid":6731,"items":6732,"heading":6789,"reverse":14,"component":1516,"sectionSettings":6813},[],"0aa1c33e-ea6c-44ae-9bb5-262f0ea2c564",[6733,6750,6761,6778],{"_uid":6734,"hide":14,"title":6735,"component":1311,"description":6736},"940e53af-a582-40fd-ab72-6aa5f8db49f2","Qu’est-ce qu’une matrice d’approbation des dépenses ?",{"type":43,"attrs":6737,"content":6738},{"backgroundColor":17},[6739],{"type":61,"attrs":6740,"content":6741},{"textAlign":17},[6742,6744,6748],{"text":6743,"type":52},"Une matrice d’approbation associe chaque type et chaque montant de dépense à la personne habilitée à la valider. Elle transforme une politique de dépenses générale en ",{"text":6745,"type":52,"marks":6746},"règles concrètes",[6747],{"type":72},{"text":6749,"type":52},", applicables au quotidien.",{"_uid":6751,"hide":14,"title":6752,"component":1311,"description":6753},"b85b28cf-7fbb-4f91-b192-1a57f30a63ca","Combien de niveaux d’approbation faut-il prévoir ?",{"type":43,"attrs":6754,"content":6755},{"backgroundColor":17},[6756],{"type":61,"attrs":6757,"content":6758},{"textAlign":17},[6759],{"text":6760,"type":52},"Trois ou quatre niveaux couvrent la plupart des organisations : validation simple, manager, Finance, puis direction. Au-delà, le circuit risque de ralentir les dépenses sans améliorer significativement le contrôle.",{"_uid":6762,"hide":14,"title":6763,"component":1311,"description":6764},"2d923714-e38f-4afb-8fbc-fa6eee48593d","Comment fixer un seuil d’approbation ?",{"type":43,"attrs":6765,"content":6766},{"backgroundColor":17},[6767],{"type":61,"attrs":6768,"content":6769},{"textAlign":17},[6770,6772,6776],{"text":6771,"type":52},"Croisez trois critères : ",{"text":6773,"type":52,"marks":6774},"le montant",[6775],{"type":72},{"text":6777,"type":52},", la catégorie de dépense et le niveau de risque. Une dépense récurrente, un nouveau fournisseur ou un engagement pluriannuel peuvent nécessiter une validation renforcée, même si le montant reste inférieur au seuil habituel.",{"_uid":6779,"hide":14,"title":6780,"component":1311,"description":6781},"e49e5ad1-ed3b-41f6-a8c3-00defdedd780","Comment éviter que les validations ralentissent l’entreprise ?",{"type":43,"attrs":6782,"content":6783},{"backgroundColor":17},[6784],{"type":61,"attrs":6785,"content":6786},{"textAlign":17},[6787],{"text":6788,"type":52},"Prévoyez une validation simple pour les petits montants, un approbateur de remplacement et un délai maximal de traitement. Les workflows automatiques peuvent également relancer les personnes concernées et faire remonter les demandes restées sans réponse.",[6790],{"cta":6791,"_uid":6792,"title":6793,"eyebrow":6801,"subtitle":6808,"component":46,"textAlign":18,"eyebrowPill":14,"checkmarkList":14,"flexibleSection":6811,"sectionSettings":6812,"displaySeparator":14,"breakLineOnMobile":14,"subtitleLeftBorder":14,"customTitleFontSize":18},[],"fc2c2641-19cc-4660-8e86-a2d23c6c19e5",{"type":43,"attrs":6794,"content":6795},{"backgroundColor":17},[6796],{"type":46,"attrs":6797,"content":6798},{"level":457,"textAlign":17},[6799],{"text":6800,"type":52},"Questions fréquentes sur la matrice d'approbation des dépenses",{"type":43,"attrs":6802,"content":6803},{"backgroundColor":17},[6804],{"type":61,"attrs":6805,"content":6806},{"textAlign":17},[6807],{"text":1510,"type":52},{"type":43,"content":6809},[6810],{"type":61},[],[],[],"matrice-d-approbation-des-depenses","fr/blog/matrice-d-approbation-des-depenses",-3380,[],"85cccaed-c476-4738-a604-fad9ae30ba1f",[],"blog/matrice-d-approbation-des-depenses",[6822,6823,6824],{"path":6820,"name":17,"lang":142,"published":17},{"path":6820,"name":17,"lang":148,"published":17},{"path":6820,"name":17,"lang":150,"published":17},{"name":6826,"created_at":6827,"published_at":6828,"updated_at":6829,"id":6830,"uuid":6831,"content":6832,"slug":6951,"full_slug":6952,"sort_by_date":17,"position":6953,"tag_list":6954,"is_startpage":14,"parent_id":1522,"meta_data":17,"group_id":6955,"first_published_at":6956,"release_id":17,"lang":142,"path":17,"alternates":6957,"default_full_slug":6958,"translated_slugs":6959},"Codification comptable des factures : comment ça fonctionne et quelles sont les erreurs à éviter","2026-09-11T11:14:09.302Z","2026-09-11T11:31:21.345Z","2026-09-11T11:31:21.380Z",218872419623092,"e5aec5ec-e35c-478d-bd98-3f4ee2f012ed",{"_uid":6833,"title":6826,"topics":6834,"noIndex":14,"category":6854,"language":6863,"component":1277,"heroMedia":6864,"publishedAt":6446,"redirectUrl":18,"listingImage":6872,"metaDescription":6873,"bottomArticleCta":6874,"componentsAfterTheArticle":6875},"ad8fd1f6-e412-43ba-ac8b-0117669dfb74",[6835],{"name":6836,"created_at":6837,"published_at":127,"updated_at":6838,"id":6839,"uuid":6840,"content":6841,"slug":3418,"full_slug":6843,"sort_by_date":17,"position":6844,"tag_list":6845,"is_startpage":14,"parent_id":340,"meta_data":17,"group_id":6846,"first_published_at":6847,"release_id":17,"lang":142,"path":17,"alternates":6848,"default_full_slug":6849,"translated_slugs":6850,"_stopResolving":151},"Factures fournisseurs","2022-10-19T17:58:01.385Z","2026-03-12T10:47:24.200Z",206171450,"94774a96-2374-4adf-91ae-2a21cf281282",{"_uid":6842,"name":6836,"component":134},"63535519-d3ae-42ed-a496-fd0c222e4057","fr/blog/topic/factures-fournisseurs",-540,[],"f7010886-52de-401f-8beb-e195074d444f","2022-11-02T15:24:39.398Z",[],"blog/topic/factures-fournisseurs",[6851,6852,6853],{"path":6849,"name":17,"lang":142,"published":17},{"path":6849,"name":17,"lang":148,"published":17},{"path":6849,"name":17,"lang":150,"published":17},{"name":1265,"created_at":1266,"published_at":127,"updated_at":1267,"id":1268,"uuid":1269,"content":6855,"slug":1277,"full_slug":1278,"sort_by_date":17,"position":137,"tag_list":6857,"is_startpage":14,"parent_id":1280,"meta_data":17,"group_id":1281,"first_published_at":1282,"release_id":17,"lang":142,"path":17,"alternates":6858,"default_full_slug":1284,"translated_slugs":6859,"_stopResolving":151},{"_uid":1271,"icon":6856,"name":1265,"component":1276},{"id":1273,"alt":1274,"name":18,"focus":18,"title":18,"filename":1275,"copyright":18,"fieldtype":19,"is_external_url":14},[],[],[6860,6861,6862],{"path":1284,"name":17,"lang":142,"published":17},{"path":1284,"name":17,"lang":148,"published":17},{"path":1284,"name":17,"lang":150,"published":17},[142],[6865],{"_uid":6866,"link":6867,"asset":6868,"caption":18,"component":501},"56462af3-7016-4fc1-bcb9-e021480a9af8",{"id":18,"url":18,"linktype":1684,"fieldtype":300,"cached_url":6150,"prep":151},{"id":6869,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":6870,"copyright":18,"fieldtype":19,"meta_data":6871,"is_external_url":14},168591824876844,"https://a.storyblok.com/f/146026/1376x768/79600e4996/rapprochement-bancaire-automatise.png",{},[],"Codification comptable des factures fournisseurs : découvrez comment choisir le bon compte, traiter la TVA et éviter les erreurs d’imputation.",[],[6876],{"cta":6877,"_uid":6878,"items":6879,"heading":6924,"reverse":14,"component":1516,"sectionSettings":6950},[],"334dc6f1-0ee1-41d9-a31b-3f3ecb411fc0",[6880,6891,6902,6913],{"_uid":6881,"hide":14,"title":6882,"component":1311,"description":6883},"9b921b37-b36e-4961-9c5d-20dd1cc61112","Quelle est la différence entre codification et saisie comptable ?",{"type":43,"attrs":6884,"content":6885},{"backgroundColor":17},[6886],{"type":61,"attrs":6887,"content":6888},{"textAlign":17},[6889],{"text":6890,"type":52},"La codification consiste à déterminer le traitement de la facture : compte de charge ou d’immobilisation, TVA, compte fournisseur et imputation analytique. La saisie consiste ensuite à enregistrer ces informations dans le logiciel comptable.",{"_uid":6892,"hide":14,"title":6893,"component":1311,"description":6894},"c0283b62-da9b-4ace-af44-40de8b071bf3","Quel compte utiliser pour une facture fournisseur ?",{"type":43,"attrs":6895,"content":6896},{"backgroundColor":17},[6897],{"type":61,"attrs":6898,"content":6899},{"textAlign":17},[6900],{"text":6901,"type":52},"Le compte dépend de la nature de la dépense. Une facture d’énergie peut relever du compte 6061, une prestation de conseil d’un compte d’honoraires, et une acquisition durable d’un compte d’immobilisation. Le compte 401 est généralement utilisé pour constater la dette envers un fournisseur d’exploitation.",{"_uid":6903,"hide":14,"title":6904,"component":1311,"description":6905},"5aa4d9e5-67b8-4797-8941-d205226e9b9c","Une facture sans bon de commande peut-elle être comptabilisée ?",{"type":43,"attrs":6906,"content":6907},{"backgroundColor":17},[6908],{"type":61,"attrs":6909,"content":6910},{"textAlign":17},[6911],{"text":6912,"type":52},"Oui. Il faut toutefois disposer d’une preuve de l’achat, vérifier que la prestation a bien été réalisée et faire valider l’exception par la personne compétente. L’absence de bon de commande ne détermine pas le compte comptable à utiliser.",{"_uid":6914,"hide":14,"title":6915,"component":1311,"description":6916},"c6564e89-b7ee-4b12-af62-5cb158f913a4","L’automatisation remplace-t-elle le comptable ?",{"type":43,"attrs":6917,"content":6918},{"backgroundColor":17},[6919],{"type":61,"attrs":6920,"content":6921},{"textAlign":17},[6922],{"text":6923,"type":52},"Non. Un outil peut extraire les données, proposer une codification et appliquer des règles sur les factures récurrentes. La validation humaine reste nécessaire pour les dépenses inhabituelles, les erreurs détectées et les situations qui nécessitent une analyse comptable.",[6925],{"cta":6926,"_uid":6927,"title":6928,"eyebrow":6938,"subtitle":6945,"component":46,"textAlign":18,"eyebrowPill":14,"checkmarkList":14,"flexibleSection":6948,"sectionSettings":6949,"displaySeparator":14,"breakLineOnMobile":14,"subtitleLeftBorder":14,"customTitleFontSize":18},[],"5274e13b-a1e4-4936-afff-d5990567f1d5",{"type":43,"attrs":6929,"content":6930},{"backgroundColor":17},[6931],{"type":46,"attrs":6932,"content":6933},{"level":457,"textAlign":17},[6934],{"text":6935,"type":52,"marks":6936},"Questions fréquentes sur la codification comptable",[6937],{"type":72},{"type":43,"attrs":6939,"content":6940},{"backgroundColor":17},[6941],{"type":61,"attrs":6942,"content":6943},{"textAlign":17},[6944],{"text":1510,"type":52},{"type":43,"content":6946},[6947],{"type":61},[],[],[],"codification-comptable-des-factures","fr/blog/codification-comptable-des-factures",-3360,[],"602939c4-8637-4f1b-8c8d-ecb46a3130d7","2026-09-11T11:30:38.671Z",[],"blog/codification-comptable-des-factures",[6960,6961,6962],{"path":6958,"name":17,"lang":142,"published":17},{"path":6958,"name":17,"lang":148,"published":17},{"path":6958,"name":17,"lang":150,"published":17},{"name":6964,"created_at":6965,"published_at":6966,"updated_at":6967,"id":6968,"uuid":6969,"content":6970,"slug":7127,"full_slug":7128,"sort_by_date":17,"position":7129,"tag_list":7130,"is_startpage":14,"parent_id":1522,"meta_data":17,"group_id":7131,"first_published_at":6966,"release_id":17,"lang":142,"path":17,"alternates":7132,"default_full_slug":7133,"translated_slugs":7134},"Rapprochement à trois voies, comment contrôler une facture fournisseur avant paiement ?","2026-09-11T10:33:50.987Z","2026-09-11T10:59:34.901Z","2026-09-11T10:59:34.937Z",218862514159405,"8581c132-41d4-42f6-8a61-b16f0bf02a85",{"_uid":6971,"title":6964,"topics":6972,"noIndex":14,"category":6989,"language":6998,"component":1277,"heroMedia":6999,"publishedAt":6446,"redirectUrl":18,"listingImage":7007,"metaDescription":7008,"bottomArticleCta":7009,"componentsAfterTheArticle":7010},"4ca107c6-aa1a-42e3-ae88-b744c2f48318",[6973,6981],{"name":1616,"created_at":1617,"published_at":127,"updated_at":1618,"id":1619,"uuid":1620,"content":6974,"slug":1623,"full_slug":1624,"sort_by_date":17,"position":1625,"tag_list":6975,"is_startpage":14,"parent_id":340,"meta_data":17,"group_id":1627,"first_published_at":1628,"release_id":17,"lang":142,"path":17,"alternates":6976,"default_full_slug":1630,"translated_slugs":6977,"_stopResolving":151},{"_uid":1622,"name":1616,"component":134},[],[],[6978,6979,6980],{"path":1630,"name":17,"lang":142,"published":17},{"path":1630,"name":17,"lang":148,"published":17},{"path":1630,"name":17,"lang":150,"published":17},{"name":6836,"created_at":6837,"published_at":127,"updated_at":6838,"id":6839,"uuid":6840,"content":6982,"slug":3418,"full_slug":6843,"sort_by_date":17,"position":6844,"tag_list":6983,"is_startpage":14,"parent_id":340,"meta_data":17,"group_id":6846,"first_published_at":6847,"release_id":17,"lang":142,"path":17,"alternates":6984,"default_full_slug":6849,"translated_slugs":6985,"_stopResolving":151},{"_uid":6842,"name":6836,"component":134},[],[],[6986,6987,6988],{"path":6849,"name":17,"lang":142,"published":17},{"path":6849,"name":17,"lang":148,"published":17},{"path":6849,"name":17,"lang":150,"published":17},{"name":1265,"created_at":1266,"published_at":127,"updated_at":1267,"id":1268,"uuid":1269,"content":6990,"slug":1277,"full_slug":1278,"sort_by_date":17,"position":137,"tag_list":6992,"is_startpage":14,"parent_id":1280,"meta_data":17,"group_id":1281,"first_published_at":1282,"release_id":17,"lang":142,"path":17,"alternates":6993,"default_full_slug":1284,"translated_slugs":6994,"_stopResolving":151},{"_uid":1271,"icon":6991,"name":1265,"component":1276},{"id":1273,"alt":1274,"name":18,"focus":18,"title":18,"filename":1275,"copyright":18,"fieldtype":19,"is_external_url":14},[],[],[6995,6996,6997],{"path":1284,"name":17,"lang":142,"published":17},{"path":1284,"name":17,"lang":148,"published":17},{"path":1284,"name":17,"lang":150,"published":17},[142],[7000],{"_uid":7001,"link":7002,"asset":7003,"caption":18,"component":501},"8dc5c836-e3be-491e-9b15-8e79c5bcf464",{"id":18,"url":18,"linktype":1684,"fieldtype":300,"cached_url":6150,"prep":151},{"id":7004,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":7005,"copyright":18,"fieldtype":19,"meta_data":7006,"is_external_url":14},174400058601475,"https://a.storyblok.com/f/146026/1376x768/5856800d6b/what-is-invoice-discounting.png",{},[],"Rapprochement à trois voies, découvrez comment comparer commande, livraison et facture pour sécuriser vos paiements fournisseurs et limiter les erreurs.",[],[7011],{"cta":7012,"_uid":7013,"items":7014,"heading":7100,"reverse":14,"component":1516,"sectionSettings":7126},[],"f5d045b0-cf80-447d-ab21-5a9630df1bc3",[7015,7037,7058,7079],{"_uid":7016,"hide":14,"title":7017,"component":1311,"description":7018},"71962f21-f32e-4eb4-8592-9ca401def550","Qu’est-ce que le three-way matching (rapprochement à trois voies) ?",{"type":43,"attrs":7019,"content":7020},{"backgroundColor":17},[7021,7032],{"type":61,"attrs":7022,"content":7023},{"textAlign":17},[7024,7026,7030],{"text":7025,"type":52},"Le three-way matching, ou rapprochement à trois voies, consiste à comparer ",{"text":7027,"type":52,"marks":7028},"le bon de commande, le bon de livraison et la facture",[7029],{"type":72},{"text":7031,"type":52}," avant d’autoriser le paiement.",{"type":61,"attrs":7033,"content":7034},{"textAlign":17},[7035],{"text":7036,"type":52},"Il permet de vérifier que le prix facturé correspond à la commande et que les quantités facturées correspondent aux quantités reçues.",{"_uid":7038,"hide":14,"title":7039,"component":1311,"description":7040},"bc4ebe19-7ad2-4e6f-a309-96c28d9f55bb","Quelle différence entre le rapprochement à deux voies et à trois voies ?",{"type":43,"attrs":7041,"content":7042},{"backgroundColor":17},[7043,7048],{"type":61,"attrs":7044,"content":7045},{"textAlign":17},[7046],{"text":7047,"type":52},"Le rapprochement à deux voies compare le bon de commande et la facture. Il convient généralement aux services, aux abonnements et aux licences sans livraison physique.",{"type":61,"attrs":7049,"content":7050},{"textAlign":17},[7051,7053,7057],{"text":7052,"type":52},"Le rapprochement à trois voies ajoute le bon de livraison afin de contrôler ",{"text":7054,"type":52,"marks":7055},"les quantités réellement reçues",[7056],{"type":72},{"text":375,"type":52},{"_uid":7059,"hide":14,"title":7060,"component":1311,"description":7061},"ebc3eb86-83d0-4ca3-8c37-778b8a5a0ac1","Quels écarts le rapprochement permet-il de détecter ?",{"type":43,"attrs":7062,"content":7063},{"backgroundColor":17},[7064,7069],{"type":61,"attrs":7065,"content":7066},{"textAlign":17},[7067],{"text":7068,"type":52},"Il permet notamment de repérer les écarts de prix et de quantité, les articles non commandés, les livraisons partielles facturées en totalité, les frais supplémentaires et les doublons.",{"type":61,"attrs":7070,"content":7071},{"textAlign":17},[7072,7074,7078],{"text":7073,"type":52},"Chaque écart doit ensuite être analysé selon ",{"text":7075,"type":52,"marks":7076},"les seuils et les règles définis par l’entreprise",[7077],{"type":72},{"text":375,"type":52},{"_uid":7080,"hide":14,"title":7081,"component":1311,"description":7082},"aa2e2273-ef2c-4887-ab07-9c3e9c8fce3e","Le rapprochement à trois voies est-il obligatoire en France ?",{"type":43,"attrs":7083,"content":7084},{"backgroundColor":17},[7085,7090],{"type":61,"attrs":7086,"content":7087},{"textAlign":17},[7088],{"text":7089,"type":52},"Non, le three-way matching n’est pas une obligation légale générale. Il s’agit d’une bonne pratique de contrôle interne qui aide à sécuriser les achats et les paiements.",{"type":61,"attrs":7091,"content":7092},{"textAlign":17},[7093,7095,7099],{"text":7094,"type":52},"La facturation électronique facilite son automatisation, mais ",{"text":7096,"type":52,"marks":7097},"le niveau de rapprochement doit rester adapté à la nature de chaque dépense",[7098],{"type":72},{"text":375,"type":52},[7101],{"cta":7102,"_uid":7103,"title":7104,"eyebrow":7114,"subtitle":7121,"component":46,"textAlign":18,"eyebrowPill":14,"checkmarkList":14,"flexibleSection":7124,"sectionSettings":7125,"displaySeparator":14,"breakLineOnMobile":14,"subtitleLeftBorder":14,"customTitleFontSize":18},[],"f5b9e653-4d2a-42ac-8dd2-65a8fbeba5ff",{"type":43,"attrs":7105,"content":7106},{"backgroundColor":17},[7107],{"type":46,"attrs":7108,"content":7109},{"level":457,"textAlign":17},[7110],{"text":7111,"type":52,"marks":7112},"Questions fréquentes sur le rapprochement à trois voies",[7113],{"type":72},{"type":43,"attrs":7115,"content":7116},{"backgroundColor":17},[7117],{"type":61,"attrs":7118,"content":7119},{"textAlign":17},[7120],{"text":1510,"type":52},{"type":43,"content":7122},[7123],{"type":61},[],[],[],"rapprochement-a-trois-voies","fr/blog/rapprochement-a-trois-voies",-3340,[],"7248ac8f-37ae-4623-b634-a4839776c811",[],"blog/rapprochement-a-trois-voies",[7135,7136,7137],{"path":7133,"name":17,"lang":142,"published":17},{"path":7133,"name":17,"lang":148,"published":17},{"path":7133,"name":17,"lang":150,"published":17},{"name":7139,"created_at":7140,"published_at":7141,"updated_at":7142,"id":7143,"uuid":7144,"content":7145,"slug":7311,"full_slug":7312,"sort_by_date":17,"position":7313,"tag_list":7314,"is_startpage":14,"parent_id":1522,"meta_data":17,"group_id":7315,"first_published_at":7316,"release_id":17,"lang":142,"path":17,"alternates":7317,"default_full_slug":7318,"translated_slugs":7319},"Facture d’acompte fournisseur, comment la calculer et la rapprocher avec la facture de solde ?","2026-09-05T08:03:17.455Z","2026-09-05T08:22:42.211Z","2026-09-05T08:22:42.231Z",216702146407532,"9fe9be4e-e867-4d39-b06e-fcfd8adccf58",{"_uid":7146,"title":7139,"topics":7147,"noIndex":14,"category":7164,"language":7173,"component":1277,"heroMedia":7174,"publishedAt":7181,"redirectUrl":18,"listingImage":7182,"metaDescription":7183,"bottomArticleCta":7184,"componentsAfterTheArticle":7185},"1552fe69-983e-4e62-ac1d-c83c315c7849",[7148,7156],{"name":1616,"created_at":1617,"published_at":127,"updated_at":1618,"id":1619,"uuid":1620,"content":7149,"slug":1623,"full_slug":1624,"sort_by_date":17,"position":1625,"tag_list":7150,"is_startpage":14,"parent_id":340,"meta_data":17,"group_id":1627,"first_published_at":1628,"release_id":17,"lang":142,"path":17,"alternates":7151,"default_full_slug":1630,"translated_slugs":7152,"_stopResolving":151},{"_uid":1622,"name":1616,"component":134},[],[],[7153,7154,7155],{"path":1630,"name":17,"lang":142,"published":17},{"path":1630,"name":17,"lang":148,"published":17},{"path":1630,"name":17,"lang":150,"published":17},{"name":6836,"created_at":6837,"published_at":127,"updated_at":6838,"id":6839,"uuid":6840,"content":7157,"slug":3418,"full_slug":6843,"sort_by_date":17,"position":6844,"tag_list":7158,"is_startpage":14,"parent_id":340,"meta_data":17,"group_id":6846,"first_published_at":6847,"release_id":17,"lang":142,"path":17,"alternates":7159,"default_full_slug":6849,"translated_slugs":7160,"_stopResolving":151},{"_uid":6842,"name":6836,"component":134},[],[],[7161,7162,7163],{"path":6849,"name":17,"lang":142,"published":17},{"path":6849,"name":17,"lang":148,"published":17},{"path":6849,"name":17,"lang":150,"published":17},{"name":1265,"created_at":1266,"published_at":127,"updated_at":1267,"id":1268,"uuid":1269,"content":7165,"slug":1277,"full_slug":1278,"sort_by_date":17,"position":137,"tag_list":7167,"is_startpage":14,"parent_id":1280,"meta_data":17,"group_id":1281,"first_published_at":1282,"release_id":17,"lang":142,"path":17,"alternates":7168,"default_full_slug":1284,"translated_slugs":7169,"_stopResolving":151},{"_uid":1271,"icon":7166,"name":1265,"component":1276},{"id":1273,"alt":1274,"name":18,"focus":18,"title":18,"filename":1275,"copyright":18,"fieldtype":19,"is_external_url":14},[],[],[7170,7171,7172],{"path":1284,"name":17,"lang":142,"published":17},{"path":1284,"name":17,"lang":148,"published":17},{"path":1284,"name":17,"lang":150,"published":17},[142],[7175],{"_uid":7176,"asset":7177,"caption":18,"component":501},"104606e3-1928-4dc9-836b-eece079259c1",{"id":7178,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":7179,"copyright":18,"fieldtype":19,"meta_data":7180,"is_external_url":14},168584629424610,"https://a.storyblok.com/f/146026/1376x768/e74bf81acf/batch-payments-uk.png",{},"2026-09-05 00:00",[],"Facture d’acompte fournisseur, découvrez son calcul, les règles de TVA et les contrôles à effectuer avant le rapprochement avec la facture de solde.\n",[],[7186],{"cta":7187,"_uid":7188,"items":7189,"heading":7284,"reverse":14,"component":1516,"sectionSettings":7310},[],"14e773e4-85a2-422c-acbc-8f11dcdf65a2",[7190,7211,7238,7262],{"_uid":7191,"hide":14,"title":7192,"component":1311,"description":7193},"1685b4c9-e3d0-4743-9cec-6f2a0263ae82","La facture d’acompte est-elle obligatoire ?",{"type":43,"attrs":7194,"content":7195},{"backgroundColor":17},[7196,7201],{"type":61,"attrs":7197,"content":7198},{"textAlign":17},[7199],{"text":7200,"type":52},"Oui. Le fournisseur doit émettre une facture lorsqu’il encaisse un acompte, conformément à l’article 289 du Code général des impôts.",{"type":61,"attrs":7202,"content":7203},{"textAlign":17},[7204,7206,7210],{"text":7205,"type":52},"La facture doit comporter les mentions obligatoires, préciser qu’il s’agit d’un acompte et disposer ",{"text":7207,"type":52,"marks":7208},"d’un numéro appartenant à la série continue de facturation",[7209],{"type":72},{"text":375,"type":52},{"_uid":7212,"hide":14,"title":7213,"component":1311,"description":7214},"e5c6a6d0-b87e-4842-a0ff-ae7513621fb9","La TVA est-elle due dès l’encaissement de l’acompte ?",{"type":43,"attrs":7215,"content":7216},{"backgroundColor":17},[7217,7222,7227],{"type":61,"attrs":7218,"content":7219},{"textAlign":17},[7220],{"text":7221,"type":52},"Oui, selon la nature de l’opération.",{"type":61,"attrs":7223,"content":7224},{"textAlign":17},[7225],{"text":7226,"type":52},"Pour les livraisons de biens, la TVA est exigible dès l’encaissement de l’acompte depuis le 1er janvier 2023. Pour les prestations de services, elle est en principe exigible dès l’encaissement.",{"type":61,"attrs":7228,"content":7229},{"textAlign":17},[7230,7232,7236],{"text":7231,"type":52},"La TVA facturée sur l’acompte doit être déduite ",{"text":7233,"type":52,"marks":7234},"une seule fois",[7235],{"type":72},{"text":7237,"type":52},", puis soustraite du montant restant à récupérer sur la facture de solde.",{"_uid":7239,"hide":14,"title":7240,"component":1311,"description":7241},"ec8e23bc-5d17-4821-a1a0-77c2be8d9ccc","Un acompte est-il remboursable ?",{"type":43,"attrs":7242,"content":7243},{"backgroundColor":17},[7244,7249],{"type":61,"attrs":7245,"content":7246},{"textAlign":17},[7247],{"text":7248,"type":52},"En principe, l’acompte engage fermement les deux parties et n’est pas remboursable du seul fait d’un désistement.",{"type":61,"attrs":7250,"content":7251},{"textAlign":17},[7252,7254,7261],{"text":7253,"type":52},"Le remboursement peut toutefois intervenir lorsque le fournisseur n’exécute pas la prestation, lorsque le contrat le prévoit ou lorsque les parties conviennent d’annuler l’opération. Les arrhes obéissent à un régime différent, prévu par ",{"text":7255,"type":52,"marks":7256},"l’article 1590 du Code civil",[7257,7260],{"type":385,"attrs":7258},{"href":7259,"uuid":17,"anchor":17,"target":388,"linktype":299},"https://www.service-public.gouv.fr/particuliers/vosdroits/F31187",{"type":72},{"text":375,"type":52},{"_uid":7263,"hide":14,"title":7264,"component":1311,"description":7265},"7247af96-de8d-41d1-8544-0e3e3671eaad","Quelle différence entre une facture d’acompte et une facture de situation ?",{"type":43,"attrs":7266,"content":7267},{"backgroundColor":17},[7268,7273],{"type":61,"attrs":7269,"content":7270},{"textAlign":17},[7271],{"text":7272,"type":52},"La facture d’acompte correspond à un paiement anticipé prévu avant la livraison ou le début de la prestation.",{"type":61,"attrs":7274,"content":7275},{"textAlign":17},[7276,7278,7282],{"text":7277,"type":52},"La facture de situation correspond à ",{"text":7279,"type":52,"marks":7280},"l’avancement réel d’une prestation ou de travaux",[7281],{"type":72},{"text":7283,"type":52},". Elle est fréquente dans le BTP et se calcule selon les travaux effectivement réalisés.",[7285],{"cta":7286,"_uid":7287,"title":7288,"eyebrow":7298,"subtitle":7305,"component":46,"textAlign":18,"eyebrowPill":14,"checkmarkList":14,"flexibleSection":7308,"sectionSettings":7309,"displaySeparator":14,"breakLineOnMobile":14,"subtitleLeftBorder":14,"customTitleFontSize":18},[],"5a398c79-9777-49d5-be6c-5e7af530bb9f",{"type":43,"attrs":7289,"content":7290},{"backgroundColor":17},[7291],{"type":46,"attrs":7292,"content":7293},{"level":457,"textAlign":17},[7294],{"text":7295,"type":52,"marks":7296},"Questions fréquentes sur les factures d’acompte fournisseurs",[7297],{"type":72},{"type":43,"attrs":7299,"content":7300},{"backgroundColor":17},[7301],{"type":61,"attrs":7302,"content":7303},{"textAlign":17},[7304],{"text":1510,"type":52},{"type":43,"content":7306},[7307],{"type":61},[],[],[],"facture-d-acompte-fournisseur","fr/blog/facture-d-acompte-fournisseur",-3230,[],"a37f7fc8-767b-490d-ad60-6f79e65b3bb6","2026-09-05T08:15:48.167Z",[],"blog/facture-d-acompte-fournisseur",[7320,7321,7322],{"path":7318,"name":17,"lang":142,"published":17},{"path":7318,"name":17,"lang":148,"published":17},{"path":7318,"name":17,"lang":150,"published":17},"328",1789145198605]